Lexinfintech (LX)
NASDAQ:LX
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LX Stock Chart & Stats
$3.30
-$0.06(-0.95%)
At close: 4:00 PM EST
$3.30
-$0.06(-0.95%)
Day’s Range― - ―
52-Week Range$2.02 - $9.35
Previous CloseN/A
Volume541.32K
Average Volume (3M)1.72M
Market Cap
$350.08M
Enterprise Value$3.30B
Total Cash (Recent Filing)$2.08B
Total Debt (Recent Filing)$4.88B
Price to Earnings (P/E)4.6
Beta1.47
Next Earnings
May 27, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield8.86%
Share Statistics
EPS (TTM)9.60
Shares Outstanding132,592,390
10 Day Avg. Volume1,483,583
30 Day Avg. Volume1,722,011
Financial Highlights & Ratios
PEG Ratio0.05
Price to Book (P/B)0.32
Price to Sales (P/S)0.30
P/FCF Ratio1.19
Enterprise Value/Market Cap9.42
Enterprise Value/Revenue0.24
Enterprise Value/Gross Profit0.66
Enterprise Value/Ebitda1.82
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)8.09
Revenue Forecast (FY)$11.84B
Bulls Say, Bears Say
Bulls Say
Improved ProfitabilityNet margin expansion to ~12.8% in 2025 reflects sustained cost discipline, higher gross and operating margins and lower funding costs. Structural margin improvement increases cash generation and buffers the business versus cyclical shocks, supporting medium‑term resilience if margins hold.
Stronger Balance SheetDebt-to-equity falling to ~0.40 and a larger equity base, plus meaningful cash balances, materially improve financial flexibility. Better leverage and capital provide a buffer for credit volatility, enable continued risk provisioning and underwrite buybacks/dividends over the medium term.
AI And Automation AdoptionDeployment of large-model AI cut manual work in approvals (3.4% human intervention) and improved service/QA accuracy. Structural automation can sustainably lower operating costs, scale risk screening and improve user acquisition economics across multiple quarters.
Bears Say
Top-line ContractionMaterial revenue contraction reduces operating leverage and constrains reinvestment capacity. If originations and pricing do not recover, sustaining profits will rely on cost cuts or new revenue lines, increasing execution risk and making margin gains more fragile over the medium term.
Elevated Credit Costs & DelinquenciesRising credit costs, provisions above historic vintage charge-offs and elevated delinquency metrics weaken net yields and capital efficiency. Persistent asset-quality pressure can erode earnings and require sustained provisioning, limiting capital available for growth or returns.
Regulatory Pricing PressureRegulatory caps and compliance-driven APR reductions compress lending economics across the portfolio. Continued rate pressure and sector liquidity tightening create a structural margin headwind that can persist for several quarters, reducing revenue per loan absent product repricing or mix shifts.
Lexinfintech Holdings News
LX FAQ
What was Lexinfintech’s price range in the past 12 months?
Lexinfintech lowest stock price was $2.02 and its highest was $9.35 in the past 12 months.
What is Lexinfintech’s market cap?
Lexinfintech’s market cap is $350.08M.
When is Lexinfintech’s upcoming earnings report date?
Lexinfintech’s upcoming earnings report date is May 27, 2026 which is in 16 days.
How were Lexinfintech’s earnings last quarter?
Lexinfintech released its earnings results on Mar 19, 2026. The company reported $0.091 earnings per share for the quarter, beating the consensus estimate of N/A by $0.091.
Is Lexinfintech overvalued?
According to Wall Street analysts Lexinfintech’s price is currently Overvalued.
Does Lexinfintech pay dividends?
Lexinfintech pays a Semiannually dividend of $0.194 which represents an annual dividend yield of 8.86%. See more information on Lexinfintech dividends here
What is Lexinfintech’s EPS estimate?
Lexinfintech’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Lexinfintech have?
Lexinfintech has 132,592,390 shares outstanding.
What happened to Lexinfintech’s price movement after its last earnings report?
Lexinfintech reported an EPS of $0.091 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -1.57%.
Which hedge fund is a major shareholder of Lexinfintech?
Currently, no hedge funds are holding shares in LX
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Lexinfintech Holdings Stock Smart Score
Underperform
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Blogger Sentiment
Bullish
LX Sentiment 71%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 63.3K Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Very Negative
Last 7 Days ▼ 0.9%
Last 30 Days ▼ 3.5%
Last 30 Days ▼ 3.5%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-65.55%
12-Months-Change
Fundamentals
Return on Equity
14.37%
Trailing 12-Months
Asset Growth
8.78%
Trailing 12-Months
Company Description
Lexinfintech
LexinFintech Holdings Ltd., through its subsidiaries, offers online consumer finance services in the People's Republic of China. The company operates Fenqile.com, an online consumption and consumer finance platform that offers installment purchase and personal installment loans, as well as provides online direct sales with installment payment terms; and Le Hua Card, a scenario-based lending. It also provides technology-driven platform services to increase revenues, manage financial risks, enhance operating efficiency and service quality, enhance collections, and reduce overall costs; Maiya application, a location-based services shopping experience with buy-now and pay-later options; and Juzi Licai, an online investment platform. In addition, the company offers technical support and consulting, software development, financing guarantee, and financial technology services. The company was formerly known as Staging Finance Holding Ltd. and changed its name to LexinFintech Holdings Ltd. in March 2017. LexinFintech Holdings Ltd. was incorporated in 2013 and is headquartered in Shenzhen, the People's Republic of China.
LX Company Deck
LX Earnings Call
Q4 2026
0:00 / 0:00
Earnings Call Sentiment|Neutral
The call communicates a mixed but resilient outlook: the company demonstrated strong full-year profitability, user rebound and meaningful improvements (AI adoption, e-commerce margin expansion, lower funding costs, stronger provisioning and capital/return measures). However, Q4 experienced significant top-line compression, higher credit costs and elevated delinquency metrics driven by regulatory-driven pricing caps and industry liquidity tightening. Management emphasized prudent risk management, ecosystem diversification and a cautious path to gradual recovery, while withholding full-year 2026 guidance due to macro uncertainty.View all LX earnings summariesTechnical Analysis
Ownership Overview
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Insiders
4.11% Mutual Funds
0.21% Other Institutional Investors
89.16% Public Companies and
Individual Investors