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Northpointe Bancshares, Inc. (NPB)
NYSE:NPB
NPB Stock Chart & Stats
$17.23
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Market closed
$17.23
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Day’s Range― - ―
52-Week Range$11.43 - $19.48
Previous CloseN/A
VolumeN/A
Average Volume (3M)151.41K
Market Cap
$592.10M
Enterprise Value$1.30B
Total Cash (Recent Filing)$423.91M
Total Debt (Recent Filing)$1.40B
Price to Earnings (P/E)8.2
Beta1.13
Next Earnings
Apr 28, 2026EPS Estimate
0.63Next Dividend Ex-DateN/A
Dividend Yield0.42%
Share Statistics
EPS (TTM)0.52
Shares Outstanding34,364,660
10 Day Avg. Volume104,958
30 Day Avg. Volume151,405
Financial Highlights & Ratios
PEG Ratio0.04
Price to Book (P/B)0.15
Price to Sales (P/S)0.55
P/FCF Ratio11.53
Enterprise Value/Market Cap2.19
Enterprise Value/Revenue2.95
Enterprise Value/Gross Profit5.95
Enterprise Value/Ebitda13.47
Forecast
1Y Price Target
$21.00Price Target Upside21.88% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Business StrategyNPB's focus on residential mortgage activity is unique among public U.S. banks.
Financial PerformanceNorthpointe represents a unique opportunity to own a mortgage bank that has shown solid performance through cycles.
Index AdditionRussell 2000 index add would be a near-term catalyst, which should drive elevated trading volume.
Bears Say
Economic EnvironmentHigher interest rates, increased competition, regulation, and economic uncertainty.
Market ConditionsAbsent a fresh catalyst on these yields, it is unlikely for a meaningful trend change.
Northpointe Bancshares, Inc. News
NPB FAQ
What was Northpointe Bancshares, Inc.’s price range in the past 12 months?
Northpointe Bancshares, Inc. lowest stock price was $11.43 and its highest was $19.48 in the past 12 months.
What is Northpointe Bancshares, Inc.’s market cap?
Northpointe Bancshares, Inc.’s market cap is $592.10M.
When is Northpointe Bancshares, Inc.’s upcoming earnings report date?
Northpointe Bancshares, Inc.’s upcoming earnings report date is Apr 28, 2026 which is in 78 days.
How were Northpointe Bancshares, Inc.’s earnings last quarter?
Northpointe Bancshares, Inc. released its earnings results on Jan 20, 2026. The company reported $0.52 earnings per share for the quarter, missing the consensus estimate of $0.61 by -$0.09.
Is Northpointe Bancshares, Inc. overvalued?
According to Wall Street analysts Northpointe Bancshares, Inc.’s price is currently Undervalued.
Does Northpointe Bancshares, Inc. pay dividends?
Northpointe Bancshares, Inc. pays a Quarterly dividend of $0.025 which represents an annual dividend yield of 0.42%. See more information on Northpointe Bancshares, Inc. dividends here
What is Northpointe Bancshares, Inc.’s EPS estimate?
Northpointe Bancshares, Inc.’s EPS estimate is 0.63.
How many shares outstanding does Northpointe Bancshares, Inc. have?
Northpointe Bancshares, Inc. has 34,364,660 shares outstanding.
What happened to Northpointe Bancshares, Inc.’s price movement after its last earnings report?
Northpointe Bancshares, Inc. reported an EPS of $0.52 in its last earnings report, missing expectations of $0.61. Following the earnings report the stock price went up 0.886%.
Which hedge fund is a major shareholder of Northpointe Bancshares, Inc.?
Currently, no hedge funds are holding shares in NPB
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Northpointe Bancshares, Inc. Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
$21.00 (21.88% Upside)
$21.00 (21.88% Upside)
Hedge Fund Trend
Decreased
By 15.1K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $290.0K over
the Last 3 Months
the Last 3 Months
Fundamentals
Return on Equity
―
Trailing 12-Months
Asset Growth
9.77%
Trailing 12-Months
Company Description
Northpointe Bancshares, Inc.
Northpointe Bancshares, Inc. operates as the bank holding company for Northpointe Bank provides various banking products and services in the United States. It operates through two segments: Mortgage Purchase Program and Retail Banking. The company offers digital deposit banking, such as noninterest-bearing accounts, savings, money-market demand accounts, and certificates of deposits; personal and business banking; and health saving accounts; home loans; mortgage purchase program; residential mortgage lending; and custodial deposit services. Northpointe Bancshares, Inc. was incorporated in 1998 and is headquartered in Grand Rapids, Michigan.
NPB Company Deck
NPB Earnings Call
Q4 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call communicated strong operational and financial progress: significant balance sheet growth (assets +~$1.8B+ year-over-year), solid earnings momentum (EPS +15%), expansion of the high-yield MPP business, improving deposit relationships, and constructive 2026 guidance for MPP/AIO growth, fee income, and NIM. Challenges disclosed were relatively manageable in magnitude: modestly higher net charge-offs and nonperforming assets tied to seasoning, continued reliance on wholesale funding (wholesale funding ratio 64.6%), some quarterly volatility in gain-on-sale revenue, and anticipated higher noninterest expense and FDIC/insurance costs in 2026. Overall, the positive operational execution, clear growth targets and improved profitability metrics materially outweigh the limited credit seasoning and funding-mix risks discussed on the call.View all NPB earnings summariesNPB Stock 12 Month Forecast
Average Price Target
$21.00
▲(21.88% Upside)
Technical Analysis
Ownership Overview
22.34% Insiders
5.38% Mutual Funds
12.28% Other Institutional Investors
53.96% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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