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Provident Financial Services (PFS)
NYSE:PFS
Total Valuation
Provident Financial Services has a market cap or net worth of $2.51B. The enterprise value is $4.89B.
Market Cap$2.51B
Enterprise Value$4.89B
Share Statistics
Provident Financial Services has 130,622,390 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding130,622,390
Owned by Insiders2.98%
Owned by Institutions5.49%
Financial Efficiency
Provident Financial Services’s return on equity (ROE) is 0.04 and return on invested capital (ROIC) is 2.15%.
Return on Equity (ROE)0.04
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)2.15%
Return on Capital Employed (ROCE)0.03
Revenue Per Employee650.46K
Profits Per Employee65.90K
Employee Count1,753
Asset Turnover0.05
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Provident Financial Services is 9.8. Provident Financial Services’s PEG ratio is -0.46.
PE Ratio9.8
PS Ratio1.81
PB Ratio0.80
Price to Fair Value0.80
Price to FCF4.87
Price to Operating Cash Flow3.78
PEG Ratio-0.46
Income Statement
In the last 12 months, Provident Financial Services had revenue of 1.14B and earned 115.53M in profits. Earnings per share was 1.05.
Revenue1.14B
Gross Profit607.16M
Operating Income149.62M
Pretax Income149.62M
Net Income115.53M
EBITDA204.20M
Earnings Per Share (EPS)1.05
Cash Flow
In the last 12 months, operating cash flow was 612.60M and capital expenditures -5.18M, giving a free cash flow of 607.43M billion.
Operating Cash Flow612.60M
Free Cash Flow607.43M
Free Cash Flow per Share4.65
Dividends & Yields
Provident Financial Services pays an annual dividend of $0.24, resulting in a dividend yield of 4.99%
Dividend Per Share$0.24
Dividend Yield4.99%
Payout Ratio46.07%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.89
52-Week Price Change-4.04%
50-Day Moving Average18.74
200-Day Moving Average17.57
Relative Strength Index (RSI)59.44
Average Volume (3m)778.30K
Important Dates
Provident Financial Services upcoming earnings date is Jan 23, 2026, Before Open (Confirmed).
Last Earnings DateOct 30, 2025
Next Earnings DateJan 23, 2026
Ex-Dividend DateNov 14, 2025
Financial Position
Provident Financial Services as a current ratio of 0.16, with Debt / Equity ratio of 94.49%
Current Ratio0.16
Quick Ratio0.16
Debt to Market Cap1.17
Net Debt to EBITDA10.85
Interest Coverage Ratio0.34
Taxes
In the past 12 months, Provident Financial Services has paid 34.09M in taxes.
Income Tax34.09M
Effective Tax Rate0.23
Enterprise Valuation
Provident Financial Services EV to EBITDA ratio is 20.99, with an EV/FCF ratio of 10.08.
EV to Sales3.76
EV to EBITDA20.99
EV to Free Cash Flow10.08
EV to Operating Cash Flow10.05
Balance Sheet
Provident Financial Services has $3.44B in cash and marketable securities with $2.61B in debt, giving a net cash position of $828.28M billion.
Cash & Marketable Securities$3.44B
Total Debt$2.61B
Net Cash$828.28M
Net Cash Per Share$6.34
Tangible Book Value Per Share$16.25
Margins
Gross margin is 7.99%, with operating margin of 13.12%, and net profit margin of 10.13%.
Gross Margin7.99%
Operating Margin13.12%
Pretax Margin13.12%
Net Profit Margin10.13%
EBITDA Margin17.91%
EBIT Margin13.12%
Analyst Forecast
The average price target for Provident Financial Services is $22.00, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$22.00
Price Target Upside14.29% Upside
Analyst ConsensusModerate Buy
Analyst Count1
Revenue Growth Forecast38.34%
EPS Growth Forecast89.73%