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Northpointe Bancshares, Inc.
(NYSE:NPB)
Northpointe Bancshares, Inc. (NPB) vs. SPDR S&P 500 ETF (SPY)
Northpointe Bancshares, Inc. Business Overview & Revenue Model
Northpointe Bancshares, Inc. Financial Statement Overview
| Breakdown | Dec 2024 | Dec 2023 | Dec 2022 |
|---|---|---|---|
Income Statement | |||
| Total Revenue | 390.45M | 362.45M | 324.24M |
| Gross Profit | 187.47M | 197.77M | 255.34M |
| EBITDA | 76.68M | 48.70M | 37.71M |
| Net Income | 55.16M | 33.76M | 23.24M |
Balance Sheet | |||
| Total Assets | 5.22B | 4.76B | 4.40B |
| Cash, Cash Equivalents and Short-Term Investments | 384.87M | 366.62M | 283.32M |
| Total Debt | 1.30B | 1.31B | 981.25M |
| Total Liabilities | 4.76B | 4.33B | 3.98B |
| Stockholders Equity | 462.49M | 430.62M | 417.31M |
Cash Flow | |||
| Free Cash Flow | 18.76M | 498.64M | 1.35B |
| Operating Cash Flow | 19.81M | 504.17M | 1.35B |
| Investing Cash Flow | -458.24M | -750.68M | -1.18B |
| Financing Cash Flow | 462.83M | 324.17M | -354.76M |
Northpointe Bancshares, Inc. Peers Comparison
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
77 Outperform | $528.10M | 10.46 | 12.08% | 4.98% | 6.15% | -1.38% | |
75 Outperform | $516.22M | 14.49 | 11.28% | 2.25% | 1.61% | 38.81% | |
74 Outperform | $509.97M | ― | 0.33% | ― | ― | ||
74 Outperform | $503.36M | 11.76 | 15.17% | 1.08% | 6.99% | 12.46% | |
69 Neutral | $495.74M | 23.32 | 8.08% | 5.10% | 67.73% | 39.18% | |
68 Neutral | $509.58M | 18.26 | 4.56% | 2.87% | 4.47% | 72.45% | |
67 Neutral | $17.06B | 11.24 | 9.31% | 3.84% | 11.08% | -3.39% |
Northpointe Bancshares, Inc. Corporate Events
On July 23, 2025, Northpointe Bancshares, Inc. hosted its second quarter 2025 earnings conference call and webcast. The company issued a correction regarding its full-year 2025 non-interest expense guidance, which was initially misread during the call. The correct guidance range is $124 million to $128 million, and the transcript on the company’s website has been updated accordingly.
The most recent analyst rating on (NPB) stock is a Buy with a $16.50 price target. To see the full list of analyst forecasts on Northpointe Bancshares, Inc. stock, see the NPB Stock Forecast page.
On July 22, 2025, Northpointe Bancshares, Inc. reported its financial results for the second quarter of 2025, showcasing a net income of $18.0 million, a 20% increase from the previous quarter. The company experienced significant growth in its Mortgage Purchase Program, with a 42% increase in average balances and over $9 billion in total loans funded. Additionally, Northpointe completed an initiative to secure $250 million in new custodial deposits expected in the third quarter. The company’s financial performance improved with a rise in net interest income and a decrease in provision for credit losses, despite a slight decline in non-interest income. The Board of Directors declared a regular quarterly cash dividend, and the company entered into an agreement to sell home equity loans, enhancing its financial position.
The most recent analyst rating on (NPB) stock is a Buy with a $16.50 price target. To see the full list of analyst forecasts on Northpointe Bancshares, Inc. stock, see the NPB Stock Forecast page.
On June 26, 2025, Northpointe Bancshares, Inc. announced new employment agreements with key executives, including Amy M. Butler, David J. Christel, Kevin J. Comps, and Brad T. Howes. These agreements, which replace previous contracts for some executives, outline base salaries, incentive compensation, and severance terms, reflecting the company’s commitment to retaining top leadership talent. The agreements have implications for the company’s operational stability and strategic continuity, ensuring that executive compensation aligns with performance and market conditions.
The most recent analyst rating on (NPB) stock is a Buy with a $16.50 price target. To see the full list of analyst forecasts on Northpointe Bancshares, Inc. stock, see the NPB Stock Forecast page.
Northpointe Bancshares, Inc. recently amended its registration rights agreements for its Series A and Series B preferred stocks. The amendments extend the deadlines for certain filing obligations to January 2, 2026, and January 2, 2027, respectively. Additionally, the company announced a one-time special cash dividend of $2.50 per share for both Series A and Series B preferred stockholders, payable on June 30, 2025, to holders of record as of May 21, 2025.
The most recent analyst rating on (NPB) stock is a Buy with a $16.50 price target. To see the full list of analyst forecasts on Northpointe Bancshares, Inc. stock, see the NPB Stock Forecast page.
On May 15, 2025, Northpointe Bancshares, Inc. held its annual stockholders meeting via conference call. During the meeting, shareholders voted on two key proposals. The first proposal involved the election of directors, with all nominated individuals elected to serve a one-year term on the board. The second proposal was the ratification of RSM US LLP as the company’s independent registered public accounting firm for the fiscal year ending December 31, 2025, which was approved.
The most recent analyst rating on (NPB) stock is a Buy with a $16.50 price target. To see the full list of analyst forecasts on Northpointe Bancshares, Inc. stock, see the NPB Stock Forecast page.