Bar Harbor Bankshares (BHB)
:BHB
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BHB Stock Chart & Stats
$34.84
-$0.10(-0.33%)
At close: 4:00 PM EST
$34.84
-$0.10(-0.33%)
Day’s Range― - ―
52-Week Range$28.06 - $36.05
Previous CloseN/A
Volume8.11K
Average Volume (3M)176.48K
Market Cap
$586.48M
Enterprise Value$766.60M
Total Cash (Recent Filing)$678.26M
Total Debt (Recent Filing)$269.64M
Price to Earnings (P/E)10.0
Beta0.82
Next Earnings
Jul 16, 2026EPS Estimate
0.9Next Dividend Ex-DateN/A
Dividend Yield3.92%
Share Statistics
EPS (TTM)2.32
Shares Outstanding16,742,104
10 Day Avg. Volume111,270
30 Day Avg. Volume176,480
Financial Highlights & Ratios
PEG Ratio-0.74
Price to Book (P/B)0.97
Price to Sales (P/S)2.13
P/FCF Ratio11.93
Enterprise Value/Market Cap1.31
Enterprise Value/Revenue3.15
Enterprise Value/Gross Profit4.67
Enterprise Value/Ebitda14.74
Forecast
1Y Price Target
$39.00Price Target Upside11.94% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)3.59
Revenue Forecast (FY)$196.83M
Bulls Say, Bears Say
Bulls Say
Improving Balance-sheet ResilienceLeverage has meaningfully moderated with debt-to-equity near 0.51 and expanding equity, which strengthens capital cushions and regulatory flexibility. A healthier capital base supports durable lending capacity, loss-absorption and the ability to pursue growth or capital returns over the coming months.
Improving NIM And Revenue MomentumA rising net interest margin paired with a more efficient cost structure boosts sustainable net interest income and operating leverage. These structural improvements underpin recurring earnings and can support mid-term profit stability even if loan mix shifts modestly.
Shareholder-friendly Capital AllocationManagement’s dividend increase and a formal repurchase authorization signal confidence in capital and cash generation. Durable capital-return policies can discipline capital allocation, attract long-term investors, and reflect consistent cash flow coverage of payouts.
Bears Say
Compressed Profitability And Lower ROEDeclining ROE indicates reduced efficiency in converting capital into profit relative to prior years. Persistently lower returns constrain internal capital formation, limit reinvestment capacity, and can pressure long-term shareholder returns unless margins or asset yields sustainably recover.
Volatile Cash ConversionAn 86% drop in free cash flow year-over-year signals inconsistent cash conversion. Such volatility undermines predictability for lending, dividends and buybacks, making capital planning and resilience to economic shocks more challenging over the medium term.
Loan And Deposit Volatility; Funding Mix RiskReliance on episodic CRE paydowns and seasonal or brokered deposit flows increases asset and liability volatility. When deposits waver and wholesale funding rises to fill gaps, funding cost and stability become structural risks that can compress margins and limit steady loan growth.
Bar Harbor Bankshares News
BHB FAQ
What was Bar Harbor Bankshares’s price range in the past 12 months?
Bar Harbor Bankshares lowest stock price was $28.06 and its highest was $36.05 in the past 12 months.
What is Bar Harbor Bankshares’s market cap?
Bar Harbor Bankshares’s market cap is $586.48M.
When is Bar Harbor Bankshares’s upcoming earnings report date?
Bar Harbor Bankshares’s upcoming earnings report date is Jul 16, 2026 which is in 69 days.
How were Bar Harbor Bankshares’s earnings last quarter?
Bar Harbor Bankshares released its earnings results on Apr 21, 2026. The company reported $0.88 earnings per share for the quarter, beating the consensus estimate of $0.875 by $0.005.
Is Bar Harbor Bankshares overvalued?
According to Wall Street analysts Bar Harbor Bankshares’s price is currently Undervalued.
Does Bar Harbor Bankshares pay dividends?
Bar Harbor Bankshares pays a Quarterly dividend of $0.32 which represents an annual dividend yield of 3.92%. See more information on Bar Harbor Bankshares dividends here
What is Bar Harbor Bankshares’s EPS estimate?
Bar Harbor Bankshares’s EPS estimate is 0.9.
How many shares outstanding does Bar Harbor Bankshares have?
Bar Harbor Bankshares has 16,742,104 shares outstanding.
What happened to Bar Harbor Bankshares’s price movement after its last earnings report?
Bar Harbor Bankshares reported an EPS of $0.88 in its last earnings report, beating expectations of $0.875. Following the earnings report the stock price went down -1.622%.
Which hedge fund is a major shareholder of Bar Harbor Bankshares?
Currently, no hedge funds are holding shares in BHB
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Bar Harbor Bankshares Stock Smart Score
Neutral
1
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10
Analyst Consensus
Moderate Buy
Average Price Target:
$39.00 (11.94% Upside)
$39.00 (11.94% Upside)
Blogger Sentiment
Bullish
BHB Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 7.3K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Bought Shares
Worth $42.6K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Positive
Last 7 Days ▼ 1.0%
Last 30 Days ▲ 2.7%
Last 30 Days ▲ 2.7%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
25.19%
12-Months-Change
Fundamentals
Return on Equity
7.81%
Trailing 12-Months
Asset Growth
15.09%
Trailing 12-Months
Company Description
Bar Harbor Bankshares
Bar Harbor Bankshares operates as the holding company for Bar Harbor Bank & Trust that provides commercial, lending, retail, and wealth management banking services. It accepts various deposit products, including interest-bearing and non-interest-bearing demand accounts, savings accounts, time deposits, and money market deposit accounts, as well as certificates of deposit. The company also provides commercial real estate loans, such as multi-family, commercial construction and land development, and other commercial real estate classes; commercial and industrial loans, including loans to commercial and agricultural businesses, and tax exempt entities; residential real estate loans consists of mortgages for 1-4 family housing; and consumer loans comprises home equity loans, lines of credit, auto, and other installment lending. In addition, it provides life insurance, annuity, and retirement products, as well as financial planning services; and third-party investment and insurance services. Further, the company offers trust and estate administration, wealth advisory, and investment management services to individuals, businesses, not-for-profit organizations, and municipalities; and 401K plan, financial, estate and charitable planning, investment management, family office, municipal, and tax services. It operates 53 locations across Maine, New Hampshire, and Vermont. The company was founded in 1887 and is based in Bar Harbor, Maine.
BHB Stock 12 Month Forecast
Average Price Target
$39.00
▲(11.94% Upside)
Technical Analysis
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Ownership Overview
3.28% Insiders
19.46% Mutual Funds
5.16% Other Institutional Investors
58.74% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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