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X Financial (XYF)
NYSE:XYF
US Market

X Financial (XYF) Income Statement

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X Financial Income Statement

Last quarter (Q3 2025), X Financial's total revenue was ¥1.96B, an increase of 81.00% from the same quarter last year. In Q3, X Financial's net income was ¥421.24M. See X Financial’s key income statements, including revenue, expenses, profit, and income.
Income Statement
Dec 24Dec 23Dec 22Dec 21Dec 20
Total Revenue
¥ 5.87B¥ 3.28B¥ 2.32B¥ 1.51B¥ -61.50M
Gross Profit
¥ 3.91B¥ 1.60B¥ 1.32B¥ 1.37B¥ -1.40B
Operating Expenses
¥ 2.04B¥ 129.59M¥ 102.51M¥ 176.18M¥ 202.15M
Depreciation and Amortization
¥ 7.20M¥ 5.26M¥ 6.65M¥ 8.14M¥ 11.92M
EBITDA
¥ 3.71B¥ 1.47B¥ 1.23B¥ 1.20B¥ -1.59B
Operating Income
¥ 1.87B¥ 1.47B¥ 1.22B¥ 1.19B¥ -1.60B
Other Income/Expenses
¥ 71.84M¥ -20.65M¥ -11.83M¥ 0.00¥ -6.81M
Pretax Income
¥ 1.95B¥ 1.45B¥ 1.21B¥ 1.19B¥ -1.61B
Net Income
¥ 1.54B¥ 1.19B¥ 812.00M¥ 825.41M¥ -1.31B
Per Share Metrics
Basic EPS
¥ 191.88¥ 148.32¥ 92.52¥ 90.36¥ -24.30
Diluted EPS
¥ 189.00¥ 146.88¥ 90.72¥ 88.20¥ -24.30
Weighted Average Shares Outstanding
48.14M 48.02M 52.74M 54.87M 53.54M
Weighted Average Shares Outstanding (Diluted)
48.89M 48.47M 53.73M 56.15M 53.54M
Currency in CNY

X Financial Earnings and Revenue History