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The latest update is out from X Financial ( (XYF) ).
On November 18, 2025, X Financial announced it will hold its Annual Shareholders Meeting on December 18, 2025, in Shenzhen, China. The meeting will not include any proposals for shareholder approval but will serve as an open forum for shareholders to discuss company affairs with management. This approach allows shareholders and beneficial owners to engage directly with the company’s leadership, potentially impacting future strategic directions and stakeholder relations.
The most recent analyst rating on (XYF) stock is a Buy with a $15.00 price target. To see the full list of analyst forecasts on X Financial stock, see the XYF Stock Forecast page.
Spark’s Take on XYF Stock
According to Spark, TipRanks’ AI Analyst, XYF is a Outperform.
X Financial’s overall stock score is driven by its strong financial performance and attractive valuation, which are offset by bearish technical indicators. The positive sentiment from the earnings call further supports the stock’s potential, despite regulatory challenges and market momentum concerns.
To see Spark’s full report on XYF stock, click here.
More about X Financial
X Financial is a leading online personal finance company in China, specializing in connecting borrowers with institutional funding partners through its platform. Utilizing proprietary big data-driven technology, the company has established strategic partnerships with financial institutions, facilitating loans to prime borrowers under a robust risk assessment and control system.
Average Trading Volume: 244,366
Technical Sentiment Signal: Buy
Current Market Cap: $485.5M
Learn more about XYF stock on TipRanks’ Stock Analysis page.

