Peapack-Gladstone Financial Corp. (PGC)
NASDAQ:PGC
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PGC Stock Chart & Stats
$39.44
-$0.49(-1.59%)
At close: 4:00 PM EST
$39.44
-$0.49(-1.59%)
Day’s Range― - ―
52-Week Range$24.42 - $42.98
Previous CloseN/A
Volume7.47K
Average Volume (3M)123.00K
Market Cap
$736.67M
Enterprise Value$833.88M
Total Cash (Recent Filing)$408.82M
Total Debt (Recent Filing)$216.78M
Price to Earnings (P/E)10.9
Beta0.97
Next Earnings
Jul 28, 2026EPS Estimate
0.87Next Dividend Ex-DateN/A
Dividend Yield0.7%
Share Statistics
EPS (TTM)2.12
Shares Outstanding17,708,326
10 Day Avg. Volume171,265
30 Day Avg. Volume123,000
Financial Highlights & Ratios
PEG Ratio0.98
Price to Book (P/B)0.74
Price to Sales (P/S)1.11
P/FCF Ratio17.11
Enterprise Value/Market Cap1.13
Enterprise Value/Revenue1.89
Enterprise Value/Gross Profit3.25
Enterprise Value/Ebitda13.18
Forecast
1Y Price Target
$45.00Price Target Upside14.10% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)3.68
Revenue Forecast (FY)$345.07M
Bulls Say, Bears Say
Bulls Say
Core Deposit Funding GrowthSizable core deposit growth provides durable, low-cost funding that underpins net interest income and funds loan expansion without reliance on volatile wholesale markets. For a regional private bank, sticky relationship deposits support margin stability, lending capacity and a repeatable growth engine over months to years.
Wealth Management Fee DiversificationA substantial, stable AUM base and rising wealth fees provide fee diversification away from interest income. Wealth management fees are less sensitive to short-term rate swings, improve revenue resilience, enable cross-selling to high-net-worth clients, and support a higher share of noninterest income over the medium term.
Preferred Capital Strengthens FlexibilityIssuing perpetual convertible preferred stock bolsters Tier 1 capital and gives management optional, non-dilutive capital to fund organic growth and strategic initiatives. Strengthened regulatory capital supports continued expansion in targeted markets and reduces dependence on expensive or short-term funding sources.
Bears Say
Margin CompressionA sharp multi-year fall in net margin materially reduces the bank's earning power and its ability to convert revenue growth into profits. Persistent margin compression impairs ROE, limits capital generation from earnings, and increases pressure to either cut costs or rely on balance-sheet growth to restore prior profitability levels.
Weakened Cash GenerationA meaningful decline in operating and free cash flow reduces internal funding for loan growth, investments, dividends and capital actions. If the downshift persists, management may need to access external capital more often, raising funding costs or constraining strategic flexibility over the coming quarters.
Leverage Volatility And Modest ReturnsInconsistent leverage management and modest recent ROE signal a less-stable capital strategy and constrained ability to generate attractive shareholder returns. Volatile leverage increases regulatory and funding unpredictability, while low ROE makes it harder to organically rebuild equity and justify capital deployment long term.
Peapack-Gladstone Financial News
PGC FAQ
What was Peapack-Gladstone Financial Corp.’s price range in the past 12 months?
Peapack-Gladstone Financial Corp. lowest stock price was $24.41 and its highest was $42.98 in the past 12 months.
What is Peapack-Gladstone Financial Corp.’s market cap?
Peapack-Gladstone Financial Corp.’s market cap is $736.67M.
When is Peapack-Gladstone Financial Corp.’s upcoming earnings report date?
Peapack-Gladstone Financial Corp.’s upcoming earnings report date is Jul 28, 2026 which is in 84 days.
How were Peapack-Gladstone Financial Corp.’s earnings last quarter?
Peapack-Gladstone Financial Corp. released its earnings results on Apr 22, 2026. The company reported $0.8 earnings per share for the quarter, beating the consensus estimate of $0.698 by $0.102.
Is Peapack-Gladstone Financial Corp. overvalued?
According to Wall Street analysts Peapack-Gladstone Financial Corp.’s price is currently Undervalued.
Does Peapack-Gladstone Financial Corp. pay dividends?
Peapack-Gladstone Financial Corp. pays a Quarterly dividend of $0.05 which represents an annual dividend yield of 0.7%. See more information on Peapack-Gladstone Financial Corp. dividends here
What is Peapack-Gladstone Financial Corp.’s EPS estimate?
Peapack-Gladstone Financial Corp.’s EPS estimate is 0.87.
How many shares outstanding does Peapack-Gladstone Financial Corp. have?
Peapack-Gladstone Financial Corp. has 17,708,326 shares outstanding.
What happened to Peapack-Gladstone Financial Corp.’s price movement after its last earnings report?
Peapack-Gladstone Financial Corp. reported an EPS of $0.8 in its last earnings report, beating expectations of $0.698. Following the earnings report the stock price went up 1.857%.
Which hedge fund is a major shareholder of Peapack-Gladstone Financial Corp.?
Currently, no hedge funds are holding shares in PGC
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Peapack-Gladstone Financial Stock Smart Score
Outperform
1
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10
Analyst Consensus
Moderate Buy
Average Price Target:
$45.00 (14.10% Upside)
$45.00 (14.10% Upside)
Blogger Sentiment
Bullish
PGC Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 300.0 Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $46.4K over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Negative
20 days / 200 days
Momentum
-13.46%
12-Months-Change
Fundamentals
Return on Equity
6.68%
Trailing 12-Months
Asset Growth
8.12%
Trailing 12-Months
Company Description
Peapack-Gladstone Financial Corp.
Peapack-Gladstone Financial Corporation operates as the bank holding company for Peapack-Gladstone Bank that provides private banking and wealth management services in the United States. The company operates in two segments, Banking and Peapack Private. It offers checking and savings accounts, money market and interest-bearing checking accounts, certificates of deposit, and individual retirement accounts. The company also provides working capital lines of credit, term loans for fixed asset acquisitions, commercial mortgages, multi-family mortgages, and other forms of asset-based financing services; and residential mortgages, home equity lines of credit, and other second mortgage loans. In addition, it offers corporate and industrial (C&I) and equipment finance, commercial real estate, multifamily, residential, and consumer lending activities; treasury management services; C&I advisory services; escrow management; deposit generation; asset and investment management services; personal trust services, including services as executor, trustee, administrator, custodian, and guardian; and other financial planning, tax preparation, and advisory services. Further, the company provides telephone and Internet banking, merchant credit card, and customer support sales services. Its private banking clients include businesses, non-profits, and consumers; and wealth management clients comprise individuals, families, foundations, endowments, trusts, and estates. The company operates its private banking locations in Bedminster, Morristown, Princeton, and Teaneck, New Jersey; and wealth management branches in Somerset, Morris, Hunterdon, and Union counties, as well as operates automated teller machines at 20 locations. Peapack-Gladstone Financial Corporation was founded in 1921 and is headquartered in Bedminster, New Jersey.
PGC Company Deck
PGC Earnings Call
Q1 2026
0:00 / 0:00
PGC Stock 12 Month Forecast
Average Price Target
$45.00
▲(14.10% Upside)
Technical Analysis
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Ownership Overview
5.72% Insiders
16.97% Mutual Funds
3.01% Other Institutional Investors
59.27% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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