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Provident Financial Services (PFS)
NYSE:PFS
Total Valuation
Provident Financial Services has a market cap or net worth of $2.72B. The enterprise value is $5.21B.
Market Cap$2.72B
Enterprise Value$5.21B
Share Statistics
Provident Financial Services has 130,622,390 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding130,622,390
Owned by Insiders2.92%
Owned by Institutions0.75%
Financial Efficiency
Provident Financial Services’s return on equity (ROE) is 0.10 and return on invested capital (ROIC) is 2.67%.
Return on Equity (ROE)0.10
Return on Assets (ROA)0.01
Return on Invested Capital (ROIC)2.67%
Return on Capital Employed (ROCE)0.04
Revenue Per Employee788.71K
Profits Per Employee166.09K
Employee Count1,753
Asset Turnover0.06
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Provident Financial Services is 9.3. Provident Financial Services’s PEG ratio is 0.08.
PE Ratio9.3
PS Ratio1.87
PB Ratio0.91
Price to Fair Value0.91
Price to FCF0.00
Price to Operating Cash Flow7.62
PEG Ratio0.08
Income Statement
In the last 12 months, Provident Financial Services had revenue of 1.38B and earned 291.16M in profits. Earnings per share was 2.23.
Revenue1.38B
Gross Profit866.82M
Operating Income408.16M
Pretax Income408.16M
Net Income291.16M
EBITDA408.16M
Earnings Per Share (EPS)2.23
Cash Flow
In the last 12 months, operating cash flow was 373.32M and capital expenditures -6.67M, giving a free cash flow of 366.64M billion.
Operating Cash Flow373.32M
Free Cash Flow366.64M
Free Cash Flow per Share2.81
Dividends & Yields
Provident Financial Services pays an annual dividend of $0.24, resulting in a dividend yield of 4.69%
Dividend Per Share$0.24
Dividend Yield4.69%
Payout Ratio46.07%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.82
52-Week Price Change26.11%
50-Day Moving Average20.03
200-Day Moving Average18.34
Relative Strength Index (RSI)68.88
Average Volume (3m)720.15K
Important Dates
Provident Financial Services upcoming earnings date is Apr 24, 2026, Before Open (Confirmed).
Last Earnings DateJan 28, 2026
Next Earnings DateApr 24, 2026
Ex-Dividend Date―
Financial Position
Provident Financial Services as a current ratio of 0.02, with Debt / Equity ratio of 88.89%
Current Ratio0.02
Quick Ratio0.02
Debt to Market Cap0.98
Net Debt to EBITDA5.65
Interest Coverage Ratio0.80
Taxes
In the past 12 months, Provident Financial Services has paid 117.00M in taxes.
Income Tax117.00M
Effective Tax Rate0.29
Enterprise Valuation
Provident Financial Services EV to EBITDA ratio is 11.97, with an EV/FCF ratio of 0.00.
EV to Sales3.53
EV to EBITDA11.97
EV to Free Cash Flow0.00
EV to Operating Cash Flow0.00
Balance Sheet
Provident Financial Services has $3.38B in cash and marketable securities with $2.52B in debt, giving a net cash position of $857.70M billion.
Cash & Marketable Securities$3.38B
Total Debt$2.52B
Net Cash$857.70M
Net Cash Per Share$6.57
Tangible Book Value Per Share$15.71
Margins
Gross margin is 68.99%, with operating margin of 29.52%, and net profit margin of 21.06%.
Gross Margin68.99%
Operating Margin29.52%
Pretax Margin29.52%
Net Profit Margin21.06%
EBITDA Margin29.52%
EBIT Margin29.52%
Analyst Forecast
The average price target for Provident Financial Services is $24.50, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$24.50
Price Target Upside17.62% Upside
Analyst ConsensusModerate Buy
Analyst Count2
Revenue Growth Forecast38.34%
EPS Growth Forecast89.73%