Northfield Bancorp (NFBK)
NASDAQ:NFBK
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NFBK Stock Chart & Stats
$12.15
-$0.19(-1.69%)
At close: 4:00 PM EST
$12.15
-$0.19(-1.69%)
Day’s Range― - ―
52-Week Range$9.91 - $14.21
Previous CloseN/A
Volume77.51K
Average Volume (3M)200.80K
Market Cap
$586.78M
Enterprise Value$1.47B
Total Cash (Recent Filing)$905.28M
Total Debt (Recent Filing)$991.52M
Price to Earnings (P/E)11.4
Beta0.93
Next Earnings
Jul 29, 2026EPS Estimate
0.34Next Dividend Ex-DateN/A
Dividend Yield4.38%
Share Statistics
EPS (TTM)0.01
Shares Outstanding41,763,996
10 Day Avg. Volume206,785
30 Day Avg. Volume200,802
Financial Highlights & Ratios
PEG Ratio-5.92
Price to Book (P/B)0.66
Price to Sales (P/S)2.49
P/FCF Ratio8.73
Enterprise Value/Market Cap2.50
Enterprise Value/Revenue5.52
Enterprise Value/Gross Profit9.97
Enterprise Value/Ebitda58.66
Forecast
1Y Price Target
$14.50Price Target Upside19.34% Upside
Rating ConsensusHold
Number of Analyst Covering1
EPS Forecast (FY)1.35
Revenue Forecast (FY)$166.92M
Bulls Say, Bears Say
Bulls Say
Net Interest Margin ExpansionSustained NIM expansion and stable NII indicate stronger core earning power driven by wider loan/securities yields and lower funding costs. Over 2–6 months this underpins recurring net interest income, helps rebuild profitability after one-off items, and supports capital allocation decisions.
Resilient Cash GenerationMaterial operating cash flow and double-digit free cash flow growth show the franchise converts earnings into cash reliably. This durability supports dividend maintenance, funds integration costs or reserves, and gives management flexibility despite earnings volatility.
Strategic Merger Provides ScaleThe agreed acquisition offers structural benefits: greater scale, broader deposit base, expected earnings accretion, and leadership continuity. Integration into a larger regional platform can improve funding stability, diversify loan mix and accelerate long-term revenue and cost synergies.
Bears Say
Sharp 2025 Profitability DeclineA steep revenue drop and collapse in net margin signal underlying pressure on core banking profitability. Such a deterioration reduces internal capital for growth or reserves and requires sustained margin recovery and loan growth to restore pre-impairment ROE and shareholder returns.
Rising LeverageRapidly increasing leverage materially reduces balance-sheet flexibility and raises funding and regulatory sensitivity. Higher D/E constrains management’s ability to absorb losses, pursue organic growth, or return capital, and makes capital restoration a multi-quarter structural priority.
Limited Debt CoverageAlthough cash generation is solid, low coverage of total debt limits rapid deleveraging and leaves little buffer against prolonged stress. This structural constraint increases reliance on strategic transactions or external capital to materially improve leverage metrics.
Northfield Bancorp News
NFBK FAQ
What was Northfield Bancorp’s price range in the past 12 months?
Northfield Bancorp lowest stock price was $9.90 and its highest was $14.21 in the past 12 months.
What is Northfield Bancorp’s market cap?
Northfield Bancorp’s market cap is $586.78M.
When is Northfield Bancorp’s upcoming earnings report date?
Northfield Bancorp’s upcoming earnings report date is Jul 29, 2026 which is in 82 days.
How were Northfield Bancorp’s earnings last quarter?
Northfield Bancorp released its earnings results on Apr 29, 2026. The company reported $0.3 earnings per share for the quarter, missing the consensus estimate of $0.32 by -$0.02.
Is Northfield Bancorp overvalued?
According to Wall Street analysts Northfield Bancorp’s price is currently Undervalued.
Does Northfield Bancorp pay dividends?
Northfield Bancorp pays a Quarterly dividend of $0.13 which represents an annual dividend yield of 4.38%. See more information on Northfield Bancorp dividends here
What is Northfield Bancorp’s EPS estimate?
Northfield Bancorp’s EPS estimate is 0.34.
How many shares outstanding does Northfield Bancorp have?
Northfield Bancorp has 41,763,996 shares outstanding.
What happened to Northfield Bancorp’s price movement after its last earnings report?
Northfield Bancorp reported an EPS of $0.3 in its last earnings report, missing expectations of $0.32. Following the earnings report the stock price went up 0.072%.
Which hedge fund is a major shareholder of Northfield Bancorp?
Currently, no hedge funds are holding shares in NFBK
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Northfield Bancorp Stock Smart Score
Neutral
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10
Analyst Consensus
Hold
Average Price Target:
$14.50 (19.34% Upside)
$14.50 (19.34% Upside)
Hedge Fund Trend
Increased
By 8.6K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Bought Shares
Worth $229.9K over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Positive
20 days / 200 days
Momentum
-12.02%
12-Months-Change
Fundamentals
Return on Equity
0.68%
Trailing 12-Months
Asset Growth
0.44%
Trailing 12-Months
Company Description
Northfield Bancorp
Northfield Bancorp, Inc. (Staten Island, NY) operates as the bank holding company for Northfield Bank that provides various banking services primarily to individuals and corporate customers. It accepts various deposits products, including certificates of deposit, passbook, statement, and money market savings accounts; transaction deposit accounts comprising negotiable orders of withdrawal accounts, and interest and non-interest-bearing checking accounts; individual retirement accounts; and brokered deposits. The company also offers various loans comprising multifamily and other commercial real estate loans, construction and land loans, commercial and industrial loans, one-to-four family residential real estate loans, and home equity loans and lines of credit. In addition, it purchases various investment securities, such as mortgage-backed securities and corporate bonds; and deposits funds in other financial institutions, as well as holds mortgage loans, mortgage-backed securities, and other investments. As of December 31, 2021, the company operated 38 full-service banking offices in Staten Island and Brooklyn, New York; and Hunterdon, Middlesex, Mercer, and Union counties, New Jersey. Northfield Bancorp, Inc. (Staten Island, NY) was founded in 1887 and is headquartered in Woodbridge, New Jersey.
NFBK Stock 12 Month Forecast
Average Price Target
$14.50
▲(19.34% Upside)
Technical Analysis
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Ownership Overview
4.77% Insiders
13.69% Mutual Funds
2.10% Other Institutional Investors
64.32% Public Companies and
Individual Investors