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UPBD Stock Chart & Stats
$19.91
$0.16(0.54%)
At close: 4:00 PM EST
$19.91
$0.16(0.54%)
Day’s Range― - ―
52-Week Range$15.82 - $28.03
Previous CloseN/A
Volume82.74K
Average Volume (3M)975.64K
Market Cap
$1.33B
Enterprise Value$2.69K
Total Cash (Recent Filing)$98.41M
Total Debt (Recent Filing)$1.73B
Price to Earnings (P/E)15.4
Beta1.22
Next Earnings
Jul 30, 2026EPS Estimate
1.05Next Dividend Ex-DateN/A
Dividend Yield8.88%
Share Statistics
EPS (TTM)1.48
Shares Outstanding58,293,728
10 Day Avg. Volume750,314
30 Day Avg. Volume975,641
Financial Highlights & Ratios
PEG Ratio-0.32
Price to Book (P/B)1.43
Price to Sales (P/S)0.21
P/FCF Ratio4.15
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$25.00Price Target Upside25.57% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering4
EPS Forecast (FY)4.2
Revenue Forecast (FY)$4.83B
Bulls Say, Bears Say
Bulls Say
Strong Free Cash FlowSustained free cash flow (~$349M TTM) that modestly exceeds net income indicates durable cash generation. This strengthens funding for dividends, debt reduction and selective reinvestment without relying on external capital, improving resilience to cyclical stress over the next 2–6 months.
Improved Balance Sheet LeverageMaterial deleveraging versus historical peaks meaningfully reduces refinancing and solvency risk. A stronger capital structure enhances financial flexibility for strategic partnerships, tech investment and continuing the dividend while pursuing management's target to approach ~2.0x leverage over time.
High-Growth Brigit SegmentBrigit's rapid user and revenue growth provides a scalable, higher-growth digital channel that diversifies legacy lease-to-own exposure. Expanding ARPU and improving advance loss rates point to durable unit economics that can materially boost consolidated margins and cash generation as scale continues.
Bears Say
Thin Net MarginsVery thin net margins (~1.8% TTM) leave limited buffer for shocks; even modest revenue or credit deterioration can swing profitability. This constrains reinvestment capacity and makes capital returns and deleveraging plans sensitive to short- and medium-term credit and macro volatility.
Legal & Regulatory Cash OutflowsExpected ~$70M of legal/regulatory settlements is a substantive, near-term cash headwind that reduces available free cash flow for debt paydown or growth. Ongoing regulatory exposure also increases uncertainty in capital allocation and may pressure margins if additional accruals are required.
Acima GMV Decline From Underwriting TighteningUnderwriting discipline improved loss rates but trimmed originations and GMV, weighing on top-line growth. Reduced volumes can limit economies of scale and partner momentum, making revenue recovery dependent on loosening credit or stronger consumer demand over the medium term.
Upbound Group News
UPBD FAQ
What was Upbound Group, Inc.’s price range in the past 12 months?
Upbound Group, Inc. lowest stock price was $15.82 and its highest was $28.02 in the past 12 months.
What is Upbound Group, Inc.’s market cap?
Upbound Group, Inc.’s market cap is $1.33B.
When is Upbound Group, Inc.’s upcoming earnings report date?
Upbound Group, Inc.’s upcoming earnings report date is Jul 30, 2026 which is in 13 days.
How were Upbound Group, Inc.’s earnings last quarter?
Upbound Group, Inc. released its earnings results on Apr 30, 2026. The company reported $1.08 earnings per share for the quarter, beating the consensus estimate of $1.074 by $0.006.
Is Upbound Group, Inc. overvalued?
According to Wall Street analysts Upbound Group, Inc.’s price is currently Undervalued.
Does Upbound Group, Inc. pay dividends?
Upbound Group, Inc. pays a Quarterly dividend of $0.39 which represents an annual dividend yield of 8.88%. See more information on Upbound Group, Inc. dividends here
What is Upbound Group, Inc.’s EPS estimate?
Upbound Group, Inc.’s EPS estimate is 1.05.
How many shares outstanding does Upbound Group, Inc. have?
Upbound Group, Inc. has 58,293,728 shares outstanding.
What happened to Upbound Group, Inc.’s price movement after its last earnings report?
Upbound Group, Inc. reported an EPS of $1.08 in its last earnings report, beating expectations of $1.074. Following the earnings report the stock price went up 4.33%.
Which hedge fund is a major shareholder of Upbound Group, Inc.?
Currently, no hedge funds are holding shares in UPBD
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Upbound Group Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Strong Buy
Average Price Target:
$25.00 (25.57% Upside)
$25.00 (25.57% Upside)
Blogger Sentiment
Bullish
UPBD Sentiment 70%
Sector Average 64%
Sector Average 64%
Hedge Fund Trend
Increased
By 544.2K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Bought Shares
Worth $91.3K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Positive
Last 7 Days ▲ 2.3%
Last 30 Days ▲ 2.2%
Last 30 Days ▲ 2.2%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
-5.09%
12-Months-Change
Fundamentals
Return on Equity
12.10%
Trailing 12-Months
Asset Growth
2.79%
Trailing 12-Months
Company Description
Upbound Group, Inc.
Upbound Group, Inc., which rebranded from Rent-A-Center, Inc. in February 2023, operates as a diversified retail and financial technology platform. Its core business involves providing household durable goods to consumers in the United States, Puerto Rico, and Mexico through a lease-to-own model. The company's operations are divided into four main segments: Rent-A-Center Business, Acima, Mexico, and Franchising. Utilizing key brands such as Rent-A-Center and Acima, Upbound Group facilitates transactions for customers across both its physical store locations and various digital channels. Their extensive product catalog available for lease includes a wide range of items such as furniture (including mattresses), vehicle tires, consumer electronics, major home appliances, various tools, fashion accessories like handbags, and technology items including computers, smartphones, and related accessories. In addition to its lease-to-own offerings, the company also sells merchandise via installment payment plans. A crucial service it provides is enabling lease-to-own agreements for individuals who might not qualify for traditional financing from other retailers, often through dedicated kiosks located within those retail partners' establishments. Upbound Group manages retail installment sales outlets under the "Get It Now" and "Home Choice" names. Its lease-to-own and franchised lease-to-own stores operate under banners such as Rent-A-Center, ColorTyme, and RimTyme. The company also maintains its own stores and an e-commerce platform accessible via rentacenter.com. Founded in 1960, Upbound Group, Inc. has its corporate headquarters situated in Plano, Texas.
UPBD Stock 12 Month Forecast
Average Price Target
$25.00
▲(25.57% Upside)
Technical Analysis
Ownership Overview
1.24% Insiders
29.66% Mutual Funds
0.13% Other Institutional Investors
37.98% Public Companies and Individual Investors