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Lexinfintech (LX)
NASDAQ:LX
LX Stock Chart & Stats
$3.30
-$0.06(-0.95%)
At close: 4:00 PM EST
$3.30
-$0.06(-0.95%)
Day’s Range― - ―
52-Week Range$2.65 - $11.64
Previous CloseN/A
Volume541.32K
Average Volume (3M)1.54M
Market Cap
$471.14M
Enterprise Value$5.76B
Total Cash (Recent Filing)$2.08B
Total Debt (Recent Filing)$4.88B
Price to Earnings (P/E)2.0
Beta1.38
Next Earnings
Mar 18, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield8.86%
Share Statistics
EPS (TTM)0.21
Shares Outstanding132,592,390
10 Day Avg. Volume1,269,464
30 Day Avg. Volume1,544,462
Financial Highlights & Ratios
PEG Ratio2.58
Price to Book (P/B)0.65
Price to Sales (P/S)0.49
P/FCF Ratio8.41
Enterprise Value/Market Cap12.22
Enterprise Value/Revenue0.41
Enterprise Value/Gross Profit1.16
Enterprise Value/Ebitda3.19
Forecast
1Y Price Target
$3.50Price Target Upside6.06% Upside
Rating ConsensusHold
Number of Analyst Covering1
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Record Net Profit GrowthSustained, large YoY net profit growth indicates robust core earnings power and resilient loan economics. Record profits improve retained earnings and support capital returns and reinvestment, providing durable buffer for regulatory shocks and strategic initiatives.
Improved Capital StructureLower leverage and a near-50% equity ratio reduce refinancing and liquidity risk, enhancing financial flexibility. A mid-teens ROE indicates effective use of equity capital, supporting sustainable growth and capacity to absorb credit cycles over the next several quarters.
AI Deployment And Platform GrowthMaterial AI improvements strengthen underwriting, automate decisions, and scale risk screening. Higher identification accuracy sustains credit quality and lowers costs per loan, creating a durable competitive advantage in customer acquisition and risk-adjusted returns.
Bears Say
Weak Cash ConversionDeteriorating free cash flow signals difficulty converting accounting profits into cash, limiting internal funding for lending, dividend sustainability, and buybacks. Persistent cash conversion weakness raises refinancing and liquidity risk across a multi-quarter horizon.
Regulatory Pricing ConstraintsInterest-rate caps structurally compress yield on new originations and force re-pricing of the loan book. Reduced access to higher-margin segments changes customer mix and lowers sustainable net interest income for several quarters as the business adapts.
Rising Early DelinquenciesHigher immediate delinquencies imply growing asset-quality pressure that can persist as macro or liquidity stress continues. Elevated early losses degrade lifetime returns on originations and increase provisioning, pressuring margins and capital over time.
Lexinfintech Holdings News
LX FAQ
What was Lexinfintech’s price range in the past 12 months?
Lexinfintech lowest stock price was $2.65 and its highest was $11.63 in the past 12 months.
What is Lexinfintech’s market cap?
Lexinfintech’s market cap is $471.14M.
When is Lexinfintech’s upcoming earnings report date?
Lexinfintech’s upcoming earnings report date is Mar 18, 2026 which is in 41 days.
How were Lexinfintech’s earnings last quarter?
Lexinfintech released its earnings results on Nov 24, 2025. The company reported $0.21 earnings per share for the quarter, beating the consensus estimate of N/A by $0.21.
Is Lexinfintech overvalued?
According to Wall Street analysts Lexinfintech’s price is currently Undervalued.
Does Lexinfintech pay dividends?
Lexinfintech pays a Semiannually dividend of $0.194 which represents an annual dividend yield of 8.86%. See more information on Lexinfintech dividends here
What is Lexinfintech’s EPS estimate?
Lexinfintech’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Lexinfintech have?
Lexinfintech has 132,592,390 shares outstanding.
What happened to Lexinfintech’s price movement after its last earnings report?
Lexinfintech reported an EPS of $0.21 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 8.155%.
Which hedge fund is a major shareholder of Lexinfintech?
Currently, no hedge funds are holding shares in LX
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Lexinfintech Holdings Stock Smart Score
Underperform
1
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5
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10
Analyst Consensus
Hold
Average Price Target:
$3.50 (6.06% Upside)
$3.50 (6.06% Upside)
Blogger Sentiment
Bullish
LX Sentiment 70%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 1.4M Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Very Negative
Last 7 Days ▼ 6.9%
Last 30 Days ▼ 10.2%
Last 30 Days ▼ 10.2%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-63.23%
12-Months-Change
Fundamentals
Return on Equity
16.09%
Trailing 12-Months
Asset Growth
0.95%
Trailing 12-Months
Company Description
Lexinfintech
LexinFintech Holdings Ltd., through its subsidiaries, offers online consumer finance services in the People's Republic of China. The company operates Fenqile.com, an online consumption and consumer finance platform that offers installment purchase and personal installment loans, as well as provides online direct sales with installment payment terms; and Le Hua Card, a scenario-based lending. It also provides technology-driven platform services to increase revenues, manage financial risks, enhance operating efficiency and service quality, enhance collections, and reduce overall costs; Maiya application, a location-based services shopping experience with buy-now and pay-later options; and Juzi Licai, an online investment platform. In addition, the company offers technical support and consulting, software development, financing guarantee, and financial technology services. The company was formerly known as Staging Finance Holding Ltd. and changed its name to LexinFintech Holdings Ltd. in March 2017. LexinFintech Holdings Ltd. was incorporated in 2013 and is headquartered in Shenzhen, the People's Republic of China.
LX Company Deck
LX Earnings Call
Q3 2025
0:00 / 0:00
Earnings Call Sentiment|Neutral
The call highlighted strong net profit growth and successful expansion in the e-commerce sector, along with advancements in AI deployment and risk management. However, these positives are tempered by industry-wide risk volatility, regulatory impacts on loan pricing, and an anticipated decline in Q4 net profit.View all LX earnings summariesLX Stock 12 Month Forecast
Average Price Target
$3.50
▲(6.06% Upside)
Technical Analysis
Ownership Overview
―
Insiders
4.52% Mutual Funds
<0.01% Other Institutional Investors
91.16% Public Companies and
Individual Investors