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Qifu Technology (QFIN)
NASDAQ:QFIN
US Market
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Qifu Technology (QFIN) Earnings Dates, Call Summary & Reports

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Earnings Data

Report Date
Mar 17, 2026
TBA (Confirmed)
Period Ending
2025 (Q4)
Consensus EPS Forecast
1.29
Last Year’s EPS
1.86
Same Quarter Last Year
Moderate Buy
Based on 3 Analysts Ratings

Earnings Call Summary

Q3 2025
Earnings Call Date:Nov 18, 2025|
% Change Since:
|
Earnings Call Sentiment|Neutral
The earnings call presented a mixed outlook. While the company showcased resilience and growth in technology solutions, it also faces significant regulatory challenges and increased delinquency rates amidst a tightening liquidity environment.
Company Guidance
In Q3 2025, Qfin Holdings reported steady financial performance despite facing regulatory challenges and economic headwinds in China's consumer finance sector. The company facilitated RMB 83.3 billion in total loan origination, maintaining volume consistent with Q2. Non-GAAP net income reached RMB 1.51 billion, and non-GAAP EPADS stood at RMB 11.36. The loan facilitation and origination volume was supported by their AI-powered platform serving 167 financial institutions and over 62 million credit line users. The company issued RMB 4.5 billion in ABS, marking a 29% year-over-year increase, with issuance costs down by 10 basis points, contributing to an overall issuance of RMB 18.9 billion in the first nine months of 2025. Despite a slight uptick in delinquency rates, Qfin Holdings optimized its risk strategies, with a 218% sequential growth in loan volume from their Technology Solutions business. Looking forward, they anticipate non-GAAP net income between CNY 1 billion and CNY 1.2 billion for Q4 2025, while remaining cautious about the volatile market conditions and focusing on risk management.
Steady Financial Results Amid Macro Headwinds
Qfin Holdings reported a non-GAAP net income of RMB 1.51 billion for Q3, showcasing solid profitability and operating resilience despite the challenging economic environment.
Strong Growth in Technology Solutions
Loan volume supported by the Technology Solutions business grew by 218% sequentially, driven by expanding collaborations with financial institutions and the development of AI agents.
Increase in ABS Issuance
The company issued RMB 4.5 billion in ABS during the quarter, up 29% year-over-year, with total ABS issuance for the first 9 months of 2025 growing 41% year-over-year.
Efficient User Acquisition
The number of new credit line users grew by 9% to 1.95 million, while the average cost per credit line user declined by 8%, indicating improved efficiency in user acquisition.

Qifu Technology (QFIN) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

QFIN Earnings History

Report Date
Fiscal Quarter
Forecast / EPS
Last Year's EPS
EPS YoY Change
Press Release
Slides
Play Transcript
Mar 17, 2026
2025 (Q4)
1.29 / -
1.863
Nov 18, 2025
2025 (Q3)
1.71 / 1.52
1.714-11.33% (-0.19)
Aug 14, 2025
2025 (Q2)
1.78 / 1.80
1.25543.05% (+0.54)
May 19, 2025
2025 (Q1)
1.76 / 1.78
1.02772.88% (+0.75)
Mar 16, 2025
2024 (Q4)
1.72 / 1.86
0.96892.44% (+0.89)
Nov 19, 2024
2024 (Q3)
1.39 / 1.71
0.97675.50% (+0.74)
Aug 13, 2024
2024 (Q2)
1.04 / 1.26
0.93434.34% (+0.32)
May 19, 2024
2024 (Q1)
1.03 / 1.03
0.79429.43% (+0.23)
Mar 12, 2024
2023 (Q4)
0.99 / 0.97
0.75727.88% (+0.21)
Nov 16, 2023
2023 (Q3)
0.91 / 0.98
0.8712.30% (+0.11)
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed

QFIN Earnings-Related Price Changes

Report Date
Price 1 Day Before
Price 1 Day After
Percentage Change
Nov 18, 2025
$22.42$19.23-14.23%
Aug 14, 2025
$32.43$31.12-4.04%
May 19, 2025
$42.80$42.36-1.03%
Nov 19, 2024
$30.95$33.71+8.92%
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Qifu Technology (QFIN) report earnings?
Qifu Technology (QFIN) is schdueled to report earning on Mar 17, 2026, TBA (Confirmed).
    What is Qifu Technology (QFIN) earnings time?
    Qifu Technology (QFIN) earnings time is at Mar 17, 2026, TBA (Confirmed).
      Where can I see when companies are reporting earnings?
      You can see which companies are reporting today on our designated earnings calendar.
        What companies are reporting earnings today?
        You can see a list of the companies which are reporting today on TipRanks earnings calendar.
          What is QFIN EPS forecast?
          QFIN EPS forecast for the fiscal quarter 2025 (Q4) is 1.29.

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