Peapack-Gladstone Financial Corp. (PGC)
NASDAQ:PGC
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PGC Stock Chart & Stats
$39.44
-$0.49(-1.59%)
At close: 4:00 PM EST
$39.44
-$0.49(-1.59%)
Day’s Range― - ―
52-Week Range$24.42 - $46.57
Previous CloseN/A
Volume7.47K
Average Volume (3M)123.00K
Market Cap
$792.90M
Enterprise Value$876.11M
Total Cash (Recent Filing)$719.27M
Total Debt (Recent Filing)$106.43M
Price to Earnings (P/E)17.9
Beta0.94
Next Earnings
Jul 28, 2026EPS Estimate
0.87Next Dividend Ex-DateN/A
Dividend Yield0.7%
Share Statistics
EPS (TTM)2.49
Shares Outstanding17,718,378
10 Day Avg. Volume171,265
30 Day Avg. Volume123,000
Financial Highlights & Ratios
PEG Ratio0.98
Price to Book (P/B)0.74
Price to Sales (P/S)1.11
P/FCF Ratio17.11
Enterprise Value/Market Cap1.10
Enterprise Value/Revenue1.93
Enterprise Value/Gross Profit3.21
Enterprise Value/Ebitda12.04
Forecast
1Y Price Target
$45.00Price Target Upside14.10% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)3.68
Revenue Forecast (FY)$344.31M
Bulls Say, Bears Say
Bulls Say
Deposit‑funded Loan GrowthSustained loan and deposit expansion driven by the private banking model supplies durable core funding and supports net interest income. Deposit-funded growth reduces reliance on volatile wholesale funding, enabling steady asset expansion and long‑term spread improvement as the bank scales relationships.
Capital & Liquidity StrengthA stronger capital base and ample liquidity increase financial flexibility and loss-absorption capacity. Redeeming costly subordinated debt while adding preferred capital lowers funding costs and preserves regulatory cushions, supporting multi-quarter organic growth, M&A optionality, and resilience during stress.
Recurring Wealth Fee RevenueEstablished wealth-management fees and stable AUM provide a durable, noninterest revenue stream that hedges interest-rate cyclicality. Recurring fees and consistent inflows deepen client ties, support cross-sell of deposit and lending products, and help stabilize overall revenue through market cycles.
Bears Say
Low Return ProfileCurrent returns remain materially lower than the bank’s past peak, indicating a reset in earnings power. Even with recent margin and revenue improvements, modest ROE limits internal capital generation and constrains the pace at which the firm can reinvest and lift shareholder returns without sustained NIM or fee growth.
Concentrated Credit RiskConcentration of early-stage delinquencies in a specific sponsor group elevates idiosyncratic credit risk. If these exposures deteriorate, the bank could face higher provisions or losses that reduce capital available for growth, making earnings and balance-sheet stability dependent on outcomes at a small set of relationships.
Deposit Pricing CompetitionIntense local deposit competition can raise funding costs, slowing net interest margin expansion. As Peapack-Gladstone pursues NYC growth, persistent rate competition could erode the advantage of noninterest-bearing deposit gains and require ongoing pricing discipline to sustain long-term margin improvement.
Peapack-Gladstone Financial News
PGC FAQ
What was Peapack-Gladstone Financial Corp.’s price range in the past 12 months?
Peapack-Gladstone Financial Corp. lowest stock price was $24.41 and its highest was $46.57 in the past 12 months.
What is Peapack-Gladstone Financial Corp.’s market cap?
Peapack-Gladstone Financial Corp.’s market cap is $792.90M.
When is Peapack-Gladstone Financial Corp.’s upcoming earnings report date?
Peapack-Gladstone Financial Corp.’s upcoming earnings report date is Jul 28, 2026 which is in 35 days.
How were Peapack-Gladstone Financial Corp.’s earnings last quarter?
Peapack-Gladstone Financial Corp. released its earnings results on Apr 22, 2026. The company reported $0.8 earnings per share for the quarter, beating the consensus estimate of $0.698 by $0.102.
Is Peapack-Gladstone Financial Corp. overvalued?
According to Wall Street analysts Peapack-Gladstone Financial Corp.’s price is currently Undervalued.
Does Peapack-Gladstone Financial Corp. pay dividends?
Peapack-Gladstone Financial Corp. pays a Quarterly dividend of $0.05 which represents an annual dividend yield of 0.7%. See more information on Peapack-Gladstone Financial Corp. dividends here
What is Peapack-Gladstone Financial Corp.’s EPS estimate?
Peapack-Gladstone Financial Corp.’s EPS estimate is 0.87.
How many shares outstanding does Peapack-Gladstone Financial Corp. have?
Peapack-Gladstone Financial Corp. has 17,718,378 shares outstanding.
What happened to Peapack-Gladstone Financial Corp.’s price movement after its last earnings report?
Peapack-Gladstone Financial Corp. reported an EPS of $0.8 in its last earnings report, beating expectations of $0.698. Following the earnings report the stock price went up 1.856%.
Which hedge fund is a major shareholder of Peapack-Gladstone Financial Corp.?
Currently, no hedge funds are holding shares in PGC
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Peapack-Gladstone Financial Stock Smart Score
Outperform
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10
Analyst Consensus
Moderate Buy
Average Price Target:
$45.00 (14.10% Upside)
$45.00 (14.10% Upside)
Blogger Sentiment
Bullish
PGC Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 180.3K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $61.2K over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Negative
20 days / 200 days
Momentum
-13.46%
12-Months-Change
Fundamentals
Return on Equity
6.68%
Trailing 12-Months
Asset Growth
8.12%
Trailing 12-Months
Company Description
Peapack-Gladstone Financial Corp.
Peapack-Gladstone Financial Corporation (PGC) functions as the holding company for Peapack-Gladstone Bank, a financial institution primarily dedicated to delivering private banking and comprehensive wealth management services throughout the United States. Its operations are structured into two key divisions: Banking and Peapack Private. For deposit services, PGC provides a range of accounts including standard checking and savings, high-yield money market accounts, interest-bearing checking options, certificates of deposit (CDs), and individual retirement accounts (IRAs). On the lending side, the bank supports businesses with working capital lines of credit, term loans for acquiring fixed assets, commercial and multi-family real estate mortgages, and diverse forms of asset-based financing. It also engages in various commercial and industrial (C&I) lending, equipment finance, and commercial real estate activities. For individual clients, PGC offers residential mortgages, home equity lines of credit (HELOCs), and other second mortgage products. Beyond core banking, the corporation delivers specialized financial solutions such as treasury management, advisory services for corporate and industrial clients, escrow management, and strategic deposit generation. Its wealth management arm provides comprehensive asset and investment management services, personal trust services (including roles as executor, trustee, administrator, custodian, and guardian), alongside financial planning, tax preparation, and general advisory support. Customers also benefit from modern conveniences like telephone and online banking platforms, merchant credit card services, and dedicated customer support. Its private banking division caters to a diverse clientele including businesses, non-profit organizations, and individual consumers. Wealth management services are tailored for individuals, families, charitable foundations, endowments, trusts, and estates. Geographically, private banking facilities are situated in Bedminster, Morristown, Princeton, and Teaneck, New Jersey. Wealth management branches extend across Somerset, Morris, Hunterdon, and Union counties. The bank further maintains a network of 20 automated teller machines (ATMs). Established in 1921, Peapack-Gladstone Financial Corporation has its headquarters in Bedminster, New Jersey.
PGC Company Deck
PGC Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call conveyed strong positive operating momentum: meaningful revenue and earnings growth, solid loan and deposit expansion, margin improvement, improved efficiency, stronger capital ratios and ample liquidity. Management acknowledged localized credit stress in a concentrated sponsor group, a modest provision build, competitive deposit pressures, and macro uncertainty, but emphasized disciplined underwriting, portfolio repositioning, and a pathway to continued margin and earnings improvement. Overall, positives substantially outweighed the highlighted issues.View all PGC earnings summariesPGC Stock 12 Month Forecast
Average Price Target
$45.00
▲(14.10% Upside)
Technical Analysis
Bar Harbor Bankshares
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Capital Bancorp
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Ownership Overview
5.70% Insiders
17.69% Mutual Funds
20.50% Other Institutional Investors
40.08% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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