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PFS Stock Chart & Stats
$23.89
$0.12(0.50%)
At close: 4:00 PM EDT
$23.89
$0.12(0.50%)
Day’s Range― - ―
52-Week Range$17.61 - $25.41
Previous CloseN/A
Volume143.12K
Average Volume (3M)1.08M
Market Cap
$3.24B
Enterprise Value$5.67K
Total Cash (Recent Filing)$3.46B
Total Debt (Recent Filing)$2.89B
Price to Earnings (P/E)10.3
Beta0.89
Next Earnings
Oct 23, 2026EPS Estimate
0.61Next Dividend Ex-DateN/A
Dividend Yield3.89%
Share Statistics
EPS (TTM)2.35
Shares Outstanding130,313,690
10 Day Avg. Volume1,005,189
30 Day Avg. Volume1,078,096
Financial Highlights & Ratios
PEG Ratio0.08
Price to Book (P/B)0.91
Price to Sales (P/S)1.87
P/FCF Ratio5.99
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$30.00Price Target Upside25.58% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering5
EPS Forecast (FY)2.37
Revenue Forecast (FY)$913.84M
Bulls Say, Bears Say
Bulls Say
Revenue Diversification / Fee IncomeHigher, recurring fee streams from insurance, wealth and SBA loan sales materially diversify earnings away from interest spreads. That reduces earnings cyclicality, supports revenue resilience through rate cycles and underpins long-term margin stability and cash generation.
Robust Commercial Lending PipelineA deep $3.1B commercial pipeline and strong C&I originations provide durable organic loan growth and higher-yielding earning assets. Sustained commercial production supports net interest income, scale economies and leverages relationship banking advantages over the medium term.
Improved Profitability & Capital BuildSubstantially higher net income, mid-teens ROTCE targets and rising tangible equity indicate stronger loss-absorption and capacity for reinvestment or buybacks. Improved profitability and capital buffers increase resilience to stress and support strategic investments.
Bears Say
Rising Leverage / Balance-sheet SensitivityRapid asset expansion and a marked rise in leverage reduce funding flexibility and heighten sensitivity to credit and liquidity shocks. Higher leverage constrains capital actions in downturns and increases reliance on wholesale funding choices over the medium term.
Concentrated Asset-quality RiskConcentration in a handful of troubled senior-housing credits produced a material NPL uptick and allowance pressure. Such concentrated exposures can cause volatile credit costs and episodic earnings hits despite management expecting resolution, weakening predictability of asset-quality metrics.
Deposit Competition, Outflows And NIM PressureSeasonal and competitive deposit pressures, plus intentional brokered deposit reductions, compel more wholesale/FHLB funding and compress net interest margin. Combined with expected near-term expense from a core upgrade, funding and margin headwinds could restrain durable earnings growth.
Provident Financial Services News
PFS FAQ
What was Provident Financial Services’s price range in the past 12 months?
Provident Financial Services lowest stock price was $17.61 and its highest was $25.41 in the past 12 months.
What is Provident Financial Services’s market cap?
Provident Financial Services’s market cap is $3.24B.
When is Provident Financial Services’s upcoming earnings report date?
Provident Financial Services’s upcoming earnings report date is Oct 23, 2026 which is in 82 days.
How were Provident Financial Services’s earnings last quarter?
Provident Financial Services released its earnings results on Jul 29, 2026. The company reported $0.6 earnings per share for the quarter, beating the consensus estimate of $0.565 by $0.035.
Is Provident Financial Services overvalued?
According to Wall Street analysts Provident Financial Services’s price is currently Undervalued.
Does Provident Financial Services pay dividends?
Provident Financial Services pays a Quarterly dividend of $0.24 which represents an annual dividend yield of 3.89%. See more information on Provident Financial Services dividends here
What is Provident Financial Services’s EPS estimate?
Provident Financial Services’s EPS estimate is 0.61.
How many shares outstanding does Provident Financial Services have?
Provident Financial Services has 130,313,690 shares outstanding.
What happened to Provident Financial Services’s price movement after its last earnings report?
Provident Financial Services reported an EPS of $0.6 in its last earnings report, beating expectations of $0.565. Following the earnings report the stock price went up 3.282%.
Which hedge fund is a major shareholder of Provident Financial Services?
Currently, no hedge funds are holding shares in PFS
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Provident Financial Services Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$30.00 (25.58% Upside)
$30.00 (25.58% Upside)
Blogger Sentiment
Neutral
PFS Sentiment 50%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 76.0K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $139.8K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Negative
Last 7 Days ▼ 1.2%
Last 30 Days ▼ 5.1%
Last 30 Days ▼ 5.1%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
36.44%
12-Months-Change
Fundamentals
Return on Equity
3.89%
Trailing 12-Months
Asset Growth
4.55%
Trailing 12-Months
Company Description
Provident Financial Services
Provident Financial Services, Inc. functions as the parent company for Provident Bank, delivering a broad spectrum of financial products and services to individuals, families, and businesses across the United States. Its deposit offerings encompass various account types, including savings, standard and interest-bearing checking accounts, money market accounts, certificates of deposit, and IRA products. The company's extensive loan portfolio features commercial real estate loans, which are collateralized by properties such as multi-family apartment complexes, office buildings, retail spaces, and industrial sites. It also provides commercial business loans, alongside fixed-rate and adjustable-rate mortgage loans secured by one-to-four family residential properties. Further loan options include commercial construction loans and a range of consumer loans like home equity loans, home equity lines of credit, marine loans, personal loans and unsecured lines of credit, and financing for automobiles and recreational vehicles. Beyond these, Provident delivers essential banking solutions such as cash management, remote deposit capture, payroll origination, escrow account management, and convenient online and mobile banking services, in addition to offering business credit cards. The company also extends wealth management services, covering investment management, trust and estate administration, financial planning, tax compliance and planning, and private banking. In a broader capacity, Provident sells insurance and investment products, including annuities. It also operates as a real estate investment trust (REIT), focused on acquiring mortgage loans and other real estate-related assets, and actively manages and sells properties obtained through foreclosure. As of December 31, 2021, the company maintained 96 full-service branch offices situated across northern and central New Jersey, as well as specific counties in Pennsylvania and New York. Provident Financial Services, Inc. was founded in 1839 and is headquartered in Jersey City, New Jersey.
PFS Company Deck
PFS Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call conveyed a broadly positive financial performance with strong earnings growth, record noninterest income, robust commercial loan production and an expanding loan pipeline, along with capital build and share repurchases. Key challenges include a rise in nonperforming loans tied to one bankruptcy-affected commercial relationship, modest deposit outflows and near-term expense pressure from compensation and a core systems upgrade. Management expects credit resolution without material loss, reaffirmed guidance and highlighted strategic investments to support future growth and efficiency.View all PFS earnings summariesPFS Stock 12 Month Forecast
Average Price Target
$30.00
▲(25.58% Upside)
Technical Analysis
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Peapack-Gladstone Financial
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Wsfs Financial
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Customers Bancorp
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Ownership Overview
2.89% Insiders
21.16% Mutual Funds
3.12% Other Institutional Investors
38.51% Public Companies and
Individual Investors