Capital Bancorp Inc (CBNK)
NASDAQ:CBNK
Want to see CBNK full AI Analyst Report?
CBNK Stock Chart & Stats
$32.64
-$0.15(-0.54%)
At close: 4:00 PM EST
$32.64
-$0.15(-0.54%)
Day’s Range― - ―
52-Week Range$26.40 - $36.40
Previous CloseN/A
Volume8.57K
Average Volume (3M)49.53K
Market Cap
$514.56M
Enterprise Value$494.38M
Total Cash (Recent Filing)$260.98M
Total Debt (Recent Filing)$52.06M
Price to Earnings (P/E)10.1
Beta0.76
Next Earnings
Jul 23, 2026EPS Estimate
0.83Next Dividend Ex-DateN/A
Dividend Yield1.53%
Share Statistics
EPS (TTM)3.45
Shares Outstanding16,309,270
10 Day Avg. Volume51,458
30 Day Avg. Volume49,530
Financial Highlights & Ratios
PEG Ratio0.13
Price to Book (P/B)1.16
Price to Sales (P/S)1.53
P/FCF Ratio6.90
Enterprise Value/Market Cap0.96
Enterprise Value/Revenue1.61
Enterprise Value/Gross Profit2.18
Enterprise Value/Ebitda6.27
Forecast
1Y Price Target
$34.00Price Target Upside4.17% Upside
Rating ConsensusHold
Number of Analyst Covering1
EPS Forecast (FY)3.4
Revenue Forecast (FY)$263.95M
Bulls Say, Bears Say
Bulls Say
Conservative Balance Sheet And Capital RatiosCapital Bancorp shows a de‑risked, conservative balance sheet: equity expanded and leverage declined versus 2022, and Q1 CET1 of 12.92% provides a durable capital cushion. That stronger capital base supports loan growth, loss absorption and capacity for strategic investment over the medium term.
Solid Revenue And Profitability MomentumThe company delivered meaningful revenue growth and margin improvement in 2025 after earlier dips, reflecting underlying franchise traction. Durable revenue momentum and a rebound in profitability increase the bank's capacity to generate recurring earnings and invest in technology and product expansion over the next several quarters.
Active, Shareholder‑friendly Capital AllocationManagement has re‑authorized a $15M buyback and the board declared a regular cash dividend, signaling disciplined capital deployment and confidence in internal cash generation. Sustained buybacks and dividends can steadily enhance shareholder returns and indicate sufficient internal capital versus immediate external needs.
Bears Say
Volatile Free Cash Flow GenerationAlthough cash generation is broadly positive, free cash flow has swung materially year to year and plunged in 2025 versus 2024. That volatility reduces the predictability of internal funding for investments, buybacks or dividends and raises the risk that capital returns could be curtailed in adverse periods.
Earnings And Margin Cyclicality Vs Prior PeaksProfitability has rebounded but exhibits cyclicality: margins and net income fell in prior years and have not regained earlier peak levels. This indicates earnings sensitivity to the operating environment, implying slower or uneven EPS progression if loan mix, rates or credit conditions shift unfavorably over the medium term.
Generous Executive Severance And Compensation ProvisionsThe CEO employment agreement offers extended term, equity incentives and substantial severance protections, including 24 months' pay and accelerated vesting on change‑in‑control. While supporting leadership continuity, these provisions increase fixed governance costs and raise potential payouts that could strain capital in a change‑of‑control or performance downturn.
Capital Bancorp News
CBNK FAQ
What was Capital Bancorp Inc’s price range in the past 12 months?
Capital Bancorp Inc lowest stock price was $26.40 and its highest was $36.40 in the past 12 months.
What is Capital Bancorp Inc’s market cap?
Capital Bancorp Inc’s market cap is $514.56M.
When is Capital Bancorp Inc’s upcoming earnings report date?
Capital Bancorp Inc’s upcoming earnings report date is Jul 23, 2026 which is in 75 days.
How were Capital Bancorp Inc’s earnings last quarter?
Capital Bancorp Inc released its earnings results on Apr 16, 2026. The company reported $0.73 earnings per share for the quarter, missing the consensus estimate of $0.775 by -$0.045.
Is Capital Bancorp Inc overvalued?
According to Wall Street analysts Capital Bancorp Inc’s price is currently Undervalued.
Does Capital Bancorp Inc pay dividends?
Capital Bancorp Inc pays a Quarterly dividend of $0.12 which represents an annual dividend yield of 1.53%. See more information on Capital Bancorp Inc dividends here
What is Capital Bancorp Inc’s EPS estimate?
Capital Bancorp Inc’s EPS estimate is 0.83.
How many shares outstanding does Capital Bancorp Inc have?
Capital Bancorp Inc has 16,309,270 shares outstanding.
What happened to Capital Bancorp Inc’s price movement after its last earnings report?
Capital Bancorp Inc reported an EPS of $0.73 in its last earnings report, missing expectations of $0.775. Following the earnings report the stock price went down -0.502%.
Which hedge fund is a major shareholder of Capital Bancorp Inc?
Currently, no hedge funds are holding shares in CBNK
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Capital Bancorp Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Hold
Average Price Target:
$34.00 (4.17% Upside)
$34.00 (4.17% Upside)
Blogger Sentiment
Bullish
CBNK Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 1.6K Shares
Last Quarter.
Last Quarter.
Technicals
SMA
Negative
20 days / 200 days
Momentum
-0.11%
12-Months-Change
Fundamentals
Return on Equity
13.94%
Trailing 12-Months
Asset Growth
12.45%
Trailing 12-Months
Company Description
Capital Bancorp Inc
Capital Bancorp, Inc. operates as the bank holding company for Capital Bank, N.A. that provides various banking products and services to businesses, not-for-profit associations, and entrepreneurs in the United States. It operates through Commercial Banking, Capital Bank Home Loans, and OpenSky segments. The company offers a range of deposit products and services, including checking and savings, time, interest bearing demand, and money market accounts, as well as certificates of deposit; and credit cards. It originates residential mortgages and offers residential and commercial real estate, construction, and commercial business loans, as well as other consumer loans, such as term loans, car loans, and boat loans to small to medium-sized businesses, professionals, real estate investors, and small residential builders and individuals. It operates through four commercial bank branches, four mortgage offices, and one loan production office. The company was founded in 1974 and is headquartered in Rockville, Maryland.
CBNK Stock 12 Month Forecast
Average Price Target
$34.00
▲(4.17% Upside)
Technical Analysis
Farmers National Banc Oh
―
Financial Institutions
―
―
California BanCorp
―
Third Coast Bancshares
―
Ownership Overview
33.08% Insiders
8.49% Mutual Funds
4.58% Other Institutional Investors
43.44% Public Companies and
Individual Investors
Options Prices
Currently, No data available
---