Provident Financial Services (PFS)
NYSE:PFS
Want to see PFS full AI Analyst Report?
Total Valuation
Provident Financial Services has a market cap or net worth of $2.89B. The enterprise value is $5.56B.
Market Cap$2.89B
Enterprise Value$5.56B
Share Statistics
Provident Financial Services has 130,313,690 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding130,313,690
Owned by Insiders2.43%
Owned by Institutions8.38%
Financial Efficiency
Provident Financial Services’s return on equity (ROE) is 0.10 and return on invested capital (ROIC) is 6.67%.
Return on Equity (ROE)0.10
Return on Assets (ROA)0.01
Return on Invested Capital (ROIC)6.67%
Return on Capital Employed (ROCE)0.02
Revenue Per Employee788.71K
Profits Per Employee166.09K
Employee Count1,753
Asset Turnover0.06
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Provident Financial Services is 8.7. Provident Financial Services’s PEG ratio is 0.08.
PE Ratio8.7
PS Ratio1.87
PB Ratio0.91
Price to Fair Value0.91
Price to FCF5.99
Price to Operating Cash Flow6.59
PEG Ratio0.08
Income Statement
In the last 12 months, Provident Financial Services had revenue of 1.38B and earned 291.16M in profits. Earnings per share was 2.23.
Revenue1.38B
Gross Profit866.82M
Operating Income408.16M
Pretax Income408.16M
Net Income291.16M
EBITDA408.16M
Earnings Per Share (EPS)2.23
Cash Flow
In the last 12 months, operating cash flow was 438.40M and capital expenditures -15.72M, giving a free cash flow of 422.69M billion.
Operating Cash Flow438.40M
Free Cash Flow422.69M
Free Cash Flow per Share3.24
Dividends & Yields
Provident Financial Services pays an annual dividend of $0.24, resulting in a dividend yield of 4.69%
Dividend Per Share$0.24
Dividend Yield4.69%
Payout Ratio46.07%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.88
52-Week Price Change38.34%
50-Day Moving Average21.50
200-Day Moving Average20.01
Relative Strength Index (RSI)54.21
Average Volume (3m)990.78K
Important Dates
Provident Financial Services upcoming earnings date is Jul 23, 2026, Before Open (Confirmed).
Last Earnings DateApr 29, 2026
Next Earnings DateJul 23, 2026
Ex-Dividend Date―
Financial Position
Provident Financial Services as a current ratio of 0.00, with Debt / Equity ratio of 100.98%
Current Ratio0.00
Quick Ratio0.00
Debt to Market Cap0.98
Net Debt to EBITDA5.65
Interest Coverage Ratio0.80
Taxes
In the past 12 months, Provident Financial Services has paid 117.00M in taxes.
Income Tax117.00M
Effective Tax Rate0.29
Enterprise Valuation
Provident Financial Services EV to EBITDA ratio is 11.97, with an EV/FCF ratio of 11.34.
EV to Sales3.53
EV to EBITDA11.97
EV to Free Cash Flow11.34
EV to Operating Cash Flow11.05
Balance Sheet
Provident Financial Services has $3.46B in cash and marketable securities with $2.89B in debt, giving a net cash position of $571.35M billion.
Cash & Marketable Securities$3.46B
Total Debt$2.89B
Net Cash$571.35M
Net Cash Per Share$4.38
Tangible Book Value Per Share$15.71
Margins
Gross margin is 63.43%, with operating margin of 29.52%, and net profit margin of 21.06%.
Gross Margin63.43%
Operating Margin29.52%
Pretax Margin29.52%
Net Profit Margin21.06%
EBITDA Margin29.52%
EBIT Margin29.52%
Analyst Forecast
The average price target for Provident Financial Services is $25.33, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$25.33
Price Target Upside10.92% Upside
Analyst ConsensusModerate Buy
Analyst Count3
Revenue Growth Forecast8.48%
EPS Growth Forecast111.63%