TPHD - ETF AI Analysis

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Timothy Plan High Dividend Stock ETF (TPHD)

Rating:69Neutral

Price Target:―

The Timothy Plan High Dividend Stock ETF (TPHD) has an overall rating that reflects a mix of strong financial performance and strategic growth among its holdings, balanced by some risks. CMS Energy and Ameren stand out as key contributors, with their robust earnings call results, strategic investments, and stable financial outlooks supporting the fund's rating. However, weaker holdings like DTE Energy, which faces operational efficiency challenges and bearish technical momentum, may have slightly held back the ETF's overall score. The fund's concentration in utility and energy sectors could pose risks if market conditions in these areas become unfavorable.

Positive Factors

Strong Top Holdings

Several of the largest positions, particularly in the utilities sector, have delivered strong year-to-date gains, supporting the ETF’s overall performance.

Sector Diversification

The ETF is spread across multiple sectors, including utilities, industrials, and energy, which helps balance risks from sector-specific downturns.

Healthy Asset Growth

The fund has over $315 million in assets under management, indicating steady investor interest and confidence.

Negative Factors

High Geographic Concentration

With nearly 99% exposure to U.S. companies, the ETF lacks diversification across global markets, increasing sensitivity to domestic economic conditions.

Moderate Expense Ratio

The ETF’s expense ratio of 0.52% is higher than some low-cost alternatives, which could slightly reduce net returns over time.

Underperforming Holdings

Some top holdings, such as Waste Management and CMS Energy, have shown weaker year-to-date performance, which may drag on overall returns.

TPHD vs. SPDR S&P 500 ETF (SPY)

AUM320.33M

RegionNorth America

Expense Ratio0.52%

Beta0.62

IssuerTimothy

Inception DateApr 29, 2019

Dividend Yield2.02%

Asset ClassEquity

Index TrackedVictory US Large Cap High Dividend Volatility Weighted BRI Index

Share Statistics

EPS (TTM)N/A

Shares OutstandingN/A

10 Day Avg. Volume18,330

30 Day Avg. Volume24,432

Financial Highlights & Ratios

PEG RatioN/A

Price to Book (P/B)N/A

Price to Sales (P/S)N/A

P/FCF RatioN/A

Enterprise Value/Market CapN/A

Enterprise Value/RevenueN/A

Enterprise Value/Gross ProfitN/A

Enterprise Value/EbitdaN/A

Forecast

1Y Price Target

43.72

Price Target Upside― Downside

Rating ConsensusModerate Buy

Number of Analyst Covering101

EPS Forecast (FY)N/A

Revenue Forecast (FY)N/A

TPHD Summary

The Timothy Plan High Dividend Stock ETF (TPHD) is designed for investors who want steady income from high-dividend-paying companies. It follows the Victory US Large Cap High Dividend Volatility Weighted BRI Index, focusing on financially strong companies that reward shareholders with consistent dividends. Some of its top holdings include well-known names like Southern Co and Waste Management. This ETF is a good option for those seeking income and diversification, especially with its focus on ethical investing. However, new investors should be aware that its performance can fluctuate with the overall market, and it is heavily weighted toward sectors like utilities and energy, which may face industry-specific risks.

How much will it cost me?The Timothy Plan High Dividend Stock ETF (TPHD) has an expense ratio of 0.52%, which means you’ll pay $5.20 per year for every $1,000 invested. This is slightly higher than average because it is actively managed to focus on high dividend-paying stocks while aligning with ethical investment principles.

What would affect this ETF?The ETF's focus on high-dividend-paying U.S. companies, particularly in sectors like utilities and energy, could benefit from stable demand and potential growth in renewable energy investments. However, rising interest rates or economic downturns might negatively impact dividend-paying stocks, especially in sectors sensitive to borrowing costs or consumer spending. Regulatory changes in energy or utilities could also influence the ETF's performance.

TPHD Top 10 Holdings

The Timothy Plan High Dividend Stock ETF leans heavily into utilities, with names like CenterPoint Energy and Atmos Energy driving steady performance thanks to strong earnings and consistent dividend growth. However, some utility stocks, such as WEC Energy Group and DTE Energy, are lagging due to cash flow challenges and bearish technical signals. The fund’s focus on high-dividend U.S. companies keeps it concentrated in North America, with a tilt toward defensive sectors like energy and industrials. Overall, the ETF’s positioning reflects a cautious but income-focused strategy, though mixed momentum in utilities may weigh on near-term results.

Name	Company Name	Weight %	Market Value	Market Cap	Yearly Gain	Overall Rating
CNP	Centerpoint Energy	1.62%	$5.17M	$26.08B	22.32%	70 Neutral
EVRG	Evergy	1.57%	$5.02M	$17.75B	18.63%	65 Neutral
CMS	CMS Energy	1.56%	$4.99M	$22.91B	6.78%	72 Outperform
AEE	Ameren	1.55%	$4.97M	$28.68B	11.62%	72 Outperform
ATO	Atmos Energy	1.54%	$4.94M	$28.42B	16.05%	71 Outperform
CME	CME Group	1.50%	$4.81M	$101.28B	18.34%	74 Outperform
WEC	WEC Energy Group	1.50%	$4.81M	$36.51B	10.23%	70 Outperform
LNT	Alliant Energy	1.49%	$4.78M	$17.78B	8.79%	70 Outperform
AEP	American Electric Power	1.48%	$4.72M	$65.54B	22.86%	72 Outperform
DTE	DTE Energy	1.47%	$4.70M	$28.41B	8.49%	65 Neutral

TPHD Technical Analysis

Technical Analysis Sentiment

Positive

Last Price―

Price Trends

50DMA

38.57

Positive

100DMA

38.54

Positive

200DMA

37.52

Positive

Market Momentum

MACD

-0.04

Negative

RSI

58.78

Neutral

STOCH

77.58

Neutral

Evaluating momentum and price trends is crucial in ETF analysis to make informed investment decisions. For TPHD, the sentiment is Positive. The current price of undefined is equal to the 20-day moving average (MA) of 38.18, equal to the 50-day MA of 38.57, and equal to the 200-day MA of 37.52, indicating a bullish trend. The MACD of -0.04 indicates Negative momentum. The RSI at 58.78 is Neutral, neither overbought nor oversold. The STOCH value of 77.58 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for TPHD.

TPHD Peer Comparison

Comparison Results

Name	Price	Price Target	AUM	Expense Ratio	Overall Rating
TPHD	―	―	$320.33M	0.52%	―
RDIV	―	―	$850.94M	0.39%	―
DIV	―	―	$647.34M	0.45%	―
FDV	―	―	$525.97M	0.50%	―
TBG	―	―	$195.59M	0.59%	―
ELCV	―	―	$153.89M	0.49%	―

Performance Comparison

TPHD

Timothy Plan High Dividend Stock ETF

38.87

0.51

1.33%

RDIV

Invesco S&P Ultra Dividend Revenue ETF

―

DIV

Global X SuperDividend US ETF

―

FDV

Federated Hermes U.S. Strategic Dividend ETF

―

TBG

TBG Dividend Focus ETF

―

ELCV

Eventide High Dividend ETF

―

Glossary

BuyAn ETF rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the ETF is likely to deliver higher returns compared to other ETFs in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

HoldAn ETF rated as a "Hold" s expected to perform in line with the overall market or a specific benchmark. This rating indicates that the ETF is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

SellAn ETF rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the ETF may deliver lower returns compared to other ETFs in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst ETF Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in ETFs carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: ―

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