The earnings call reflects a strong financial performance and successful product launches, demonstrating Bill.com Holdings, Inc.'s strategic advancements. However, there are challenges related to currency volatility, monetization, and market uncertainties. Despite these challenges, the company shows confidence in its strategic initiatives and future growth potential.

Company Guidance

During the second quarter of fiscal 2025, Bill.com Holdings, Inc. demonstrated robust financial performance, reporting a 16% year-over-year increase in core revenue and a 17% non-GAAP operating margin, which expanded by three percentage points compared to the previous year. The company achieved a free cash flow margin of 20%, driven by efficient operations and a strong go-to-market strategy. A total of 480,000 businesses utilized the platform, processing nearly $85 billion in payment volume across 30 million transactions. Looking ahead, Bill.com Holdings, Inc. expects core revenue growth of 13% to 15% in the third quarter and 16% to 17% for the full fiscal year. The company is also projecting a full-year non-GAAP operating income between $207.5 million and $222.5 million. Key growth initiatives include expanding card offerings, enhancing supplier solutions, and leveraging AI to improve financial operations for small and midsize businesses.

Strong Financial Results

Bill.com Holdings, Inc. reported a 16% year-over-year core revenue growth and a 17% non-GAAP operating margin, which expanded by three percentage points year over year. Free cash flow margin was 20% in Q2.

Innovative Product Launches

The company launched several innovative products, including enhanced 1099 functionality, advanced ACH, and expanded card offerings, which have led to increased adoption and improved customer experiences.

Expansion in Payment Solutions

There was a tripling of card adoption among AP and AR customers over the past two years, and the company expanded its international payment offering to over 30 countries.

Partnerships and Ecosystem Growth

Bill.com Holdings, Inc. expanded its partnerships with banks and accounting firms, contributing to a 38% year-over-year increase in net new ads in the accounting channel.

Revenue from Spend and Expense Solutions

Revenue from spend and expense solutions grew by 21% year over year, driven by a 23% card payment volume growth.

Strong Balance Sheet and Cash Flow

The company completed an offering of $1.4 billion zero coupon convertible senior notes and repurchased a significant portion of its convertible notes, maintaining a strong balance sheet and liquidity.

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Bill.com Holdings (BILL) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

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BILL Earnings History

Report Date	Fiscal Quarter	Forecast / EPS	Last Year's EPS	EPS YoY Change	Slides	Play Transcript
May 01, 2025	2025 (Q3)	0.37 / -	0.6	―	―	―
Feb 06, 2025	2025 (Q2)	0.47 / 0.56	0.63	-11.11% (-0.07)
Nov 07, 2024	2025 (Q1)	0.51 / 0.63	0.54	16.67% (+0.09)
Aug 22, 2024	2024 (Q4)	0.46 / 0.57	0.59	-3.39% (-0.02)
May 02, 2024	2024 (Q3)	0.53 / 0.60	0.5	20.00% (+0.10)
Feb 08, 2024	2024 (Q2)	0.40 / 0.63	0.42	50.00% (+0.21)
Nov 02, 2023	2024 (Q1)	0.50 / 0.54	0.14	285.71% (+0.40)
Aug 17, 2023	2023 (Q4)	0.41 / 0.59	-0.03	2066.67% (+0.62)
May 04, 2023	2023 (Q3)	0.24 / 0.50	-0.08	725.00% (+0.58)
Feb 02, 2023	2023 (Q2)	0.13 / 0.42	0	―

The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.

Beat

Missed

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BILL Earnings-Related Price Changes

Report Date	Price 1 Day Before	Price 1 Day After	Percentage Change
Feb 06, 2025	$96.35	$62.13	-35.52%
Nov 07, 2024	$65.90	$77.31	+17.31%
Aug 22, 2024	$50.74	$47.34	-6.70%
May 02, 2024	$63.30	$56.58	-10.62%

Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

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