tiprankstipranks
Trending News
More News >
Lexinfintech (LX)
:LX
US Market
Advertisement

Lexinfintech Holdings (LX) Earnings Dates, Call Summary & Reports

Compare
828 Followers

Earnings Data

Report Date
Mar 18, 2026
Before Open (Confirmed)
Period Ending
2025 (Q4)
Consensus EPS Forecast
Last Year’s EPS
0.15
Same Quarter Last Year
Based on 0 Analysts Ratings

Earnings Call Summary

Q3 2025
Earnings Call Date:Nov 24, 2025|
% Change Since:
|
Earnings Call Sentiment|Neutral
The call highlighted strong net profit growth and successful expansion in the e-commerce sector, along with advancements in AI deployment and risk management. However, these positives are tempered by industry-wide risk volatility, regulatory impacts on loan pricing, and an anticipated decline in Q4 net profit.
Company Guidance
During the Lexin Third Quarter 2025 Earnings Conference Call, the company provided detailed guidance on its financial performance and strategic initiatives. Lexin reported a loan volume of RMB 50.89 billion and revenue of RMB 3.42 billion, with a net profit of RMB 521 million, representing a 2% increase quarter-over-quarter and a 68% increase year-over-year. The net profit take rate improved to 2.01%, up by 9 basis points from the previous quarter and 92 basis points from the previous year. The company highlighted its compliance with new regulations, having ceased loans with an APR above 24% by October 1, and emphasized its diversified business ecosystem's resilience. Notable growth was observed in the e-commerce sector, with a GMV increase of 38% year-over-year, while the day 1 delinquency ratio saw a minor rise due to industry-wide liquidity tightening. Lexin also reported progress in AI technology deployment, improving request identification accuracy by over 20%. Despite the impact of regulatory changes, the company maintained a robust financial position with a cash balance of RMB 4.3 billion and shareholders' equity at RMB 11.8 billion. Looking ahead, Lexin expects moderate loan volume decline in Q4, with net income and take rate seeing sequential decreases as the industry stabilizes post-regulation changes. The company committed to enhancing shareholder returns, increasing the dividend payout ratio to 30% of net profit, and progressing with its share repurchase plan.
Solid Net Profit Growth
Net profit reached RMB 521 million, up 2% quarter-over-quarter and 68% year-over-year, marking a record high in the last 15 quarters.
E-commerce Business Expansion
Total GMV of the e-commerce platform increased by 38% year-over-year, with transaction volume for essential daily consumer goods surging by 237% year-over-year.
AI Technology Deployment
The company accelerated its AI technology deployment, enhancing decision-making capabilities and improving request solution efficiency by over 20%.
Enhanced Risk Management
The company strengthened user categorization and risk identification, maintaining a balanced risk-return profile for new assets.

Lexinfintech Holdings (LX) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

LX Earnings History

Report Date
Fiscal Quarter
Forecast / EPS
Last Year's EPS
EPS YoY Change
Press Release
Slides
Play Transcript
Mar 18, 2026
2025 (Q4)
- / -
0.146
Nov 24, 2025
2025 (Q3)
- / 0.21
0.1358.70% (+0.08)
Aug 07, 2025
2025 (Q2)
0.20 / 0.20
0.096110.29% (+0.11)
May 21, 2025
2025 (Q1)
- / 0.17
0.085100.00% (+0.08)
Mar 18, 2025
2024 (Q4)
- / 0.15
0.0062475.00% (+0.14)
Nov 25, 2024
2024 (Q3)
- / 0.13
0.156-16.36% (-0.03)
Aug 27, 2024
2024 (Q2)
- / 0.10
0.144-33.33% (-0.05)
May 23, 2024
2024 (Q1)
- / 0.08
0.13-34.78% (-0.05)
Mar 20, 2024
2023 (Q4)
- / <0.01
0.119-95.24% (-0.11)
Nov 22, 2023
2023 (Q3)
- / 0.16
0.10646.67% (+0.05)
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed

LX Earnings-Related Price Changes

Report Date
Price 1 Day Before
Price 1 Day After
Percentage Change
Nov 24, 2025
$3.50$3.78+8.00%
Aug 07, 2025
$6.55$6.28-4.12%
May 21, 2025
$8.46$7.54-10.87%
Mar 18, 2025
$10.21$10.38+1.67%
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Lexinfintech (LX) report earnings?
Lexinfintech (LX) is schdueled to report earning on Mar 18, 2026, Before Open (Confirmed).
    What is Lexinfintech (LX) earnings time?
    Lexinfintech (LX) earnings time is at Mar 18, 2026, Before Open (Confirmed).
      Where can I see when companies are reporting earnings?
      You can see which companies are reporting today on our designated earnings calendar.
        What companies are reporting earnings today?
        You can see a list of the companies which are reporting today on TipRanks earnings calendar.
          What is LX EPS forecast?
          Currently, no data Available
          What am I Missing?
          Make informed decisions based on Top Analysts' activity
          Know what industry insiders are buying
          Get actionable alerts from top Wall Street Analysts
          Find out before anyone else which stock is going to shoot up
          Get powerful stock screeners & detailed portfolio analysis