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Provident Financial Services (PFS)
NYSE:PFS
RESEARCH TOOLSreports
Total Valuation
Provident Financial Services has a market cap or net worth of $2.35B. The enterprise value is $4.81B.
Market Cap$2.35B
Enterprise Value$4.81B
Share Statistics
Provident Financial Services has 130,659,940 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding130,659,940
Owned by Insiders3.08%
Owned by Institutions0.31%
Financial Efficiency
Provident Financial Services’s return on equity (ROE) is 0.04 and return on invested capital (ROIC) is 2.15%.
Return on Equity (ROE)0.04
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)2.15%
Return on Capital Employed (ROCE)0.03
Revenue Per Employee650.46K
Profits Per Employee65.90K
Employee Count1,753
Asset Turnover0.05
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Provident Financial Services is 10.2. Provident Financial Services’s PEG ratio is ―.
PE Ratio10.2
PS Ratio0.00
PB Ratio0.00
Price to Fair Value0.80
Price to FCF0.00
Price to Operating Cash Flow5.24
PEG Ratio―
Income Statement
In the last 12 months, Provident Financial Services had revenue of 1.14B and earned 115.53M in profits. Earnings per share was 1.05.
Revenue1.14B
Gross Profit607.16M
Operating Income149.62M
Pretax Income149.62M
Net Income115.53M
EBITDA204.20M
Earnings Per Share (EPS)1.05
Cash Flow
In the last 12 months, operating cash flow was 114.25M and capital expenditures -6.72M, giving a free cash flow of 107.53M billion.
Operating Cash Flow114.25M
Free Cash Flow107.53M
Free Cash Flow per Share0.82
Dividends & Yields
Provident Financial Services pays an annual dividend of $0.24, resulting in a dividend yield of 5.33%
Dividend Per Share$0.24
Dividend Yield5.33%
Payout Ratio47.67%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta1.02
52-Week Price Change13.72%
50-Day Moving Average17.61
200-Day Moving Average17.94
Relative Strength Index (RSI)48.82
Average Volume (3m)677.55K
Important Dates
Provident Financial Services upcoming earnings date is Oct 24, 2025, Before Open (Confirmed).
Last Earnings DateJul 24, 2025
Next Earnings DateOct 24, 2025
Ex-Dividend DateAug 15, 2025
Financial Position
Provident Financial Services as a current ratio of 0.16, with Debt / Equity ratio of 0.00%
Current Ratio0.16
Quick Ratio0.16
Debt to Market Cap1.17
Net Debt to EBITDA10.85
Interest Coverage Ratio0.34
Taxes
In the past 12 months, Provident Financial Services has paid 34.09M in taxes.
Income Tax34.09M
Effective Tax Rate0.23
Enterprise Valuation
Provident Financial Services EV to EBITDA ratio is 20.99, with an EV/FCF ratio of 10.08.
EV to Sales3.76
EV to EBITDA20.99
EV to Free Cash Flow10.08
EV to Operating Cash Flow10.05
Balance Sheet
Provident Financial Services has $3.11B in cash and marketable securities with $2.74B in debt, giving a net cash position of -$376.98M billion.
Cash & Marketable Securities$3.11B
Total Debt$2.74B
Net Cash-$376.98M
Net Cash Per Share-$2.89
Tangible Book Value Per Share$16.25
Margins
Gross margin is 49.39%, with operating margin of 13.12%, and net profit margin of 10.13%.
Gross Margin49.39%
Operating Margin13.12%
Pretax Margin13.12%
Net Profit Margin10.13%
EBITDA Margin17.91%
EBIT Margin13.12%
Analyst Forecast
The average price target for Provident Financial Services is $21.75, which is 11.43% higher than the current price. The consensus rating is Strong Buy
Price Target$21.75
Price Target Upside19.83% Upside
Analyst ConsensusStrong Buy
Analyst Count4
Revenue Growth Forecast66.95%
EPS Growth Forecast67.27%