IPAY - ETF AI Analysis
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ETFMG Prime Mobile Payments ETF (IPAY)
Rating:70Outperform
Price Target:―
Positive Factors
Focused Exposure to Digital Payments
The fund targets companies in the fast-growing mobile and digital payments space, giving investors direct exposure to this long-term trend.
Global Revenue Footprint
While most holdings are U.S.-listed, the ETF includes companies from several other countries, adding some international diversification to the portfolio.
Recent Short-Term Rebound
The ETF has shown a strong gain over the past month, suggesting improving short-term momentum after earlier weakness this year.
Negative Factors
High Expense Ratio
The fund charges a relatively high fee, which can eat into returns over time compared with lower-cost ETFs.
Weak Year-to-Date Performance
The ETF has delivered negative results so far this year, reflecting recent struggles in many of its holdings.
Concentrated in a Single Theme
Heavy exposure to technology and financial companies tied to mobile payments means the fund can be very sensitive to downturns in this niche of the market.
IPAY vs. SPDR S&P 500 ETF (SPY)
AUM160.25M
RegionGlobal
Expense Ratio0.75%
Beta1.23
IssuerAmplify
Inception DateJul 15, 2015
Dividend Yield0.87%
Asset ClassEquity
Index TrackedNasdaq CTA Global Digital Payments Gross Total Return
Share Statistics
EPS (TTM)N/A
Shares OutstandingN/A
10 Day Avg. Volume51,276
30 Day Avg. Volume34,782
Financial Highlights & Ratios
PEG RatioN/A
Price to Book (P/B)N/A
Price to Sales (P/S)N/A
P/FCF RatioN/A
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
65.07Price Target Upside― Downside
Rating ConsensusModerate Buy
Number of Analyst Covering40
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
IPAY Summary
IPAY is the ETFMG Prime Mobile Payments ETF, which tracks the Nasdaq CTA Global Digital Payments index. It focuses on companies that help people and businesses pay digitally instead of using cash, such as card networks, mobile payment apps, and online payment platforms. Well-known holdings include Visa, Mastercard, PayPal, and American Express. An investor might choose IPAY to benefit from the long-term growth of digital and mobile payments around the world and to get a mix of leading payment companies in one fund. A key risk is that it is heavily focused on payment and tech-related stocks, so its price can swing more than the overall market.
How much will it cost me?The ETFMG Prime Mobile Payments ETF (Ticker: IPAY) has an expense ratio of 0.75%, meaning you’ll pay $7.50 per year for every $1,000 invested. This is higher than average because it is actively managed and focuses on a specific niche in the financial sector, which requires more research and management compared to passively managed ETFs.
What would affect this ETF?The ETFMG Prime Mobile Payments ETF (IPAY) could benefit from the global shift towards cashless transactions and increasing adoption of mobile payment technologies, as its holdings include major players like Visa, Mastercard, and PayPal. However, rising interest rates or stricter regulations in the financial and technology sectors could negatively impact the profitability of companies within the ETF. Additionally, economic slowdowns or reduced consumer spending might hinder growth in the mobile payments industry.
IPAY Top 10 Holdings
IPAY is essentially a pure play on the global digital payments boom, with most of its muscle in U.S.-listed card networks and fintech names. Visa and Mastercard, once the steady engines of the space, have been losing a bit of steam lately, while PayPal and Global Payments are clearly lagging and acting as a brake on the fund. On the brighter side, Affirm and Block have been rising and helping to offset some of that drag. Overall, it’s a tightly focused bet on payment processors rather than a broad financials mix.
Name | Company Name | Weight % | Market Value | Market Cap | Yearly Gain | Overall Rating |
|---|---|---|---|---|---|---|
| American Express | 6.18% | $9.91M | $240.15B | 10.28% | 80 Outperform | |
| Visa | 6.12% | $9.82M | $682.30B | -0.66% | 70 Outperform | |
| Capital One Financial | 6.03% | $9.68M | $126.36B | -6.72% | 71 Outperform | |
| Mastercard | 6.01% | $9.64M | $476.60B | -5.48% | 75 Outperform | |
| PayPal Holdings | 5.64% | $9.04M | $40.11B | -39.90% | 76 Outperform | |
| Affirm Holdings | 5.31% | $8.51M | $28.33B | 20.43% | 71 Outperform | |
| Toast Inc | 5.16% | $8.28M | $16.72B | -34.24% | 73 Outperform | |
| Global Payments | 4.80% | $7.71M | $21.51B | -3.81% | 70 Outperform | |
| Block | 4.63% | $7.42M | $46.92B | 16.33% | 72 Outperform | |
| Corpay Inc | 4.43% | $7.11M | $23.04B | 7.52% | 75 Outperform |
IPAY Technical Analysis
Positive
―
Price Trends
45.58
Positive
45.19
Positive
48.99
Negative
Market Momentum
0.87
Negative
60.60
Neutral
70.78
Neutral
Evaluating momentum and price trends is crucial in ETF analysis to make informed investment decisions. For IPAY, the sentiment is Positive. The current price of undefined is equal to the 20-day moving average (MA) of 45.53, equal to the 50-day MA of 45.58, and equal to the 200-day MA of 48.99, indicating a neutral trend. The MACD of 0.87 indicates Negative momentum. The RSI at 60.60 is Neutral, neither overbought nor oversold. The STOCH value of 70.78 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for IPAY.
IPAY Peer Comparison
Comparison Results
Performance Comparison
IPAY
ETFMG Prime Mobile Payments ETF
47.90
-10.52
-18.01%
IHAK
iShares Cybersecurity & Tech ETF
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―
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PPH
VanEck Pharmaceutical ETF
―
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IXG
iShares Global Financials ETF
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―
DFNL
Davis Select Financial Etf
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PSP
Invesco Global Listed Private Equity ETF
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Glossary
BuyAn ETF rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the ETF is likely to deliver higher returns compared to other ETFs in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldAn ETF rated as a "Hold" s expected to perform in line with the overall market or a specific benchmark. This rating indicates that the ETF is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellAn ETF rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the ETF may deliver lower returns compared to other ETFs in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
DisclaimerThis AI Analyst ETF Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in ETFs carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: ―
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