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Northpointe Bancshares, Inc. (NPB)
NYSE:NPB
US Market

Northpointe Bancshares, Inc. (NPB) Ratios

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Northpointe Bancshares, Inc. Ratios

NPB's free cash flow for Q3 2025 was ¥-1.95. For the 2025 fiscal year, NPB's free cash flow was decreased by ¥ and operating cash flow was ¥0.00. See a summary of the company’s cash flow.
Ratios
TTM
Dec 24Dec 23Dec 22Dec 21
Liquidity Ratios
Current Ratio
22.82 0.13 0.00--
Quick Ratio
22.82 0.13 0.00--
Cash Ratio
22.51 0.12 0.00--
Solvency Ratio
-3.23 <0.01 <0.01--
Operating Cash Flow Ratio
0.00 0.17 0.00--
Short-Term Operating Cash Flow Coverage
0.00 0.00 0.00--
Net Current Asset Value
¥ 157.66M¥ -3.96B¥ -3.71B--
Leverage Ratios
Debt-to-Assets Ratio
0.02 0.28 0.22--
Debt-to-Equity Ratio
0.02 3.05 2.35--
Debt-to-Capital Ratio
0.02 0.75 0.70--
Long-Term Debt-to-Capital Ratio
0.00 0.75 0.70--
Financial Leverage Ratio
1.05 11.05 10.54--
Debt Service Coverage Ratio
0.00 0.23 -0.16--
Interest Coverage Ratio
0.00 0.27 0.00--
Debt to Market Cap
0.00 2.64 1.97--
Interest Debt Per Share
0.04 43.15 30.54--
Net Debt to EBITDA
4.39 19.76 0.00--
Profitability Margins
Gross Profit Margin
0.00%54.57%99.14%--
EBIT Margin
0.00%12.33%-1.56%--
EBITDA Margin
0.00%13.44%0.00%--
Operating Profit Margin
0.00%12.33%0.00%--
Pretax Profit Margin
0.00%12.33%13.08%--
Net Profit Margin
0.00%9.31%9.02%--
Continuous Operations Profit Margin
0.00%9.31%9.02%--
Net Income Per EBT
95.54%75.55%68.97%--
EBT Per EBIT
104.78%100.00%0.00%--
Return on Assets (ROA)
-18.48%0.71%0.53%--
Return on Equity (ROE)
-18.77%7.84%5.57%--
Return on Capital Employed (ROCE)
-19.14%2.44%0.00%--
Return on Invested Capital (ROIC)
-19.06%1.83%0.00%--
Return on Tangible Assets
-18.48%0.72%0.54%--
Earnings Yield
-0.40%6.79%4.67%--
Efficiency Ratios
Receivables Turnover
0.00 0.00 0.00--
Payables Turnover
0.00 0.00 0.00--
Inventory Turnover
0.00 0.00 0.00--
Fixed Asset Turnover
0.00 12.37 8.71--
Asset Turnover
0.00 0.08 0.06--
Working Capital Turnover Ratio
0.00 -0.14 0.00--
Cash Conversion Cycle
0.00 0.00 0.00--
Days of Sales Outstanding
0.00 0.00 0.00--
Days of Inventory Outstanding
0.00 0.00 0.00--
Days of Payables Outstanding
0.00 0.00 0.00--
Operating Cycle
0.00 0.00 0.00--
Cash Flow Ratios
Operating Cash Flow Per Share
0.00 14.69 39.40--
Free Cash Flow Per Share
0.00 14.53 39.25--
CapEx Per Share
0.00 0.16 0.15--
Free Cash Flow to Operating Cash Flow
0.00 0.99 1.00--
Dividend Paid and CapEx Coverage Ratio
0.00 28.40 60.05--
Capital Expenditure Coverage Ratio
0.00 91.14 265.23--
Operating Cash Flow Coverage Ratio
0.00 0.38 1.38--
Operating Cash Flow to Sales Ratio
0.00 1.39 5.25--
Free Cash Flow Yield
0.00%100.23%270.67%--
Valuation Ratios
Price-to-Earnings (P/E) Ratio
-249.84 14.74 21.41--
Price-to-Sales (P/S) Ratio
0.00 1.37 1.93--
Price-to-Book (P/B) Ratio
48.52 1.16 1.19--
Price-to-Free Cash Flow (P/FCF) Ratio
0.00 1.00 0.37--
Price-to-Operating Cash Flow Ratio
0.00 0.99 0.37--
Price-to-Earnings Growth (PEG) Ratio
-241.09 0.20 0.00--
Price-to-Fair Value
48.52 1.16 1.19--
Enterprise Value Multiple
-42.93 29.98 0.00--
Enterprise Value
1.58B 1.46B 1.20B--
EV to EBITDA
-42.92 29.98 0.00--
EV to Sales
0.00 4.03 4.68--
EV to Free Cash Flow
0.00 2.93 0.89--
EV to Operating Cash Flow
0.00 2.90 0.89--
Tangible Book Value Per Share
2.41 9.64 9.03--
Shareholders’ Equity Per Share
2.41 12.55 12.16--
Tax and Other Ratios
Effective Tax Rate
0.00 0.24 0.31--
Revenue Per Share
0.00 10.56 7.51--
Net Income Per Share
-0.47 0.98 0.68--
Tax Burden
0.96 0.76 0.69--
Interest Burden
1.08 1.00 -8.38--
Research & Development to Revenue
0.00 0.00 0.00--
SG&A to Revenue
0.00 0.29 0.62--
Stock-Based Compensation to Revenue
0.00 0.00 0.00--
Income Quality
0.00 14.93 58.16--
Currency in CNY