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Total Valuation
German American Bancorp has a market cap or net worth of $1.79B. The enterprise value is $1.78B.
Market Cap$1.79B
Enterprise Value$1.78B
Share Statistics
German American Bancorp has 37,564,316 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding37,564,316
Owned by Insiders2.87%
Owned by Institutions8.65%
Financial Efficiency
German American Bancorp’s return on equity (ROE) is 0.10 and return on invested capital (ROIC) is 8.05%.
Return on Equity (ROE)0.10
Return on Assets (ROA)0.01
Return on Invested Capital (ROIC)8.05%
Return on Capital Employed (ROCE)0.10
Revenue Per Employee477.84K
Profits Per Employee110.43K
Employee Count1,020
Asset Turnover0.06
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of German American Bancorp is 13.1. German American Bancorp’s PEG ratio is 1.58.
PE Ratio13.1
PS Ratio2.96
PB Ratio1.24
Price to Fair Value1.24
Price to FCF9.36
Price to Operating Cash Flow11.27
PEG Ratio1.58
Income Statement
In the last 12 months, German American Bancorp had revenue of 487.40M and earned 112.64M in profits. Earnings per share was 3.06.
Revenue487.40M
Gross Profit342.02M
Operating Income140.07M
Pretax Income140.07M
Net Income112.64M
EBITDA158.78M
Earnings Per Share (EPS)3.06
Cash Flow
In the last 12 months, operating cash flow was 158.43M and capital expenditures -5.13M, giving a free cash flow of 153.30M billion.
Operating Cash Flow158.43M
Free Cash Flow153.30M
Free Cash Flow per Share4.08
Dividends & Yields
German American Bancorp pays an annual dividend of $0.31, resulting in a dividend yield of 2.89%
Dividend Per Share$0.31
Dividend Yield2.89%
Payout Ratio40.56%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.67
52-Week Price Change19.99%
50-Day Moving Average44.16
200-Day Moving Average41.12
Relative Strength Index (RSI)65.21
Average Volume (3m)116.13K
Important Dates
German American Bancorp upcoming earnings date is Aug 3, 2026, After Close (Confirmed).
Last Earnings DateApr 27, 2026
Next Earnings DateAug 3, 2026
Ex-Dividend Date―
Financial Position
German American Bancorp as a current ratio of 0.18, with Debt / Equity ratio of 14.87%
Current Ratio0.18
Quick Ratio0.18
Debt to Market Cap0.13
Net Debt to EBITDA0.70
Interest Coverage Ratio1.11
Taxes
In the past 12 months, German American Bancorp has paid 27.43M in taxes.
Income Tax27.43M
Effective Tax Rate0.20
Enterprise Valuation
German American Bancorp EV to EBITDA ratio is 9.78, with an EV/FCF ratio of 10.08.
EV to Sales3.19
EV to EBITDA9.78
EV to Free Cash Flow10.08
EV to Operating Cash Flow9.74
Balance Sheet
German American Bancorp has $75.96M in cash and marketable securities with $174.65M in debt, giving a net cash position of -$98.70M billion.
Cash & Marketable Securities$75.96M
Total Debt$174.65M
Net Cash-$98.70M
Net Cash Per Share-$2.63
Tangible Book Value Per Share$20.47
Margins
Gross margin is 74.10%, with operating margin of 28.74%, and net profit margin of 23.11%.
Gross Margin74.10%
Operating Margin28.74%
Pretax Margin28.74%
Net Profit Margin23.11%
EBITDA Margin32.58%
EBIT Margin28.74%
Analyst Forecast
The average price target for German American Bancorp is $49.00, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$49.00
Price Target Upside11.01% Upside
Analyst ConsensusModerate Buy
Analyst Count3
Revenue Growth Forecast31.27%
EPS Growth Forecast45.08%