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Northrim (NRIM)
NASDAQ:NRIM

Northrim Bancorp (NRIM) Price & Analysis

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NRIM Stock Chart & Stats

$28.18
-$0.24(-0.32%)
At close: 4:00 PM EST
$28.18
-$0.24(-0.32%)

Bulls Say, Bears Say

Bulls Say
High Return On EquityA 21.89% ROE signals durable profitability and efficient use of equity capital. High ROE supports reinvestment, dividend capacity, and ability to absorb loan losses, underpinning long-term shareholder returns and competitive positioning in regional banking.
Completed $60M Capital RaiseIssuing $60M of Tier 2 capital strengthens regulatory capital and provides headroom for loan growth and strategic initiatives. This structural increase in capital enhances balance sheet flexibility, enabling sustainable expansion without diluting core equity or compromising regulatory ratios.
Very Strong Cash GenerationExceptional free cash flow growth and high operating cash flow conversion indicate durable cash generation. Strong cash conversion supports funding lending, dividends, and capital needs internally, reducing reliance on volatile external funding over the medium term.
Bears Say
Concentrated Alaska ExposureHeavy geographic concentration in Alaska and sensitivity to oil, tourism and construction cycles increases credit and revenue cyclicality. Limited geographic diversification raises the risk that regional economic downturns produce correlated loan losses and slower long-term growth.
Rising Structural Personnel CostsMaterial increases in executive base pay and employer-funded deferred compensation convert variable costs into higher fixed expenses. Over time, this raises the bank's operating leverage and could pressure net margins if revenue growth moderates, especially for a regional franchise.
High-cost Subordinated FundingIssuing subordinated notes at a near-7% coupon raises long-term funding costs. Unless asset yields or net interest margins rise sustainably, this higher-cost Tier 2 debt can compress net interest income and reduce earnings resilience across economic cycles.

Northrim Bancorp News

NRIM FAQ

What was Northrim’s price range in the past 12 months?
Northrim lowest stock price was $16.17 and its highest was $30.82 in the past 12 months.
    What is Northrim’s market cap?
    Northrim’s market cap is $566.63M.
      When is Northrim’s upcoming earnings report date?
      Northrim’s upcoming earnings report date is Apr 23, 2026 which is in 62 days.
        How were Northrim’s earnings last quarter?
        Northrim released its earnings results on Jan 23, 2026. The company reported $0.54 earnings per share for the quarter, missing the consensus estimate of $0.66 by -$0.12.
          Is Northrim overvalued?
          According to Wall Street analysts Northrim’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Northrim pay dividends?
            Northrim pays a Quarterly dividend of $0.16 which represents an annual dividend yield of 2.31%. See more information on Northrim dividends here
              What is Northrim’s EPS estimate?
              Northrim’s EPS estimate is 0.57.
                How many shares outstanding does Northrim have?
                Northrim has 22,090,668 shares outstanding.
                  What happened to Northrim’s price movement after its last earnings report?
                  Northrim reported an EPS of $0.54 in its last earnings report, missing expectations of $0.66. Following the earnings report the stock price went down -14.955%.
                    Which hedge fund is a major shareholder of Northrim?
                    Currently, no hedge funds are holding shares in NRIM
                    What is the TipRanks Smart Score and how is it calculated?
                    Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                      Company Description

                      Northrim

                      Northrim BanCorp, Inc. operates as the bank holding company for Northrim Bank that provides commercial banking products and services to businesses and professional individuals. It operates in two segments, Community Banking and Home Mortgage Lending. The company offers noninterest-bearing checking accounts and interest-bearing time deposits, checking and savings accounts, individual retirement and money market deposit accounts, certificates of deposit, and business sweep accounts. It also provides short and medium-term commercial loans, commercial credit lines, construction and real estate loans, and consumer loans, as well as short-term working capital. In addition, the company offers other services comprising consumer and business online banking, mobile app, and mobile deposits; and debit and credit cards. Further, it provides mobile web and text banking, consumer online account opening, personal finance, online documents, consumer debit cards, business debit cards, my rewards for consumer debit cards, retail lockbox, card control, business employee purchase cards, home equity advantage access cards, telebanking, and automated teller services. Additionally, the company offers personalized checks at account opening, overdraft protection from a savings account, commercial drive-up banking, automatic transfer and payment, People Pay, external transfer, Bill Pay, wire transfer, direct payroll deposit, electronic tax payment, Automated Clearing House origination and receipt, remote deposit capture, account reconciliation and positive pay, merchant, cash management, annuity, and long term investment portfolio products and services. It also provides investment advisory, trust, wealth management, factoring, and mortgage brokerage services. As of January 28, 2022, the company operated 17 branches in Anchorage, the Matanuska Valley, Soldotna, Juneau, Fairbanks, Ketchikan, and Sitka. Northrim BanCorp, Inc. was founded in 1990 and is headquartered in Anchorage, Alaska.

                      Northrim Bancorp (NRIM) Earnings & Revenues

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                      Ownership Overview

                      1.30%17.61%0.06%64.07%
                      0.06% Other Institutional Investors
                      64.07% Public Companies and
                      Individual Investors

                      Options Prices

                      Currently, No data available
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