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Capital Bancorp Inc (CBNK)
NASDAQ:CBNK
CBNK Stock Chart & Stats
$29.59
-$0.15(-0.54%)
At close: 4:00 PM EST
$29.59
-$0.15(-0.54%)
Day’s Range― - ―
52-Week Range$24.69 - $36.40
Previous CloseN/A
Volume8.57K
Average Volume (3M)49.53K
Market Cap
$488.85M
Enterprise Value$510.02M
Total Cash (Recent Filing)$420.44M
Total Debt (Recent Filing)$34.06M
Price to Earnings (P/E)7.7
Beta0.75
Next Earnings
Apr 16, 2026EPS Estimate
0.78Next Dividend Ex-DateN/A
Dividend Yield1.53%
Share Statistics
EPS (TTM)0.91
Shares Outstanding16,520,863
10 Day Avg. Volume51,458
30 Day Avg. Volume49,530
Financial Highlights & Ratios
PEG Ratio-0.78
Price to Book (P/B)1.17
Price to Sales (P/S)1.72
P/FCF Ratio12.68
Enterprise Value/Market Cap1.04
Enterprise Value/Revenue1.71
Enterprise Value/Gross Profit2.37
Enterprise Value/Ebitda7.09
Forecast
1Y Price Target
$32.00Price Target Upside8.14% Upside
Rating ConsensusHold
Number of Analyst Covering1
EPS Forecast (FY)3.37
Revenue Forecast (FY)$261.64M
Bulls Say, Bears Say
Bulls Say
Low Financial LeverageVery low debt-to-equity (0.086) and a strong equity ratio provide lasting balance sheet resilience. This conservative leverage profile supports capital returns, M&A optionality, and reduces interest expense sensitivity, improving the bank's ability to absorb shocks over months.
Strong Free Cash Flow ConversionMaterial improvement in free cash flow and near-par FCF-to-net income conversion indicate durable cash generation. Reliable FCF supports dividends, buybacks, and reinvestment in lending and tech, strengthening long-term financial flexibility and shareholder return capacity.
Diversified Growth And Core ProfitabilityRecord earnings driven by double-digit balance sheet growth, strong loan and deposit gains, and a high NIM demonstrate a diversified, profitable franchise. These structural drivers support sustained organic growth and create optionality for strategic bolt-on acquisitions and scale.
Bears Say
Operating Cash Flow VolatilityLow operating cash flow relative to reported earnings suggests potential volatility in cash realizations. If operating cash conversion remains weak, the bank could face uneven internal funding for loans, dividends, or buybacks and greater reliance on external funding during stress.
Margin Erosion And Declining ROEA declining gross margin and a reduction in ROE versus prior periods signal weakening asset profitability and efficiency. Sustained margin pressure or lower returns on equity would constrain long-term earnings power and limit capacity to sustainably grow shareholder returns.
Rapid Loan Growth Increases Credit RiskFast loan growth materially expands credit exposure and can increase concentration risk in commercial and mortgage portfolios. With a modest allowance relative to rapid origination, underwriting or economic deterioration could lead to higher provisions and pressure on capital over the medium term.
Capital Bancorp News
CBNK FAQ
What was Capital Bancorp Inc’s price range in the past 12 months?
Capital Bancorp Inc lowest stock price was $24.69 and its highest was $36.40 in the past 12 months.
What is Capital Bancorp Inc’s market cap?
Capital Bancorp Inc’s market cap is $488.85M.
When is Capital Bancorp Inc’s upcoming earnings report date?
Capital Bancorp Inc’s upcoming earnings report date is Apr 16, 2026 which is in 40 days.
How were Capital Bancorp Inc’s earnings last quarter?
Capital Bancorp Inc released its earnings results on Jan 26, 2026. The company reported $0.91 earnings per share for the quarter, beating the consensus estimate of $0.788 by $0.122.
Is Capital Bancorp Inc overvalued?
According to Wall Street analysts Capital Bancorp Inc’s price is currently Undervalued.
Does Capital Bancorp Inc pay dividends?
Capital Bancorp Inc pays a Quarterly dividend of $0.12 which represents an annual dividend yield of 1.53%. See more information on Capital Bancorp Inc dividends here
What is Capital Bancorp Inc’s EPS estimate?
Capital Bancorp Inc’s EPS estimate is 0.78.
How many shares outstanding does Capital Bancorp Inc have?
Capital Bancorp Inc has 16,520,863 shares outstanding.
What happened to Capital Bancorp Inc’s price movement after its last earnings report?
Capital Bancorp Inc reported an EPS of $0.91 in its last earnings report, beating expectations of $0.788. Following the earnings report the stock price went up 2.042%.
Which hedge fund is a major shareholder of Capital Bancorp Inc?
Currently, no hedge funds are holding shares in CBNK
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Capital Bancorp Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Hold
Average Price Target:
$32.00 (8.14% Upside)
$32.00 (8.14% Upside)
Blogger Sentiment
Bullish
CBNK Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 1.6K Shares
Last Quarter.
Last Quarter.
Technicals
SMA
Negative
20 days / 200 days
Momentum
-0.11%
12-Months-Change
Fundamentals
Return on Equity
14.72%
Trailing 12-Months
Asset Growth
32.36%
Trailing 12-Months
Company Description
Capital Bancorp Inc
Capital Bancorp, Inc. operates as the bank holding company for Capital Bank, N.A. that provides various banking products and services to businesses, not-for-profit associations, and entrepreneurs in the United States. It operates through Commercial Banking, Capital Bank Home Loans, and OpenSky segments. The company offers a range of deposit products and services, including checking and savings, time, interest bearing demand, and money market accounts, as well as certificates of deposit; and credit cards. It originates residential mortgages and offers residential and commercial real estate, construction, and commercial business loans, as well as other consumer loans, such as term loans, car loans, and boat loans to small to medium-sized businesses, professionals, real estate investors, and small residential builders and individuals. It operates through four commercial bank branches, four mortgage offices, and one loan production office. The company was founded in 1974 and is headquartered in Rockville, Maryland.
CBNK Stock 12 Month Forecast
Average Price Target
$32.00
▲(8.14% Upside)
Technical Analysis
Farmers National Banc Oh
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Financial Institutions
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California BanCorp
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Third Coast Bancshares
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Ownership Overview
31.06% Insiders
8.27% Mutual Funds
7.02% Other Institutional Investors
43.54% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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