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FMNB Stock Chart & Stats
$15.19
$0.16(1.05%)
At close: 4:00 PM EDT
$15.19
$0.16(1.05%)
Day’s Range― - ―
52-Week Range$12.12 - $16.46
Previous Close$15.35
Volume452.27K
Average Volume (3M)504.72K
Market Cap
$929.59M
Enterprise Value$1.29K
Total Cash (Recent Filing)$164.75M
Total Debt (Recent Filing)$455.37M
Price to Earnings (P/E)10.9
Beta0.70
Next Earnings
Oct 28, 2026EPS Estimate
0.39Next Dividend Ex-DateN/A
Dividend Yield4.33%
Share Statistics
EPS (TTM)1.44
Shares Outstanding59,247,574
10 Day Avg. Volume428,474
30 Day Avg. Volume504,723
Financial Highlights & Ratios
PEG Ratio0.49
Price to Book (P/B)1.03
Price to Sales (P/S)1.84
P/FCF Ratio9.61
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$16.00Price Target Upside5.33% Upside
Rating ConsensusHold
Number of Analyst Covering1
EPS Forecast (FY)1.53
Revenue Forecast (FY)$269.55M
Bulls Say, Bears Say
Bulls Say
Strong Cash ConversionConsistently high free cash flow relative to net income (~94%) provides durable internal funding for dividends, loan growth, and technology conversion costs. Strong cash conversion enhances financial flexibility and lowers reliance on external financing across business cycles.
Sustained Profitability And Revenue GrowthHealthy net margins (~20.8%) with modest top-line growth (~5% TTM) reflect a profitable core community-banking model. Durable profitability supports retained earnings accumulation, dividend capacity and reinvestment in branches and digital channels over the medium term.
Meaningful Scale Expansion From AcquisitionThe Middlefield acquisition materially enlarges the franchise (assets to $7.14B) and immediately increased net interest income and margin. Greater scale improves funding and lending diversification, enabling higher commercial originations and broader fee opportunities in Ohio and Pennsylvania.
Bears Say
Integration And Execution RiskA rapid balance-sheet step-up from the acquisition raises operational, systems and cultural integration risk. Execution missteps or prolonged core technology conversion could increase costs, disrupt funding or loan origination, and temper expected margin gains over several quarters.
Margin Compression Versus Prior PeaksNet margins (now ~20.8%) remain meaningfully below mid-30% peak years, implying structural pressure from deposit costs, loan mix shifts or competitive pricing. Sustained lower margins would limit ROE improvement and constrain capital generation compared with prior-cycle performance.
Cash Flow Variability And Cycle SensitivityFree cash flow has shown multi-year variability before rebounding, indicating sensitivity to interest-rate and economic cycles. This volatility can complicate planning for acquisitions, dividend policy and capital buffers during downturns, raising medium-term funding and provisioning risks.
Farmers National Banc Oh News
FMNB FAQ
What was Farmers National Banc Corp Oh’s price range in the past 12 months?
Farmers National Banc Corp Oh lowest stock price was $12.12 and its highest was $16.46 in the past 12 months.
What is Farmers National Banc Corp Oh’s market cap?
Farmers National Banc Corp Oh’s market cap is $929.59M.
When is Farmers National Banc Corp Oh’s upcoming earnings report date?
Farmers National Banc Corp Oh’s upcoming earnings report date is Oct 28, 2026 which is in 65 days.
How were Farmers National Banc Corp Oh’s earnings last quarter?
Farmers National Banc Corp Oh released its earnings results on Jul 22, 2026. The company reported $0.39 earnings per share for the quarter, beating the consensus estimate of $0.343 by $0.047.
Is Farmers National Banc Corp Oh overvalued?
According to Wall Street analysts Farmers National Banc Corp Oh’s price is currently Undervalued.
Does Farmers National Banc Corp Oh pay dividends?
Farmers National Banc Corp Oh pays a Quarterly dividend of $0.17 which represents an annual dividend yield of 4.33%. See more information on Farmers National Banc Corp Oh dividends here
What is Farmers National Banc Corp Oh’s EPS estimate?
Farmers National Banc Corp Oh’s EPS estimate is 0.39.
How many shares outstanding does Farmers National Banc Corp Oh have?
Farmers National Banc Corp Oh has 59,247,574 shares outstanding.
What happened to Farmers National Banc Corp Oh’s price movement after its last earnings report?
Farmers National Banc Corp Oh reported an EPS of $0.39 in its last earnings report, beating expectations of $0.343. Following the earnings report the stock price went up 2.881%.
Which hedge fund is a major shareholder of Farmers National Banc Corp Oh?
Currently, no hedge funds are holding shares in FMNB
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Farmers National Banc Oh Stock Smart Score
Underperform
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9
10
Analyst Consensus
Hold
Average Price Target:
$16.00 (5.33% Upside)
$16.00 (5.33% Upside)
Blogger Sentiment
Neutral
FMNB Sentiment 50%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 2.5K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $411.1K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Negative
Last 7 Days ▼ 2.0%
Last 30 Days ▼ 5.1%
Last 30 Days ▼ 5.1%
Technicals
SMA
Positive
20 days / 200 days
Momentum
18.95%
12-Months-Change
Fundamentals
Return on Equity
4.33%
Trailing 12-Months
Asset Growth
37.90%
Trailing 12-Months
Company Description
Farmers National Banc Corp Oh
Farmers National Banc Corp. operates as a diversified financial services holding company, engaging in banking, trust administration, retirement planning, insurance, and financial management. It provides a comprehensive range of commercial and consumer banking solutions, including various deposit products like checking, savings, and certificate of deposit accounts. The company's lending portfolio features commercial, mortgage, personal installment, and home equity loans, alongside ancillary services such as home equity lines of credit, online banking, ATM access, safe deposit boxes, money orders, official checks, travel cards, credit and debit cards, and brokerage offerings. Furthermore, it delivers both individual and institutional trust services, covering estate settlement, trust oversight, and employee benefit plan management. Specialized retirement consulting is also offered, as well as a variety of insurance products, including property and casualty coverage, facilitated by licensed representatives. The firm strategically invests in municipal securities. With a presence across 47 branches in northeastern Ohio and one location in southwestern Pennsylvania, the corporation, founded in 1887, is headquartered in Canfield, Ohio.
FMNB Stock 12 Month Forecast
Average Price Target
$16.00
▲(5.33% Upside)
Technical Analysis
Financial Institutions
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California BanCorp
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Capital Bancorp
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Third Coast Bancshares
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Ownership Overview
2.29% Insiders
10.43% Mutual Funds
4.76% Other Institutional Investors
68.46% Public Companies and
Individual Investors