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Qifu Technology, Inc (QFIN)
:QFIN
QFIN Stock Chart & Stats
$23.53
$0.47(1.28%)
At close: 4:00 PM EST
$23.53
$0.47(1.28%)
Day’s Range― - ―
52-Week Range$20.45 - $48.94
Previous CloseN/A
Volume292.48K
Average Volume (3M)2.08M
Market Cap
$3.03B
Enterprise Value$5.03B
Total Cash (Recent Filing)$10.62B
Total Debt (Recent Filing)$6.13B
Price to Earnings (P/E)3.2
Beta1.13
Next Earnings
Nov 19, 2025EPS Estimate
1.71Last Dividend Ex-Date
Sep 08, 2025Dividend Yield6.53%
Share Statistics
EPS (TTM)1.79
Shares Outstanding148,270,500
10 Day Avg. Volume2,898,298
30 Day Avg. Volume2,078,531
Financial Highlights & Ratios
PEG Ratio0.12
Price to Book (P/B)1.73
Price to Sales (P/S)2.43
P/FCF Ratio4.54
Enterprise Value/Market Cap1.66
Enterprise Value/Revenue0.31
Enterprise Value/Gross Profit0.42
Enterprise Value/Ebitda0.58
Forecast
1Y Price Target
$44.35Price Target Upside88.48% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering4
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Dividend AnnouncementThe company announced an interim dividend of USD0.76 per ADS, indicating a strong capital return strategy.
Revenue GrowthQFIN's revenue rose 11.2% quarter-over-quarter and 25.4% year-over-year, exceeding consensus expectations by 9.5%.
Shareholder ReturnsThe current low single-digit forward P/E together with greater than 20% shareholder returns remains attractive given QFIN's ability to generate leading loan margins.
Bears Say
Loan DeclineNew loans declined 4.8% quarter-over-quarter due to regulatory tightening, though they still rose 16.1% year-over-year.
Regulatory ImpactThe market is concerned that the interest rate cap on consumer loans may be cut to 20% and interest rate cap for small loan firms to be enforced at 4 times LPR.
Regulatory UncertaintyRegulatory uncertainties have led to a conservative outlook and a reduction in new loan facilitation.
Qifu Technology News
QFIN FAQ
What was Qifu Technology, Inc’s price range in the past 12 months?
Qifu Technology, Inc lowest stock price was $20.45 and its highest was $48.94 in the past 12 months.
What is Qifu Technology, Inc’s market cap?
Qifu Technology, Inc’s market cap is $3.03B.
When is Qifu Technology, Inc’s upcoming earnings report date?
Qifu Technology, Inc’s upcoming earnings report date is Nov 19, 2025 which is in 14 days.
How were Qifu Technology, Inc’s earnings last quarter?
Qifu Technology, Inc released its earnings results on Aug 14, 2025. The company reported $1.79 earnings per share for the quarter, beating the consensus estimate of $1.773 by $0.017.
Is Qifu Technology, Inc overvalued?
According to Wall Street analysts Qifu Technology, Inc’s price is currently Undervalued.
Does Qifu Technology, Inc pay dividends?
Qifu Technology, Inc pays a Semiannually dividend of $0.76 which represents an annual dividend yield of 6.53%. See more information on Qifu Technology, Inc dividends here
What is Qifu Technology, Inc’s EPS estimate?
Qifu Technology, Inc’s EPS estimate is 1.71.
How many shares outstanding does Qifu Technology, Inc have?
Qifu Technology, Inc has 148,270,500 shares outstanding.
What happened to Qifu Technology, Inc’s price movement after its last earnings report?
Qifu Technology, Inc reported an EPS of $1.79 in its last earnings report, beating expectations of $1.773. Following the earnings report the stock price went down -4.039%.
Which hedge fund is a major shareholder of Qifu Technology, Inc?
Currently, no hedge funds are holding shares in QFIN
Qifu Technology Stock Smart Score
Neutral
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Analyst Consensus
Strong Buy
Average Price Target:
$44.35 (88.48% Upside)
$44.35 (88.48% Upside)
Blogger Sentiment
Bullish
QFIN Sentiment 70%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 252.8K Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Very Negative
Last 7 Days ▲ 0.3%
Last 30 Days ▼ 4.7%
Last 30 Days ▼ 4.7%
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-29.54%
12-Months-Change
Fundamentals
Return on Equity
31.10%
Trailing 12-Months
Asset Growth
28.97%
Trailing 12-Months
Company Description
Qifu Technology, Inc
Qifu Technology, Inc., together with its subsidiaries, operates credit-tech platform under the 360 Jietiao brand in the People's Republic of China. The company provides credit-driven services that matches borrowers with financial institutions to conduct customer acquisition, initial and credit screening, advanced risk assessment, credit assessment, fund matching, and other post-facilitation services; and platform services, including loan facilitation and post-facilitation services to financial institution partners under intelligence credit engine, referral services, and risk management software-as-a-service. It offers e-commerce loans, enterprise loans, and invoice loans to SME owners. It serves financial institutions, consumers, and small- and micro-enterprises. The company was formerly known as 360 DigiTech, Inc. and changed its name to Qifu Technology, Inc. in March 2023. Qifu Technology, Inc. was founded in 2016 and is headquartered in Shanghai, the People's Republic of China.
QFIN Company Deck
QFIN Earnings Call
Q2 2025
0:00 / 0:00
Earnings Call Sentiment|Neutral
The earnings call presents a balanced view with significant achievements in loan facilitation volume, non-GAAP net income growth, and ABS issuance, alongside challenges posed by regulatory uncertainty and increased provisions for risk-bearing loans. The company is making strategic advancements in AI and expanding internationally, but faces economic headwinds and regulatory impacts.View all QFIN earnings summariesQFIN Stock 12 Month Forecast
Average Price Target
$44.35
▲(88.48% Upside)
Technical Analysis
Ownership Overview
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Insiders
5.88% Mutual Funds
0.03% Other Institutional Investors
82.23% Public Companies and Individual Investors