Solid Net Profit Growth
Net profit reached RMB 521 million, up 2% quarter-over-quarter and 68% year-over-year, marking a record high in the last 15 quarters.
E-commerce Business Expansion
Total GMV of the e-commerce platform increased by 38% year-over-year, with transaction volume for essential daily consumer goods surging by 237% year-over-year.
AI Technology Deployment
The company accelerated its AI technology deployment, enhancing decision-making capabilities and improving request solution efficiency by over 20%.
Enhanced Risk Management
The company strengthened user categorization and risk identification, maintaining a balanced risk-return profile for new assets.