Capital Bancorp Inc (CBNK)
NASDAQ:CBNK
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CBNK Stock Chart & Stats
$31.74
-$0.15(-0.54%)
At close: 4:00 PM EST
$31.74
-$0.15(-0.54%)
Day’s Range― - ―
52-Week Range$26.40 - $36.40
Previous CloseN/A
Volume8.57K
Average Volume (3M)49.53K
Market Cap
$522.20M
Enterprise Value$555.48M
Total Cash (Recent Filing)$260.98M
Total Debt (Recent Filing)$52.06M
Price to Earnings (P/E)8.1
Beta0.74
Next Earnings
Jul 23, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield1.53%
Share Statistics
EPS (TTM)N/A
Shares Outstanding16,369,844
10 Day Avg. Volume51,458
30 Day Avg. Volume49,530
Financial Highlights & Ratios
PEG Ratio0.13
Price to Book (P/B)1.16
Price to Sales (P/S)1.53
P/FCF Ratio6.90
Enterprise Value/Market Cap1.06
Enterprise Value/Revenue1.83
Enterprise Value/Gross Profit2.48
Enterprise Value/Ebitda7.05
Forecast
1Y Price Target
$32.00Price Target Upside0.82% Upside
Rating ConsensusHold
Number of Analyst Covering1
EPS Forecast (FY)3.38
Revenue Forecast (FY)$263.95M
Bulls Say, Bears Say
Bulls Say
Strong Loan & Deposit GrowthSustained double-digit loan and deposit growth with record 2025 earnings indicates effective core franchise expansion and strong customer acquisition. Persistent balance-sheet growth supports durable net interest income and positions the bank to scale fee and treasury services over multiple quarters.
Conservative Balance SheetA de-risked balance sheet with lower leverage and materially higher equity provides capital flexibility for lending, M&A, or buybacks. Improved capitalization reduces solvency risk in stress, enabling sustainable loan growth and supporting long-term return targets even if earnings cycle down.
Consistent Capital ReturnsOngoing share repurchases and a recurring cash dividend demonstrate disciplined capital allocation and management confidence in cash generation. This flexibility to return capital supports shareholder value and signals a governance priority on balancing reinvestment and returns across cycles.
Bears Say
Volatile Cash GenerationWide swings in free cash flow, including a steep 2025 drop, reduce predictability of internal funding for growth, dividends, and buybacks. Limited operating-cash cushion relative to company size weakens resilience in downturns and raises reliance on liquidity markets or slower growth pacing.
Earnings And Margin CyclicalityProfitability has shown cyclicality with margins trailing prior peaks, implying sensitivity to interest rates, credit cycles, or mix shifts. Such variability complicates forecasting and may pressure returns in less favorable rate or credit environments despite recent momentum.
Generous Executive Severance TermsExtensive severance and change-in-control protections increase potential compensation expense and create governance trade-offs. In stressful scenarios these obligations could strain capital deployment or complicate succession, affecting long-term shareholder alignment and cost structure stability.
Capital Bancorp News
CBNK FAQ
What was Capital Bancorp Inc’s price range in the past 12 months?
Capital Bancorp Inc lowest stock price was $26.40 and its highest was $36.40 in the past 12 months.
What is Capital Bancorp Inc’s market cap?
Capital Bancorp Inc’s market cap is $522.20M.
When is Capital Bancorp Inc’s upcoming earnings report date?
Capital Bancorp Inc’s upcoming earnings report date is Jul 23, 2026 which is in 96 days.
How were Capital Bancorp Inc’s earnings last quarter?
Currently, no data Available
Is Capital Bancorp Inc overvalued?
According to Wall Street analysts Capital Bancorp Inc’s price is currently Undervalued.
Does Capital Bancorp Inc pay dividends?
Capital Bancorp Inc pays a Quarterly dividend of $0.12 which represents an annual dividend yield of 1.53%. See more information on Capital Bancorp Inc dividends here
What is Capital Bancorp Inc’s EPS estimate?
Capital Bancorp Inc’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Capital Bancorp Inc have?
Capital Bancorp Inc has 16,369,844 shares outstanding.
What happened to Capital Bancorp Inc’s price movement after its last earnings report?
Currently, no data Available
Which hedge fund is a major shareholder of Capital Bancorp Inc?
Currently, no hedge funds are holding shares in CBNK
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Capital Bancorp Stock Smart Score
Neutral
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10
Analyst Consensus
Hold
Average Price Target:
$32.00 (0.82% Upside)
$32.00 (0.82% Upside)
Blogger Sentiment
Bullish
CBNK Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 1.6K Shares
Last Quarter.
Last Quarter.
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-0.11%
12-Months-Change
Fundamentals
Return on Equity
14.79%
Trailing 12-Months
Asset Growth
12.45%
Trailing 12-Months
Company Description
Capital Bancorp Inc
Capital Bancorp, Inc. operates as the bank holding company for Capital Bank, N.A. that provides various banking products and services to businesses, not-for-profit associations, and entrepreneurs in the United States. It operates through Commercial Banking, Capital Bank Home Loans, and OpenSky segments. The company offers a range of deposit products and services, including checking and savings, time, interest bearing demand, and money market accounts, as well as certificates of deposit; and credit cards. It originates residential mortgages and offers residential and commercial real estate, construction, and commercial business loans, as well as other consumer loans, such as term loans, car loans, and boat loans to small to medium-sized businesses, professionals, real estate investors, and small residential builders and individuals. It operates through four commercial bank branches, four mortgage offices, and one loan production office. The company was founded in 1974 and is headquartered in Rockville, Maryland.
CBNK Stock 12 Month Forecast
Average Price Target
$32.00
▲(0.82% Upside)
Technical Analysis
Farmers National Banc Oh
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Financial Institutions
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California BanCorp
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Third Coast Bancshares
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Ownership Overview
32.96% Insiders
8.43% Mutual Funds
10.82% Other Institutional Investors
37.75% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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