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Qifu Technology (QFIN)
NASDAQ:QFIN
QFIN Stock Chart & Stats
Day’s Range― - ―
52-Week Range$24.30 - $48.94
Previous CloseN/A
Volume292.48K
Average Volume (3M)2.34M
Market Cap
$4.07B
Enterprise Value$5.03B
Total Cash (Recent Filing)$10.62B
Total Debt (Recent Filing)$6.13B
Price to Earnings (P/E)4.2
Beta1.18
Next Earnings
Nov 19, 2025EPS Estimate
1.76Next Dividend Ex-Date
Sep 08, 2025Dividend Yield4.32%
Share Statistics
EPS (TTM)1.78
Shares Outstanding148,270,500
10 Day Avg. Volume2,393,968
30 Day Avg. Volume2,336,955
Financial Highlights & Ratios
PEG RatioN/A
Price to Book (P/B)N/A
Price to Sales (P/S)N/A
P/FCF RatioN/A
Enterprise Value/Market Cap1.23
Enterprise Value/Revenue0.31
Enterprise Value/Gross Profit0.42
Enterprise Value/Ebitda0.58
Forecast
1Y Price Target
$48.39Price Target Upside63.42% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering3
Bulls Say, Bears Say
Bulls Say
Capital Return StrategyThe company announced an interim dividend of USD0.76 per ADS, indicating a strong capital return strategy.
Revenue GrowthQFIN's revenue rose 11.2% quarter-over-quarter and 25.4% year-over-year, exceeding consensus expectations by 9.5%.
Share Buyback ConfidenceQFIN spent substantial amounts on share buybacks, demonstrating confidence in its financial health and future growth.
Bears Say
Conservative OutlookThe company maintains a strong loan growth target, even amidst macroeconomic uncertainties.
Loan GrowthNew loans declined 4.8% quarter-over-quarter due to regulatory tightening, though they still rose 16.1% year-over-year.
Regulatory ChallengesRegulatory uncertainties have led to a conservative outlook and a reduction in new loan facilitation.
Qifu Technology News
QFIN FAQ
What was Qifu Technology’s price range in the past 12 months?
Qifu Technology lowest stock price was $24.30 and its highest was $48.94 in the past 12 months.
What is Qifu Technology’s market cap?
Qifu Technology’s market cap is $4.07B.
When is Qifu Technology’s upcoming earnings report date?
Qifu Technology’s upcoming earnings report date is Nov 19, 2025 which is in 76 days.
How were Qifu Technology’s earnings last quarter?
Qifu Technology released its earnings results on Aug 14, 2025. The company reported $1.784 earnings per share for the quarter, beating the consensus estimate of $1.767 by $0.017.
Is Qifu Technology overvalued?
According to Wall Street analysts Qifu Technology’s price is currently Undervalued.
Does Qifu Technology pay dividends?
Qifu Technology pays a Semiannually dividend of $0.76 which represents an annual dividend yield of 4.32%. See more information on Qifu Technology dividends here
What is Qifu Technology’s EPS estimate?
Qifu Technology’s EPS estimate is 1.76.
How many shares outstanding does Qifu Technology have?
Qifu Technology has 148,270,500 shares outstanding.
What happened to Qifu Technology’s price movement after its last earnings report?
Qifu Technology reported an EPS of $1.784 in its last earnings report, beating expectations of $1.767. Following the earnings report the stock price went down -4.054%.
Which hedge fund is a major shareholder of Qifu Technology?
Currently, no hedge funds are holding shares in QFIN
Qifu Technology Stock Smart Score
Neutral
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Analyst Consensus
Strong Buy
Average Price Target:
$48.39 (63.42% Upside)
$48.39 (63.42% Upside)
Blogger Sentiment
Bullish
QFIN Sentiment 87%
Sector Average 68%
Sector Average 68%
Hedge Fund Trend
Decreased
By 252.8K Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Negative
Last 7 Days ▲ 1.3%
Last 30 Days ▼ 2.4%
Last 30 Days ▼ 2.4%
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Negative
20 days / 200 days
Momentum
16.26%
12-Months-Change
Fundamentals
Return on Equity
31.10%
Trailing 12-Months
Asset Growth
28.97%
Trailing 12-Months
Company Description
Qifu Technology
Qifu Technology, listed under the ticker QFIN, is a financial technology company that operates primarily in the Chinese market. The company focuses on providing online consumer finance services through its digital platforms. It offers users access to credit solutions, leveraging technology to streamline the lending process, enhance user experience, and improve credit assessment. The company's core services revolve around facilitating loans to individuals and small businesses, utilizing advanced data analytics and risk management systems to ensure compliance and efficiency.
QFIN Company Deck
QFIN Earnings Call
Q2 2025
0:00 / 0:00
Earnings Call Sentiment|Neutral
The earnings call presents a balanced view with significant achievements in loan facilitation volume, non-GAAP net income growth, and ABS issuance, alongside challenges posed by regulatory uncertainty and increased provisions for risk-bearing loans. The company is making strategic advancements in AI and expanding internationally, but faces economic headwinds and regulatory impacts.View all QFIN earnings summariesQFIN Stock 12 Month Forecast
Average Price Target
$48.39
▲(63.42% Upside)
Technical Analysis
OneMain Holdings
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FinVolution Group
―
Lexinfintech Holdings
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Lufax Holding
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Upstart Holdings
―
Ownership Overview
―
Insiders
5.75% Mutual Funds
15.48% Other Institutional Investors
67.59% Public Companies and Individual Investors