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X Financial (XYF)
:XYF
XYF Stock Chart & Stats
$7.17
$0.02(0.26%)
At close: 4:00 PM EST
$7.17
$0.02(0.26%)
Day’s Range― - ―
52-Week Range$6.47 - $20.36
Previous CloseN/A
Volume8.56K
Average Volume (3M)203.54K
Market Cap
$297.47M
Enterprise Value$144.04M
Total Cash (Recent Filing)$890.85M
Total Debt (Recent Filing)$566.38M
Price to Earnings (P/E)1.3
Beta0.37
Next Earnings
Apr 01, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield7.33%
Share Statistics
EPS (TTM)1.41
Shares Outstanding25,942,728
10 Day Avg. Volume158,029
30 Day Avg. Volume203,537
Financial Highlights & Ratios
PEG Ratio0.06
Price to Book (P/B)0.42
Price to Sales (P/S)0.50
P/FCF Ratio1.94
Enterprise Value/Market Cap0.48
Enterprise Value/Revenue0.02
Enterprise Value/Gross Profit0.05
Enterprise Value/Ebitda0.05
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
X Financial News
XYF FAQ
What was X Financial’s price range in the past 12 months?
X Financial lowest stock price was $6.47 and its highest was $20.36 in the past 12 months.
What is X Financial’s market cap?
X Financial’s market cap is $297.47M.
When is X Financial’s upcoming earnings report date?
X Financial’s upcoming earnings report date is Apr 01, 2026 which is in 107 days.
How were X Financial’s earnings last quarter?
X Financial released its earnings results on Nov 20, 2025. The company reported $1.405 earnings per share for the quarter, beating the consensus estimate of N/A by $1.405.
Is X Financial overvalued?
According to Wall Street analysts X Financial’s price is currently Overvalued.
Does X Financial pay dividends?
X Financial pays a Quarterly dividend of $0.272 which represents an annual dividend yield of 7.33%. See more information on X Financial dividends here
What is X Financial’s EPS estimate?
X Financial’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does X Financial have?
X Financial has 25,942,728 shares outstanding.
What happened to X Financial’s price movement after its last earnings report?
X Financial reported an EPS of $1.405 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -15.697%.
Which hedge fund is a major shareholder of X Financial?
Currently, no hedge funds are holding shares in XYF
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
X Financial Stock Smart Score
Underperform
1
2
3
4
5
6
7
8
9
10
Blogger Sentiment
Bullish
XYF Sentiment 70%
Sector Average 68%
Sector Average 68%
Hedge Fund Trend
Decreased
By 51.9K Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Very Negative
Last 7 Days ▼ 1.4%
Last 30 Days ▼ 2.9%
Last 30 Days ▼ 2.9%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-10.73%
12-Months-Change
Fundamentals
Return on Equity
23.70%
Trailing 12-Months
Asset Growth
24.59%
Trailing 12-Months
Company Description
X Financial
X Financial (XYF) is a leading financial technology company based in China, specializing in consumer lending and financial services. The company primarily operates in the online lending sector, providing a platform that connects borrowers with investors. X Financial focuses on offering personal loans, wealth management products, and other financial services, catering mainly to young professionals in urban areas who seek accessible financing options. The company's innovative technology-driven approach enhances user experience and streamlines lending processes.
XYF Company Deck
XYF Earnings Call
Q3 2025
0:00 / 0:00
Earnings Call Sentiment|Neutral
The earnings call highlighted X Financial's solid year-over-year revenue growth and strong balance sheet, but also pointed out significant challenges including sequential revenue decline, increased delinquency rates, and reduced net income. The company is adopting a cautious approach in response to regulatory pressures, with a focus on asset quality and risk management.View all XYF earnings summariesTechnical Analysis
World Acceptance
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Atlanticus Holdings
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Yiren Digital
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Qudian
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Lexinfintech Holdings
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Ownership Overview
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Insiders
0.03% Mutual Funds
0.14% Other Institutional Investors
99.56% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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