Northpointe Bancshares, Inc. (NPB)
NYSE:NPB
Want to see NPB full AI Analyst Report?
NPB Stock Chart & Stats
$19.19
--
Market closed
$19.19
--
Day’s Range― - ―
52-Week Range$12.52 - $19.48
Previous CloseN/A
VolumeN/A
Average Volume (3M)151.41K
Market Cap
$592.26M
Enterprise Value$1.53B
Total Cash (Recent Filing)$496.46M
Total Debt (Recent Filing)$1.54B
Price to Earnings (P/E)2.9
Beta1.08
Next Earnings
Jul 28, 2026EPS Estimate
0.68Next Dividend Ex-DateN/A
Dividend Yield0.42%
Share Statistics
EPS (TTM)4.90
Shares Outstanding34,494,118
10 Day Avg. Volume104,958
30 Day Avg. Volume151,405
Financial Highlights & Ratios
PEG Ratio0.05
Price to Book (P/B)0.43
Price to Sales (P/S)0.52
P/FCF Ratio5.87
Enterprise Value/Market Cap2.58
Enterprise Value/Revenue3.24
Enterprise Value/Gross Profit6.37
Enterprise Value/Ebitda13.54
Forecast
1Y Price Target
$21.08Price Target Upside9.87% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering3
EPS Forecast (FY)2.73
Revenue Forecast (FY)$268.45M
Bulls Say, Bears Say
Bulls Say
Business StrategyNPB's focus on residential mortgage activity is unique among public U.S. banks.
Financial PerformanceNorthpointe represents a unique opportunity to own a mortgage bank that has shown solid performance through cycles.
Index AdditionRussell 2000 index add would be a near-term catalyst, which should drive elevated trading volume.
Bears Say
Economic EnvironmentHigher interest rates, increased competition, regulation, and economic uncertainty.
Market ConditionsAbsent a fresh catalyst on these yields, it is unlikely for a meaningful trend change.
Northpointe Bancshares, Inc. News
NPB FAQ
What was Northpointe Bancshares, Inc.’s price range in the past 12 months?
Northpointe Bancshares, Inc. lowest stock price was $12.52 and its highest was $19.48 in the past 12 months.
What is Northpointe Bancshares, Inc.’s market cap?
Northpointe Bancshares, Inc.’s market cap is $592.26M.
When is Northpointe Bancshares, Inc.’s upcoming earnings report date?
Northpointe Bancshares, Inc.’s upcoming earnings report date is Jul 28, 2026 which is in 82 days.
How were Northpointe Bancshares, Inc.’s earnings last quarter?
Northpointe Bancshares, Inc. released its earnings results on Apr 21, 2026. The company reported $0.62 earnings per share for the quarter, missing the consensus estimate of $0.625 by -$0.005.
Is Northpointe Bancshares, Inc. overvalued?
According to Wall Street analysts Northpointe Bancshares, Inc.’s price is currently Undervalued.
Does Northpointe Bancshares, Inc. pay dividends?
Northpointe Bancshares, Inc. pays a Quarterly dividend of $0.025 which represents an annual dividend yield of 0.42%. See more information on Northpointe Bancshares, Inc. dividends here
What is Northpointe Bancshares, Inc.’s EPS estimate?
Northpointe Bancshares, Inc.’s EPS estimate is 0.68.
How many shares outstanding does Northpointe Bancshares, Inc. have?
Northpointe Bancshares, Inc. has 34,494,118 shares outstanding.
What happened to Northpointe Bancshares, Inc.’s price movement after its last earnings report?
Northpointe Bancshares, Inc. reported an EPS of $0.62 in its last earnings report, missing expectations of $0.625. Following the earnings report the stock price went down -4.482%.
Which hedge fund is a major shareholder of Northpointe Bancshares, Inc.?
Currently, no hedge funds are holding shares in NPB
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Northpointe Bancshares, Inc. Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$21.08 (9.87% Upside)
$21.08 (9.87% Upside)
Hedge Fund Trend
Increased
By 24.4K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $499.9K over
the Last 3 Months
the Last 3 Months
Fundamentals
Return on Equity
17.85%
Trailing 12-Months
Asset Growth
26.08%
Trailing 12-Months
Company Description
Northpointe Bancshares, Inc.
Northpointe Bancshares, Inc. operates as the bank holding company for Northpointe Bank provides various banking products and services in the United States. It operates through two segments: Mortgage Purchase Program and Retail Banking. The company offers digital deposit banking, such as noninterest-bearing accounts, savings, money-market demand accounts, and certificates of deposits; personal and business banking; and health saving accounts; home loans; mortgage purchase program; residential mortgage lending; and custodial deposit services. Northpointe Bancshares, Inc. was incorporated in 1998 and is headquartered in Grand Rapids, Michigan.
NPB Company Deck
NPB Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call conveyed strong operational execution and healthy credit metrics driven by significant MPP growth, record funding months, durable profitability (0.62 EPS) and tangible book value expansion. Management provided constructive 2026 guidance for MPP, origination volumes and fee revenue while maintaining disciplined capital planning (subordinated notes issuance and planned preferred call). Offsetting items include margin pressure from lower rates and competitive dynamics, some decline in residential sale rates and ongoing reliance on wholesale funding, along with fair value volatility and modestly higher operating expenses. Overall, the positives — robust MPP growth, improved asset quality and tangible book value appreciation — materially outweigh the headwinds.View all NPB earnings summariesNPB Stock 12 Month Forecast
Average Price Target
$21.08
▲(9.87% Upside)
Technical Analysis
Ownership Overview
11.84% Insiders
6.92% Mutual Funds
0.34% Other Institutional Investors
73.72% Public Companies and
Individual Investors
Options Prices
Currently, No data available
---