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Total Valuation
Northpointe Bancshares, Inc. has a market cap or net worth of $646.68M. The enterprise value is $1.53B.
Market Cap$646.68M
Enterprise Value$1.53B
Share Statistics
Northpointe Bancshares, Inc. has 34,581,840 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding34,581,840
Owned by Insiders14.33%
Owned by Institutions19.08%
Financial Efficiency
Northpointe Bancshares, Inc.’s return on equity (ROE) is 0.15 and return on invested capital (ROIC) is 3.87%.
Return on Equity (ROE)0.15
Return on Assets (ROA)0.01
Return on Invested Capital (ROIC)3.87%
Return on Capital Employed (ROCE)0.05
Revenue Per Employee975.54K
Profits Per Employee172.69K
Employee Count483
Asset Turnover0.07
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Northpointe Bancshares, Inc. is 3.6. Northpointe Bancshares, Inc.’s PEG ratio is 0.06.
PE Ratio3.6
PS Ratio0.52
PB Ratio0.43
Price to Fair Value0.43
Price to FCF5.87
Price to Operating Cash Flow10.24
PEG Ratio0.06
Income Statement
In the last 12 months, Northpointe Bancshares, Inc. had revenue of 471.18M and earned 83.41M in profits. Earnings per share was 4.92.
Revenue471.18M
Gross Profit239.62M
Operating Income110.39M
Pretax Income110.39M
Net Income83.41M
EBITDA113.47M
Earnings Per Share (EPS)4.92
Cash Flow
In the last 12 months, operating cash flow was 27.56M and capital expenditures -2.44M, giving a free cash flow of 25.12M billion.
Operating Cash Flow27.56M
Free Cash Flow25.12M
Free Cash Flow per Share0.73
Dividends & Yields
Northpointe Bancshares, Inc. pays an annual dividend of $0.025, resulting in a dividend yield of 0.42%
Dividend Per Share$0.025
Dividend Yield0.42%
Payout Ratio3.18%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.95
52-Week Price Change24.57%
50-Day Moving Average16.82
200-Day Moving Average―
Relative Strength Index (RSI)64.42
Average Volume (3m)151.41K
Important Dates
Northpointe Bancshares, Inc. upcoming earnings date is Jul 21, 2026, After Close (Confirmed).
Last Earnings DateApr 21, 2026
Next Earnings DateJul 21, 2026
Ex-Dividend Date―
Financial Position
Northpointe Bancshares, Inc. as a current ratio of 0.10, with Debt / Equity ratio of 296.56%
Current Ratio0.10
Quick Ratio0.10
Debt to Market Cap6.30
Net Debt to EBITDA9.17
Interest Coverage Ratio0.48
Taxes
In the past 12 months, Northpointe Bancshares, Inc. has paid 26.98M in taxes.
Income Tax26.98M
Effective Tax Rate0.24
Enterprise Valuation
Northpointe Bancshares, Inc. EV to EBITDA ratio is 11.32, with an EV/FCF ratio of 30.92.
EV to Sales2.72
EV to EBITDA11.32
EV to Free Cash Flow30.92
EV to Operating Cash Flow28.99
Balance Sheet
Northpointe Bancshares, Inc. has $487.62M in cash and marketable securities with $1.75B in debt, giving a net cash position of -$1.26B billion.
Cash & Marketable Securities$487.62M
Total Debt$1.75B
Net Cash-$1.26B
Net Cash Per Share-$36.49
Tangible Book Value Per Share$37.87
Margins
Gross margin is 51.06%, with operating margin of 23.43%, and net profit margin of 17.70%.
Gross Margin51.06%
Operating Margin23.43%
Pretax Margin23.43%
Net Profit Margin17.70%
EBITDA Margin24.08%
EBIT Margin23.43%
Analyst Forecast
The average price target for Northpointe Bancshares, Inc. is $21.42, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$21.42
Price Target Upside11.60% Upside
Analyst ConsensusModerate Buy
Analyst Count3
Revenue Growth Forecast21.82%
EPS Growth Forecast42.06%