Northfield Bancorp (NFBK)
NASDAQ:NFBK
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NFBK Stock Chart & Stats
$12.15
-$0.19(-1.69%)
At close: 4:00 PM EST
$12.15
-$0.19(-1.69%)
Day’s Range― - ―
52-Week Range$9.91 - $14.84
Previous CloseN/A
Volume77.51K
Average Volume (3M)200.80K
Market Cap
$601.82M
Enterprise Value$1.48B
Total Cash (Recent Filing)$11.62M
Total Debt (Recent Filing)$892.25M
Price to Earnings (P/E)120.4
Beta0.91
Next Earnings
Jul 29, 2026EPS Estimate
0.34Next Dividend Ex-DateN/A
Dividend Yield4.38%
Share Statistics
EPS (TTM)0.12
Shares Outstanding41,763,996
10 Day Avg. Volume206,785
30 Day Avg. Volume200,802
Financial Highlights & Ratios
PEG Ratio-5.94
Price to Book (P/B)0.66
Price to Sales (P/S)2.49
P/FCF Ratio8.73
Enterprise Value/Market Cap2.46
Enterprise Value/Revenue5.58
Enterprise Value/Gross Profit9.76
Enterprise Value/Ebitda53.69
Forecast
1Y Price Target
$14.50Price Target Upside19.34% Upside
Rating ConsensusHold
Number of Analyst Covering1
EPS Forecast (FY)1.35
Revenue Forecast (FY)$166.92M
Bulls Say, Bears Say
Bulls Say
Improving Net Interest Margin And Deposit MixA sustained improvement in NIM and a material shift into lower-cost core deposits bolster the bank's primary earnings engine. Higher margin on loans and cheaper funding increase durable net interest income, supporting profitability resilience and funding stability over the next several quarters.
Solid Operating And Free Cash Flow ConversionConsistent conversion of earnings into operating and free cash flow strengthens financial flexibility and funds dividends, acquisitions, or capital needs. Reliable cash generation reduces reliance on external funding and provides a buffer while earnings recover, supporting medium-term stability.
Maintained Dividend And Progress Toward MergerContinuing dividends signals adequate capital management and shareholder discipline; progress on a merger with Columbia Financial represents a structural strategic shift that can provide scale, cost synergies and market expansion, improving long-term franchise value if executed.
Bears Say
Sharply Weakened Profitability And Very Low ROESubstantially compressed margins and near-zero ROE undermine the bank's ability to accumulate capital and finance growth internally. Persistently weak profitability increases sensitivity to credit or funding shocks and makes recovery dependent on sustained margin and revenue improvement.
Elevated Leverage Versus Prior YearsHigher leverage magnifies earnings volatility and reduces balance-sheet flexibility. Even with partial improvement, the step-up in leverage limits capacity for lending growth or absorbing losses, and could increase funding and regulatory constraints over the medium term.
Weak And Volatile Revenue MomentumDeclining and volatile revenue erodes the base for net interest and fee income, making margin recovery and profit stabilization harder. Without sustained loan growth or diversified non-interest income, the bank may struggle to rebuild durable earnings over the next several quarters.
Northfield Bancorp News
NFBK FAQ
What was Northfield Bancorp’s price range in the past 12 months?
Northfield Bancorp lowest stock price was $9.90 and its highest was $14.84 in the past 12 months.
What is Northfield Bancorp’s market cap?
Northfield Bancorp’s market cap is $601.82M.
When is Northfield Bancorp’s upcoming earnings report date?
Northfield Bancorp’s upcoming earnings report date is Jul 29, 2026 which is in 37 days.
How were Northfield Bancorp’s earnings last quarter?
Northfield Bancorp released its earnings results on Apr 20, 2026. The company reported $0.3 earnings per share for the quarter, missing the consensus estimate of $0.32 by -$0.02.
Is Northfield Bancorp overvalued?
According to Wall Street analysts Northfield Bancorp’s price is currently Undervalued.
Does Northfield Bancorp pay dividends?
Northfield Bancorp pays a Quarterly dividend of $0.13 which represents an annual dividend yield of 4.38%. See more information on Northfield Bancorp dividends here
What is Northfield Bancorp’s EPS estimate?
Northfield Bancorp’s EPS estimate is 0.34.
How many shares outstanding does Northfield Bancorp have?
Northfield Bancorp has 41,763,996 shares outstanding.
What happened to Northfield Bancorp’s price movement after its last earnings report?
Northfield Bancorp reported an EPS of $0.3 in its last earnings report, missing expectations of $0.32. Following the earnings report the stock price went down -1.661%.
Which hedge fund is a major shareholder of Northfield Bancorp?
Currently, no hedge funds are holding shares in NFBK
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Northfield Bancorp Stock Smart Score
Neutral
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9
10
Analyst Consensus
Hold
Average Price Target:
$14.50 (19.34% Upside)
$14.50 (19.34% Upside)
Hedge Fund Trend
Increased
By 401.1K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Bought Shares
Worth $229.9K over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Positive
20 days / 200 days
Momentum
-12.02%
12-Months-Change
Fundamentals
Return on Equity
0.68%
Trailing 12-Months
Asset Growth
0.44%
Trailing 12-Months
Company Description
Northfield Bancorp
Northfield Bancorp, Inc. acts as the holding company for Northfield Bank, providing a diverse array of financial services primarily to individual consumers and business clients. The institution offers a wide selection of deposit products, including certificates of deposit, traditional passbook and statement savings accounts, and money market accounts. Its transactional services feature negotiable order of withdrawal (NOW) accounts, alongside both interest-bearing and non-interest-bearing checking options. Furthermore, it manages individual retirement accounts (IRAs) and accepts brokered deposits. Beyond deposits, Northfield Bank extends various lending solutions. These encompass financing for multifamily and other commercial real estate properties, construction and land development projects, and general commercial and industrial loans. For residential customers, it provides one-to-four family home loans, in addition to home equity loans and lines of credit. The company strategically acquires various investment securities, such as mortgage-backed securities and corporate bonds, and places funds with other financial institutions. Its asset portfolio also comprises mortgage loans, additional mortgage-backed securities, and diverse other investments. As of December 31, 2021, Northfield Bancorp operated 38 full-service banking branches. These offices are located across Staten Island and Brooklyn, New York, as well as throughout Hunterdon, Middlesex, Mercer, and Union counties in New Jersey. Northfield Bancorp, Inc. was established in 1887 and maintains its corporate headquarters in Woodbridge, New Jersey.
NFBK Stock 12 Month Forecast
Average Price Target
$14.50
▲(19.34% Upside)
Technical Analysis
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Ownership Overview
4.77% Insiders
13.42% Mutual Funds
5.38% Other Institutional Investors
60.92% Public Companies and
Individual Investors