Northrim (NRIM)
NASDAQ:NRIM
Want to see NRIM full AI Analyst Report?
NRIM Stock Chart & Stats
$28.18
-$0.24(-0.32%)
At close: 4:00 PM EST
$28.18
-$0.24(-0.32%)
Day’s Range― - ―
52-Week Range$19.60 - $30.82
Previous CloseN/A
Volume21.07K
Average Volume (3M)106.56K
Market Cap
$567.69M
Enterprise Value$610.15M
Total Cash (Recent Filing)$451.48M
Total Debt (Recent Filing)$93.51M
Price to Earnings (P/E)8.7
Beta0.99
Next Earnings
Jul 23, 2026EPS Estimate
0.62Next Dividend Ex-DateN/A
Dividend Yield2.31%
Share Statistics
EPS (TTM)2.94
Shares Outstanding22,244,766
10 Day Avg. Volume102,340
30 Day Avg. Volume106,558
Financial Highlights & Ratios
PEG Ratio0.12
Price to Book (P/B)1.80
Price to Sales (P/S)2.42
P/FCF Ratio4.39
Enterprise Value/Market Cap1.07
Enterprise Value/Revenue2.47
Enterprise Value/Gross Profit3.06
Enterprise Value/Ebitda6.91
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)2.6
Revenue Forecast (FY)$215.00M
Bulls Say, Bears Say
Bulls Say
Profitability & ROESustained high net margin (~26%) and ROE (~20%) signal durable operating efficiency and strong return on capital. These metrics indicate the bank can generate attractive shareholder returns from core lending and fee businesses, supporting dividends, retained earnings and reinvestment over the medium term.
Strong Free Cash FlowConsistent free cash flow that closely tracks net income (FCF/net income ~0.96) supports durable internal funding for dividends, loan growth and capital needs. High cash conversion reduces reliance on external financing and underpins long-term financial flexibility and shareholder returns.
Growing Equity BaseRising shareholders' equity over multiple years strengthens capital buffers and regulatory resiliency, enabling the bank to support loan growth and absorb credit losses. A larger equity base delivers long-term balance-sheet flexibility for strategic investments or stress scenarios.
Bears Say
Rising LeverageA meaningful increase in debt-to-equity reduces capital flexibility and raises funding and interest-rate sensitivity. If credit conditions weaken, higher leverage can amplify losses and constrain the bank’s ability to lend or absorb shocks without dilutive capital actions or asset sales.
Cash Flow InconsistencyHistorical swings to negative OCF/FCF in 2024 show cash conversion can be uneven, exposing liquidity and planning risk. Irregular cash generation complicates capital allocation, dividend coverage and contingency funding during downturns, reducing predictability over the medium term.
Revenue / Growth CyclicalityTop-line growth has been cyclical and rate/credit sensitive, indicating core revenue depends on interest-rate and economic cycles. This structural sensitivity makes long-term revenue forecasting uncertain and can pressure margins and provisioning during adverse macro periods.
Northrim Bancorp News
NRIM FAQ
What was Northrim’s price range in the past 12 months?
Northrim lowest stock price was $19.60 and its highest was $30.82 in the past 12 months.
What is Northrim’s market cap?
Northrim’s market cap is $567.69M.
When is Northrim’s upcoming earnings report date?
Northrim’s upcoming earnings report date is Jul 23, 2026 which is in 41 days.
How were Northrim’s earnings last quarter?
Currently, no data Available
Is Northrim overvalued?
According to Wall Street analysts Northrim’s price is currently Overvalued.
Does Northrim pay dividends?
Northrim pays a Quarterly dividend of $0.16 which represents an annual dividend yield of 2.31%. See more information on Northrim dividends here
What is Northrim’s EPS estimate?
Northrim’s EPS estimate is 0.62.
How many shares outstanding does Northrim have?
Northrim has 22,244,766 shares outstanding.
What happened to Northrim’s price movement after its last earnings report?
Currently, no data Available
Which hedge fund is a major shareholder of Northrim?
Currently, no hedge funds are holding shares in NRIM
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Northrim Bancorp Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Blogger Sentiment
Bullish
NRIM Sentiment 70%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 50.5K Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Negative
Last 7 Days ▼ 1.0%
Last 30 Days ▲ 0.2%
Last 30 Days ▲ 0.2%
Technicals
SMA
Positive
20 days / 200 days
Momentum
14.56%
12-Months-Change
Fundamentals
Return on Equity
20.49%
Trailing 12-Months
Asset Growth
6.81%
Trailing 12-Months
Company Description
Northrim
Northrim BanCorp, Inc. functions as the parent entity for Northrim Bank, which delivers a comprehensive range of commercial banking products and services primarily to businesses and professional clients. Its operations are divided into two main divisions: Community Banking and Home Mortgage Lending. The bank offers a diverse suite of deposit accounts, including noninterest-bearing checking accounts, interest-bearing time deposits, standard checking and savings accounts, individual retirement accounts (IRAs), money market deposit accounts, certificates of deposit (CDs), and specialized business sweep accounts. For lending needs, it provides various short and medium-term commercial loans, commercial lines of credit, construction and real estate financing, consumer loans, and solutions for short-term working capital. Customers benefit from extensive digital and convenience services such as consumer and business online banking, a mobile app with mobile deposit capabilities, mobile web and text banking, online account opening, personal finance management tools, digital document access, and a variety of debit and credit card offerings. Further convenience is provided through telebanking and automated teller machines (ATMs). Northrim also facilitates numerous financial transactions and business solutions, including personalized checks, overdraft protection via savings accounts, commercial drive-up banking, automated transfers and payments, peer-to-peer payments (People Pay), external and wire transfers, Bill Pay, direct payroll deposits, electronic tax payments, and comprehensive Automated Clearing House (ACH) origination and receipt services. Advanced business tools include remote deposit capture, account reconciliation, positive pay for fraud prevention, merchant services, and robust cash management solutions. Additionally, it offers annuity products and long-term investment portfolio management. Beyond traditional banking, the company extends its services to include investment advisory, trust services, wealth management, factoring, and mortgage brokerage. As of January 28, 2022, Northrim BanCorp operated 17 branches situated in key Alaskan locations: Anchorage (where its headquarters are located), the Matanuska Valley, Soldotna, Juneau, Fairbanks, Ketchikan, and Sitka. The company was established in 1990.
Technical Analysis
Arrow Financial
―
Northfield Bancorp
―
Peapack-Gladstone Financial
―
Unity Bancorp
―
Peoples Financial Services
―
Ownership Overview
1.87% Insiders
21.47% Mutual Funds
13.24% Other Institutional Investors
44.04% Public Companies and
Individual Investors