Alkami Technology Inc (ALKT)
NASDAQ:ALKT
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ALKT Stock Chart & Stats
$17.83
$0.31(0.88%)
At close: 4:00 PM EST
$17.83
$0.31(0.88%)
Day’s Range― - ―
52-Week Range$14.11 - $31.08
Previous CloseN/A
Volume189.38K
Average Volume (3M)1.67M
Market Cap
$1.66B
Enterprise Value$1.93B
Total Cash (Recent Filing)$77.65M
Total Debt (Recent Filing)$358.21M
Price to Earnings (P/E)―
Beta1.45
Next Earnings
Aug 05, 2026EPS Estimate
0.15Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)-0.47
Shares Outstanding107,019,170
10 Day Avg. Volume1,622,803
30 Day Avg. Volume1,673,528
Financial Highlights & Ratios
PEG Ratio-4.12
Price to Book (P/B)6.62
Price to Sales (P/S)5.40
P/FCF Ratio57.95
Enterprise Value/Market Cap1.16
Enterprise Value/Revenue4.10
Enterprise Value/Gross Profit7.13
Enterprise Value/Ebitda-225.55
Forecast
1Y Price Target
$22.40Price Target Upside25.63% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering6
EPS Forecast (FY)0.78
Revenue Forecast (FY)$529.56M
Bulls Say, Bears Say
Bulls Say
Recurring ARR And BacklogLarge, growing ARR and a meaningful implementation backlog provide multi-year revenue visibility. With subscription revenue representing the bulk of sales and low historical churn, the company has durable recurring cash streams that support predictable growth and expansion within existing clients.
Cash Flow GenerationSustained positive operating and free cash flow—materially improved versus prior years—demonstrates strong cash conversion from subscription operations. That cash generation enhances financial flexibility for product investment, deleveraging or buybacks without relying on equity raises.
Healthy Margins & Margin Expansion PathHigh and expanding non-GAAP gross margins plus targeted adjusted EBITDA improvement reflect attractive unit economics for a SaaS platform. If management executes on database cost normalization and operating leverage, margin gains should sustainably improve cash generation and reinvestment capacity.
Bears Say
Ongoing GAAP LossesDespite improving adjusted metrics, persistent GAAP operating and net losses indicate the company has not yet closed the profitability gap. Continued negative net income constrains retained earnings, increases reliance on cash flow/capital actions, and leaves execution risk until GAAP profitability is sustained.
Increased Financial LeverageLeverage near parity with equity increases financial risk for a business still reporting GAAP losses. Higher debt reduces flexibility for M&A, product investment, or cushioning operating volatility, and buyback authorization tied to credit terms could further constrain balance sheet optionality.
Uncertain AI CommercializationManagement has prototypes but lacks a proven AI monetization model. Unclear pricing, token costs and commercialization timing create execution risk: AI could erode margins if costs rise, or fail to drive meaningful incremental ARR without clear go-to-market and pricing mechanics.
Alkami Technology News
ALKT FAQ
What was Alkami Technology Inc’s price range in the past 12 months?
Alkami Technology Inc lowest stock price was $14.11 and its highest was $31.08 in the past 12 months.
What is Alkami Technology Inc’s market cap?
Alkami Technology Inc’s market cap is $1.66B.
When is Alkami Technology Inc’s upcoming earnings report date?
Alkami Technology Inc’s upcoming earnings report date is Aug 05, 2026 which is in 48 days.
How were Alkami Technology Inc’s earnings last quarter?
Alkami Technology Inc released its earnings results on Apr 29, 2026. The company reported $0.179 earnings per share for the quarter, missing the consensus estimate of $0.182 by -$0.003.
Is Alkami Technology Inc overvalued?
According to Wall Street analysts Alkami Technology Inc’s price is currently Undervalued.
Does Alkami Technology Inc pay dividends?
Alkami Technology Inc does not currently pay dividends.
What is Alkami Technology Inc’s EPS estimate?
Alkami Technology Inc’s EPS estimate is 0.15.
How many shares outstanding does Alkami Technology Inc have?
Alkami Technology Inc has 107,019,170 shares outstanding.
What happened to Alkami Technology Inc’s price movement after its last earnings report?
Alkami Technology Inc reported an EPS of $0.179 in its last earnings report, missing expectations of $0.182. Following the earnings report the stock price went down -3.898%.
Which hedge fund is a major shareholder of Alkami Technology Inc?
Currently, no hedge funds are holding shares in ALKT
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Alkami Technology Stock Smart Score
Neutral
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Analyst Consensus
Strong Buy
Average Price Target:
$22.40 (25.63% Upside)
$22.40 (25.63% Upside)
Blogger Sentiment
Bullish
ALKT Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 11.2K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Bought Shares
Worth $135.2M over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Positive
Last 7 Days ▲ 4.3%
Last 30 Days ▼ 0.7%
Last 30 Days ▼ 0.7%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-42.80%
12-Months-Change
Fundamentals
Return on Equity
-13.96%
Trailing 12-Months
Asset Growth
-0.93%
Trailing 12-Months
Company Description
Alkami Technology Inc
Alkami Technology, Inc. specializes in delivering a cutting-edge, cloud-based digital banking platform throughout the United States. This innovative platform is designed to empower financial institutions by streamlining customer acquisition and engagement, fostering revenue growth, and significantly boosting operational efficiency. These capabilities are underpinned by Alkami's exclusive, multi-tenant cloud architecture. The company provides a comprehensive suite of end-to-end software solutions, which include the core Alkami Platform, specialized Retail Banking Solutions, Business Banking Solutions, and "The Alkami Difference" offerings. Alkami serves a diverse range of financial entities, such as community and regional banks, credit unions, and both consumer and commercial banking sectors. Founded in 2009, Alkami Technology, Inc. is headquartered in Plano, Texas.
ALKT Company Deck
ALKT Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call was largely positive: management reported strong Q1 revenue (+29%), robust adjusted EBITDA and margin expansion, healthy ARR and backlog growth, solid user growth and ARPU improvement, effective MANTL integration and early traction with the Digital Sales & Service Platform (DSSP), plus a $100M buyback signaling confidence. Headwinds are mostly temporary or execution-related—Q2 comparability impact from a prior termination fee, elevated database costs expected to normalize, shareholder-related defense expenses, and unresolved AI commercialization/pricing. Structural market limits mean new-logo acceleration is constrained, so future growth emphasis is on cross-sell and expansion within the installed base. Overall, positives materially outweigh the manageable and mostly temporary negatives.View all ALKT earnings summariesALKT Stock 12 Month Forecast
Average Price Target
$22.40
▲(25.63% Upside)
Technical Analysis
Ownership Overview
51.28% Insiders
24.88% Mutual Funds
8.19% Other Institutional Investors
3.36% Public Companies and
Individual Investors