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National Bank Holdings ( (NBHC) ) has issued an update.
On January 27, 2026, National Bank Holdings Corporation reported fourth-quarter 2025 net income of $16.0 million, or $0.42 per diluted share, down from the prior quarter, with adjusted earnings of $22.7 million, or $0.60 per share, after excluding acquisition-related costs and securities losses. For full-year 2025, the bank posted net income of $109.6 million and adjusted diluted earnings of $3.06 per share, achieved a 3.94% net interest margin, grew tangible common book value per share by 10%, and increased its common equity tier 1 capital ratio to 14.89%, while keeping loan balances at $7.4 billion, originating $1.6 billion in new loans over the year, and maintaining stable deposits and generally strong credit quality despite higher charge-offs tied to a small number of credits. On the same date, the board approved a 3.2% increase in the quarterly cash dividend to $0.32 per share, payable March 13, 2026 to shareholders of record on February 27, 2026, and authorized a new $100 million share repurchase program that replaces a prior authorization, signaling confidence in the bank’s capital strength and earnings power while aligning capital returns with its strategy following the rapid closing and integration of the Vista Bancshares acquisition.
The most recent analyst rating on (NBHC) stock is a Buy with a $44.00 price target. To see the full list of analyst forecasts on National Bank Holdings stock, see the NBHC Stock Forecast page.
Spark’s Take on NBHC Stock
According to Spark, TipRanks’ AI Analyst, NBHC is a Outperform.
The score is driven primarily by strong financial stability and profitability (especially balance sheet strength), supported by a favorable valuation and positive earnings momentum with improving credit quality. Technicals are constructive, while the main watch-items are revenue/loan-growth headwinds and execution risk/costs tied to the Vista integration and ongoing expense initiatives.
To see Spark’s full report on NBHC stock, click here.
More about National Bank Holdings
National Bank Holdings Corporation is a regional banking company listed on the NYSE under the ticker NBHC, providing commercial and retail banking services across high‑growth markets including Dallas–Fort Worth, Austin and Palm Beach, as well as its core Rocky Mountain footprint. The bank focuses on relationship-based lending, treasury management and deposit services, and has recently expanded its capabilities with the 2UniFi financial ecosystem aimed at business entrepreneurs and through the acquisition of Vista Bancshares, Inc., strengthening its presence in Texas and Florida.
Average Trading Volume: 327,007
Technical Sentiment Signal: Strong Buy
Current Market Cap: $1.52B
See more data about NBHC stock on TipRanks’ Stock Analysis page.