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Lexinfintech (LX)
:LX
Earnings Data
Report Date
Aug 20, 2025TBA Not Confirmed
Period Ending
2025 (Q2)Consensus EPS Forecast
―Last Year’s EPS
0.68Same Quarter Last Year
Moderate Buy
Based on 1 Analysts Ratings
Earnings Call Summary
Earnings Call Date:May 21, 2025
|% Change Since: -17.30%
|Next Earnings Date:Aug 20, 2025
Earnings Call Sentiment|Positive
The earnings call highlighted significant profit growth, improved risk management, and strategic business expansions, particularly in e-commerce and overseas operations. However, there were notable declines in lending-related and e-commerce platform revenues due to strategic shifts and market conditions.Company Guidance
During the Lexin First Quarter 2025 Earnings Conference Call, the company provided several key metrics and guidance updates. Lexin reported a GAAP net profit of CNY 430 million, marking a record high in 13 quarters, with a quarter-over-quarter growth of 18.6% and a year-over-year increase of 113%. The net income margin rose to 13.9% from 9.9% in the previous quarter, and the net profit take rate increased to 1.58% from 1.31%. The company's installment e-commerce business achieved a 16.2% increase in GMV, while the customer acquisition costs for their overseas business decreased by 19% quarter-over-quarter. Lexin reaffirmed its full-year 2025 profit guidance, anticipating substantial year-over-year growth. Additionally, the company announced an increase in the dividend payout ratio to 30% of net profit, effective from the second half of 2025.Record GAAP Net Profit
GAAP net profit reached CNY 430 million, a record high in 13 quarters, representing quarter-over-quarter growth of 18.6% and year-over-year growth of 113%.
E-commerce GMV Growth
Approval rate of installment applications increased significantly, driving e-commerce GMV to increase by 16.2%.
Overseas Business Profitability
Customer acquisition costs decreased by 19% quarter-over-quarter, and the overseas business achieved profitability.
Improved Net Income Margin
Net income margin increased from 9.9% to 13.9%.
Enhanced Risk Management
Day 1 delinquency ratio decreased by about 11%, and 90 days delinquency ratio decreased by 9% quarter-over-quarter.
Increased Dividend Payout Ratio
The Board approved increasing the dividend payout ratio to 30% of net profit, effective from the second half of 2025.
LX Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
LX Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
May 21, 2025 | $8.67 | $7.73 | -10.84% |
Mar 18, 2025 | $10.46 | $10.64 | +1.72% |
Nov 25, 2024 | $3.36 | $4.22 | +25.60% |
Aug 27, 2024 | $1.68 | $1.60 | -4.76% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does Lexinfintech (LX) report earnings?
Lexinfintech (LX) is schdueled to report earning on Aug 20, 2025, TBA Not Confirmed.
What is Lexinfintech (LX) earnings time?
Lexinfintech (LX) earnings time is at Aug 20, 2025, TBA Not Confirmed.
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is LX EPS forecast?
Currently, no data Available