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X Financial (XYF)
:XYF
Earnings Data
Report Date
Apr 01, 2026After Close (Confirmed)
Period Ending
2025 (Q4)Consensus EPS Forecast
―Last Year’s EPS
1.12Same Quarter Last Year
Based on 0 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Neutral
The earnings call highlighted X Financial's solid year-over-year revenue growth and strong balance sheet, but also pointed out significant challenges including sequential revenue decline, increased delinquency rates, and reduced net income. The company is adopting a cautious approach in response to regulatory pressures, with a focus on asset quality and risk management.Company Guidance
Year-over-Year Revenue Growth
Total net revenue reached RMB 1.96 billion, reflecting a 23.9% increase year-over-year, demonstrating the company's ability to maintain solid profitability despite a softer operating backdrop.
Loan Origination Growth
The company facilitated and originated RMB 33.64 billion in loans, representing an 18.7% increase year-over-year, indicating resilience in loan origination despite regulatory challenges.
Strong Balance Sheet
Total assets stood at RMB 14.69 billion, up 26.4% year-over-year, and total shareholders' equity was RMB 7.93 billion, up 15% year-over-year with a return on equity of 21.5%.
XYF Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
XYF Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Nov 20, 2025 | $9.11 | $7.68 | -15.70% |
Aug 18, 2025 | $12.61 | $12.08 | -4.20% |
May 19, 2025 | $14.50 | $15.31 | +5.59% |
Mar 21, 2025 | $12.19 | $13.15 | +7.88% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does X Financial (XYF) report earnings?
X Financial (XYF) is schdueled to report earning on Apr 01, 2026, After Close (Confirmed).
What is X Financial (XYF) earnings time?
X Financial (XYF) earnings time is at Apr 01, 2026, After Close (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is XYF EPS forecast?
Currently, no data Available