Lexinfintech (LX)
NASDAQ:LX
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LX Stock Chart & Stats
$3.30
-$0.06(-0.95%)
At close: 4:00 PM EST
$3.30
-$0.06(-0.95%)
Day’s Range― - ―
52-Week Range$1.79 - $7.99
Previous CloseN/A
Volume541.32K
Average Volume (3M)1.84M
Market Cap
$328.11M
Enterprise Value$3.20B
Total Cash (Recent Filing)$2.08B
Total Debt (Recent Filing)$4.88B
Price to Earnings (P/E)1.6
Beta1.53
Next Earnings
Sep 01, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield8.86%
Share Statistics
EPS (TTM)9.60
Shares Outstanding146,889,050
10 Day Avg. Volume1,549,009
30 Day Avg. Volume1,840,212
Financial Highlights & Ratios
PEG Ratio0.05
Price to Book (P/B)0.32
Price to Sales (P/S)0.30
P/FCF Ratio1.19
Enterprise Value/Market Cap9.75
Enterprise Value/Revenue0.23
Enterprise Value/Gross Profit0.64
Enterprise Value/Ebitda1.77
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)5.12
Revenue Forecast (FY)$12.67B
Bulls Say, Bears Say
Bulls Say
Improved LeverageA sustained reduction in debt-to-equity to ~0.40 materially strengthens financial flexibility and reduces solvency risk. This lower leverage supports capacity to fund growth, withstand credit cycles, and maintain investment in product and compliance without requiring urgent external financing.
Stronger Cash GenerationA sharp rebound to robust operating and free cash flow improves the firm's ability to self-fund operations, provision for credit losses, and strategic investments. Persistent positive cash generation, if maintained, underpins long-term solvency and capacity for shareholder returns or targeted reinvestment.
Diversified Ecosystem GrowthShifting mix toward installment e‑commerce, offline inclusive finance and fintech empowerment reduces reliance on capital‑heavy online lending. A more diversified platform broadens revenue streams, lowers concentration risk, and supports steadier originations across economic cycles.
Bears Say
Revenue PressureDeclining top-line and multi-year revenue volatility indicate structural growth challenges. Persistent revenue contraction pressures margin expansion and limits the sustainability of operating leverage, making earnings and investment planning more sensitive to market and execution risks.
Earnings & Cash VolatilityHigh year-to-year swings in free cash flow reduce predictability of internal funding for credit provisions, product investments, and shareholder actions. This volatility raises the risk that a downturn could force balance-sheet adjustments or constrain strategic initiatives.
Moderate Liquidity And Macro RiskA moderate cash buffer combined with ongoing macro and regulatory uncertainty limits near-term financial flexibility. With modest liquidity, the company may face constraints funding growth initiatives, absorbing shocks, or resuming buybacks without relying on external funding or slowing investments.
Lexinfintech Holdings News
LX FAQ
What was Lexinfintech’s price range in the past 12 months?
Lexinfintech lowest stock price was $1.79 and its highest was $7.99 in the past 12 months.
What is Lexinfintech’s market cap?
Lexinfintech’s market cap is $328.11M.
When is Lexinfintech’s upcoming earnings report date?
Lexinfintech’s upcoming earnings report date is Sep 01, 2026 which is in 64 days.
How were Lexinfintech’s earnings last quarter?
Lexinfintech released its earnings results on May 25, 2026. The company reported $0.088 earnings per share for the quarter, beating the consensus estimate of N/A by $0.088.
Is Lexinfintech overvalued?
According to Wall Street analysts Lexinfintech’s price is currently Overvalued.
Does Lexinfintech pay dividends?
Lexinfintech pays a Semiannually dividend of $0.188 which represents an annual dividend yield of 8.86%. See more information on Lexinfintech dividends here
What is Lexinfintech’s EPS estimate?
Lexinfintech’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Lexinfintech have?
Lexinfintech has 146,889,050 shares outstanding.
What happened to Lexinfintech’s price movement after its last earnings report?
Lexinfintech reported an EPS of $0.088 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -1.57%.
Which hedge fund is a major shareholder of Lexinfintech?
Currently, no hedge funds are holding shares in LX
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Lexinfintech Holdings Stock Smart Score
Underperform
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Blogger Sentiment
Bullish
LX Sentiment 70%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 63.3K Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Very Negative
Last 7 Days ▼ 1.2%
Last 30 Days ▼ 2.4%
Last 30 Days ▼ 2.4%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-71.33%
12-Months-Change
Fundamentals
Return on Equity
12.17%
Trailing 12-Months
Asset Growth
5.66%
Trailing 12-Months
Company Description
Lexinfintech
LexinFintech Holdings Ltd., together with its subsidiaries, offers online direct sales and online consumer finance services in the People’s Republic of China. The company provides Fenqile, an online consumer finance platform that offers installment purchase and personal installment loans, as well as online direct sales of electronic, home appliance, and general merchandise products with installment payment terms; and Lehua Card for scenario-based lending. It also offers technology-driven platform services for financial institution customers and partners; and credit-driven platform services, including customer acquisition, initial credit screening, and loan collections, as well as guarantee and insurance services. In addition, the company provides Maiya, a buy-now and pay-later service; and Juzi Licai, an online investment platform. Further, it offers technical support and consulting, software development, financing guarantee, and financial technology services. The company was formerly known as Staging Finance Holding Ltd. and changed its name to LexinFintech Holdings Ltd. in March 2017. LexinFintech Holdings Ltd. was founded in 2013 and is headquartered in Shenzhen, the People’s Republic of China.
LX Company Deck
LX Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call highlights a clear and constructive transition toward a more diversified, ecosystem-driven business model with strong user growth, meaningful loan volume expansion, improvements in risk indicators, and rising contribution from fintech empowerment and installment e-commerce. These positives offset near-term headwinds in the traditional online consumer finance segment, a modest sequential decline in net income, higher operating expenses and lingering macro/regulatory uncertainty. Overall, the company portrays operational resilience and cautious optimism while maintaining a prudent posture on capital and risk.View all LX earnings summariesTechnical Analysis
Ownership Overview
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Insiders
3.51% Mutual Funds
4.53% Other Institutional Investors
86.71% Public Companies and
Individual Investors