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BHB Stock Chart & Stats
$39.02
$0.80(2.09%)
At close: 4:00 PM EDT
$39.02
$0.80(2.09%)
Day’s Range― - ―
52-Week Range$28.11 - $41.08
Previous CloseN/A
Volume114.45K
Average Volume (3M)92.27K
Market Cap
$664.78M
Enterprise Value$869.58
Total Cash (Recent Filing)$648.04M
Total Debt (Recent Filing)$281.16M
Price to Earnings (P/E)13.3
Beta0.75
Next Earnings
Oct 21, 2026EPS Estimate
0.94Next Dividend Ex-DateN/A
Dividend Yield3.33%
Share Statistics
EPS (TTM)2.97
Shares Outstanding16,766,080
10 Day Avg. Volume94,153
30 Day Avg. Volume92,267
Financial Highlights & Ratios
PEG Ratio-0.71
Price to Book (P/B)0.97
Price to Sales (P/S)2.13
P/FCF Ratio11.93
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$41.00Price Target Upside5.07% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)3.66
Revenue Forecast (FY)$198.07M
Bulls Say, Bears Say
Bulls Say
Profitability & MarginsSustained high operating and net margins signal efficient core banking operations and pricing power in the regional market. Durable margin strength supports internal capital formation and dividend capacity, helping the bank absorb cyclical loan losses without immediate capital raises.
Strong Cash GenerationConsistent and high free cash flow conversion provides lasting financial flexibility for dividends, loan growth and investments. Strong cash generation reduces reliance on external funding and enhances resilience through economic cycles, supporting durable shareholder returns and balance-sheet maintenance.
Improving Capital & LiquidityRising equity and materially lower leverage improve loss-absorption capacity and regulatory headroom. A stronger capital base supports measured lending, dividend policy and strategic initiatives, reducing vulnerability to regional stress and enabling longer-term balance-sheet management.
Bears Say
Top-line WeaknessA durable decline in revenue can erode the profitability cushion and limit internal funding for growth. If loan or fee income trends remain weak, management must sustain margins or cut costs to preserve ROE, increasing execution risk and constraining long-term expansion.
Modest ROE / Leverage SensitivityModerate ROE means the franchise needs consistent earning power to justify leverage. Given banking leverage, earnings volatility directly pressures capital ratios and dividend capacity, limiting the firm's ability to withstand credit cycles or fund strategic investments without diluting shareholders.
Regional & Execution RisksConcentration in Northern New England and reliance on acquisitions and technology integrations raise structural exposure to local economic swings and execution missteps. Persistent regulatory, cybersecurity or integration challenges would impair long-term growth and increase operating costs.
Bar Harbor Bankshares News
BHB FAQ
What was Bar Harbor Bankshares’s price range in the past 12 months?
Bar Harbor Bankshares lowest stock price was $28.11 and its highest was $41.08 in the past 12 months.
What is Bar Harbor Bankshares’s market cap?
Bar Harbor Bankshares’s market cap is $664.78M.
When is Bar Harbor Bankshares’s upcoming earnings report date?
Bar Harbor Bankshares’s upcoming earnings report date is Oct 21, 2026 which is in 57 days.
How were Bar Harbor Bankshares’s earnings last quarter?
Bar Harbor Bankshares released its earnings results on Jul 21, 2026. The company reported $0.92 earnings per share for the quarter, beating the consensus estimate of $0.9 by $0.02.
Is Bar Harbor Bankshares overvalued?
According to Wall Street analysts Bar Harbor Bankshares’s price is currently Undervalued.
Does Bar Harbor Bankshares pay dividends?
Bar Harbor Bankshares pays a Quarterly dividend of $0.34 which represents an annual dividend yield of 3.33%. See more information on Bar Harbor Bankshares dividends here
What is Bar Harbor Bankshares’s EPS estimate?
Bar Harbor Bankshares’s EPS estimate is 0.94.
How many shares outstanding does Bar Harbor Bankshares have?
Bar Harbor Bankshares has 16,766,080 shares outstanding.
What happened to Bar Harbor Bankshares’s price movement after its last earnings report?
Bar Harbor Bankshares reported an EPS of $0.92 in its last earnings report, beating expectations of $0.9. Following the earnings report the stock price went up 0.552%.
Which hedge fund is a major shareholder of Bar Harbor Bankshares?
Currently, no hedge funds are holding shares in BHB
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Bar Harbor Bankshares Stock Smart Score
Outperform
1
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3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$41.00 (5.07% Upside)
$41.00 (5.07% Upside)
Blogger Sentiment
Neutral
BHB Sentiment 50%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 21.9K Shares
Last Quarter.
Last Quarter.
Technicals
SMA
Positive
20 days / 200 days
Momentum
25.18%
12-Months-Change
Fundamentals
Return on Equity
3.33%
Trailing 12-Months
Asset Growth
15.33%
Trailing 12-Months
Company Description
Bar Harbor Bankshares
Bar Harbor Bankshares acts as the parent organization for Bar Harbor Bank & Trust, which delivers a full spectrum of banking services covering commercial, retail, lending, and wealth management. The bank offers a variety of deposit products, including both interest-bearing and non-interest-bearing checking accounts, savings accounts, money market accounts, time deposits, and certificates of deposit (CDs). Its lending activities cover multiple areas: commercial real estate, providing financing for multi-family dwellings, construction projects, land development, and other business properties; commercial and industrial loans extended to agricultural and various commercial entities, including those with tax-exempt status; residential real estate loans, primarily in the form of mortgages for 1-4 unit homes; and consumer loans, which include home equity loans and lines of credit, auto loans, and other installment financing. Beyond core banking, Bar Harbor Bank & Trust supplies life insurance, annuity, and retirement planning products, alongside general financial planning advice. It also assists clients with third-party investment and insurance solutions. Furthermore, the institution's wealth management division offers trust and estate administration, extensive wealth advisory, and investment management services designed for individuals, businesses, non-profit organizations, and local municipalities. These specialized services encompass 401K plan administration, detailed financial, estate, and charitable planning, family office support, municipal advisory, and tax services. The bank operates through a network of 53 branches situated across Maine, New Hampshire, and Vermont. Founded in 1887, its main office is located in Bar Harbor, Maine.
BHB Stock 12 Month Forecast
Average Price Target
$41.00
▲(5.07% Upside)
Technical Analysis
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Ownership Overview
3.29% Insiders
16.00% Mutual Funds
8.13% Other Institutional Investors
55.90% Public Companies and
Individual Investors