Capital Bancorp Inc (CBNK)
NASDAQ:CBNK
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CBNK Stock Chart & Stats
$32.64
-$0.15(-0.54%)
At close: 4:00 PM EST
$32.64
-$0.15(-0.54%)
Day’s Range― - ―
52-Week Range$26.40 - $36.40
Previous CloseN/A
Volume8.57K
Average Volume (3M)49.53K
Market Cap
$521.05M
Enterprise Value$560.51M
Total Cash (Recent Filing)$250.71M
Total Debt (Recent Filing)$59.63M
Price to Earnings (P/E)9.4
Beta0.77
Next Earnings
Jul 16, 2026EPS Estimate
0.83Next Dividend Ex-DateN/A
Dividend Yield1.53%
Share Statistics
EPS (TTM)3.35
Shares Outstanding16,288,055
10 Day Avg. Volume51,458
30 Day Avg. Volume49,530
Financial Highlights & Ratios
PEG Ratio0.13
Price to Book (P/B)1.16
Price to Sales (P/S)1.53
P/FCF Ratio6.90
Enterprise Value/Market Cap1.08
Enterprise Value/Revenue1.87
Enterprise Value/Gross Profit2.55
Enterprise Value/Ebitda8.89
Forecast
1Y Price Target
$34.00Price Target Upside4.17% Upside
Rating ConsensusHold
Number of Analyst Covering1
EPS Forecast (FY)3.4
Revenue Forecast (FY)$263.95M
Bulls Say, Bears Say
Bulls Say
Profitability & MarginsSustained TTM net and EBIT margins near 18–20% reflect durable core banking economics and operating efficiency. Consistent margins support stable earnings generation from interest spreads and fees, helping preserve ROE and internal capital for lending, dividends, and buybacks over the medium term.
Conservative Balance SheetA conservatively positioned balance sheet with very low reported leverage and steady equity growth boosts resilience to credit shocks and rate volatility. Strong capital efficiency (ROE ~14%) plus low debt provides flexibility to support loan growth, deposit funding needs, and shareholder returns without stressing liquidity.
Cash-backed EarningsFree cash flow roughly equal to net income indicates high earnings quality and cash conversion. Reliable cash generation underpins sustainable dividends, supports opportunistic buybacks, and funds investment initiatives without heavy reliance on external financing, strengthening long-term financial stability.
Bears Say
Weakening Revenue MomentumA shift to negative TTM revenue growth after prior multi-year expansion signals a slowdown in core top-line drivers like loan growth, fee income, or investment yields. Reduced revenue momentum can constrain earnings expansion, limit reinvestment capacity, and increase reliance on expense or capital maneuvers to sustain net income.
Volatile Free Cash Flow GrowthMaterial swings in free cash flow across periods undermine predictability of internally funded initiatives and shareholder returns. Volatility complicates planning for consistent dividends or buybacks and raises uncertainty around the company’s ability to reliably fund loan growth, investments, and loss-absorption over time.
Margin Compression & Net Income DeclineReported margin compression and a recent net income decline tied to accelerated investment reduce near-term profitability. If these pressures persist, they can erode ROE and capital accumulation, limiting the bank’s capacity to expand lending, maintain dividends, or absorb credit deterioration without capital actions.
Capital Bancorp News
CBNK FAQ
What was Capital Bancorp Inc’s price range in the past 12 months?
Capital Bancorp Inc lowest stock price was $26.40 and its highest was $36.40 in the past 12 months.
What is Capital Bancorp Inc’s market cap?
Capital Bancorp Inc’s market cap is $521.05M.
When is Capital Bancorp Inc’s upcoming earnings report date?
Capital Bancorp Inc’s upcoming earnings report date is Jul 16, 2026 which is in 47 days.
How were Capital Bancorp Inc’s earnings last quarter?
Capital Bancorp Inc released its earnings results on Apr 16, 2026. The company reported $0.73 earnings per share for the quarter, missing the consensus estimate of $0.775 by -$0.045.
Is Capital Bancorp Inc overvalued?
According to Wall Street analysts Capital Bancorp Inc’s price is currently Undervalued.
Does Capital Bancorp Inc pay dividends?
Capital Bancorp Inc pays a Quarterly dividend of $0.12 which represents an annual dividend yield of 1.53%. See more information on Capital Bancorp Inc dividends here
What is Capital Bancorp Inc’s EPS estimate?
Capital Bancorp Inc’s EPS estimate is 0.83.
How many shares outstanding does Capital Bancorp Inc have?
Capital Bancorp Inc has 16,288,055 shares outstanding.
What happened to Capital Bancorp Inc’s price movement after its last earnings report?
Capital Bancorp Inc reported an EPS of $0.73 in its last earnings report, missing expectations of $0.775. Following the earnings report the stock price went down -0.5%.
Which hedge fund is a major shareholder of Capital Bancorp Inc?
Currently, no hedge funds are holding shares in CBNK
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Capital Bancorp Stock Smart Score
Neutral
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9
10
Analyst Consensus
Hold
Average Price Target:
$34.00 (4.17% Upside)
$34.00 (4.17% Upside)
Blogger Sentiment
Bullish
CBNK Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 290.0 Shares
Last Quarter.
Last Quarter.
Technicals
SMA
Negative
20 days / 200 days
Momentum
-0.11%
12-Months-Change
Fundamentals
Return on Equity
13.94%
Trailing 12-Months
Asset Growth
13.69%
Trailing 12-Months
Company Description
Capital Bancorp Inc
Capital Bancorp, Inc. operates as the bank holding company for Capital Bank, N.A. that provides various banking products and services to businesses, not-for-profit associations, and entrepreneurs in the United States. It operates through Commercial Banking, Capital Bank Home Loans, and OpenSky segments. The company offers a range of deposit products and services, including checking and savings, time, interest bearing demand, and money market accounts, as well as certificates of deposit; and credit cards. It originates residential mortgages and offers residential and commercial real estate, construction, and commercial business loans, as well as other consumer loans, such as term loans, car loans, and boat loans to small to medium-sized businesses, professionals, real estate investors, and small residential builders and individuals. It operates through four commercial bank branches, four mortgage offices, and one loan production office. The company was founded in 1974 and is headquartered in Rockville, Maryland.
CBNK Stock 12 Month Forecast
Average Price Target
$34.00
▲(4.17% Upside)
Technical Analysis
Farmers National Banc Oh
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Financial Institutions
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California BanCorp
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Third Coast Bancshares
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Ownership Overview
33.12% Insiders
8.54% Mutual Funds
13.96% Other Institutional Investors
33.95% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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