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German American Bancorp (GABC)
NASDAQ:GABC
Total Valuation
German American Bancorp has a market cap or net worth of $1.50B. The enterprise value is $1.62B.
Market Cap$1.50B
Enterprise Value$1.62B
Share Statistics
German American Bancorp has 37,496,536 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding37,496,536
Owned by Insiders2.79%
Owned by Institutions9.26%
Financial Efficiency
German American Bancorp’s return on equity (ROE) is 0.10 and return on invested capital (ROIC) is 1.35%.
Return on Equity (ROE)0.10
Return on Assets (ROA)0.01
Return on Invested Capital (ROIC)1.35%
Return on Capital Employed (ROCE)0.02
Revenue Per Employee477.84K
Profits Per Employee110.43K
Employee Count1,020
Asset Turnover0.06
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of German American Bancorp is 10.3. German American Bancorp’s PEG ratio is 1.57.
PE Ratio10.3
PS Ratio2.96
PB Ratio1.24
Price to Fair Value1.24
Price to FCF9.36
Price to Operating Cash Flow742.65
PEG Ratio1.57
Income Statement
In the last 12 months, German American Bancorp had revenue of 487.40M and earned 112.64M in profits. Earnings per share was 3.06.
Revenue487.40M
Gross Profit342.02M
Operating Income140.07M
Pretax Income140.07M
Net Income112.64M
EBITDA140.07M
Earnings Per Share (EPS)3.06
Cash Flow
In the last 12 months, operating cash flow was 2.02M and capital expenditures -6.92M, giving a free cash flow of -4.89M billion.
Operating Cash Flow2.02M
Free Cash Flow-4.89M
Free Cash Flow per Share-0.13
Dividends & Yields
German American Bancorp pays an annual dividend of $0.29, resulting in a dividend yield of 2.89%
Dividend Per Share$0.29
Dividend Yield2.89%
Payout Ratio40.56%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.75
52-Week Price Change8.48%
50-Day Moving Average41.28
200-Day Moving Average39.51
Relative Strength Index (RSI)36.94
Average Volume (3m)116.13K
Important Dates
German American Bancorp upcoming earnings date is Apr 27, 2026, After Close (Confirmed).
Last Earnings DateJan 26, 2026
Next Earnings DateApr 27, 2026
Ex-Dividend Date―
Financial Position
German American Bancorp as a current ratio of 2.59, with Debt / Equity ratio of 16.21%
Current Ratio2.59
Quick Ratio2.59
Debt to Market Cap0.13
Net Debt to EBITDA0.84
Interest Coverage Ratio1.11
Taxes
In the past 12 months, German American Bancorp has paid 27.43M in taxes.
Income Tax27.43M
Effective Tax Rate0.20
Enterprise Valuation
German American Bancorp EV to EBITDA ratio is 11.13, with an EV/FCF ratio of 10.12.
EV to Sales3.20
EV to EBITDA11.13
EV to Free Cash Flow10.12
EV to Operating Cash Flow9.78
Balance Sheet
German American Bancorp has $118.88M in cash and marketable securities with $188.45M in debt, giving a net cash position of -$69.56M billion.
Cash & Marketable Securities$118.88M
Total Debt$188.45M
Net Cash-$69.56M
Net Cash Per Share-$1.86
Tangible Book Value Per Share$20.47
Margins
Gross margin is 70.17%, with operating margin of 28.74%, and net profit margin of 23.11%.
Gross Margin70.17%
Operating Margin28.74%
Pretax Margin28.74%
Net Profit Margin23.11%
EBITDA Margin28.74%
EBIT Margin28.74%
Analyst Forecast
The average price target for German American Bancorp is $47.33, which is 11.43% higher than the current price. The consensus rating is Hold
Price Target$47.33
Price Target Upside18.00% Upside
Analyst ConsensusHold
Analyst Count3
Revenue Growth Forecast30.45%
EPS Growth Forecast3.13%