Upbound Group, Inc. (UPBD)
NASDAQ:UPBD
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UPBD Stock Chart & Stats
$19.91
$0.16(0.54%)
At close: 4:00 PM EST
$19.91
$0.16(0.54%)
Day’s Range― - ―
52-Week Range$15.82 - $28.03
Previous CloseN/A
Volume82.74K
Average Volume (3M)777.41K
Market Cap
$1.07B
Enterprise Value$2.65B
Total Cash (Recent Filing)$98.41M
Total Debt (Recent Filing)$1.73B
Price to Earnings (P/E)12.3
Beta1.28
Next Earnings
Jul 30, 2026EPS Estimate
1.05Next Dividend Ex-DateN/A
Dividend Yield8.88%
Share Statistics
EPS (TTM)1.48
Shares Outstanding58,293,728
10 Day Avg. Volume882,969
30 Day Avg. Volume777,409
Financial Highlights & Ratios
PEG Ratio-0.32
Price to Book (P/B)1.43
Price to Sales (P/S)0.21
P/FCF Ratio4.15
Enterprise Value/Market Cap2.48
Enterprise Value/Revenue0.56
Enterprise Value/Gross Profit1.35
Enterprise Value/Ebitda2.53
Forecast
1Y Price Target
$27.50Price Target Upside38.12% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering3
EPS Forecast (FY)4.2
Revenue Forecast (FY)$4.84B
Bulls Say, Bears Say
Bulls Say
Strong Free Cash Flow GenerationConsistent, sizable free cash flow provides durable financial flexibility: supports dividends, debt paydown, and selective reinvestment into tech/partnerships. FCF exceeding net income signals real cash conversion that can sustain operations and strategic initiatives through cycles.
Materially Improved Balance Sheet And DeleveragingA significantly strengthened capital structure reduces financial risk, lowers interest burden and increases ability to invest or return capital. Improved leverage creates durable optionality for acquisitions, strategic partnerships and steady dividend policy while reducing insolvency risk.
Strategic Partnerships And Distribution ExpansionExclusive distribution and retail partnerships expand reach and lower customer acquisition costs, anchoring merchant volumes over time. Combined with investments in data/AI and senior hires, these durable channel advantages can sustainably grow GMV and improve underwriting through better data signals.
Bears Say
Thin Net Margins And Earnings VolatilityLow conversion of revenue to profit signals structural sensitivity to credit losses, pricing and category mix. Persistent thin margins limit reinvestment capacity and make returns vulnerable to cyclical stress in non‑prime consumer demand, creating a longer-term profitability constraint.
Legal And Regulatory Cash OutflowsMaterial, recurring regulatory or legal settlements siphon cash and increase operating uncertainty. For a business serving non‑prime customers, regulatory risk can affect product design, underwriting economics and costs to serve, imposing durable constraints on margins and growth.
Acima GMV Decline From Underwriting TighteningTighter underwriting improves loss performance but reduces scale and merchant volume growth, weakening unit economics tied to checkout placement. Sustained GMV compression limits network effects and revenue runway for merchant-financed partnerships over the medium term.
Upbound Group News
UPBD FAQ
What was Upbound Group, Inc.’s price range in the past 12 months?
Upbound Group, Inc. lowest stock price was $15.82 and its highest was $28.02 in the past 12 months.
What is Upbound Group, Inc.’s market cap?
Upbound Group, Inc.’s market cap is $1.07B.
When is Upbound Group, Inc.’s upcoming earnings report date?
Upbound Group, Inc.’s upcoming earnings report date is Jul 30, 2026 which is in 39 days.
How were Upbound Group, Inc.’s earnings last quarter?
Upbound Group, Inc. released its earnings results on Apr 30, 2026. The company reported $1.08 earnings per share for the quarter, beating the consensus estimate of $1.074 by $0.006.
Is Upbound Group, Inc. overvalued?
According to Wall Street analysts Upbound Group, Inc.’s price is currently Undervalued.
Does Upbound Group, Inc. pay dividends?
Upbound Group, Inc. pays a Quarterly dividend of $0.39 which represents an annual dividend yield of 8.88%. See more information on Upbound Group, Inc. dividends here
What is Upbound Group, Inc.’s EPS estimate?
Upbound Group, Inc.’s EPS estimate is 1.05.
How many shares outstanding does Upbound Group, Inc. have?
Upbound Group, Inc. has 58,293,728 shares outstanding.
What happened to Upbound Group, Inc.’s price movement after its last earnings report?
Upbound Group, Inc. reported an EPS of $1.08 in its last earnings report, beating expectations of $1.074. Following the earnings report the stock price went up 4.33%.
Which hedge fund is a major shareholder of Upbound Group, Inc.?
Currently, no hedge funds are holding shares in UPBD
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Upbound Group Stock Smart Score
Outperform
1
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10
Analyst Consensus
Strong Buy
Average Price Target:
$27.50 (38.12% Upside)
$27.50 (38.12% Upside)
Blogger Sentiment
Bullish
UPBD Sentiment 70%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 544.2K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Bought Shares
Worth $45.2K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Positive
Last 7 Days ▲ 0.2%
Last 30 Days ▲ 9.5%
Last 30 Days ▲ 9.5%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-18.11%
12-Months-Change
Fundamentals
Return on Equity
12.10%
Trailing 12-Months
Asset Growth
2.79%
Trailing 12-Months
Company Description
Upbound Group, Inc.
Upbound Group, Inc., which rebranded from Rent-A-Center, Inc. in February 2023, operates as a diversified retail and financial technology platform. Its core business involves providing household durable goods to consumers in the United States, Puerto Rico, and Mexico through a lease-to-own model. The company's operations are divided into four main segments: Rent-A-Center Business, Acima, Mexico, and Franchising. Utilizing key brands such as Rent-A-Center and Acima, Upbound Group facilitates transactions for customers across both its physical store locations and various digital channels. Their extensive product catalog available for lease includes a wide range of items such as furniture (including mattresses), vehicle tires, consumer electronics, major home appliances, various tools, fashion accessories like handbags, and technology items including computers, smartphones, and related accessories. In addition to its lease-to-own offerings, the company also sells merchandise via installment payment plans. A crucial service it provides is enabling lease-to-own agreements for individuals who might not qualify for traditional financing from other retailers, often through dedicated kiosks located within those retail partners' establishments. Upbound Group manages retail installment sales outlets under the "Get It Now" and "Home Choice" names. Its lease-to-own and franchised lease-to-own stores operate under banners such as Rent-A-Center, ColorTyme, and RimTyme. The company also maintains its own stores and an e-commerce platform accessible via rentacenter.com. Founded in 1960, Upbound Group, Inc. has its corporate headquarters situated in Plano, Texas.
UPBD Company Deck
UPBD Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call conveyed a positive tone overall: management reported modest consolidated revenue growth, stronger profitability (EBITDA and EPS), solid cash generation and improved portfolio health driven by underwriting actions. Brigit delivered strong top-line and EBITDA growth and Acima and Rent‑A‑Center showed meaningful improvements in loss performance and margins despite volume impacts. Management reiterated full-year targets, emphasized disciplined capital allocation (dividend and deleveraging toward ~2x leverage), and highlighted strategic investments in technology and partnerships (Amazon, large furniture merchant) that should support future growth. Headwinds remain—primarily macro pressure on non‑prime consumers, a YoY decline in Acima GMV, Rent‑A‑Center revenue pressure, measured product rollout timing and expected legal/regulatory settlements—but these were presented as manageable and addressed through conservative underwriting and a focus on long-term unit economics.View all UPBD earnings summariesUPBD Stock 12 Month Forecast
Average Price Target
$27.50
▲(38.12% Upside)
Technical Analysis
Ownership Overview
1.23% Insiders
28.99% Mutual Funds
17.08% Other Institutional Investors
22.09% Public Companies and Individual Investors