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Qifu Technology (QFIN)
NASDAQ:QFIN
QFIN Stock Chart & Stats
$16.89
$0.47(1.28%)
At close: 4:00 PM EST
$16.89
$0.47(1.28%)
Day’s Range― - ―
52-Week Range$16.71 - $48.94
Previous CloseN/A
Volume292.48K
Average Volume (3M)1.71M
Market Cap
$1.91B
Enterprise Value$2.84B
Total Cash (Recent Filing)$10.92B
Total Debt (Recent Filing)$6.33B
Price to Earnings (P/E)2.5
Beta1.29
Next Earnings
Mar 17, 2026EPS Estimate
1.17Next Dividend Ex-DateN/A
Dividend Yield7.3%
Share Statistics
EPS (TTM)1.55
Shares Outstanding130,185,120
10 Day Avg. Volume1,368,378
30 Day Avg. Volume1,711,495
Financial Highlights & Ratios
PEG Ratio0.12
Price to Book (P/B)1.73
Price to Sales (P/S)2.43
P/FCF Ratio4.54
Enterprise Value/Market Cap1.49
Enterprise Value/Revenue0.16
Enterprise Value/Gross Profit0.22
Enterprise Value/Ebitda0.31
Forecast
1Y Price Target
$35.50Price Target Upside110.18% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)5.48
Revenue Forecast (FY)$2.54B
Bulls Say, Bears Say
Bulls Say
Funding CostsAnalyst notes that low funding costs through asset-backed channels support reasonable profitability for Qifu Technology even if loan yields moderate from prior levels.
Market ShareAnalyst believes industry consolidation in micro lending and loan facilitation could allow Qifu Technology to increase market share and win higher-margin customers.
Valuation And Shareholder ReturnsAnalyst highlights that a low forward price-to-earnings multiple combined with strong shareholder returns makes the stock relatively attractive given the company's leading loan margins.
Bears Say
Business Model Shift RiskAnalyst forecasts on-balance-sheet loans priced above the regulatory ceiling could force Qifu Technology to shift toward a loan facilitation model, which typically produces lower earnings per loan.
Regulatory Uncertainty And Net Take RateAnalyst flags that regulatory uncertainty around lending rate ceilings could lead to a decline in the firm-wide blended net take rate, putting pressure on revenue and margins.
Regulatory Yield Cap ImpactAnalyst warns that the regulatory cap on micro loan yields is likely to reduce Qifu Technology's take rate and compress lending economics.
Qifu Technology News
QFIN FAQ
What was Qifu Technology’s price range in the past 12 months?
Qifu Technology lowest stock price was $16.71 and its highest was $48.94 in the past 12 months.
What is Qifu Technology’s market cap?
Qifu Technology’s market cap is $1.91B.
When is Qifu Technology’s upcoming earnings report date?
Qifu Technology’s upcoming earnings report date is Mar 17, 2026 which is in 58 days.
How were Qifu Technology’s earnings last quarter?
Qifu Technology released its earnings results on Nov 18, 2025. The company reported $1.549 earnings per share for the quarter, missing the consensus estimate of $1.747 by -$0.198.
Is Qifu Technology overvalued?
According to Wall Street analysts Qifu Technology’s price is currently Undervalued.
Does Qifu Technology pay dividends?
Qifu Technology pays a Semiannually dividend of $0.75 which represents an annual dividend yield of 7.3%. See more information on Qifu Technology dividends here
What is Qifu Technology’s EPS estimate?
Qifu Technology’s EPS estimate is 1.17.
How many shares outstanding does Qifu Technology have?
Qifu Technology has 130,185,120 shares outstanding.
What happened to Qifu Technology’s price movement after its last earnings report?
Qifu Technology reported an EPS of $1.549 in its last earnings report, missing expectations of $1.747. Following the earnings report the stock price went down -14.228%.
Which hedge fund is a major shareholder of Qifu Technology?
Currently, no hedge funds are holding shares in QFIN
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Qifu Technology Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
$35.50 (110.18% Upside)
$35.50 (110.18% Upside)
Blogger Sentiment
Bullish
QFIN Sentiment 85%
Sector Average 68%
Sector Average 68%
Hedge Fund Trend
Increased
By 1.0M Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Very Negative
Last 7 Days ▲ 0.2%
Last 30 Days ▼ 4.8%
Last 30 Days ▼ 4.8%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-52.67%
12-Months-Change
Fundamentals
Return on Equity
28.65%
Trailing 12-Months
Asset Growth
28.89%
Trailing 12-Months
Company Description
Qifu Technology
Qifu Technology, Inc., together with its subsidiaries, operates credit-tech platform under the 360 Jietiao brand in the People's Republic of China. The company provides credit-driven services that matches borrowers with financial institutions to conduct customer acquisition, initial and credit screening, advanced risk assessment, credit assessment, fund matching, and other post-facilitation services; and platform services, including loan facilitation and post-facilitation services to financial institution partners under intelligence credit engine, referral services, and risk management software-as-a-service. It offers e-commerce loans, enterprise loans, and invoice loans to SME owners. It serves financial institutions, consumers, and small- and micro-enterprises. The company was formerly known as 360 DigiTech, Inc. and changed its name to Qifu Technology, Inc. in March 2023. Qifu Technology, Inc. was founded in 2016 and is headquartered in Shanghai, the People's Republic of China.
QFIN Company Deck
QFIN Earnings Call
Q3 2025
0:00 / 0:00
Earnings Call Sentiment|Neutral
The earnings call presented a mixed outlook. While the company showcased resilience and growth in technology solutions, it also faces significant regulatory challenges and increased delinquency rates amidst a tightening liquidity environment.View all QFIN earnings summariesQFIN Stock 12 Month Forecast
Average Price Target
$35.50
▲(110.18% Upside)
Technical Analysis
Ownership Overview
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Insiders
6.68% Mutual Funds
0.04% Other Institutional Investors
80.24% Public Companies and Individual Investors