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NFBK Stock Chart & Stats
$12.15
-$0.19(-1.69%)
At close: 4:00 PM EST
$12.15
-$0.19(-1.69%)
Day’s Range― - ―
52-Week Range$9.91 - $15.01
Previous CloseN/A
Volume77.51K
Average Volume (3M)200.80K
Market Cap
$607.25M
Enterprise Value$1.48B
Total Cash (Recent Filing)$11.62M
Total Debt (Recent Filing)$892.25M
Price to Earnings (P/E)121.3
Beta0.89
Next Earnings
Jul 29, 2026EPS Estimate
0.34Next Dividend Ex-DateN/A
Dividend Yield4.38%
Share Statistics
EPS (TTM)0.12
Shares Outstanding41,763,996
10 Day Avg. Volume206,785
30 Day Avg. Volume200,802
Financial Highlights & Ratios
PEG Ratio-5.94
Price to Book (P/B)0.66
Price to Sales (P/S)2.49
P/FCF Ratio8.73
Enterprise Value/Market Cap2.44
Enterprise Value/Revenue5.58
Enterprise Value/Gross Profit9.76
Enterprise Value/Ebitda53.69
Forecast
1Y Price Target
$14.50Price Target Upside19.34% Upside
Rating ConsensusHold
Number of Analyst Covering1
EPS Forecast (FY)1.35
Revenue Forecast (FY)$166.92M
Bulls Say, Bears Say
Bulls Say
Cash GenerationTTM operating and free cash flow strength indicates the company converts reported earnings into cash reliably, supporting dividends, merger-related expenditures and capital needs. This durable cash generation provides financial flexibility and buffers profit volatility over the next several quarters.
Strategic Merger ApprovalShareholder approval crystallizes a strategic consolidation that can increase scale, geographic footprint and product diversification. Over 2–6 months, the merger should enable cost synergies, broader deposit access and improved competitive positioning in the regional banking market.
Improving NII And Deposit MixRising net interest income and a shift toward lower-cost core deposits materially improve sustainable margin bedrock. A stable core deposit base reduces reliance on wholesale funding, supporting durable net interest margin recovery and predictable interest income generation through rate cycles.
Bears Say
Weak ProfitabilityA collapse in net margins and persistently low TTM profitability undermines the bank’s ability to build retained capital and sustain returns. Over months, weak margins limit reinvestment, constrain organic growth, and increase sensitivity to loan losses or funding cost increases.
Rising LeverageElevated leverage reduces financial flexibility and raises regulatory and funding risk. Even with recent improvement, higher debt-to-equity amplifies earnings volatility and limits the company’s ability to absorb credit stress or finance growth without diluting equity or cutting dividends.
Revenue Momentum DeteriorationPersisting revenue declines shrink scale and compress operating leverage, making margin recovery harder. Over the medium term, weaker top-line trends limit fee and interest income expansion, reduce cross-sell opportunities and put pressure on long-run growth prospects.
Northfield Bancorp News
NFBK FAQ
What was Northfield Bancorp’s price range in the past 12 months?
Northfield Bancorp lowest stock price was $9.90 and its highest was $15.01 in the past 12 months.
What is Northfield Bancorp’s market cap?
Northfield Bancorp’s market cap is $607.25M.
When is Northfield Bancorp’s upcoming earnings report date?
Northfield Bancorp’s upcoming earnings report date is Jul 29, 2026 which is in 17 days.
How were Northfield Bancorp’s earnings last quarter?
Northfield Bancorp released its earnings results on Apr 20, 2026. The company reported $0.3 earnings per share for the quarter, missing the consensus estimate of $0.32 by -$0.02.
Is Northfield Bancorp overvalued?
According to Wall Street analysts Northfield Bancorp’s price is currently Undervalued.
Does Northfield Bancorp pay dividends?
Northfield Bancorp pays a Quarterly dividend of $0.13 which represents an annual dividend yield of 4.38%. See more information on Northfield Bancorp dividends here
What is Northfield Bancorp’s EPS estimate?
Northfield Bancorp’s EPS estimate is 0.34.
How many shares outstanding does Northfield Bancorp have?
Northfield Bancorp has 41,763,996 shares outstanding.
What happened to Northfield Bancorp’s price movement after its last earnings report?
Northfield Bancorp reported an EPS of $0.3 in its last earnings report, missing expectations of $0.32. Following the earnings report the stock price went down -1.661%.
Which hedge fund is a major shareholder of Northfield Bancorp?
Currently, no hedge funds are holding shares in NFBK
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Northfield Bancorp Stock Smart Score
Neutral
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9
10
Analyst Consensus
Hold
Average Price Target:
$14.50 (19.34% Upside)
$14.50 (19.34% Upside)
Hedge Fund Trend
Increased
By 401.1K Shares
Last Quarter.
Last Quarter.
Technicals
SMA
Positive
20 days / 200 days
Momentum
-12.02%
12-Months-Change
Fundamentals
Return on Equity
0.68%
Trailing 12-Months
Asset Growth
0.44%
Trailing 12-Months
Company Description
Northfield Bancorp
Northfield Bancorp, Inc. acts as the holding company for Northfield Bank, providing a diverse array of financial services primarily to individual consumers and business clients. The institution offers a wide selection of deposit products, including certificates of deposit, traditional passbook and statement savings accounts, and money market accounts. Its transactional services feature negotiable order of withdrawal (NOW) accounts, alongside both interest-bearing and non-interest-bearing checking options. Furthermore, it manages individual retirement accounts (IRAs) and accepts brokered deposits. Beyond deposits, Northfield Bank extends various lending solutions. These encompass financing for multifamily and other commercial real estate properties, construction and land development projects, and general commercial and industrial loans. For residential customers, it provides one-to-four family home loans, in addition to home equity loans and lines of credit. The company strategically acquires various investment securities, such as mortgage-backed securities and corporate bonds, and places funds with other financial institutions. Its asset portfolio also comprises mortgage loans, additional mortgage-backed securities, and diverse other investments. As of December 31, 2021, Northfield Bancorp operated 38 full-service banking branches. These offices are located across Staten Island and Brooklyn, New York, as well as throughout Hunterdon, Middlesex, Mercer, and Union counties in New Jersey. Northfield Bancorp, Inc. was established in 1887 and maintains its corporate headquarters in Woodbridge, New Jersey.
NFBK Stock 12 Month Forecast
Average Price Target
$14.50
▲(19.34% Upside)
Technical Analysis
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Ownership Overview
4.77% Insiders
13.19% Mutual Funds
5.38% Other Institutional Investors
59.71% Public Companies and
Individual Investors