Farmers National Banc Corp Oh (FMNB)
NASDAQ:FMNB
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FMNB Stock Chart & Stats
$14.17
-$0.03(-0.22%)
At close: 4:00 PM EST
$14.17
-$0.03(-0.22%)
Day’s Range― - ―
52-Week Range$12.12 - $15.50
Previous CloseN/A
Volume16.87K
Average Volume (3M)382.00K
Market Cap
$842.98M
Enterprise Value$797.79M
Total Cash (Recent Filing)$1.36B
Total Debt (Recent Filing)$367.73M
Price to Earnings (P/E)9.1
Beta0.76
Next Earnings
Jul 29, 2026EPS Estimate
0.34Next Dividend Ex-DateN/A
Dividend Yield4.95%
Share Statistics
EPS (TTM)1.45
Shares Outstanding59,322,773
10 Day Avg. Volume283,557
30 Day Avg. Volume381,995
Financial Highlights & Ratios
PEG Ratio0.49
Price to Book (P/B)1.03
Price to Sales (P/S)1.84
P/FCF Ratio9.61
Enterprise Value/Market Cap0.95
Enterprise Value/Revenue2.87
Enterprise Value/Gross Profit4.44
Enterprise Value/Ebitda11.38
Forecast
1Y Price Target
$15.33Price Target Upside8.21% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering3
EPS Forecast (FY)1.55
Revenue Forecast (FY)$266.44M
Bulls Say, Bears Say
Bulls Say
Scale And Market ExpansionThe Middlefield acquisition expands assets to ~$7.18B and deepens presence in Ohio (including Columbus) and Pennsylvania, creating a broader deposit and loan base. Greater scale supports cross-sell, improves regional competitive positioning, and enables more efficient branch and technology investments over the medium term.
Improving Profitability And Cash GenerationNet margin improvement to ~20.1% and free cash flow equaling net income in 2025 indicate stronger income quality and cash conversion. Durable cash generation supports reinvestment, dividend capacity and loss absorption, reducing reliance on external funding during multi-quarter cycles.
Balance-sheet De-risking And Capital BuildDeclining leverage and a strengthened capital base improve financial flexibility and resilience to credit stress. Lower debt-to-equity reduces funding risk and gives management room to support loan growth or absorb integration costs, underpinning longer-term stability despite moderate ROE levels.
Bears Say
Integration And Execution RiskPost-merger integration and a core technology conversion (expected complete Q3 2026) are driving higher operating expenses and one-time costs. Elevated nonperforming loans tied to the combination raise credit risk; failure to execute could erode expected synergies and compress medium-term margins and return profiles.
Revenue Growth PressureA decline in revenue in 2025 versus 2024 signals structural growth challenges within existing markets. If top-line growth lags, the bank’s earnings improvement relies more on margin gains and cost control, which is less durable and makes results more sensitive to competition and macro lending dynamics.
Authorized Share Increase And Dilution RiskApproval to raise authorized shares to 75M and a new equity incentive plan create potential for future dilution to fund acquisitions, compensation, or capital needs. Persistent or large equity issuance could reduce per-share earnings and returns over the medium term unless accretive uses are realized.
Farmers National Banc Oh News
FMNB FAQ
What was Farmers National Banc Corp Oh’s price range in the past 12 months?
Farmers National Banc Corp Oh lowest stock price was $12.12 and its highest was $15.50 in the past 12 months.
What is Farmers National Banc Corp Oh’s market cap?
Farmers National Banc Corp Oh’s market cap is $842.98M.
When is Farmers National Banc Corp Oh’s upcoming earnings report date?
Farmers National Banc Corp Oh’s upcoming earnings report date is Jul 29, 2026 which is in 85 days.
How were Farmers National Banc Corp Oh’s earnings last quarter?
Farmers National Banc Corp Oh released its earnings results on Apr 22, 2026. The company reported $0.36 earnings per share for the quarter, beating the consensus estimate of $0.21 by $0.15.
Is Farmers National Banc Corp Oh overvalued?
According to Wall Street analysts Farmers National Banc Corp Oh’s price is currently Undervalued.
Does Farmers National Banc Corp Oh pay dividends?
Farmers National Banc Corp Oh pays a Quarterly dividend of $0.17 which represents an annual dividend yield of 4.95%. See more information on Farmers National Banc Corp Oh dividends here
What is Farmers National Banc Corp Oh’s EPS estimate?
Farmers National Banc Corp Oh’s EPS estimate is 0.34.
How many shares outstanding does Farmers National Banc Corp Oh have?
Farmers National Banc Corp Oh has 59,322,773 shares outstanding.
What happened to Farmers National Banc Corp Oh’s price movement after its last earnings report?
Farmers National Banc Corp Oh reported an EPS of $0.36 in its last earnings report, beating expectations of $0.21. Following the earnings report the stock price went up 1.606%.
Which hedge fund is a major shareholder of Farmers National Banc Corp Oh?
Currently, no hedge funds are holding shares in FMNB
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Farmers National Banc Oh Stock Smart Score
Outperform
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5
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7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$15.33 (8.21% Upside)
$15.33 (8.21% Upside)
Blogger Sentiment
Bullish
FMNB Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 100.0 Shares
Last Quarter.
Last Quarter.
Insider Transactions
Bought Shares
Worth $1.5M over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Neutral
Last 7 Days ▲ 0.5%
Last 30 Days ▼ 0.3%
Last 30 Days ▼ 0.3%
Technicals
SMA
Positive
20 days / 200 days
Momentum
17.09%
12-Months-Change
Fundamentals
Return on Equity
10.62%
Trailing 12-Months
Asset Growth
39.14%
Trailing 12-Months
Company Description
Farmers National Banc Corp Oh
Farmers National Banc Corp., a financial holding company, operates in the banking, trust, retirement consulting, insurance, and financial management industries. It offers commercial and retail banking services, including checking, savings, and time deposit accounts; commercial, mortgage and installment, and home equity loans; home equity lines of credit, night depository, safe deposit box, money order, bank check, automated teller machine, Internet banking, travel card, E bond transaction, MasterCard and Visa credit cards, brokerage, and other services. The company also provides personal and corporate trust services in the areas of estate settlement, trust administration, and employee benefit plans; retirement services; property and casualty insurance products and services; and various insurance products through licensed representatives, as well as invests in municipal securities. It operates through 47 locations in northeastern region of Ohio and one location in southwestern Pennsylvania. The company was founded in 1887 and is based in Canfield, Ohio.
FMNB Stock 12 Month Forecast
Average Price Target
$15.33
▲(8.21% Upside)
Technical Analysis
Financial Institutions
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California BanCorp
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Capital Bancorp
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Third Coast Bancshares
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Ownership Overview
1.61% Insiders
7.32% Mutual Funds
2.92% Other Institutional Investors
76.84% Public Companies and
Individual Investors