Breakdown | TTM | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 |
---|---|---|---|---|---|---|
Income Statement | ||||||
Total Revenue | 14.07B | 14.20B | 13.06B | 9.87B | 11.38B | 11.65B |
Gross Profit | 5.20B | 5.74B | 4.51B | 3.03B | 5.75B | 3.63B |
EBITDA | 2.15B | 2.39B | 1.52B | 1.23B | 2.98B | 1.53B |
Net Income | 1.33B | 1.10B | 1.07B | 819.75M | 2.33B | 594.98M |
Balance Sheet | ||||||
Total Assets | 22.62B | 22.24B | 23.14B | 22.77B | 21.03B | 20.35B |
Cash, Cash Equivalents and Short-Term Investments | 3.17B | 2.33B | 2.82B | 1.49B | 2.66B | 1.56B |
Total Debt | 5.39B | 5.27B | 5.51B | 9.10B | 7.48B | 9.26B |
Total Liabilities | 11.41B | 11.50B | 13.43B | 14.12B | 12.96B | 14.81B |
Stockholders Equity | 11.21B | 10.74B | 9.71B | 8.65B | 8.03B | 5.49B |
Cash Flow | ||||||
Free Cash Flow | 0.00 | 834.40M | 2.56B | -49.97M | 2.55B | -297.59M |
Operating Cash Flow | 0.00 | 1.08B | 2.79B | 98.84M | 2.67B | -211.02M |
Investing Cash Flow | 0.00 | -904.88M | 2.33B | -2.41B | 414.62M | -2.14B |
Financing Cash Flow | 0.00 | -387.28M | -3.85B | 1.11B | -1.78B | 1.23B |
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
---|---|---|---|---|---|---|---|
80 Outperform | 4.10B | 4.43 | ― | 4.75% | 9.90% | 68.56% | |
79 Outperform | 1.95B | 5.20 | 15.67% | 3.64% | 8.41% | 34.76% | |
77 Outperform | 514.12M | 2.90 | 16.58% | 6.50% | 12.69% | -35.36% | |
73 Outperform | $949.01M | 4.45 | 14.86% | 5.41% | 3.11% | 95.40% | |
70 Outperform | 685.27M | 10.51 | 0.81% | ― | -39.25% | ― | |
52 Neutral | 2.43B | -4.49 | ― | ― | -38.81% | -425.73% | |
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% |
On August 7, 2025, LexinFintech Holdings Ltd. announced its unaudited financial results for the second quarter of 2025, highlighting a 16% increase in revenue to RMB3.6 billion and a 19% rise in net income to RMB511 million compared to the previous quarter. The company reported a significant increase in user engagement and loan origination, with total loan origination reaching RMB53 billion. Despite a decrease in total operating revenue compared to the previous year, LexinFintech’s net income showed a 126% year-over-year increase. The company plans to enhance its customer-centric approach and leverage AI to improve operations, while also focusing on shareholder returns through dividends and share repurchase programs.
On July 21, 2025, LexinFintech Holdings Ltd. announced a US$50 million share repurchase program, reflecting confidence in its business fundamentals and growth opportunities. The program allows for share repurchases through various means over the next twelve months, subject to market conditions and regulatory requirements. Additionally, CEO Jay Wenjie Xiao plans to personally purchase up to US$10 million worth of the company’s American depository shares, further demonstrating commitment to enhancing shareholder value.