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Northfield Bancorp (NFBK)
NASDAQ:NFBK
NFBK Stock Chart & Stats
$12.15
-$0.19(-1.69%)
At close: 4:00 PM EST
$12.15
-$0.19(-1.69%)
Day’s Range― - ―
52-Week Range$9.40 - $14.05
Previous CloseN/A
Volume77.51K
Average Volume (3M)200.80K
Market Cap
$565.90M
Enterprise Value$1.57B
Total Cash (Recent Filing)$1.42B
Total Debt (Recent Filing)$1.02B
Price to Earnings (P/E)576.0
Beta1.02
Next Earnings
Apr 29, 2026EPS Estimate
0.32Next Dividend Ex-DateN/A
Dividend Yield4.38%
Share Statistics
EPS (TTM)-0.69
Shares Outstanding41,763,996
10 Day Avg. Volume206,785
30 Day Avg. Volume200,802
Financial Highlights & Ratios
PEG Ratio-5.92
Price to Book (P/B)0.66
Price to Sales (P/S)2.49
P/FCF Ratio8.54
Enterprise Value/Market Cap2.77
Enterprise Value/Revenue8.50
Enterprise Value/Gross Profit24.07
Enterprise Value/Ebitda24.46
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)1.2
Revenue Forecast (FY)$161.92M
Bulls Say, Bears Say
Bulls Say
Resilient Cash GenerationSustained improvement in operating cash flow and strong free cash flow growth indicate the franchise converts earnings to cash reliably. That cash capacity supports dividends, funding of operations, potential de-leveraging or integration costs from strategic transactions over the next several quarters.
Improving Net Interest Income And MarginA rising NIM and meaningful NII growth reflect stronger core lending spreads and lower funding costs, which are durable drivers of bank profitability if maintained. This structural improvement supports sustainable earnings generation even as other income pressures persist.
Strategic Acquisition Increases ScalePlanned merger into a larger regional bank materially increases scale, branch footprint and product distribution. Scale benefits can lower funding costs, broaden commercial relationships, and accelerate earnings accretion and diversification over the medium term.
Bears Say
Sharp Revenue And Margin DeteriorationA large, persistent decline in revenue and collapse of net margin signal weakened core profitability and pressure on the bank's business model. If underlying revenue trends persist, capacity to rebuild capital, fund growth or sustain dividends will be constrained over multiple quarters.
Rising Leverage Reduces FlexibilityHigher leverage erodes the cushion to absorb future losses and limits strategic optionality. Elevated debt-to-equity increases sensitivity to funding stress and constrains the bank's ability to invest, pursue organic growth, or absorb integration costs without straining capital ratios.
Goodwill Writedown And Shrinking Loan BookA large goodwill impairment removes an intangible capital buffer and reflects portfolio or valuation issues; coupled with deliberate multifamily loan reductions and reserve builds, this indicates constrained asset growth and increased provisioning pressure, weakening durable earnings capacity.
Northfield Bancorp News
NFBK FAQ
What was Northfield Bancorp’s price range in the past 12 months?
Northfield Bancorp lowest stock price was $9.40 and its highest was $14.05 in the past 12 months.
What is Northfield Bancorp’s market cap?
Northfield Bancorp’s market cap is $565.90M.
When is Northfield Bancorp’s upcoming earnings report date?
Northfield Bancorp’s upcoming earnings report date is Apr 29, 2026 which is in 54 days.
How were Northfield Bancorp’s earnings last quarter?
Northfield Bancorp released its earnings results on Feb 02, 2026. The company reported -$0.69 earnings per share for the quarter, missing the consensus estimate of $0.28 by -$0.97.
Is Northfield Bancorp overvalued?
According to Wall Street analysts Northfield Bancorp’s price is currently Overvalued.
Does Northfield Bancorp pay dividends?
Northfield Bancorp pays a Quarterly dividend of $0.13 which represents an annual dividend yield of 4.38%. See more information on Northfield Bancorp dividends here
What is Northfield Bancorp’s EPS estimate?
Northfield Bancorp’s EPS estimate is 0.32.
How many shares outstanding does Northfield Bancorp have?
Northfield Bancorp has 41,763,996 shares outstanding.
What happened to Northfield Bancorp’s price movement after its last earnings report?
Northfield Bancorp reported an EPS of -$0.69 in its last earnings report, missing expectations of $0.28. Following the earnings report the stock price went up 11.932%.
Which hedge fund is a major shareholder of Northfield Bancorp?
Currently, no hedge funds are holding shares in NFBK
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Northfield Bancorp Stock Smart Score
Underperform
1
2
3
4
5
6
7
8
9
10
Technicals
SMA
Positive
20 days / 200 days
Momentum
-12.02%
12-Months-Change
Fundamentals
Return on Equity
5.56%
Trailing 12-Months
Asset Growth
-1.17%
Trailing 12-Months
Company Description
Northfield Bancorp
Northfield Bancorp, Inc. (Staten Island, NY) operates as the bank holding company for Northfield Bank that provides various banking services primarily to individuals and corporate customers. It accepts various deposits products, including certificates of deposit, passbook, statement, and money market savings accounts; transaction deposit accounts comprising negotiable orders of withdrawal accounts, and interest and non-interest-bearing checking accounts; individual retirement accounts; and brokered deposits. The company also offers various loans comprising multifamily and other commercial real estate loans, construction and land loans, commercial and industrial loans, one-to-four family residential real estate loans, and home equity loans and lines of credit. In addition, it purchases various investment securities, such as mortgage-backed securities and corporate bonds; and deposits funds in other financial institutions, as well as holds mortgage loans, mortgage-backed securities, and other investments. As of December 31, 2021, the company operated 38 full-service banking offices in Staten Island and Brooklyn, New York; and Hunterdon, Middlesex, Mercer, and Union counties, New Jersey. Northfield Bancorp, Inc. (Staten Island, NY) was founded in 1887 and is headquartered in Woodbridge, New Jersey.
Technical Analysis
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Ownership Overview
4.75% Insiders
13.93% Mutual Funds
6.04% Other Institutional Investors
60.37% Public Companies and
Individual Investors