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Northpointe Bancshares, Inc. (NPB)
NYSE:NPB
US Market

Northpointe Bancshares, Inc. (NPB) Stock Statistics & Valuation Metrics

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Total Valuation

Northpointe Bancshares, Inc. has a market cap or net worth of $602.27M. The enterprise value is $1.30B.
Market Cap$602.27M
Enterprise Value$1.30B

Share Statistics

Northpointe Bancshares, Inc. has 34,494,118 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding34,494,118
Owned by Insiders14.32%
Owned by Institutions11.61%

Financial Efficiency

Northpointe Bancshares, Inc.’s return on equity (ROE) is 0.15 and return on invested capital (ROIC) is 15.73%.
Return on Equity (ROE)0.15
Return on Assets (ROA)0.01
Return on Invested Capital (ROIC)15.73%
Return on Capital Employed (ROCE)0.02
Revenue Per Employee959.64K
Profits Per Employee169.88K
Employee Count491
Asset Turnover0.07
Inventory Turnover0.00

Valuation Ratios

The current PE Ratio of Northpointe Bancshares, Inc. is 2.9. Northpointe Bancshares, Inc.’s PEG ratio is 0.05.
PE Ratio2.9
PS Ratio0.52
PB Ratio0.43
Price to Fair Value0.43
Price to FCF5.87
Price to Operating Cash Flow14.60
PEG Ratio0.05

Income Statement

In the last 12 months, Northpointe Bancshares, Inc. had revenue of 471.18M and earned 83.41M in profits. Earnings per share was 4.92.
Revenue471.18M
Gross Profit239.62M
Operating Income110.39M
Pretax Income110.39M
Net Income83.41M
EBITDA110.39M
Earnings Per Share (EPS)4.92

Cash Flow

In the last 12 months, operating cash flow was 18.00M and capital expenditures -2.58M, giving a free cash flow of 15.42M billion.
Operating Cash Flow18.00M
Free Cash Flow15.42M
Free Cash Flow per Share0.45

Dividends & Yields

Northpointe Bancshares, Inc. pays an annual dividend of $0.025, resulting in a dividend yield of 0.42%
Dividend Per Share$0.025
Dividend Yield0.42%
Payout Ratio3.18%
Free Cash Flow Yield
Earnings Yield

Stock Price Statistics

Beta1.09
52-Week Price Change37.20%
50-Day Moving Average16.82
200-Day Moving Average
Relative Strength Index (RSI)64.42
Average Volume (3m)151.41K

Important Dates

Northpointe Bancshares, Inc. upcoming earnings date is Apr 28, 2026, After Close (Confirmed).
Last Earnings DateJan 20, 2026
Next Earnings DateApr 28, 2026
Ex-Dividend Date

Financial Position

Northpointe Bancshares, Inc. as a current ratio of 1.19, with Debt / Equity ratio of 270.00%
Current Ratio1.19
Quick Ratio1.19
Debt to Market Cap8.02
Net Debt to EBITDA9.42
Interest Coverage Ratio0.48

Taxes

In the past 12 months, Northpointe Bancshares, Inc. has paid 26.98M in taxes.
Income Tax26.98M
Effective Tax Rate0.24

Enterprise Valuation

Northpointe Bancshares, Inc. EV to EBITDA ratio is 11.63, with an EV/FCF ratio of 30.92.
EV to Sales2.72
EV to EBITDA11.63
EV to Free Cash Flow30.92
EV to Operating Cash Flow28.99

Balance Sheet

Northpointe Bancshares, Inc. has $501.20M in cash and marketable securities with $1.54B in debt, giving a net cash position of -$1.04B billion.
Cash & Marketable Securities$501.20M
Total Debt$1.54B
Net Cash-$1.04B
Net Cash Per Share-$30.01
Tangible Book Value Per Share$39.04

Margins

Gross margin is 50.86%, with operating margin of 23.43%, and net profit margin of 17.70%.
Gross Margin50.86%
Operating Margin23.43%
Pretax Margin23.43%
Net Profit Margin17.70%
EBITDA Margin23.43%
EBIT Margin23.43%

Analyst Forecast

The average price target for Northpointe Bancshares, Inc. is $21.50, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$21.50
Price Target Upside23.14% Upside
Analyst ConsensusModerate Buy
Analyst Count2
Revenue Growth Forecast18.10%
EPS Growth Forecast33.47%

Scores

Smart Score8
AI Score