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Northpointe Bancshares, Inc. (NPB)
NYSE:NPB
US Market

Northpointe Bancshares, Inc. (NPB) Ratios

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Northpointe Bancshares, Inc. Ratios

NPB's free cash flow for Q3 2025 was ¥-1.95. For the 2025 fiscal year, NPB's free cash flow was decreased by ¥ and operating cash flow was ¥0.00. See a summary of the company’s cash flow.
Ratios
TTM
Dec 24Dec 23Dec 22Dec 21
Liquidity Ratios
Current Ratio
22.82 20.90 0.13 0.00-
Quick Ratio
22.82 20.90 0.13 0.00-
Cash Ratio
22.51 8.07 0.12 0.00-
Solvency Ratio
-3.23 -13.92 <0.01 <0.01-
Operating Cash Flow Ratio
0.00 -6.23 0.17 0.00-
Short-Term Operating Cash Flow Coverage
0.00 0.00 0.00 0.00-
Net Current Asset Value
¥ 157.66M¥ 165.17M¥ -3.96B¥ -3.71B-
Leverage Ratios
Debt-to-Assets Ratio
0.02 0.02 0.28 0.22-
Debt-to-Equity Ratio
0.02 0.02 3.05 2.35-
Debt-to-Capital Ratio
0.02 0.02 0.75 0.70-
Long-Term Debt-to-Capital Ratio
0.00 0.00 0.75 0.70-
Financial Leverage Ratio
1.05 1.06 11.05 10.54-
Debt Service Coverage Ratio
0.00 0.00 0.23 -0.16-
Interest Coverage Ratio
0.00 0.00 0.27 0.00-
Debt to Market Cap
0.00 0.00 2.64 1.97-
Interest Debt Per Share
0.04 0.05 43.15 30.54-
Net Debt to EBITDA
4.39 0.17 19.76 0.00-
Profitability Margins
Gross Profit Margin
0.00%0.00%54.57%99.14%-
EBIT Margin
0.00%0.00%12.33%-1.56%-
EBITDA Margin
0.00%0.00%13.44%0.00%-
Operating Profit Margin
0.00%0.00%12.33%0.00%-
Pretax Profit Margin
0.00%0.00%12.33%13.08%-
Net Profit Margin
0.00%0.00%9.31%9.02%-
Continuous Operations Profit Margin
0.00%0.00%9.31%9.02%-
Net Income Per EBT
95.54%44.73%75.55%68.97%-
EBT Per EBIT
104.78%96.64%100.00%0.00%-
Return on Assets (ROA)
-18.48%-76.29%0.71%0.53%-
Return on Equity (ROE)
-18.77%-80.66%7.84%5.57%-
Return on Capital Employed (ROCE)
-19.14%-183.80%2.44%0.00%-
Return on Invested Capital (ROIC)
-19.06%-183.06%1.83%0.00%-
Return on Tangible Assets
-18.48%-76.29%0.72%0.54%-
Earnings Yield
-0.40%-235.13%6.79%4.67%-
Efficiency Ratios
Receivables Turnover
0.00 0.00 0.00 0.00-
Payables Turnover
0.00 0.00 0.00 0.00-
Inventory Turnover
0.00 0.00 0.00 0.00-
Fixed Asset Turnover
0.00 0.00 12.37 8.71-
Asset Turnover
0.00 0.00 0.08 0.06-
Working Capital Turnover Ratio
0.00 0.00 -0.14 0.00-
Cash Conversion Cycle
0.00 0.00 0.00 0.00-
Days of Sales Outstanding
0.00 0.00 0.00 0.00-
Days of Inventory Outstanding
0.00 0.00 0.00 0.00-
Days of Payables Outstanding
0.00 0.00 0.00 0.00-
Operating Cycle
0.00 0.00 0.00 0.00-
Cash Flow Ratios
Operating Cash Flow Per Share
0.00 -0.65 14.69 39.40-
Free Cash Flow Per Share
0.00 -0.65 14.53 39.25-
CapEx Per Share
0.00 <0.01 0.16 0.15-
Free Cash Flow to Operating Cash Flow
0.00 1.00 0.99 1.00-
Dividend Paid and CapEx Coverage Ratio
0.00 -1.10K 28.40 60.05-
Capital Expenditure Coverage Ratio
0.00 -1.10K 91.14 265.23-
Operating Cash Flow Coverage Ratio
0.00 -13.57 0.38 1.38-
Operating Cash Flow to Sales Ratio
0.00 0.00 1.39 5.25-
Free Cash Flow Yield
0.00%-76.39%100.23%270.67%-
Valuation Ratios
Price-to-Earnings (P/E) Ratio
-249.84 -0.43 14.74 21.41-
Price-to-Sales (P/S) Ratio
0.00 0.00 1.37 1.93-
Price-to-Book (P/B) Ratio
48.52 0.34 1.16 1.19-
Price-to-Free Cash Flow (P/FCF) Ratio
0.00 -1.31 1.00 0.37-
Price-to-Operating Cash Flow Ratio
0.00 -1.31 0.99 0.37-
Price-to-Earnings Growth (PEG) Ratio
-241.09 <0.01 0.20 0.00-
Price-to-Fair Value
48.52 0.34 1.16 1.19-
Enterprise Value Multiple
-42.93 -0.01 29.98 0.00-
Enterprise Value
1.58B 4.63M 1.46B 1.20B-
EV to EBITDA
-42.92 -0.01 29.98 0.00-
EV to Sales
0.00 0.00 4.03 4.68-
EV to Free Cash Flow
0.00 -0.09 2.93 0.89-
EV to Operating Cash Flow
0.00 -0.09 2.90 0.89-
Tangible Book Value Per Share
2.41 2.48 9.64 9.03-
Shareholders’ Equity Per Share
2.41 2.48 12.55 12.16-
Tax and Other Ratios
Effective Tax Rate
0.00 0.00 0.24 0.31-
Revenue Per Share
0.00 0.00 10.56 7.51-
Net Income Per Share
-0.47 -2.00 0.98 0.68-
Tax Burden
0.96 0.45 0.76 0.69-
Interest Burden
1.08 0.97 1.00 -8.38-
Research & Development to Revenue
0.00 0.00 0.00 0.00-
SG&A to Revenue
0.00 0.00 0.29 0.62-
Stock-Based Compensation to Revenue
0.00 0.00 0.00 0.00-
Income Quality
0.00 1.06 14.93 58.16-
Currency in CNY