Education
About Us
Working with TipRanks
Follow Us
nCino (NCNO)
NASDAQ:NCNO
NCNO Stock Chart & Stats
Day’s Range― - ―
52-Week Range$18.75 - $43.20
Previous CloseN/A
Volume126.62K
Average Volume (3M)2.05M
Market Cap
$3.16B
Enterprise ValueN/A
Total Cash (Recent Filing)$120.93M
Total Debt (Recent Filing)$236.82M
Price to Earnings (P/E)―
Beta1.47
Next Earnings
Sep 02, 2025EPS Estimate
0.14Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.16
Shares Outstanding115,941,574
10 Day Avg. Volume2,466,363
30 Day Avg. Volume2,049,015
Financial Highlights & Ratios
PEG Ratio0.69
Price to Book (P/B)2.56
Price to Sales (P/S)0.00
P/FCF Ratio51.86
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
$29.79Price Target Upside9.40% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering16
nCino News
Bulls Say, Bears Say
Bulls Say
Cost SavingsBusiness optimization efforts, including RIF and office space rationalization, are expected to drive $18 million in cost savings annually.
Financial PerformanceNCino reported good F1Q results that were above Street estimates.
GuidanceThe FY26 guidance was raised a bit, indicating confidence in future performance.
Bears Say
Mortgage SegmentDespite the F1Q revenue outperformance, the company is sticking with a conservative approach to the mortgage segment, resulting in part of the beat not flowing through.
Revenue GrowthThere is an expectation of slowing reported subscription revenue growth in fiscal 2026.
Revenue OutlookThe total revenue outlook feels quite conservative, marking the first instance in the company's history that total revenues would decline sequentially in F2Q.
Ownership Overview
6.91% Insiders
37.69% Mutual Funds
0.17% Other Institutional Investors
42.35% Public Companies and Individual Investors
NCNO FAQ
What was nCino’s price range in the past 12 months?
nCino lowest stock price was $18.75 and its highest was $43.20 in the past 12 months.
What is nCino’s market cap?
nCino’s market cap is $3.16B.
When is nCino’s upcoming earnings report date?
nCino’s upcoming earnings report date is Sep 02, 2025 which is in 88 days.
How were nCino’s earnings last quarter?
nCino released its earnings results on May 28, 2025. The company reported $0.16 earnings per share for the quarter, beating the consensus estimate of $0.157 by $0.003.
Is nCino overvalued?
According to Wall Street analysts nCino’s price is currently Undervalued.
Does nCino pay dividends?
nCino does not currently pay dividends.
What is nCino’s EPS estimate?
nCino’s EPS estimate is 0.14.
How many shares outstanding does nCino have?
nCino has 115,941,574 shares outstanding.
What happened to nCino’s price movement after its last earnings report?
nCino reported an EPS of $0.16 in its last earnings report, beating expectations of $0.157. Following the earnings report the stock price went down -1.68%.
Which hedge fund is a major shareholder of nCino?
Currently, no hedge funds are holding shares in NCNO
nCino Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$29.79 (9.40% Upside)
$29.79 (9.40% Upside)
Blogger Sentiment
Neutral
NCNO Sentiment 67%
Sector Average 69%
Sector Average 69%
Hedge Fund Trend
Increased
By 5.0M Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $184.8K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Negative
Last 7 Days ▼ 1.3%
Last 30 Days ▼ 4.3%
Last 30 Days ▼ 4.3%
News Sentiment
Neutral
Bullish news 50%
Bearish news 100%
Bearish news 100%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-9.74%
12-Months-Change
Fundamentals
Return on Equity
-2.75%
Trailing 12-Months
Asset Growth
15.95%
Trailing 12-Months
Company Description
nCino
nCino, Inc., a software-as-a-service company, provides cloud-based software applications to financial institutions in the United States and internationally. Its nCino Bank Operating System, a tenant cloud platform, which digitizes, automates, and streamlines complex processes and workflow; and utilizes data analytics and artificial intelligence and machine learning (AI/ML) to enable banks and credit unions to onboard new clients, make loans and manage the entire loan life cycle, open deposit and other accounts, and manage regulatory compliance. The company's nCino IQ, an application suite that utilizes data analytics and AI/ML to provide its customers with automation and insights into their operations, such as tools for analyzing, measuring, and managing credit risk, as well as to enhance their ability to comply with regulatory requirements. It also offers SimpleNexus, a suite of products that enables loan officers, borrowers, real estate agents, settlement agents, and others to engage in the homeownership process from internet-enabled device. The company serves financial institution customers, including global financial institutions, enterprise banks, regional banks, community banks, credit unions, new market entrants, and independent mortgage banks through sales team comprising business development representatives, account executives, field sales engineers, and customer success managers. nCino, Inc. was founded in 2011 and is headquartered in Wilmington, North Carolina.
NCNO Company Deck
NCNO Earnings Call
Q1 2025
0:00 / 0:00
Earnings Call Sentiment|Neutral
nCino reported a strong start to the fiscal year with revenues exceeding expectations and significant growth in international markets. The company showcased promising AI capabilities and received positive feedback on new product launches. However, the earnings call also highlighted challenges such as a necessary workforce reduction and slower subscription revenue growth. Despite these challenges, the strong performance and strategic initiatives provide a balanced outlook.Read More>NCNO Revenue Breakdown
84.86% U.S.
15.14% International
NCNO Stock 12 Month Forecast
Average Price Target
$29.79
▲(9.40%Upside)