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nCino (NCNO)
NASDAQ:NCNO
Earnings Data
Report Date
Nov 26, 2025After Close (Confirmed)
Period Ending
2026 (Q3)Consensus EPS Forecast
0.2Last Year’s EPS
0.21Same Quarter Last Year
Moderate Buy
Based on 15 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Positive
nCino's Q2 earnings call showcased strong revenue and profitability performance, with significant growth in North America and international markets. The company's AI and mortgage initiatives are gaining traction, and the activation of the credit union market is showing positive results. However, there are challenges with professional services revenue and change management with new offerings. Overall, the highlights significantly outweigh the lowlights.Company Guidance
Outperformance in Revenue and Profitability
nCino outperformed its guidance ranges for both revenues and profitability metrics in Q2, with total revenues reaching $148.8 million, up 12% year-over-year. Subscription revenues were $130.8 million, up 15% year-over-year.
Strong North American and International Expansion
Significant expansion agreements with two top 50 U.S. banks and a top five Canadian bank. In EMEA, nCino signed its first customer in Spain, exploring a $4 billion market opportunity.
AI and Platform Pricing Progress
Over 80 customers have purchased the Banking Adviser technology. nCino has converted approximately 21% of its ACV to platform pricing, with a target of a 10% price uplift on renewals.
Mortgage Business Momentum
Subscription revenues in the mortgage business were $20.9 million, up 22% year-over-year, and the company increased its full-year guidance for US mortgage subscription revenues growth from flat to 5%.
Credit Union Market Activation
In the credit union market, nCino added six new logos and 35 cross-sells in the second quarter, with a notable expansion deal involving a $12 billion asset credit union.
NCNO Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
NCNO Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Aug 26, 2025 | $28.69 | $32.69 | +13.94% |
May 28, 2025 | $26.78 | $26.33 | -1.68% |
Apr 01, 2025 | $28.12 | $22.59 | -19.67% |
Dec 04, 2024 | $42.50 | $37.28 | -12.28% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does nCino (NCNO) report earnings?
nCino (NCNO) is schdueled to report earning on Nov 26, 2025, After Close (Confirmed).
What is nCino (NCNO) earnings time?
nCino (NCNO) earnings time is at Nov 26, 2025, After Close (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is NCNO EPS forecast?
NCNO EPS forecast for the fiscal quarter 2026 (Q3) is 0.2.
