Triumph Financial reports Q4 EPS 77c, consensus 30c

The company said, “Total transportation revenue growth was 4.1% for the quarter. Payments revenue and EBITDA were up marginally. We expect 1Q revenue growth in Payments to exceed 5% and EBITDA margin, ex-LoadPay, to exceed 30% based on contractual agreements with new and existing customers. The outcome of these 1Q projections partly depends on seasonality. Factoring revenue was up 5.8% and core operating margin improved to 32.6%. Intelligence revenue was flat in 4Q, but we contracted over $1 million of additional annualized revenue and the sales pipeline is full.”