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BHB Stock Chart & Stats
$39.02
$0.80(2.09%)
At close: 4:00 PM EDT
$39.02
$0.80(2.09%)
Day’s Range― - ―
52-Week Range$28.06 - $40.61
Previous CloseN/A
Volume114.45K
Average Volume (3M)92.27K
Market Cap
$664.83M
Enterprise Value$869.56
Total Cash (Recent Filing)$247.03M
Total Debt (Recent Filing)$215.72M
Price to Earnings (P/E)13.4
Beta0.80
Next Earnings
Oct 21, 2026EPS Estimate
0.94Next Dividend Ex-DateN/A
Dividend Yield3.27%
Share Statistics
EPS (TTM)2.46
Shares Outstanding16,742,104
10 Day Avg. Volume94,153
30 Day Avg. Volume92,267
Financial Highlights & Ratios
PEG Ratio-0.71
Price to Book (P/B)0.97
Price to Sales (P/S)2.13
P/FCF Ratio11.93
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$41.00Price Target Upside5.07% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)3.66
Revenue Forecast (FY)$198.07M
Bulls Say, Bears Say
Bulls Say
Balance-sheet StrengthMaterial deleveraging and equity growth increase financial flexibility. Lower leverage and a larger equity base improve the bank's capacity to absorb credit losses, support lending growth or acquisitions, and maintain regulatory capital ratios over the next several quarters.
Improving Margin And EfficiencyAn uptick in NIM and better efficiency drive structurally stronger net interest income and operating leverage. If sustained, these trends support recurring earnings generation and dividend coverage even with modest revenue headwinds.
Stable Deposits And Shareholder SupportA large, low-cost deposit base and a raised dividend signal stable funding and management confidence. Shareholder backing of governance continuity supports execution consistency and the ability to sustain capital returns across the medium term.
Bears Say
Material Revenue DeclineA sustained ~23% TTM revenue decline weakens scale economics and constrains operating leverage. Persistent top-line pressure makes it harder to grow core earnings, fund investments, and restore prior profitability levels without reversing loan or fee-income trends.
Weakened Cash-flow CoverageDeteriorating cash generation and an operating cash-flow coverage near zero reduce financial flexibility. Lower free cash flow limits capacity to self-fund loan growth, absorb shocks, or meaningfully increase capital returns without relying on external funding.
Rising Credit LossesA sharp quarterly rise in provisions and net charge-offs signals worsening credit quality. Continued deterioration would force higher reserves, compress net income and regulatory capital, and impair loan-originations and margin expansion over coming quarters.
Bar Harbor Bankshares News
BHB FAQ
What was Bar Harbor Bankshares’s price range in the past 12 months?
Bar Harbor Bankshares lowest stock price was $28.06 and its highest was $40.61 in the past 12 months.
What is Bar Harbor Bankshares’s market cap?
Bar Harbor Bankshares’s market cap is $664.83M.
When is Bar Harbor Bankshares’s upcoming earnings report date?
Bar Harbor Bankshares’s upcoming earnings report date is Oct 21, 2026 which is in 79 days.
How were Bar Harbor Bankshares’s earnings last quarter?
Bar Harbor Bankshares released its earnings results on Jul 21, 2026. The company reported $0.92 earnings per share for the quarter, beating the consensus estimate of $0.9 by $0.02.
Is Bar Harbor Bankshares overvalued?
According to Wall Street analysts Bar Harbor Bankshares’s price is currently Undervalued.
Does Bar Harbor Bankshares pay dividends?
Bar Harbor Bankshares pays a Quarterly dividend of $0.34 which represents an annual dividend yield of 3.27%. See more information on Bar Harbor Bankshares dividends here
What is Bar Harbor Bankshares’s EPS estimate?
Bar Harbor Bankshares’s EPS estimate is 0.94.
How many shares outstanding does Bar Harbor Bankshares have?
Bar Harbor Bankshares has 16,742,104 shares outstanding.
What happened to Bar Harbor Bankshares’s price movement after its last earnings report?
Bar Harbor Bankshares reported an EPS of $0.92 in its last earnings report, beating expectations of $0.9. Following the earnings report the stock price went up 0.552%.
Which hedge fund is a major shareholder of Bar Harbor Bankshares?
Currently, no hedge funds are holding shares in BHB
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Bar Harbor Bankshares Stock Smart Score
Neutral
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10
Analyst Consensus
Moderate Buy
Average Price Target:
$41.00 (5.07% Upside)
$41.00 (5.07% Upside)
Blogger Sentiment
Neutral
BHB Sentiment 50%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 121.2K Shares
Last Quarter.
Last Quarter.
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
25.18%
12-Months-Change
Fundamentals
Return on Equity
3.27%
Trailing 12-Months
Asset Growth
15.33%
Trailing 12-Months
Company Description
Bar Harbor Bankshares
Bar Harbor Bankshares acts as the parent organization for Bar Harbor Bank & Trust, which delivers a full spectrum of banking services covering commercial, retail, lending, and wealth management. The bank offers a variety of deposit products, including both interest-bearing and non-interest-bearing checking accounts, savings accounts, money market accounts, time deposits, and certificates of deposit (CDs). Its lending activities cover multiple areas: commercial real estate, providing financing for multi-family dwellings, construction projects, land development, and other business properties; commercial and industrial loans extended to agricultural and various commercial entities, including those with tax-exempt status; residential real estate loans, primarily in the form of mortgages for 1-4 unit homes; and consumer loans, which include home equity loans and lines of credit, auto loans, and other installment financing. Beyond core banking, Bar Harbor Bank & Trust supplies life insurance, annuity, and retirement planning products, alongside general financial planning advice. It also assists clients with third-party investment and insurance solutions. Furthermore, the institution's wealth management division offers trust and estate administration, extensive wealth advisory, and investment management services designed for individuals, businesses, non-profit organizations, and local municipalities. These specialized services encompass 401K plan administration, detailed financial, estate, and charitable planning, family office support, municipal advisory, and tax services. The bank operates through a network of 53 branches situated across Maine, New Hampshire, and Vermont. Founded in 1887, its main office is located in Bar Harbor, Maine.
BHB Stock 12 Month Forecast
Average Price Target
$41.00
▲(5.07% Upside)
Technical Analysis
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Ownership Overview
3.29% Insiders
16.02% Mutual Funds
1.58% Other Institutional Investors
62.51% Public Companies and
Individual Investors