BILL Holdings, Inc. (BILL)
NYSE:BILL
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BILL Stock Chart & Stats
$38.81
-$0.92(-1.10%)
At close: 4:00 PM EST
$38.81
-$0.92(-1.10%)
Day’s Range― - ―
52-Week Range$31.52 - $57.21
Previous CloseN/A
Volume802.47K
Average Volume (3M)3.03M
Market Cap
$3.30B
Enterprise Value$4.58B
Total Cash (Recent Filing)$2.17B
Total Debt (Recent Filing)$1.89B
Price to Earnings (P/E)20350.9
Beta1.52
Next Earnings
Aug 20, 2026EPS Estimate
0.7Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)>-0.01
Shares Outstanding99,596,725
10 Day Avg. Volume3,109,344
30 Day Avg. Volume3,025,878
Financial Highlights & Ratios
PEG Ratio-1.09
Price to Book (P/B)1.22
Price to Sales (P/S)3.28
P/FCF Ratio15.47
Enterprise Value/Market Cap1.39
Enterprise Value/Revenue2.86
Enterprise Value/Gross Profit3.55
Enterprise Value/Ebitda33.48
Forecast
1Y Price Target
$54.31Price Target Upside39.93% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering14
EPS Forecast (FY)2.65
Revenue Forecast (FY)$1.65B
Bulls Say, Bears Say
Bulls Say
Free Cash Flow StrengthSustained, growing free cash flow provides durable internal funding for product investment, AI initiatives, buybacks and restructuring costs. Strong cash conversion reduces reliance on external financing and supports multi-year execution even if GAAP earnings remain lumpy.
High Gross Margins & Revenue ScaleConsistently high gross margins (~81%) from a software-plus-payments model create structural operating leverage. As revenue scales, margins can sustainably expand and fund go-to-market and AI investments, improving long-term profitability even amid near-term restructuring.
Platform Scale & AI AdoptionLarge payments volume, an ecosystem of accountants/partners and rapid AI agent adoption create network effects and increasing product stickiness. Embedding AI into workflows can lower operating costs and raise retention, supporting durable monetization across AP/AR and Spend products.
Bears Say
Large Workforce ReductionA 30% headcount cut is material operationally and creates execution risk: loss of institutional knowledge, morale impacts, service disruption and pace risk for AI rollout. Realizing savings without degrading product or customer service will be critical over the next several quarters.
Slower Customer Adds From Upmarket ShiftMoving upmarket typically raises customer acquisition time and costs and makes unit growth lumpy. If new enterprise wins replace high-volume SMB adds slowly, top-line growth may decelerate and require sustained investment in sales, offsetting some near-term margin gains.
Longer Enterprise Sales Cycle For SPPSupplier Payments Plus (SPP) offers higher monetization but long enterprise sales cycles delay revenue and extend payback horizons. This slows realization of higher take-rates, increases sales costs, and makes forward revenue visibility more uncertain during the multi-quarter transition.
Bill.com Holdings News
BILL FAQ
What was BILL Holdings, Inc.’s price range in the past 12 months?
BILL Holdings, Inc. lowest stock price was $31.52 and its highest was $57.21 in the past 12 months.
What is BILL Holdings, Inc.’s market cap?
BILL Holdings, Inc.’s market cap is $3.30B.
When is BILL Holdings, Inc.’s upcoming earnings report date?
BILL Holdings, Inc.’s upcoming earnings report date is Aug 20, 2026 which is in 67 days.
How were BILL Holdings, Inc.’s earnings last quarter?
BILL Holdings, Inc. released its earnings results on May 07, 2026. The company reported $0.68 earnings per share for the quarter, beating the consensus estimate of $0.553 by $0.127.
Is BILL Holdings, Inc. overvalued?
According to Wall Street analysts BILL Holdings, Inc.’s price is currently Undervalued.
Does BILL Holdings, Inc. pay dividends?
BILL Holdings, Inc. does not currently pay dividends.
What is BILL Holdings, Inc.’s EPS estimate?
BILL Holdings, Inc.’s EPS estimate is 0.7.
How many shares outstanding does BILL Holdings, Inc. have?
BILL Holdings, Inc. has 99,596,725 shares outstanding.
What happened to BILL Holdings, Inc.’s price movement after its last earnings report?
BILL Holdings, Inc. reported an EPS of $0.68 in its last earnings report, beating expectations of $0.553. Following the earnings report the stock price went up 11.073%.
Which hedge fund is a major shareholder of BILL Holdings, Inc.?
Currently, no hedge funds are holding shares in BILL
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Bill.com Holdings Stock Smart Score
Underperform
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10
Analyst Consensus
Moderate Buy
Average Price Target:
$54.31 (39.93% Upside)
$54.31 (39.93% Upside)
Blogger Sentiment
Bullish
BILL Sentiment 70%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 3.0M Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Negative
Last 7 Days ▲ 1.5%
Last 30 Days ▼ 3.1%
Last 30 Days ▼ 3.1%
News Sentiment
Very Bearish
Bullish news 19%
Bearish news 100%
Bearish news 100%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-24.53%
12-Months-Change
Fundamentals
Return on Equity
<0.01%
Trailing 12-Months
Asset Growth
4.63%
Trailing 12-Months
Company Description
BILL Holdings, Inc.
Bill.com Holdings, Inc. offers a powerful cloud-based platform designed to streamline, digitize, and automate the core financial operations for small and medium-sized businesses worldwide. Through its software-as-a-service (SaaS) model, the company provides sophisticated cloud payment solutions and spend management tools. These offerings empower businesses to fully automate both accounts payable and accounts receivable processes, foster seamless connections with their suppliers and clients, abolish traditional expense reports, optimize cash flow, and significantly enhance overall office efficiency. Beyond its core products, Bill.com also furnishes comprehensive support services, covering initial implementation assistance, ongoing technical help, and educational training. Its diverse client base encompasses accounting firms, financial service organizations, and various software enterprises. Established in 2006, Bill.com Holdings, Inc. maintains its corporate headquarters in San Jose, California.
BILL Company Deck
BILL Earnings Call
Q3 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call emphasizes durable revenue growth, meaningful margin expansion and a strategic pivot to an AI-native operating model with measurable early AI adoption metrics. Management achieved GAAP profitability, raised full-year guidance, authorized a $1B buyback and outlined significant cost-savings initiatives. However, the company is executing a sizable workforce reduction (up to 30%), expects net new customer adds to moderate as it moves upmarket, and faces uneven demand across some verticals plus longer sales cycles in enterprise supplier offerings. On balance, the positives around strong financial results, margin improvement, AI-driven productivity gains and capital returns outweigh the execution and transition risks disclosed.View all BILL earnings summariesBILL Revenue Breakdown
89.25% Subscription and transaction fees
10.75% Interest on funds held for customers
BILL Stock 12 Month Forecast
Average Price Target
$54.31
▲(39.93% Upside)
Technical Analysis
Ownership Overview
10.62% Insiders
21.49% Mutual Funds
39.76% Other Institutional Investors
8.41% Public Companies and
Individual Investors