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IPAY - ETF AI Analysis
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ETFMG Prime Mobile Payments ETF (IPAY)
Rating:70Neutral
Price Target:―
Positive Factors
Focused Exposure to Digital Payments
The fund targets companies in the mobile and digital payments space, giving investors concentrated access to a growing part of the financial technology industry.
Global Mix with U.S. Core
While most holdings are U.S.-based, the ETF also includes meaningful positions in Europe and other regions, adding some international diversification.
Select Leaders Showing Resilience
A few top holdings, such as Adyen, Wise, and Corpay, have shown positive performance this year, helping to offset some of the weakness in other names.
Negative Factors
High Expense Ratio
The fund charges a relatively high fee, which can eat into returns over time compared with lower-cost ETFs.
Recent Weak Performance
The ETF has delivered weak returns over the past month, three months, and year to date, indicating recent headwinds for the strategy.
Concentration in a Volatile Niche
Holdings are heavily tilted toward technology and financial companies in the payments niche, and several large positions like Visa, Mastercard, PayPal, and Block have been lagging this year, increasing both sector and stock-specific risk.
IPAY vs. SPDR S&P 500 ETF (SPY)
AUM179.74M
RegionGlobal
Expense Ratio0.75%
Beta1.16
IssuerAmplify
Inception DateJul 15, 2015
Dividend Yield0.87%
Asset ClassEquity
Index TrackedNasdaq CTA Global Digital Payments Gross Total Return
Share Statistics
EPS (TTM)N/A
Shares OutstandingN/A
10 Day Avg. Volume76,678
30 Day Avg. Volume34,532
Financial Highlights & Ratios
PEG RatioN/A
Price to Book (P/B)N/A
Price to Sales (P/S)N/A
P/FCF RatioN/A
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
68.16Price Target Upside― Downside
Rating ConsensusModerate Buy
Number of Analyst Covering38
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
IPAY Summary
IPAY is an ETF that follows the Nasdaq CTA Global Digital Payments Index, focusing on companies that power digital and mobile payments. It holds well-known names like Visa, Mastercard, PayPal, and American Express, as well as newer payment technology firms. Someone might invest in IPAY if they believe cashless and mobile payments will keep growing worldwide and want a simple way to spread their money across many payment companies instead of picking single stocks. A key risk is that it is heavily focused on the digital payments and tech area, so its price can swing a lot with changes in that industry.
How much will it cost me?The ETFMG Prime Mobile Payments ETF (Ticker: IPAY) has an expense ratio of 0.75%, meaning you’ll pay $7.50 per year for every $1,000 invested. This is higher than average because it is actively managed and focuses on a specific niche in the financial sector, which requires more research and management compared to passively managed ETFs.
What would affect this ETF?The ETFMG Prime Mobile Payments ETF (IPAY) could benefit from the global shift towards cashless transactions and increasing adoption of mobile payment technologies, as its holdings include major players like Visa, Mastercard, and PayPal. However, rising interest rates or stricter regulations in the financial and technology sectors could negatively impact the profitability of companies within the ETF. Additionally, economic slowdowns or reduced consumer spending might hinder growth in the mobile payments industry.
IPAY Top 10 Holdings
IPAY is essentially a pure play on digital payments, with giants like Visa, Mastercard, and PayPal setting the tone. Lately, those big networks have been losing a bit of altitude, which has weighed on the fund, while buy-now-pay-later name Affirm and Block have also been dragging rather than driving. On the brighter side, European players like Adyen and Wise have been steadier, giving the portfolio some global balance beyond its U.S. core. Overall, the ETF is tightly tied to the fortunes of a handful of payment heavyweights.
Name | Company Name | Weight % | Market Value | Market Cap | Yearly Gain | Overall Rating |
|---|---|---|---|---|---|---|
| American Express | 6.41% | $11.67M | $249.38B | 17.38% | 80 Outperform | |
| Visa | 6.23% | $11.34M | $625.50B | -7.37% | 70 Outperform | |
| Mastercard | 6.23% | $11.34M | $485.41B | -5.18% | 75 Outperform | |
| Adyen | 6.13% | $11.17M | €38.99B | -13.67% | 66 Neutral | |
| Corpay Inc | 5.76% | $10.49M | $24.93B | -3.15% | 75 Outperform | |
| Wise PLC Class A | 5.01% | $9.12M | £10.89B | -15.93% | 72 Outperform | |
| Fiserv | 4.81% | $8.75M | $33.66B | -73.59% | 68 Neutral | |
| Global Payments | 4.66% | $8.48M | $20.52B | -34.06% | 70 Outperform | |
| Affirm Holdings | 4.33% | $7.88M | $19.87B | -23.41% | 71 Outperform | |
| Block | 4.32% | $7.86M | $34.82B | -31.58% | 72 Outperform |
IPAY Technical Analysis
Negative
―
Price Trends
51.08
Negative
52.94
Negative
55.26
Negative
Market Momentum
-1.36
Positive
34.32
Neutral
32.87
Neutral
Evaluating momentum and price trends is crucial in ETF analysis to make informed investment decisions. For IPAY, the sentiment is Negative. The current price of undefined is equal to the 20-day moving average (MA) of 49.19, equal to the 50-day MA of 51.08, and equal to the 200-day MA of 55.26, indicating a bearish trend. The MACD of -1.36 indicates Positive momentum. The RSI at 34.32 is Neutral, neither overbought nor oversold. The STOCH value of 32.87 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for IPAY.
IPAY Peer Comparison
Comparison Results
Performance Comparison
IPAY
ETFMG Prime Mobile Payments ETF
46.64
-13.78
-22.81%
IVES
Dan IVES Wedbush AI Revolution ETF
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―
―
JETS
U.S. Global Jets ETF
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―
―
IXG
iShares Global Financials ETF
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―
―
DFNL
Davis Select Financial Etf
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―
―
PSP
Invesco Global Listed Private Equity ETF
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Glossary
BuyAn ETF rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the ETF is likely to deliver higher returns compared to other ETFs in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldAn ETF rated as a "Hold" s expected to perform in line with the overall market or a specific benchmark. This rating indicates that the ETF is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellAn ETF rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the ETF may deliver lower returns compared to other ETFs in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst ETF Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in ETFs carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: ―
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