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NRIM Stock Chart & Stats
$28.18
-$0.24(-0.32%)
At close: 4:00 PM EST
$28.18
-$0.24(-0.32%)
Day’s Range― - ―
52-Week Range$19.60 - $30.82
Previous CloseN/A
Volume21.07K
Average Volume (3M)176.21K
Market Cap
$603.50M
Enterprise Value$616.60M
Total Cash (Recent Filing)$451.48M
Total Debt (Recent Filing)$93.51M
Price to Earnings (P/E)9.3
Beta0.94
Next Earnings
Jul 23, 2026EPS Estimate
0.61Next Dividend Ex-DateN/A
Dividend Yield2.31%
Share Statistics
EPS (TTM)2.94
Shares Outstanding22,244,766
10 Day Avg. Volume217,541
30 Day Avg. Volume176,208
Financial Highlights & Ratios
PEG Ratio0.12
Price to Book (P/B)1.80
Price to Sales (P/S)2.42
P/FCF Ratio4.39
Enterprise Value/Market Cap1.02
Enterprise Value/Revenue2.50
Enterprise Value/Gross Profit3.10
Enterprise Value/Ebitda6.79
Forecast
1Y Price Target
$30.00Price Target Upside6.46% Upside
Rating ConsensusHold
Number of Analyst Covering1
EPS Forecast (FY)2.59
Revenue Forecast (FY)$215.00M
Bulls Say, Bears Say
Bulls Say
Improving Profitability And ROENet margin near 26% and ROE around 20% TTM show durable operating leverage and effective capital deployment. Sustained high profitability increases internal funding, supports dividend capacity and reinvestment, and provides a buffer through regional banking cycles.
Strong Cash Generation And FCF QualityConsistent 2025 and TTM OCF/FCF with FCF roughly 0.96x net income indicates high earnings quality and reliable internal funding. Robust cash conversion supports capital needs, loan growth and shareholder returns over the medium term when volatility is absent.
Conservative Balance Sheet With Equity GrowthModerate debt-to-equity and multi-year equity growth strengthen capital buffers and loss-absorption capacity. A larger equity base enhances regulatory and lending flexibility and supports long-term business expansion without immediate reliance on costly external funding.
Bears Say
Rising Leverage Since 2024The increase in debt-to-equity over a short period reduces financial flexibility and raises sensitivity to funding stress or deposit attrition. Higher leverage can limit capital actions, increase interest expense risk, and amplify downside in an economic or credit slump.
Inconsistent Cash Flow HistoryPast negative OCF/FCF in 2024 shows cash conversion can wobble year-to-year. This inconsistency undermines predictability of internally funded growth and dividends, forcing potential reliance on balance sheet moves or wholesale funding in weaker years.
Revenue And Growth CyclicalityHistorical swings in revenue growth indicate sensitivity to interest-rate and credit cycles typical for regional banks. Cyclical top-line performance makes long-term planning harder and raises execution risk for sustaining margins and loan-book expansion in adverse environments.
Northrim Bancorp News
NRIM FAQ
What was Northrim’s price range in the past 12 months?
Northrim lowest stock price was $19.60 and its highest was $30.82 in the past 12 months.
What is Northrim’s market cap?
Northrim’s market cap is $603.50M.
When is Northrim’s upcoming earnings report date?
Northrim’s upcoming earnings report date is Jul 23, 2026 which is in 12 days.
How were Northrim’s earnings last quarter?
Currently, no data Available
Is Northrim overvalued?
According to Wall Street analysts Northrim’s price is currently Undervalued.
Does Northrim pay dividends?
Northrim pays a Quarterly dividend of $0.16 which represents an annual dividend yield of 2.31%. See more information on Northrim dividends here
What is Northrim’s EPS estimate?
Northrim’s EPS estimate is 0.61.
How many shares outstanding does Northrim have?
Northrim has 22,244,766 shares outstanding.
What happened to Northrim’s price movement after its last earnings report?
Currently, no data Available
Which hedge fund is a major shareholder of Northrim?
Currently, no hedge funds are holding shares in NRIM
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Northrim Bancorp Stock Smart Score
Neutral
1
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3
4
5
6
7
8
9
10
Analyst Consensus
Hold
Average Price Target:
$30.00 (6.46% Upside)
$30.00 (6.46% Upside)
Blogger Sentiment
Bullish
NRIM Sentiment 70%
Sector Average 67%
Sector Average 67%
Hedge Fund Trend
Increased
By 50.5K Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Very Negative
Last 7 Days ▼ 1.2%
Last 30 Days ▼ 4.1%
Last 30 Days ▼ 4.1%
Technicals
SMA
Positive
20 days / 200 days
Momentum
15.60%
12-Months-Change
Fundamentals
Return on Equity
20.49%
Trailing 12-Months
Asset Growth
6.81%
Trailing 12-Months
Company Description
Northrim
Northrim BanCorp, Inc. functions as the parent entity for Northrim Bank, which delivers a comprehensive range of commercial banking products and services primarily to businesses and professional clients. Its operations are divided into two main divisions: Community Banking and Home Mortgage Lending. The bank offers a diverse suite of deposit accounts, including noninterest-bearing checking accounts, interest-bearing time deposits, standard checking and savings accounts, individual retirement accounts (IRAs), money market deposit accounts, certificates of deposit (CDs), and specialized business sweep accounts. For lending needs, it provides various short and medium-term commercial loans, commercial lines of credit, construction and real estate financing, consumer loans, and solutions for short-term working capital. Customers benefit from extensive digital and convenience services such as consumer and business online banking, a mobile app with mobile deposit capabilities, mobile web and text banking, online account opening, personal finance management tools, digital document access, and a variety of debit and credit card offerings. Further convenience is provided through telebanking and automated teller machines (ATMs). Northrim also facilitates numerous financial transactions and business solutions, including personalized checks, overdraft protection via savings accounts, commercial drive-up banking, automated transfers and payments, peer-to-peer payments (People Pay), external and wire transfers, Bill Pay, direct payroll deposits, electronic tax payments, and comprehensive Automated Clearing House (ACH) origination and receipt services. Advanced business tools include remote deposit capture, account reconciliation, positive pay for fraud prevention, merchant services, and robust cash management solutions. Additionally, it offers annuity products and long-term investment portfolio management. Beyond traditional banking, the company extends its services to include investment advisory, trust services, wealth management, factoring, and mortgage brokerage. As of January 28, 2022, Northrim BanCorp operated 17 branches situated in key Alaskan locations: Anchorage (where its headquarters are located), the Matanuska Valley, Soldotna, Juneau, Fairbanks, Ketchikan, and Sitka. The company was established in 1990.
NRIM Stock 12 Month Forecast
Average Price Target
$30.00
▲(6.46% Upside)
Technical Analysis
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Ownership Overview
1.87% Insiders
21.43% Mutual Funds
<0.01% Other Institutional Investors
56.84% Public Companies and
Individual Investors