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X Financial (XYF)
:XYF
XYF Stock Chart & Stats
$12.45
$0.02(0.26%)
At close: 4:00 PM EST
$12.45
$0.02(0.26%)
Day’s Range― - ―
52-Week Range$6.04 - $20.36
Previous CloseN/A
Volume8.56K
Average Volume (3M)166.38K
Market Cap
$538.12M
Enterprise Value$254.34M
Total Cash (Recent Filing)$3.29B
Total Debt (Recent Filing)$401.50M
Price to Earnings (P/E)2.4
Beta0.20
Next Earnings
Nov 25, 2025EPS EstimateN/A
Last Dividend Ex-Date
Sep 26, 2025Dividend Yield4.15%
Share Statistics
EPS (TTM)1.66
Shares Outstanding25,942,728
10 Day Avg. Volume128,953
30 Day Avg. Volume166,381
Financial Highlights & Ratios
PEG Ratio0.06
Price to Book (P/B)0.42
Price to Sales (P/S)0.50
P/FCF Ratio1.94
Enterprise Value/Market Cap0.47
Enterprise Value/Revenue0.04
Enterprise Value/Gross Profit0.04
Enterprise Value/Ebitda0.07
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
X Financial News
XYF FAQ
What was X Financial’s price range in the past 12 months?
X Financial lowest stock price was $6.04 and its highest was $20.36 in the past 12 months.
What is X Financial’s market cap?
X Financial’s market cap is $538.12M.
When is X Financial’s upcoming earnings report date?
X Financial’s upcoming earnings report date is Nov 25, 2025 which is in 27 days.
How were X Financial’s earnings last quarter?
X Financial released its earnings results on Aug 18, 2025. The company reported $1.659 earnings per share for the quarter, beating the consensus estimate of N/A by $1.659.
Is X Financial overvalued?
According to Wall Street analysts X Financial’s price is currently Overvalued.
Does X Financial pay dividends?
X Financial pays a Quarterly dividend of $0.28 which represents an annual dividend yield of 4.15%. See more information on X Financial dividends here
What is X Financial’s EPS estimate?
X Financial’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does X Financial have?
X Financial has 25,942,728 shares outstanding.
What happened to X Financial’s price movement after its last earnings report?
X Financial reported an EPS of $1.659 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -4.203%.
Which hedge fund is a major shareholder of X Financial?
Currently, no hedge funds are holding shares in XYF
X Financial Stock Smart Score
Neutral
1
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9
10
Blogger Sentiment
Bullish
XYF Sentiment 70%
Sector Average 71%
Sector Average 71%
Hedge Fund Trend
Decreased
By 51.9K Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Very Negative
Last 7 Days ▼ 0.9%
Last 30 Days ▼ 8.4%
Last 30 Days ▼ 8.4%
Technicals
SMA
Negative
20 days / 200 days
Momentum
97.19%
12-Months-Change
Fundamentals
Return on Equity
24.28%
Trailing 12-Months
Asset Growth
15.91%
Trailing 12-Months
Company Description
X Financial
X Financial (XYF) is a leading fintech company based in China, primarily engaged in providing online consumer finance services. The company focuses on offering personal loans and other financial products to consumers, leveraging advanced technology and data analytics to assess creditworthiness and deliver tailored financial solutions. X Financial operates in the rapidly growing digital finance sector, targeting young professionals and underserved markets, and aims to enhance financial inclusion through its innovative services.
XYF Company Deck
XYF Earnings Call
Q2 2025
0:00 / 0:00
Earnings Call Sentiment|Positive
X Financial reported strong growth in loan origination, revenue, and net income, with improvements in asset quality and a robust share repurchase program. Despite the positive financial performance, the company faces regulatory challenges and plans to moderate loan facilitation to prioritize asset quality. Overall, the call reflects a largely positive outlook with some caution due to regulatory factors.View all XYF earnings summariesTechnical Analysis
World Acceptance
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Atlanticus Holdings
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Yiren Digital
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Qudian
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Lexinfintech Holdings
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Ownership Overview
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Insiders
0.03% Mutual Funds
1.91% Other Institutional Investors
97.80% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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