Bar Harbor Bankshares (BHB)
:BHB
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BHB Stock Chart & Stats
$34.55
-$0.10(-0.33%)
At close: 4:00 PM EST
$34.55
-$0.10(-0.33%)
Day’s Range― - ―
52-Week Range$27.50 - $36.05
Previous CloseN/A
Volume8.11K
Average Volume (3M)179.29K
Market Cap
$578.44M
Enterprise Value$799.12M
Total Cash (Recent Filing)$642.37M
Total Debt (Recent Filing)$269.64M
Price to Earnings (P/E)14.0
Beta0.79
Next Earnings
Jul 16, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield3.92%
Share Statistics
EPS (TTM)N/A
Shares Outstanding16,742,104
10 Day Avg. Volume102,270
30 Day Avg. Volume179,293
Financial Highlights & Ratios
PEG Ratio-0.74
Price to Book (P/B)0.97
Price to Sales (P/S)2.13
P/FCF Ratio10.87
Enterprise Value/Market Cap1.38
Enterprise Value/Revenue3.28
Enterprise Value/Gross Profit4.87
Enterprise Value/Ebitda15.36
Forecast
1Y Price Target
$36.50Price Target Upside5.64% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)3.57
Revenue Forecast (FY)$198.47M
Bulls Say, Bears Say
Bulls Say
Improving Leverage / Stronger Equity BaseLower debt-to-equity and a larger equity base materially improve balance-sheet resilience and loss-absorbing capacity. Over the next several quarters this reduces refinancing and liquidity stress, enables disciplined lending and dividend support, and provides capacity for measured M&A or loan growth.
Loan Growth And NIM ExpansionSustained commercial loan expansion coupled with a wider net interest margin increases core net interest income durability. If loan growth and NIM improvement persist, the bank can rebuild earnings power without relying on volatile trading or one-off gains, strengthening long-term net interest revenue.
Diversified Noninterest Income And Successful AcquisitionGrowth in wealth management and other fee businesses reduces reliance on net interest margins and stabilizes revenue through cycles. A successful acquisition integration that expands fee-generating capabilities makes the revenue base more diversified and less sensitive to short-term rate or deposit swings.
Bears Say
Compressed Profitability And Lower ROEDeclining return on equity and compressed margins signal weaker capital efficiency and hurdle for reinvestment or dividend growth. Persistently lower ROE may limit capital allocation flexibility, pressure investor returns, and indicate margins or pricing power that need structural improvement to restore long-term profitability.
Volatile Free Cash FlowAn ~86% drop in free cash flow year-over-year indicates inconsistent cash conversion from operations. Persistent volatility undermines the bank’s ability to fund dividends, organic growth, and loan loss reserves without external financing, raising execution risk for strategic initiatives over the medium term.
Funding Concentration And Deposit DeclinesReliance on wholesale borrowings to offset brokered deposit maturities increases funding cost and liquidity risk if market access tightens. Structural deposit weakness or concentration in time-sensitive brokered funds can raise margins and create refinancing exposure across several quarters, stressing funding stability.
Bar Harbor Bankshares News
BHB FAQ
What was Bar Harbor Bankshares’s price range in the past 12 months?
Bar Harbor Bankshares lowest stock price was $27.50 and its highest was $36.05 in the past 12 months.
What is Bar Harbor Bankshares’s market cap?
Bar Harbor Bankshares’s market cap is $578.44M.
When is Bar Harbor Bankshares’s upcoming earnings report date?
Bar Harbor Bankshares’s upcoming earnings report date is Jul 16, 2026 which is in 90 days.
How were Bar Harbor Bankshares’s earnings last quarter?
Currently, no data Available
Is Bar Harbor Bankshares overvalued?
According to Wall Street analysts Bar Harbor Bankshares’s price is currently Undervalued.
Does Bar Harbor Bankshares pay dividends?
Bar Harbor Bankshares pays a Quarterly dividend of $0.32 which represents an annual dividend yield of 3.92%. See more information on Bar Harbor Bankshares dividends here
What is Bar Harbor Bankshares’s EPS estimate?
Bar Harbor Bankshares’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Bar Harbor Bankshares have?
Bar Harbor Bankshares has 16,742,104 shares outstanding.
What happened to Bar Harbor Bankshares’s price movement after its last earnings report?
Currently, no data Available
Which hedge fund is a major shareholder of Bar Harbor Bankshares?
Currently, no hedge funds are holding shares in BHB
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Bar Harbor Bankshares Stock Smart Score
Neutral
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10
Analyst Consensus
Moderate Buy
Average Price Target:
$36.50 (5.64% Upside)
$36.50 (5.64% Upside)
Blogger Sentiment
Bullish
BHB Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 7.3K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Bought Shares
Worth $16.3K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Negative
Last 7 Days ▼ 0.9%
Last 30 Days ▼ 3.3%
Last 30 Days ▼ 3.3%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
28.22%
12-Months-Change
Fundamentals
Return on Equity
7.42%
Trailing 12-Months
Asset Growth
15.01%
Trailing 12-Months
Company Description
Bar Harbor Bankshares
Bar Harbor Bankshares operates as the holding company for Bar Harbor Bank & Trust that provides commercial, lending, retail, and wealth management banking services. It accepts various deposit products, including interest-bearing and non-interest-bearing demand accounts, savings accounts, time deposits, and money market deposit accounts, as well as certificates of deposit. The company also provides commercial real estate loans, such as multi-family, commercial construction and land development, and other commercial real estate classes; commercial and industrial loans, including loans to commercial and agricultural businesses, and tax exempt entities; residential real estate loans consists of mortgages for 1-4 family housing; and consumer loans comprises home equity loans, lines of credit, auto, and other installment lending. In addition, it provides life insurance, annuity, and retirement products, as well as financial planning services; and third-party investment and insurance services. Further, the company offers trust and estate administration, wealth advisory, and investment management services to individuals, businesses, not-for-profit organizations, and municipalities; and 401K plan, financial, estate and charitable planning, investment management, family office, municipal, and tax services. It operates 53 locations across Maine, New Hampshire, and Vermont. The company was founded in 1887 and is based in Bar Harbor, Maine.
BHB Stock 12 Month Forecast
Average Price Target
$36.50
▲(5.64% Upside)
Technical Analysis
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Ownership Overview
3.21% Insiders
19.13% Mutual Funds
0.49% Other Institutional Investors
64.41% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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