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UPBD Stock Chart & Stats
$20.46
-$0.62(-2.94%)
At close: 4:00 PM EDT
$20.46
-$0.62(-2.94%)
Day’s Range― - ―
52-Week Range$15.82 - $28.03
Previous Close$20.5
Volume1.13M
Average Volume (3M)1.01M
Market Cap
$1.13B
Enterprise Value$2.85K
Total Cash (Recent Filing)$105.30M
Total Debt (Recent Filing)$1.71B
Price to Earnings (P/E)12.3
Beta1.26
Next Earnings
Oct 29, 2026EPS Estimate
0.91Next Dividend Ex-DateN/A
Dividend Yield6.03%
Share Statistics
EPS (TTM)1.59
Shares Outstanding58,293,728
10 Day Avg. Volume907,973
30 Day Avg. Volume1,010,096
Financial Highlights & Ratios
PEG Ratio-0.32
Price to Book (P/B)1.43
Price to Sales (P/S)0.21
P/FCF Ratio4.15
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$25.00Price Target Upside22.19% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering5
EPS Forecast (FY)4.2
Revenue Forecast (FY)$4.80B
Bulls Say, Bears Say
Bulls Say
Strong Cash GenerationSustained, material operating and free cash flow shows the business converts earnings to cash reliably. This supports dividends, debt reduction and selective reinvestment, improving financial flexibility and resilience to demand or credit stress over the next several quarters.
Diversified Omni‑channel Model & PartnershipsA multi-brand, multi-distribution footprint plus large retail/e‑commerce partnerships broadens customer access and lowers customer acquisition costs. This distribution diversity stabilizes revenues across channels and supports durable GMV scale without relying on a single retail partner.
Rapid Growth In Brigit Digital ProductHigh-single-digit to double-digit subscriber and ARPU growth in Brigit indicates a scalable, higher-margin digital business. As a growing, data-rich finance product, Brigit can lift consolidated margins, diversify revenue away from physical retail and improve long-term unit economics.
Bears Say
Elevated LeverageNet leverage at multi‑turn levels increases vulnerability to macro swings and credit-cycle shocks, constraining strategic options. Even with modest improvement and a stated target to deleverage, carrying heavy debt limits capital for growth investments and raises refinancing risk over the next several quarters.
Thin Profitability MarginsLow net and operating margins reduce the firm's buffer against credit losses, cost inflation or revenue dips. With tight margins, small adverse moves in loss rates or gross margins can materially compress earnings and cash flow, making sustained profitability improvements necessary for durable returns.
Acima Volume Headwinds From UnderwritingIntentional underwriting tightening reduced originations and GMV, improving credit quality but constraining growth and scale benefits. Persistently lower volumes limit revenue upside and pressure fixed-cost absorption, slowing margin recovery and elongating payback on distribution investments.
Upbound Group News
UPBD FAQ
What was Upbound Group, Inc.’s price range in the past 12 months?
Upbound Group, Inc. lowest stock price was $15.82 and its highest was $28.02 in the past 12 months.
What is Upbound Group, Inc.’s market cap?
Upbound Group, Inc.’s market cap is $1.13B.
When is Upbound Group, Inc.’s upcoming earnings report date?
Upbound Group, Inc.’s upcoming earnings report date is Oct 29, 2026 which is in 82 days.
How were Upbound Group, Inc.’s earnings last quarter?
Upbound Group, Inc. released its earnings results on Jul 30, 2026. The company reported $1.07 earnings per share for the quarter, beating the consensus estimate of $1.048 by $0.022.
Is Upbound Group, Inc. overvalued?
According to Wall Street analysts Upbound Group, Inc.’s price is currently Undervalued.
Does Upbound Group, Inc. pay dividends?
Upbound Group, Inc. pays a Notavailable dividend of $0.39 which represents an annual dividend yield of 6.03%. See more information on Upbound Group, Inc. dividends here
What is Upbound Group, Inc.’s EPS estimate?
Upbound Group, Inc.’s EPS estimate is 0.91.
How many shares outstanding does Upbound Group, Inc. have?
Upbound Group, Inc. has 58,293,728 shares outstanding.
What happened to Upbound Group, Inc.’s price movement after its last earnings report?
Upbound Group, Inc. reported an EPS of $1.07 in its last earnings report, beating expectations of $1.048. Following the earnings report the stock price went down -3.962%.
Which hedge fund is a major shareholder of Upbound Group, Inc.?
Currently, no hedge funds are holding shares in UPBD
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Upbound Group Stock Smart Score
Outperform
1
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5
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7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$25.00 (22.19% Upside)
$25.00 (22.19% Upside)
Blogger Sentiment
Bullish
UPBD Sentiment 67%
Sector Average 61%
Sector Average 61%
Hedge Fund Trend
Increased
By 544.2K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Bought Shares
Worth $46.1K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Positive
Last 7 Days ▼ 0.5%
Last 30 Days ▲ 2.8%
Last 30 Days ▲ 2.8%
Technicals
SMA
Positive
20 days / 200 days
Momentum
-11.89%
12-Months-Change
Fundamentals
Return on Equity
6.03%
Trailing 12-Months
Asset Growth
0.27%
Trailing 12-Months
Company Description
Upbound Group, Inc.
Upbound Group, Inc. (UPBD) is a lease-to-own and retail company focused on providing flexible payment solutions for consumer durable goods in the United States. The company operates primarily through its Rent-A-Center and Acima businesses, offering access to products such as furniture, appliances, electronics, and other home-related goods via lease-to-own agreements and other alternative financing options, delivered through both company-operated channels and partnerships with third-party retailers.
UPBD Company Deck
UPBD Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call conveyed a positive tone overall: management reported modest consolidated revenue growth, stronger profitability (EBITDA and EPS), solid cash generation and improved portfolio health driven by underwriting actions. Brigit delivered strong top-line and EBITDA growth and Acima and Rent‑A‑Center showed meaningful improvements in loss performance and margins despite volume impacts. Management reiterated full-year targets, emphasized disciplined capital allocation (dividend and deleveraging toward ~2x leverage), and highlighted strategic investments in technology and partnerships (Amazon, large furniture merchant) that should support future growth. Headwinds remain—primarily macro pressure on non‑prime consumers, a YoY decline in Acima GMV, Rent‑A‑Center revenue pressure, measured product rollout timing and expected legal/regulatory settlements—but these were presented as manageable and addressed through conservative underwriting and a focus on long-term unit economics.View all UPBD earnings summariesUPBD Stock 12 Month Forecast
Average Price Target
$25.00
▲(22.19% Upside)
Technical Analysis
Ownership Overview
1.24% Insiders
29.66% Mutual Funds
5.95% Other Institutional Investors
31.22% Public Companies and Individual Investors