Lexinfintech (LX)
NASDAQ:LX
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LX Stock Chart & Stats
$3.30
-$0.06(-0.95%)
At close: 4:00 PM EST
$3.30
-$0.06(-0.95%)
Day’s Range― - ―
52-Week Range$1.79 - $7.99
Previous CloseN/A
Volume541.32K
Average Volume (3M)1.78M
Market Cap
$370.18M
Enterprise Value$3.44B
Total Cash (Recent Filing)$2.08B
Total Debt (Recent Filing)$4.88B
Price to Earnings (P/E)1.7
Beta1.49
Next Earnings
Sep 01, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield8.86%
Share Statistics
EPS (TTM)9.60
Shares Outstanding146,889,050
10 Day Avg. Volume2,424,720
30 Day Avg. Volume1,782,302
Financial Highlights & Ratios
PEG Ratio0.05
Price to Book (P/B)0.32
Price to Sales (P/S)0.30
P/FCF Ratio1.19
Enterprise Value/Market Cap9.30
Enterprise Value/Revenue0.25
Enterprise Value/Gross Profit0.69
Enterprise Value/Ebitda1.91
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)5.12
Revenue Forecast (FY)$12.67B
Bulls Say, Bears Say
Bulls Say
Diversified Ecosystem ContributionLexin’s shift toward installment e‑commerce, offline inclusive finance and fintech empowerment (nearly half of loan volume) meaningfully reduces reliance on volatile online consumer lending. Structural diversification supports more stable fee incomes, broader customer channels and higher-quality loan mix over the medium term.
Improved Profitability And MarginsMargin recovery reflects tighter underwriting, pricing discipline and operating leverage. Sustained higher gross and operating margins improve cash conversion and give management scope to invest in growth or reserves, supporting more resilient earnings power if credit trends remain controlled.
Stronger Balance Sheet And Cash GenerationMarked deleveraging and a sharp cash‑flow rebound restore financial flexibility versus prior high‑leverage years. Improved coverage and positive free cash flow reduce refinancing risk and provide capital for targeted investments, provisioning and measured shareholder returns over the next several quarters.
Bears Say
Revenue Contraction And VolatilityTop‑line weakness and volatile revenue undermine scalability of platform economics and make long‑term planning harder. Even with better margins, declining originations or revenue swings can limit reinvestment capacity and compress long‑term growth potential if diversification doesn’t fully offset online declines.
Rising Operating Expenses And Net Income PressureHigher S&M and service investments, while aimed at supporting ecosystem growth, pressure near‑term profitability and may delay sustainable margin expansion. If revenue recovery lags, persistent elevated opex can erode cash buffers and make earnings more sensitive to credit or macro shocks over the medium term.
Macro/regulatory Uncertainty And Moderate LiquidityOngoing regulatory and macro risks in the China consumer finance sector create execution uncertainty. Combined with a moderate cash position and paused repurchases, this limits the company’s buffer for adverse funding or credit stress and reduces optionality for opportunistic investments or faster buybacks.
Lexinfintech Holdings News
LX FAQ
What was Lexinfintech’s price range in the past 12 months?
Lexinfintech lowest stock price was $1.79 and its highest was $7.99 in the past 12 months.
What is Lexinfintech’s market cap?
Lexinfintech’s market cap is $370.18M.
When is Lexinfintech’s upcoming earnings report date?
Lexinfintech’s upcoming earnings report date is Sep 01, 2026 which is in 90 days.
How were Lexinfintech’s earnings last quarter?
Lexinfintech released its earnings results on May 25, 2026. The company reported $0.089 earnings per share for the quarter, beating the consensus estimate of N/A by $0.089.
Is Lexinfintech overvalued?
According to Wall Street analysts Lexinfintech’s price is currently Overvalued.
Does Lexinfintech pay dividends?
Lexinfintech pays a Semiannually dividend of $0.194 which represents an annual dividend yield of 8.86%. See more information on Lexinfintech dividends here
What is Lexinfintech’s EPS estimate?
Lexinfintech’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Lexinfintech have?
Lexinfintech has 146,889,050 shares outstanding.
What happened to Lexinfintech’s price movement after its last earnings report?
Lexinfintech reported an EPS of $0.089 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -1.57%.
Which hedge fund is a major shareholder of Lexinfintech?
Currently, no hedge funds are holding shares in LX
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Lexinfintech Holdings Stock Smart Score
Underperform
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8
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10
Blogger Sentiment
Bullish
LX Sentiment 70%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 63.3K Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Very Negative
Last 7 Days ▼ 3.6%
Last 30 Days ▼ 7.0%
Last 30 Days ▼ 7.0%
News Sentiment
Neutral
Bullish news 59%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-66.74%
12-Months-Change
Fundamentals
Return on Equity
12.17%
Trailing 12-Months
Asset Growth
5.66%
Trailing 12-Months
Company Description
Lexinfintech
LexinFintech Holdings Ltd., through its subsidiaries, offers online consumer finance services in the People's Republic of China. The company operates Fenqile.com, an online consumption and consumer finance platform that offers installment purchase and personal installment loans, as well as provides online direct sales with installment payment terms; and Le Hua Card, a scenario-based lending. It also provides technology-driven platform services to increase revenues, manage financial risks, enhance operating efficiency and service quality, enhance collections, and reduce overall costs; Maiya application, a location-based services shopping experience with buy-now and pay-later options; and Juzi Licai, an online investment platform. In addition, the company offers technical support and consulting, software development, financing guarantee, and financial technology services. The company was formerly known as Staging Finance Holding Ltd. and changed its name to LexinFintech Holdings Ltd. in March 2017. LexinFintech Holdings Ltd. was incorporated in 2013 and is headquartered in Shenzhen, the People's Republic of China.
LX Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call highlights a clear and constructive transition toward a more diversified, ecosystem-driven business model with strong user growth, meaningful loan volume expansion, improvements in risk indicators, and rising contribution from fintech empowerment and installment e-commerce. These positives offset near-term headwinds in the traditional online consumer finance segment, a modest sequential decline in net income, higher operating expenses and lingering macro/regulatory uncertainty. Overall, the company portrays operational resilience and cautious optimism while maintaining a prudent posture on capital and risk.View all LX earnings summariesTechnical Analysis
Ownership Overview
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Insiders
3.71% Mutual Funds
4.53% Other Institutional Investors
85.91% Public Companies and
Individual Investors