X Financial (XYF) Stock Statistics & Valuation Metrics

X Financial has a market cap or net worth of $606.22M. The enterprise value is $254.34M.

X Financial has 25,942,728 shares outstanding. The number of shares has decreased by -2.65% in one year.

X Financial’s return on equity (ROE) is 0.22 and return on invested capital (ROIC) is 25.16%.

The current PE Ratio of X Financial is 2.7. X Financial’s PEG ratio is 0.06.

In the last 12 months, X Financial had revenue of 5.87B and earned 1.54B in profits. Earnings per share was 191.88.

In the last 12 months, operating cash flow was 0.00 and capital expenditures 0.00, giving a free cash flow of 0.00 billion.

X Financial pays an annual dividend of $0.28, resulting in a dividend yield of 3.72%

X Financial upcoming earnings date is Nov 25, 2025, After Close (Confirmed).

X Financial as a current ratio of 6.73, with Debt / Equity ratio of 5.20%

In the past 12 months, X Financial has paid 405.70M in taxes.

X Financial EV to EBITDA ratio is 0.09, with an EV/FCF ratio of 0.22.

X Financial has $3.29B in cash and marketable securities with $401.50M in debt, giving a net cash position of $2.89B billion.

Gross margin is 94.80%, with operating margin of 31.91%, and net profit margin of 26.23%.

The average price target for X Financial is $16.00, which is 11.43% higher than the current price. The consensus rating is Moderate Buy