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German American Bancorp (GABC)
:GABC
Total Valuation
German American Bancorp has a market cap or net worth of $1.43B. The enterprise value is $1.55B.
Market Cap$1.43B
Enterprise Value$1.55B
Share Statistics
German American Bancorp has 37,492,924 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding37,492,924
Owned by Insiders4.18%
Owned by Institutions0.43%
Financial Efficiency
German American Bancorp’s return on equity (ROE) is 0.12 and return on invested capital (ROIC) is 8.67%.
Return on Equity (ROE)0.12
Return on Assets (ROA)0.01
Return on Invested Capital (ROIC)8.67%
Return on Capital Employed (ROCE)0.11
Revenue Per Employee309.20K
Profits Per Employee82.17K
Employee Count1,020
Asset Turnover0.05
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of German American Bancorp is 14.5. German American Bancorp’s PEG ratio is -5.18.
PE Ratio14.5
PS Ratio3.78
PB Ratio1.67
Price to Fair Value1.67
Price to FCF13.15
Price to Operating Cash Flow12.68
PEG Ratio-5.18
Income Statement
In the last 12 months, German American Bancorp had revenue of 315.38M and earned 83.81M in profits. Earnings per share was 2.83.
Revenue315.38M
Gross Profit212.15M
Operating Income104.10M
Pretax Income104.10M
Net Income83.81M
EBITDA113.38M
Earnings Per Share (EPS)2.83
Cash Flow
In the last 12 months, operating cash flow was 109.84M and capital expenditures -5.06M, giving a free cash flow of 104.78M billion.
Operating Cash Flow109.84M
Free Cash Flow104.78M
Free Cash Flow per Share2.79
Dividends & Yields
German American Bancorp pays an annual dividend of $0.29, resulting in a dividend yield of 2.98%
Dividend Per Share$0.29
Dividend Yield2.98%
Payout Ratio43.35%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.74
52-Week Price Change5.06%
50-Day Moving Average38.76
200-Day Moving Average39.23
Relative Strength Index (RSI)43.37
Average Volume (3m)118.63K
Important Dates
German American Bancorp upcoming earnings date is Nov 3, 2025, After Close (Confirmed).
Last Earnings DateJul 28, 2025
Next Earnings DateNov 3, 2025
Ex-Dividend DateAug 08, 2025
Financial Position
German American Bancorp as a current ratio of 0.21, with Debt / Equity ratio of 0.00%
Current Ratio0.21
Quick Ratio0.21
Debt to Market Cap0.17
Net Debt to EBITDA1.24
Interest Coverage Ratio1.04
Taxes
In the past 12 months, German American Bancorp has paid 20.29M in taxes.
Income Tax20.29M
Effective Tax Rate0.19
Enterprise Valuation
German American Bancorp EV to EBITDA ratio is 11.76, with an EV/FCF ratio of 14.70.
EV to Sales4.23
EV to EBITDA11.76
EV to Free Cash Flow14.70
EV to Operating Cash Flow13.93
Balance Sheet
German American Bancorp has $1.19B in cash and marketable securities with $216.54M in debt, giving a net cash position of -$969.48M billion.
Cash & Marketable Securities$1.19B
Total Debt$216.54M
Net Cash-$969.48M
Net Cash Per Share-$25.86
Tangible Book Value Per Share$17.94
Margins
Gross margin is 33.08%, with operating margin of 33.01%, and net profit margin of 26.57%.
Gross Margin33.08%
Operating Margin33.01%
Pretax Margin33.01%
Net Profit Margin26.57%
EBITDA Margin35.95%
EBIT Margin33.01%
Analyst Forecast
The average price target for German American Bancorp is $45.75, which is 11.43% higher than the current price. The consensus rating is Strong Buy
Price Target$45.75
Price Target Upside19.80% Upside
Analyst ConsensusStrong Buy
Analyst Count4
Revenue Growth Forecast22.42%
EPS Growth Forecast-5.59%