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X Financial (XYF)
NYSE:XYF
US Market
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X Financial (XYF) Financial Statements

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X Financial Financial Overview

X Financial's market cap is currently $195.43M. The company's EPS TTM is $213.42; its P/E ratio is 0.19; and it has a dividend yield of 8.74%. X Financial is scheduled to report earnings on March 25, 2026, and the estimated EPS forecast is $―. See an overview of income statement, balance sheet, and cash flow financials.
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Income Statement
Total Revenue¥ 7.43B¥ 5.87B¥ 3.28B¥ 2.32B¥ 1.51B
Gross Profit¥ 5.47B¥ 3.91B¥ 1.60B¥ 1.32B¥ 1.37B
Operating Income¥ 1.59B¥ 1.87B¥ 1.47B¥ 1.22B¥ 1.19B
EBITDA¥ 1.71B¥ 3.71B¥ 1.47B¥ 1.23B¥ 1.20B
Net Income¥ 1.42B¥ 1.54B¥ 1.19B¥ 812.00M¥ 825.41M
Balance Sheet
Cash & Short-Term Investments¥ 3.38B¥ 2.94B¥ 2.90B¥ 2.37B¥ 2.17B
Total Assets¥ 14.68B¥ 11.82B¥ 11.65B¥ 8.84B¥ 7.34B
Total Debt¥ 409.79M¥ 341.23M¥ 577.85M¥ 81.51M¥ 178.83M
Net Debt¥ -1.73B¥ -2.60B¥ -2.32B¥ -2.29B¥ -1.91B
Total Liabilities¥ 6.82B¥ 4.87B¥ 5.80B¥ 4.08B¥ 3.37B
Stockholders' Equity¥ 7.84B¥ 6.95B¥ 5.85B¥ 4.75B¥ 3.98B
Cash Flow
Free Cash Flow¥ 1.45B¥ 1.51B¥ 805.67M¥ 316.65M¥ 446.55M
Operating Cash Flow¥ 1.47B¥ 1.52B¥ 814.14M¥ 322.70M¥ 449.17M
Investing Cash Flow¥ -1.07B¥ 122.03M¥ -1.11B¥ -913.39M¥ -2.35B
Financing Cash Flow¥ 79.24M¥ -1.94B¥ 1.23B¥ 576.35M¥ 1.30B
Currency in CNY

X Financial Earnings and Revenue History

X Financial Debt to Assets

X Financial Cash Flow

X Financial Forecast EPS vs Actual EPS