The earnings call highlighted significant growth in the Acima and Brigit segments, contributing to overall revenue and EBITDA growth. However, challenges in the Rent-A-Center segment and ongoing legal issues tempered the positive outcomes. The focus on digital transformation and strategic initiatives suggests optimism for future growth.

Company Guidance -

Q3 2025

During the second quarter of 2025, Upbound Group reported strong financial performance, with revenue reaching $1.16 billion, marking a 7.5% increase from the previous year, primarily driven by the Acima and Brigit segments. Acima achieved a 16% year-over-year growth in GMV, marking its seventh consecutive quarter of growth, while segment revenue rose by 12% and adjusted EBITDA increased by 15%. Brigit also demonstrated robust growth, with a 40% rise in revenue and a 24% increase in subscribers compared to the second quarter of 2024. Rent-A-Center, however, faced challenges, with same-store sales declining by 4%, attributed to strategic underwriting adjustments and product lineup changes. Overall, Upbound Group's consolidated adjusted EBITDA reached $133 million, a 7% increase year-over-year, with an adjusted EBITDA margin of 11.5%. The company also reported a non-GAAP diluted EPS of $1.12, representing a 7.7% increase from the prior year. Despite facing some challenges in the Rent-A-Center segment, Upbound Group continues to focus on growth strategies, particularly in its digital transformation efforts, aiming to further engage financially underserved consumers.

Strong GMV Growth at Acima

Acima reported a 16% year-over-year GMV growth, marking its seventh consecutive quarter of GMV growth. This was supported by a 20% increase in applications and a 12% revenue growth.

Brigit's Revenue Surge

Brigit achieved nearly 40% revenue growth with a 24% increase in paid subscribers and a 12.5% rise in ARPU. The segment also reported a strong adjusted EBITDA margin of 28%.

Record Revenue and EBITDA

Upbound Group delivered a 7.5% increase in second-quarter revenue to $1.16 billion and a 7% lift in adjusted EBITDA to $133 million compared to the year-ago period.

Improved Free Cash Flow

Year-to-date free cash flow was $117 million, representing an improvement of more than three times the prior year.

Positive Outlook for Acima and Brigit

Continued momentum in Acima and Brigit segments, with Acima expected to deliver low double-digit GMV and revenue growth.

Upbound Group (UPBD) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

Daily Earnings Calendar >

UPBD Earnings History

Report Date	Fiscal Quarter	Forecast / EPS	Last Year's EPS	EPS YoY Change	Slides	Play Transcript
Oct 29, 2025	2025 (Q3)	0.98 / -	0.95	―	―	―
Jul 31, 2025	2025 (Q2)	1.06 / 1.12	1.04	7.69% (+0.08)
May 01, 2025	2025 (Q1)	0.95 / 1.00	0.79	26.58% (+0.21)
Feb 20, 2025	2024 (Q4)	1.03 / 1.05	0.81	29.63% (+0.24)
Oct 31, 2024	2024 (Q3)	0.93 / 0.95	0.79	20.25% (+0.16)
Aug 01, 2024	2024 (Q2)	1.03 / 1.04	1.11	-6.31% (-0.07)
May 02, 2024	2024 (Q1)	0.77 / 0.79	0.83	-4.82% (-0.04)
Feb 22, 2024	2023 (Q4)	0.77 / 0.81	0.86	-5.81% (-0.05)
Nov 02, 2023	2023 (Q3)	0.75 / 0.79	0.94	-15.96% (-0.15)
Aug 03, 2023	2023 (Q2)	0.75 / 1.11	1.15	-3.48% (-0.04)

The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.

Beat

Missed

UPBD Earnings-Related Price Changes

Report Date	Price 1 Day Before	Price 1 Day After	Percentage Change
Jul 31, 2025	$24.36	$20.64	-15.27%
May 01, 2025	$19.60	$23.34	+19.08%
Feb 20, 2025	$28.20	$26.78	-5.04%
Oct 31, 2024	$25.91	$27.98	+7.99%

Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Upbound Group (UPBD) report earnings?

Upbound Group (UPBD) is schdueled to report earning on Oct 29, 2025, After Close (Confirmed).

What is Upbound Group (UPBD) earnings time?

Upbound Group (UPBD) earnings time is at Oct 29, 2025, After Close (Confirmed).

Where can I see when companies are reporting earnings?

You can see which companies are reporting today on our designated earnings calendar.

What companies are reporting earnings today?

You can see a list of the companies which are reporting today on TipRanks earnings calendar.

What is UPBD EPS forecast?

UPBD EPS forecast for the fiscal quarter 2025 (Q3) is 0.98.

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