Q2 Holdings (QTWO)
NYSE:QTWO
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QTWO Stock Chart & Stats
$51.81
$0.50(0.51%)
At close: 4:00 PM EST
$51.81
$0.50(0.51%)
Day’s Range― - ―
52-Week Range$44.65 - $96.68
Previous CloseN/A
Volume93.90K
Average Volume (3M)634.49K
Market Cap
$3.21B
Enterprise Value$3.21B
Total Cash (Recent Filing)$342.33M
Total Debt (Recent Filing)$343.90M
Price to Earnings (P/E)27.7
Beta1.34
Next Earnings
Aug 05, 2026EPS Estimate
0.68Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)1.19
Shares Outstanding62,600,420
10 Day Avg. Volume600,489
30 Day Avg. Volume634,493
Financial Highlights & Ratios
PEG Ratio-0.37
Price to Book (P/B)6.78
Price to Sales (P/S)5.64
P/FCF Ratio23.04
Enterprise Value/Market Cap1.00
Enterprise Value/Revenue3.91
Enterprise Value/Gross Profit7.03
Enterprise Value/Ebitda25.57
Forecast
1Y Price Target
$72.08Price Target Upside39.13% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering14
EPS Forecast (FY)2.78
Revenue Forecast (FY)$879.74M
Bulls Say, Bears Say
Bulls Say
AI Distribution AdvantageAdoption of AI for decision making creates an opportunity for the company to monetize contextual data and ancillary services and leverage its position as a banktech distribution partner.
Bookings And Recurring RevenueStrong bookings including multiple large and Tier‑1 customer wins plus growth in recurring subscription revenue underpin durable revenue and support margin expansion and upgraded analyst views.
Product DemandIndustry survey showing rising IT budgets and increased focus on retail online banking and fraud solutions supports stronger demand for the company's digital banking and fraud products.
Bears Say
Market Sentiment And ConsolidationWeak market sentiment toward software and ongoing bank consolidation has damped demand for the stock and contributed to the recent price pullback.
Market Timing UncertaintyUncertainty over a broader market reassessment of AI's role makes timing a market bottom difficult and increases the risk of continued share price volatility.
Valuation PressureCompression of software sector valuation multiples led analysts to lower targets, reducing potential upside for the stock despite solid company fundamentals.
Q2 Holdings News
QTWO FAQ
What was Q2 Holdings’s price range in the past 12 months?
Q2 Holdings lowest stock price was $44.65 and its highest was $96.68 in the past 12 months.
What is Q2 Holdings’s market cap?
Q2 Holdings’s market cap is $3.21B.
When is Q2 Holdings’s upcoming earnings report date?
Q2 Holdings’s upcoming earnings report date is Aug 05, 2026 which is in 92 days.
How were Q2 Holdings’s earnings last quarter?
Q2 Holdings released its earnings results on Apr 29, 2026. The company reported $0.63 earnings per share for the quarter, missing the consensus estimate of $0.707 by -$0.077.
Is Q2 Holdings overvalued?
According to Wall Street analysts Q2 Holdings’s price is currently Undervalued.
Does Q2 Holdings pay dividends?
Q2 Holdings does not currently pay dividends.
What is Q2 Holdings’s EPS estimate?
Q2 Holdings’s EPS estimate is 0.68.
How many shares outstanding does Q2 Holdings have?
Q2 Holdings has 62,600,420 shares outstanding.
What happened to Q2 Holdings’s price movement after its last earnings report?
Q2 Holdings reported an EPS of $0.63 in its last earnings report, missing expectations of $0.707. Following the earnings report the stock price went down -3.352%.
Which hedge fund is a major shareholder of Q2 Holdings?
Currently, no hedge funds are holding shares in QTWO
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Q2 Holdings Stock Smart Score
Outperform
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10
Analyst Consensus
Strong Buy
Average Price Target:
$72.08 (39.13% Upside)
$72.08 (39.13% Upside)
Blogger Sentiment
Neutral
QTWO Sentiment 50%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 1.4M Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $16.4M over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Positive
Last 7 Days ▲ 1.3%
Last 30 Days ▲ 3.5%
Last 30 Days ▲ 3.5%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-30.88%
12-Months-Change
Fundamentals
Return on Equity
11.91%
Trailing 12-Months
Asset Growth
-7.67%
Trailing 12-Months
Company Description
Q2 Holdings
Q2 Holdings, Inc. provides cloud-based digital banking solutions to regional and community financial institutions (RCFIs) in the United States. The company offers Q2 Consumer Banking, a browser-based digital banking solution and comprehensive financial institution branded digital banking capabilities; Q2 Small Business and Commercial, a mobile and tablet digital banking solution; Q2mobile Remote Deposit Capture, a partnered solution that allows remote check deposit capture. It also provides Q2 Sentinel, a security analytics solution; Q2 Patrol, an event-driven validation product; Q2 SMART, a targeting and messaging platform; and Q2 CardSwap that allows account holders receiving newly issued cards to automatically change their payment information. In addition, the company offers Q2 Gro, a digital account opening, and digital sales and marketing platform; Q2 Biller Direct, a bill payment solution; ClickSWITCH allows financial institutions to direct deposits to the end user. Centrix Dispute Tracking System, an electronic transaction dispute management solution; Centrix Payments I.Q. System, an ACH file monitoring and risk reporting solution; Centrix Exact/Transaction Management System, a fraud prevention tool; and Q2 Caliper Software Development Kit. Futher, it provides Q2 Contextual PFM, which allows end users to add external accounts and view them together with internal accounts on digital banking home page; Q2 Goals that enables end users to establish and save towards specific savings goals; Q2 Cloud Lending, a digital lending and leasing platform; PrecisionLender platform, a cloud-based, data-driven sales enablement, pricing, and portfolio management solution; and Q2 BaaS, a portfolio of open API financial services. The company was formerly known as CBG Holdings, Inc. and changed its name to Q2 Holdings, Inc. in March 2013. Q2 Holdings, Inc. was founded in 2004 and is headquartered in Austin, Texas.
QTWO Company Deck
QTWO Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presented multiple material operating and financial positives: double-digit revenue and ARR growth, strong subscription mix (83% of revenue), record bookings including the largest fraud deal in company history, a completed cloud migration that materially increased gross margin, and sizable adjusted EBITDA expansion (47% YoY). Management also announced new AI products (Q2 Code and AI fraud capabilities) and raised full-year revenue and EBITDA guidance. Offsetting items are mostly timing and mix challenges: non-subscription/service revenue softness, uncertainty over when large deals will convert to revenue (some implementations extend beyond 2026), early-stage AI pricing/cost risk, and a lower cash balance following share repurchases. Overall, the positives—particularly revenue/margin expansion, strong bookings, and improved profitability—outweigh the near-term challenges and timing risks.View all QTWO earnings summariesQTWO Stock 12 Month Forecast
Average Price Target
$72.08
▲(39.13% Upside)
Technical Analysis
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Ownership Overview
3.28% Insiders
41.81% Mutual Funds
7.00% Other Institutional Investors
19.50% Public Companies and
Individual Investors