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Provident Financial Services (PFS)
NYSE:PFS
RESEARCH TOOLSreports
Total Valuation
Provident Financial Services has a market cap or net worth of $2.56B. The enterprise value is $4.87B.
Market Cap$2.56B
Enterprise Value$4.87B
Share Statistics
Provident Financial Services has 130,624,150 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding130,624,150
Owned by Insiders2.99%
Owned by Institutions7.55%
Financial Efficiency
Provident Financial Services’s return on equity (ROE) is 0.04 and return on invested capital (ROIC) is 2.15%.
Return on Equity (ROE)0.04
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)2.15%
Return on Capital Employed (ROCE)0.03
Revenue Per Employee650.46K
Profits Per Employee65.90K
Employee Count1,753
Asset Turnover0.05
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Provident Financial Services is 11.0. Provident Financial Services’s PEG ratio is -0.46.
PE Ratio11.0
PS Ratio1.81
PB Ratio0.80
Price to Fair Value0.80
Price to FCF4.87
Price to Operating Cash Flow4.45
PEG Ratio-0.46
Income Statement
In the last 12 months, Provident Financial Services had revenue of 1.14B and earned 115.53M in profits. Earnings per share was 1.05.
Revenue1.14B
Gross Profit607.16M
Operating Income149.62M
Pretax Income149.62M
Net Income115.53M
EBITDA204.20M
Earnings Per Share (EPS)1.05
Cash Flow
In the last 12 months, operating cash flow was 583.75M and capital expenditures -5.14M, giving a free cash flow of 578.61M billion.
Operating Cash Flow583.75M
Free Cash Flow578.61M
Free Cash Flow per Share4.43
Dividends & Yields
Provident Financial Services pays an annual dividend of $0.24, resulting in a dividend yield of 4.87%
Dividend Per Share$0.24
Dividend Yield4.87%
Payout Ratio47.67%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.96
52-Week Price Change6.71%
50-Day Moving Average18.89
200-Day Moving Average17.72
Relative Strength Index (RSI)57.18
Average Volume (3m)531.04K
Important Dates
Provident Financial Services upcoming earnings date is Oct 24, 2025, Before Open (Confirmed).
Last Earnings DateJul 24, 2025
Next Earnings DateOct 24, 2025
Ex-Dividend DateAug 15, 2025
Financial Position
Provident Financial Services as a current ratio of 0.16, with Debt / Equity ratio of 102.63%
Current Ratio0.16
Quick Ratio0.16
Debt to Market Cap1.17
Net Debt to EBITDA10.85
Interest Coverage Ratio0.34
Taxes
In the past 12 months, Provident Financial Services has paid 34.09M in taxes.
Income Tax34.09M
Effective Tax Rate0.23
Enterprise Valuation
Provident Financial Services EV to EBITDA ratio is 20.99, with an EV/FCF ratio of 10.08.
EV to Sales3.76
EV to EBITDA20.99
EV to Free Cash Flow10.08
EV to Operating Cash Flow10.05
Balance Sheet
Provident Financial Services has $3.28B in cash and marketable securities with $2.78B in debt, giving a net cash position of $499.96M billion.
Cash & Marketable Securities$3.28B
Total Debt$2.78B
Net Cash$499.96M
Net Cash Per Share$3.83
Tangible Book Value Per Share$16.25
Margins
Gross margin is 77.72%, with operating margin of 13.12%, and net profit margin of 10.13%.
Gross Margin77.72%
Operating Margin13.12%
Pretax Margin13.12%
Net Profit Margin10.13%
EBITDA Margin17.91%
EBIT Margin13.12%
Analyst Forecast
The average price target for Provident Financial Services is $22.50, which is 11.43% higher than the current price. The consensus rating is Strong Buy
Price Target$22.50
Price Target Upside14.04% Upside
Analyst ConsensusStrong Buy
Analyst Count4
Revenue Growth Forecast66.96%
EPS Growth Forecast67.27%