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Northrim (NRIM)
NASDAQ:NRIM
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Northrim Bancorp (NRIM) Price & Analysis

228 Followers

NRIM Stock Chart & Stats

$28.18
-$0.24(-0.32%)
At close: 4:00 PM EST
$28.18
-$0.24(-0.32%)

Bulls Say, Bears Say

Bulls Say
Revenue & Margin ExpansionSustained revenue acceleration and meaningful margin expansion indicate the bank's core lending and investment yields are translating into stronger, more predictable earnings. That improves internal cash generation capacity and provides durable support for reinvestment, credit absorption, and medium‑term profitability.
Improving Return On Equity & Capital BaseRising ROE alongside an expanding equity base shows efficient capital deployment and improving profitability per dollar of capital. This enhances the bank's loss-absorbing capacity, supports strategic initiatives and shareholder returns, and gives management more flexibility to fund growth or withstand shocks over the coming months.
Leadership Continuity & Incentive AlignmentFormalized executive contracts, CEO assuming the chairman role, and updated incentive and retention provisions institutionalize leadership continuity and align management pay with company performance. This reduces execution risk on strategic priorities and supports stable governance over a multi‑quarter horizon.
Bears Say
Rising Leverage PaceThe notable increase in leverage over a single year reduces the bank's financial flexibility and can magnify earnings volatility if credit costs or funding rates rise. In an adverse credit or funding environment, higher leverage may pressure capital ratios and limit the firm's ability to absorb losses without raising capital or cutting dividends.
Volatile Cash GenerationMulti-year variability in operating and free cash flow undermines predictability of internal funding and increases reliance on external financing during downturns. That unpredictability raises execution risk for growth plans, capital returns and provisioning, and can force reactive balance‑sheet moves under stress.
Earnings Sensitivity & Regional ConcentrationIncome volatility and explicit sensitivity to interest‑rate and credit cycles, combined with a community bank franchise concentrated in Alaska, mean external macro or sector shocks can materially swing revenue and credit performance. This concentration raises structural cyclicality risk to earnings and capital.

Northrim Bancorp News

NRIM FAQ

What was Northrim’s price range in the past 12 months?
Northrim lowest stock price was $19.37 and its highest was $30.82 in the past 12 months.
    What is Northrim’s market cap?
    Northrim’s market cap is $543.98M.
      When is Northrim’s upcoming earnings report date?
      Northrim’s upcoming earnings report date is Jul 23, 2026 which is in 86 days.
        How were Northrim’s earnings last quarter?
        Currently, no data Available
        Is Northrim overvalued?
        According to Wall Street analysts Northrim’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
          Does Northrim pay dividends?
          Northrim pays a Quarterly dividend of $0.16 which represents an annual dividend yield of 2.31%. See more information on Northrim dividends here
            What is Northrim’s EPS estimate?
            Northrim’s EPS estimate is 0.64.
              How many shares outstanding does Northrim have?
              Northrim has 22,239,676 shares outstanding.
                What happened to Northrim’s price movement after its last earnings report?
                Currently, no data Available
                Which hedge fund is a major shareholder of Northrim?
                Currently, no hedge funds are holding shares in NRIM
                What is the TipRanks Smart Score and how is it calculated?
                Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                  Company Description

                  Northrim

                  Northrim BanCorp, Inc. operates as the bank holding company for Northrim Bank that provides commercial banking products and services to businesses and professional individuals. It operates in two segments, Community Banking and Home Mortgage Lending. The company offers noninterest-bearing checking accounts and interest-bearing time deposits, checking and savings accounts, individual retirement and money market deposit accounts, certificates of deposit, and business sweep accounts. It also provides short and medium-term commercial loans, commercial credit lines, construction and real estate loans, and consumer loans, as well as short-term working capital. In addition, the company offers other services comprising consumer and business online banking, mobile app, and mobile deposits; and debit and credit cards. Further, it provides mobile web and text banking, consumer online account opening, personal finance, online documents, consumer debit cards, business debit cards, my rewards for consumer debit cards, retail lockbox, card control, business employee purchase cards, home equity advantage access cards, telebanking, and automated teller services. Additionally, the company offers personalized checks at account opening, overdraft protection from a savings account, commercial drive-up banking, automatic transfer and payment, People Pay, external transfer, Bill Pay, wire transfer, direct payroll deposit, electronic tax payment, Automated Clearing House origination and receipt, remote deposit capture, account reconciliation and positive pay, merchant, cash management, annuity, and long term investment portfolio products and services. It also provides investment advisory, trust, wealth management, factoring, and mortgage brokerage services. As of January 28, 2022, the company operated 17 branches in Anchorage, the Matanuska Valley, Soldotna, Juneau, Fairbanks, Ketchikan, and Sitka. Northrim BanCorp, Inc. was founded in 1990 and is headquartered in Anchorage, Alaska.

                  Northrim Bancorp (NRIM) Earnings & Revenues

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                  Ownership Overview

                  1.70%21.08%2.54%56.97%
                  2.54% Other Institutional Investors
                  56.97% Public Companies and
                  Individual Investors

                  Options Prices

                  Currently, No data available
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