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nCino (NCNO)
NASDAQ:NCNO
NCNO Stock Chart & Stats
$24.58
-$0.15(-0.45%)
At close: 4:00 PM EST
$24.58
-$0.15(-0.45%)
Day’s Range― - ―
52-Week Range$18.75 - $37.20
Previous CloseN/A
Volume126.62K
Average Volume (3M)2.08M
Market Cap
$2.68B
Enterprise Value$3.28B
Total Cash (Recent Filing)$87.59M
Total Debt (Recent Filing)$269.37M
Price to Earnings (P/E)―
Beta1.42
Next Earnings
Mar 31, 2026EPS Estimate
0.22Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.31
Shares Outstanding114,684,970
10 Day Avg. Volume2,560,205
30 Day Avg. Volume2,082,399
Financial Highlights & Ratios
PEG Ratio7.86
Price to Book (P/B)3.60
Price to Sales (P/S)7.24
P/FCF Ratio73.37
Enterprise Value/Market Cap1.22
Enterprise Value/Revenue5.60
Enterprise Value/Gross Profit9.31
Enterprise Value/Ebitda94.87
Forecast
1Y Price Target
$34.50Price Target Upside40.36% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering12
EPS Forecast (FY)0.79
Revenue Forecast (FY)$587.81M
Bulls Say, Bears Say
Bulls Say
AI StrategyA differentiated AI strategy centered on Banking Advisor positions NCNO to begin monetizing intelligence credits.
Strong International GrowthNCNO also continued to show strong growth internationally (up 13% Y/Y), along with AI product launches in the quarter, and continued friendly capital allocation with the completion of its $100 million repurchase program.
Subscription Revenue AccelerationThe acceleration catalysts highlighted are playing faster than expected, increasing confidence in subscription revenue acceleration.
Bears Say
Fourth Quarter ConcernsSeasonally outsized fourth quarter may be a wall of worry for some.
Operating Cash Flow ShortfallOperating cash flow was $5.1 million, below the estimate of $9.4 million and consensus of $6.5 million.
Subscription Revenue Growth ModerationSubscription revenue growth moderated to 11% as the lapping of one-time items represented a 3-point headwind to growth.
nCino News
NCNO FAQ
What was nCino’s price range in the past 12 months?
nCino lowest stock price was $18.75 and its highest was $37.20 in the past 12 months.
What is nCino’s market cap?
nCino’s market cap is $2.68B.
When is nCino’s upcoming earnings report date?
nCino’s upcoming earnings report date is Mar 31, 2026 which is in 111 days.
How were nCino’s earnings last quarter?
nCino released its earnings results on Dec 03, 2025. The company reported $0.31 earnings per share for the quarter, beating the consensus estimate of $0.207 by $0.103.
Is nCino overvalued?
According to Wall Street analysts nCino’s price is currently Undervalued.
Does nCino pay dividends?
nCino does not currently pay dividends.
What is nCino’s EPS estimate?
nCino’s EPS estimate is 0.22.
How many shares outstanding does nCino have?
nCino has 114,684,970 shares outstanding.
What happened to nCino’s price movement after its last earnings report?
nCino reported an EPS of $0.31 in its last earnings report, beating expectations of $0.207. Following the earnings report the stock price went down -4.771%.
Which hedge fund is a major shareholder of nCino?
Currently, no hedge funds are holding shares in NCNO
nCino Stock Smart Score
Underperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$34.50 (40.36% Upside)
$34.50 (40.36% Upside)
Blogger Sentiment
Neutral
NCNO Sentiment 50%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 4.2M Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $117.5M over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Negative
Last 7 Days ▲ 3.0%
Last 30 Days ▼ 4.6%
Last 30 Days ▼ 4.6%
News Sentiment
Very Bullish
Bullish news 99%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-34.29%
12-Months-Change
Fundamentals
Return on Equity
-2.04%
Trailing 12-Months
Asset Growth
2.94%
Trailing 12-Months
Company Description
nCino
nCino, Inc. is a financial technology company that provides a cloud-based bank operating system designed specifically for the banking sector. Founded in 2012 and headquartered in Wilmington, North Carolina, nCino offers solutions that streamline the banking process by enhancing operational efficiency, improving customer experience, and ensuring compliance with regulatory standards. Its core products include the nCino Bank Operating System, which integrates various banking functions such as loan origination, account opening, and customer relationship management, catering primarily to commercial banks, credit unions, and other financial institutions.
NCNO Company Deck
NCNO Earnings Call
Q3 2025
0:00 / 0:00
Earnings Call Sentiment|Positive
The earnings call presented a positive outlook with strong revenue growth, significant AI adoption and integration, and international expansion. Despite challenges in bank M&A and a decline in professional services revenue, the company showed significant margin expansion and positive customer outcomes.View all NCNO earnings summariesNCNO Revenue Breakdown
84.86% U.S.
15.14% International
NCNO Stock 12 Month Forecast
Average Price Target
$34.50
▲(40.36% Upside)
Technical Analysis
Ownership Overview
Currently, No data available
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