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Bill.com Holdings
(NYSE:BILL)
Bill.com Holdings (BILL) vs. SPDR S&P 500 ETF (SPY)
Bill.com Holdings Business Overview & Revenue Model
Bill.com Holdings Key Performance Indicators (KPIs)
Counts the number of transactions processed, reflecting customer engagement and the platform's ability to handle high volumes efficiently.
Main Street DataBill.com Holdings Earnings Call Summary
Bill.com Holdings Financial Statement Overview
| Breakdown | TTM | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 1.46B | 1.46B | 1.29B | 1.06B | 641.96M | 238.26M |
| Gross Profit | 1.19B | 1.19B | 1.06B | 864.49M | 496.95M | 176.46M |
| EBITDA | 122.58M | 138.42M | 96.03M | -102.54M | -225.16M | -100.17M |
| Net Income | 23.80M | 23.80M | -28.88M | -223.72M | -326.36M | -98.72M |
Balance Sheet | ||||||
| Total Assets | 10.06B | 10.06B | 9.18B | 9.64B | 9.26B | 5.97B |
| Cash, Cash Equivalents and Short-Term Investments | 2.32B | 2.32B | 1.59B | 2.66B | 2.71B | 1.16B |
| Total Debt | 1.77B | 1.77B | 976.85M | 1.91B | 1.86B | 1.08B |
| Total Liabilities | 6.15B | 6.15B | 5.04B | 5.55B | 5.21B | 3.44B |
| Stockholders Equity | 3.91B | 3.91B | 4.13B | 4.09B | 4.04B | 2.53B |
Cash Flow | ||||||
| Free Cash Flow | 346.31M | 309.67M | 257.88M | 156.56M | -33.73M | -16.58M |
| Operating Cash Flow | 350.64M | 350.64M | 278.77M | 187.77M | -18.09M | 4.62M |
| Investing Cash Flow | -817.39M | -817.39M | -409.37M | 259.29M | -1.13B | -1.43B |
| Financing Cash Flow | 657.11M | 666.52M | -742.60M | 235.11M | 2.88B | 1.64B |
Bill.com Holdings Technical Analysis
Bill.com Holdings Risk Analysis
Bill.com Holdings Peers Comparison
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
70 Outperform | $4.43B | 146.18 | 5.68% | ― | 13.93% | ― | |
69 Neutral | $4.94B | -181.10 | 0.30% | ― | 11.63% | 50.72% | |
61 Neutral | $37.18B | 12.37 | -10.20% | 1.83% | 8.50% | -7.62% | |
61 Neutral | $2.79B | ― | -3.15% | ― | 13.24% | -12.97% | |
58 Neutral | $3.83B | 326.79 | 0.76% | ― | 5.71% | ― | |
55 Neutral | $3.12B | ― | -20.47% | ― | 13.83% | -273.23% | |
47 Neutral | $308.32M | -3.06 | -24.21% | ― | -48.61% | -2291.48% |
Bill.com Holdings Corporate Events
Bill.com Holdings, Inc. recently held its earnings call, revealing a balanced sentiment that reflects both growth and operational adjustments. The company reported strong financial performance with significant revenue growth and strategic advancements, yet also acknowledged challenges such as lower net customer additions and increased rewards costs.
Bill.com Holdings, Inc., operating as BILL, is an intelligent finance platform that aids businesses in managing, moving, and maximizing their money, primarily serving the financial technology sector with a focus on small and midsize companies.
On October 17, 2025, BILL Holdings, Inc. expanded its Board of Directors from 12 to 13 members, appointing Peter A. Feld and Lee Kirkpatrick as Class II directors, with terms expiring in 2027. Feld, with a background in corporate finance and governance, joins the Nominating and Corporate Governance Committee, while Kirkpatrick, a technology industry veteran, joins the Audit Committee and will become its Chair following the 2025 annual meeting. This strategic move follows a Cooperation Agreement with Starboard Value LP, enhancing the company’s governance and potentially impacting its market positioning.
The most recent analyst rating on (BILL) stock is a Hold with a $55.00 price target. To see the full list of analyst forecasts on Bill.com Holdings stock, see the BILL Stock Forecast page.
On October 15, 2025, BILL Holdings, Inc. entered into a cooperation agreement with Starboard Value LP, resulting in significant changes to its Board of Directors. The agreement includes the resignation of Stephen Fisher and the appointment of four new directors, including Peter A. Feld and Lee Kirkpatrick, as part of BILL’s strategy to enhance growth and profitability as a leading financial operations platform for small and midsize businesses. This move follows constructive engagement with Starboard and aims to support BILL’s value creation efforts. The company plans to hold an investor day in 2026 to outline its long-term financial targets and strategy.
The most recent analyst rating on (BILL) stock is a Hold with a $55.00 price target. To see the full list of analyst forecasts on Bill.com Holdings stock, see the BILL Stock Forecast page.
On October 2, 2025, BILL Holdings, Inc. announced that Raj Aji, the company’s Chief Legal Officer and Chief Compliance Officer, will begin medical leave on October 13, 2025, with plans to retire thereafter. The date of Mr. Aji’s retirement has not yet been determined, which may impact the company’s legal and compliance operations.
The most recent analyst rating on (BILL) stock is a Buy with a $60.00 price target. To see the full list of analyst forecasts on Bill.com Holdings stock, see the BILL Stock Forecast page.
The recent earnings call for Bill.com Holdings, Inc. was marked by a generally positive sentiment, underscored by robust revenue growth and significant strides in profitability. The company showcased promising advancements in AI and platform expansion, which were well-received. However, there were some concerns regarding the take rate and a muted spending environment that could impact future growth. Despite these challenges, the positive developments appeared to outweigh the negatives, painting an optimistic picture for the company’s trajectory.
Bill.Com Holdings, Inc. faces potential risks from activist stockholders whose actions or proposals may not align with the company’s business strategies or the interests of other stakeholders. Such activism could lead to significant costs, disrupt operations, and divert management’s attention, thereby impacting the company’s ability to execute its strategies effectively. The presence of activist stockholders could also create uncertainties about the company’s future direction, affecting relationships with customers, partners, and investors, and potentially leading to fluctuations in stock prices. These challenges could ultimately harm the company’s business, financial condition, and operational results.
Bill.com Holdings, Inc., a prominent financial operations platform, specializes in automating financial processes for small and midsize businesses, offering solutions for payables, receivables, and expense management. In its latest earnings report, Bill.com announced a 13% year-over-year increase in total revenue for fiscal year 2025, reaching $1.5 billion, with core revenue growing by 16%. The company also revealed a new $300 million share repurchase program, reflecting confidence in its strategic direction and financial health. Key financial highlights include a 12% year-over-year increase in Q4 total revenue to $383.3 million, with core revenue rising by 15%. Despite an operating loss of $22.3 million in Q4, the company achieved a non-GAAP net income of $61.6 million. For the fiscal year, Bill.com reported a net income of $23.8 million, a significant improvement from a net loss in the previous year. Looking ahead, Bill.com anticipates continued revenue growth, projecting a 9% to 11% increase for fiscal year 2026, driven by strategic initiatives and market expansion. The company remains focused on enhancing profitability and creating long-term shareholder value.
On August 27, 2025, BILL announced a $300 million share repurchase program, reflecting confidence in its strategy and investment potential. The company reported strong financial results for the fourth quarter and fiscal year 2025, with total revenue reaching $1.5 billion, a 13% increase year-over-year, and core revenue at $1.3 billion, up 16%. The announcement highlights BILL’s strategic growth initiatives and market expansion, positioning it as a leader in intelligent financial operations for SMBs.
The most recent analyst rating on (BILL) stock is a Buy with a $60.00 price target. To see the full list of analyst forecasts on Bill.com Holdings stock, see the BILL Stock Forecast page.