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Upbound Group
(NASDAQ:UPBD)
Upbound Group (UPBD) vs. SPDR S&P 500 ETF (SPY)
Upbound Group Business Overview & Revenue Model
Upbound Group Earnings Call Summary
Upbound Group Financial Statement Overview
| Breakdown | TTM | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 4.58B | 4.32B | 3.99B | 4.25B | 4.58B | 2.81B |
| Gross Profit | 2.19B | 2.08B | 2.02B | 2.08B | 2.24B | 1.67B |
| EBITDA | 609.09M | 339.01M | 290.54M | 283.05M | 435.01M | 294.77M |
| Net Income | 84.48M | 123.48M | -5.18M | 12.36M | 134.94M | 208.12M |
Balance Sheet | ||||||
| Total Assets | 3.21B | 2.65B | 2.72B | 2.76B | 2.99B | 1.75B |
| Cash, Cash Equivalents and Short-Term Investments | 107.02M | 60.86M | 93.70M | 144.14M | 108.33M | 159.45M |
| Total Debt | 286.68M | 1.58B | 1.60B | 1.67B | 1.87B | 475.84M |
| Total Liabilities | 2.52B | 2.02B | 2.16B | 2.24B | 2.48B | 1.16B |
| Stockholders Equity | 687.30M | 628.98M | 560.37M | 525.15M | 513.28M | 592.08M |
Cash Flow | ||||||
| Free Cash Flow | 196.91M | 48.45M | 146.89M | 407.07M | 329.85M | 201.96M |
| Operating Cash Flow | 202.04M | 104.72M | 200.29M | 468.46M | 392.30M | 236.50M |
| Investing Cash Flow | -389.05M | -41.51M | -50.96M | -62.33M | -1.34B | -20.61M |
| Financing Cash Flow | 208.32M | -93.52M | -202.12M | -370.71M | 892.85M | -126.68M |
Upbound Group Technical Analysis
Upbound Group Peers Comparison
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
82 Outperform | $1.36B | 24.71 | 34.42% | 2.88% | 18.30% | 22.19% | |
66 Neutral | ― | ― | -5.41% | ― | 5.96% | 50.29% | |
64 Neutral | $1.07B | ― | -1.68% | ― | 19.87% | -136.93% | |
63 Neutral | $1.03B | 12.15 | 13.01% | 8.76% | 7.48% | 2.05% | |
61 Neutral | $37.18B | 12.37 | -10.20% | 1.83% | 8.50% | -7.62% | |
53 Neutral | $1.31B | ― | -37.47% | ― | 12.78% | -20.47% | |
45 Neutral | $1.11B | 43.93 | ― | ― | -2.13% | ― |
Upbound Group Corporate Events
Upbound Group, Inc. Reports Mixed Q3 2025 Performance Amid Growth and Challenges
Upbound Group, Inc. is a technology and data-driven company that provides accessible financial solutions through its brands Acima, Brigit, and Rent-A-Center, operating across the United States, Mexico, and Puerto Rico. In its latest earnings report, Upbound Group, Inc. showcased a 9% year-over-year increase in consolidated revenues, reaching $1,164.7 million, primarily due to the acquisition of Brigit and increased rental and merchandise sales revenue. The company also reported a GAAP operating profit of $52.8 million, although this was a decrease from the previous year, with net earnings on a GAAP basis falling to $13.2 million from $30.9 million. Key highlights include Acima’s eighth consecutive quarter of GMV growth, with an 11% year-over-year increase, and Brigit’s impressive over 40% revenue growth year-over-year. However, the Rent-A-Center segment saw a decline in revenue by 4.7% year-over-year, attributed to a reduction in company-owned store count. Despite these challenges, Upbound Group remains optimistic about its future, with management focusing on enhancing offerings and maintaining a disciplined approach to risk management. The company is also looking forward to the contributions of its newly appointed Chief Financial Officer and Chief Growth Officer as it aims to deliver strong financial performance and meet the needs of underserved consumers.
On October 30, 2025, Upbound Group, Inc. announced its financial results for the third quarter of 2025, reporting a consolidated revenue growth of 9% year-over-year, reaching $1.2 billion. Notable achievements include Acima’s continued growth with an 11% increase in GMV and a 10.4% rise in revenue, Brigit’s 40.2% revenue growth driven by subscriber and ARPU increases, and Rent-A-Center’s improved same-store sales. The company also reported strong cash flow generation and appointed new leadership, with expectations of stabilizing Rent-A-Center sales in the fourth quarter.
The most recent analyst rating on (UPBD) stock is a Buy with a $28.00 price target. To see the full list of analyst forecasts on Upbound Group stock, see the UPBD Stock Forecast page.
On October 30, 2025, Upbound Group, Inc. announced the appointment of Hal Khouri as Executive Vice President and Chief Financial Officer, effective November 10, 2025. Mr. Khouri, who brings over 30 years of experience in consumer-based banking and financial services, will succeed Fahmi Karam, the current CEO who has been serving as CFO since June 2025. This strategic appointment is expected to enhance Upbound’s financial operations and support its long-term growth objectives, as Mr. Khouri will oversee financial operations, capital allocation, and investor relations. His extensive background in strategic financial governance and leadership is anticipated to drive value for Upbound’s customers, merchant partners, and shareholders.
The most recent analyst rating on (UPBD) stock is a Buy with a $28.00 price target. To see the full list of analyst forecasts on Upbound Group stock, see the UPBD Stock Forecast page.
On August 19, 2025, Upbound Group, Inc. and its subsidiaries amended their Term Loan Credit Agreement, extending the loan maturity date to August 19, 2032, and securing $77 million in additional commitments, bringing total borrowings to $875 million. The company plans to use these funds for fees, expenses related to the amendment, working capital, and general corporate purposes, potentially including repayment of part of its revolving credit facility.
The most recent analyst rating on (UPBD) stock is a Buy with a $27.00 price target. To see the full list of analyst forecasts on Upbound Group stock, see the UPBD Stock Forecast page.