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LexinFintech Reports Strong Q3 2025 Results Amid Regulatory Changes

Story Highlights
  • LexinFintech’s Q3 2025 net income rose 68% year-over-year to RMB521 million.
  • The company adapted to new regulations, maintaining operational resilience and enhancing shareholder returns.
  • Looking for the best stocks to buy? Follow the recommendations of top-performing analysts.
LexinFintech Reports Strong Q3 2025 Results Amid Regulatory Changes

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Lexinfintech Holdings ( (LX) ) has provided an update.

LexinFintech Holdings Ltd. reported its unaudited financial results for the third quarter of 2025, highlighting a net income of RMB521 million, a 68% increase year-over-year. The company successfully navigated regulatory changes by adjusting its operations to comply with new interest rate caps, achieving a record high net income in the past 15 quarters. Despite a challenging environment, LexinFintech’s loan originations reached RMB50.9 billion, and revenue was RMB3.4 billion, reflecting its operational resilience. The company also increased its dividend payout ratio and repurchased US$25 million worth of ADSs, demonstrating a commitment to enhancing shareholder returns.

The most recent analyst rating on (LX) stock is a Buy with a $4.00 price target. To see the full list of analyst forecasts on Lexinfintech Holdings stock, see the LX Stock Forecast page.

Spark’s Take on LX Stock

According to Spark, TipRanks’ AI Analyst, LX is a Outperform.

Lexinfintech Holdings’ strong earnings performance and attractive valuation are the most significant factors driving its stock score. However, technical indicators suggest bearish momentum, and challenges in cash flow generation and regulatory uncertainties pose risks. The company’s resilience and strategic focus on growth and shareholder returns provide a positive outlook.

To see Spark’s full report on LX stock, click here.

More about Lexinfintech Holdings

LexinFintech Holdings Ltd. is a leading technology-empowered personal financial service enabler based in China. The company focuses on providing financial services through a unique business ecosystem, primarily dealing in loan facilitation and installment e-commerce platform services. LexinFintech targets the Chinese market, offering innovative financial solutions while adapting to regulatory changes.

Average Trading Volume: 3,451,924

Technical Sentiment Signal: Sell

Current Market Cap: $588.1M

See more data about LX stock on TipRanks’ Stock Analysis page.

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