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IPAY - AI Analysis
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ETFMG Prime Mobile Payments ETF (IPAY)
Rating:72Outperform
Price Target:
$64.00
Positive Factors
Strong Holdings Performance
Several top holdings, such as American Express, Visa, and Coinbase, have delivered strong year-to-date gains, supporting the fund’s overall performance.
Sector Focus on Growth Areas
The ETF is heavily weighted in technology and financial sectors, which are key drivers of innovation in mobile payments.
Global Diversification
While primarily U.S.-focused, the fund includes exposure to international markets like the UK, Netherlands, and Japan, offering some geographic diversification.
Negative Factors
High Expense Ratio
The ETF charges a relatively high expense ratio compared to other funds, which can eat into investor returns over time.
Underperforming Key Holdings
Several top positions, including PayPal, Fiserv, and Global Payments, have lagged in performance this year, dragging down the fund’s momentum.
Over-Concentration in U.S. Market
With over 83% of assets in U.S. companies, the fund is highly exposed to domestic market risks and lacks significant global balance.
IPAY vs. SPDR S&P 500 ETF (SPY)
AUM258.50M
RegionGlobal
Expense Ratio0.75%
Beta1.21
IssuerAmplify
Inception DateJul 15, 2015
Dividend Yield0.82%
Asset ClassEquity
Index TrackedNasdaq CTA Global Digital Payments Gross Total Return
Share Statistics
EPS (TTM)N/A
Shares OutstandingN/A
10 Day Avg. Volume9,479
30 Day Avg. Volume11,851
Financial Highlights & Ratios
PEG RatioN/A
Price to Book (P/B)N/A
Price to Sales (P/S)N/A
P/FCF RatioN/A
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
70.61Price Target Upside― Downside
Rating ConsensusModerate Buy
Number of Analyst Covering40
IPAY Summary
The ETFMG Prime Mobile Payments ETF (IPAY) is an investment fund that focuses on companies driving the shift to digital and mobile payments. It follows the Nasdaq CTA Global Digital Payments Index and includes well-known companies like Visa and PayPal. This ETF is ideal for investors who want to tap into the growth of cashless transactions and innovative payment technologies. However, since it heavily invests in technology and financial sectors, its performance can be affected by market fluctuations in these industries.
How much will it cost me?The ETFMG Prime Mobile Payments ETF (Ticker: IPAY) has an expense ratio of 0.75%, meaning you’ll pay $7.50 per year for every $1,000 invested. This is higher than average because it is actively managed and focuses on a specific niche in the financial sector, which requires more research and management compared to passively managed ETFs.
What would affect this ETF?The ETFMG Prime Mobile Payments ETF (IPAY) could benefit from the global shift towards cashless transactions and increasing adoption of mobile payment technologies, as its holdings include major players like Visa, Mastercard, and PayPal. However, rising interest rates or stricter regulations in the financial and technology sectors could negatively impact the profitability of companies within the ETF. Additionally, economic slowdowns or reduced consumer spending might hinder growth in the mobile payments industry.
IPAY Top 10 Holdings
The ETFMG Prime Mobile Payments ETF (IPAY) is heavily concentrated in the mobile payments sector, with a global mix of established giants and emerging players driving its performance. Mastercard and Visa are steady contributors, benefiting from robust profitability and strategic partnerships, though Visa’s momentum has been mixed recently. PayPal and Fiserv, on the other hand, are holding the fund back, with PayPal facing macroeconomic uncertainties and Fiserv struggling with valuation concerns. Coinbase adds a splash of volatility, rising on crypto enthusiasm but tempered by market risks. Overall, the fund’s focus on digital payments positions it well for long-term growth, despite near-term bumps.
Name | Company Name | Weight % | Market Value | Market Cap | Yearly Gain | Overall Rating |
|---|---|---|---|---|---|---|
| American Express | 7.13% | $18.54M | $248.70B | 33.50% | 81 Outperform | |
| PayPal Holdings | 6.12% | $15.89M | $69.76B | -9.04% | 78 Outperform | |
| Visa | 6.09% | $15.81M | $668.34B | 23.07% | 82 Outperform | |
| Mastercard | 5.93% | $15.41M | $511.61B | 11.78% | 80 Outperform | |
| Fiserv | 5.58% | $14.50M | $68.59B | -37.20% | 69 Neutral | |
| Coinbase Global | 5.14% | $13.37M | $91.27B | 61.71% | 68 Neutral | |
| Adyen | 4.84% | $12.58M | €45.67B | 4.20% | 72 Outperform | |
| Block | 4.78% | $12.42M | $48.88B | 9.50% | 71 Outperform | |
| Global Payments | 4.52% | $11.75M | $20.77B | -13.55% | 74 Outperform | |
| Affirm Holdings | 4.39% | $11.41M | $24.72B | 77.09% | 63 Neutral |
IPAY Technical Analysis
Negative
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Price Trends
58.24
Negative
58.52
Negative
57.18
Negative
Market Momentum
-0.34
Positive
36.12
Neutral
57.02
Neutral
Evaluating momentum and price trends is crucial in ETF analysis to make informed investment decisions. For IPAY, the sentiment is Negative. The current price of undefined is equal to the 20-day moving average (MA) of 57.30, equal to the 50-day MA of 58.24, and equal to the 200-day MA of 57.18, indicating a bearish trend. The MACD of -0.34 indicates Positive momentum. The RSI at 36.12 is Neutral, neither overbought nor oversold. The STOCH value of 57.02 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for IPAY.
IPAY Peer Comparison
Comparison Results
Performance Comparison
IPAY
ETFMG Prime Mobile Payments ETF
54.82
1.20
2.24%
CRBN
iShares MSCI ACWI Low Carbon Target ETF
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IHAK
iShares Cybersecurity & Tech ETF
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IXG
iShares Global Financials ETF
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PSP
Invesco Global Listed Private Equity ETF
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DFNL
Davis Select Financial Etf
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Glossary
BuyAn ETF rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the ETF is likely to deliver higher returns compared to other ETFs in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldAn ETF rated as a "Hold" s expected to perform in line with the overall market or a specific benchmark. This rating indicates that the ETF is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellAn ETF rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the ETF may deliver lower returns compared to other ETFs in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst ETF Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in ETFs carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: ―
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