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National Bank Holdings (NBHC)
NYSE:NBHC
Earnings Data
Report Date
Jan 27, 2026After Close (Confirmed)
Period Ending
2025 (Q4)Consensus EPS Forecast
0.82Last Year’s EPS
0.73Same Quarter Last Year
Moderate Buy
Based on 3 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Positive
The earnings call depicted a robust quarter with strong earnings, improved credit quality, and strategic merger plans with Vista Bancshares. However, challenges such as competition from private credit and ongoing CRE payoffs have tempered loan growth. The expenses related to the 2UniFi initiative were noted, but the company remains optimistic about future growth and strategic initiatives.Company Guidance
Strong Earnings Performance
Reported earnings of $0.96 per diluted share and a return on tangible common equity of 14.72%.
Vista Bancshares Merger
Announced merger with Vista Bancshares, expected to close in the first quarter, with positive strategic implications.
Improved Credit Quality
Credit quality improved with a 20% reduction in nonperforming loans and a 9 basis point improvement in nonperforming loan ratio.
Loan Production and Funding
Generated $421 million in loan fundings during the quarter, bringing total year-to-date loan fundings to $1 billion.
Deposit Growth
Total deposits increased by $202 million compared to the prior quarter.
Noninterest Income Increase
Noninterest income increased by 21% compared to the previous quarter, driven by unrealized gains and higher service charges.
Capital Strength
TCE ratio of 10.6%, Tier 1 leverage ratio of 11.5%, and common equity Tier 1 ratio of 14.7%.
NBHC Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
NBHC Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Oct 21, 2025 | $37.01 | $37.86 | +2.30% |
Jul 22, 2025 | $38.91 | $39.99 | +2.78% |
Apr 22, 2025 | $36.04 | $33.80 | -6.22% |
Jan 22, 2025 | $42.58 | $41.29 | -3.03% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does National Bank Holdings (NBHC) report earnings?
National Bank Holdings (NBHC) is schdueled to report earning on Jan 27, 2026, After Close (Confirmed).
What is National Bank Holdings (NBHC) earnings time?
National Bank Holdings (NBHC) earnings time is at Jan 27, 2026, After Close (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is NBHC EPS forecast?
NBHC EPS forecast for the fiscal quarter 2025 (Q4) is 0.82.