Capital Bancorp Inc (CBNK)
NASDAQ:CBNK
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CBNK Stock Chart & Stats
$32.64
-$0.15(-0.54%)
At close: 4:00 PM EST
$32.64
-$0.15(-0.54%)
Day’s Range― - ―
52-Week Range$26.40 - $36.40
Previous CloseN/A
Volume8.57K
Average Volume (3M)49.53K
Market Cap
$541.90M
Enterprise Value$579.73M
Total Cash (Recent Filing)$250.71M
Total Debt (Recent Filing)$59.63M
Price to Earnings (P/E)9.8
Beta0.76
Next Earnings
Jul 16, 2026EPS Estimate
0.83Next Dividend Ex-DateN/A
Dividend Yield1.53%
Share Statistics
EPS (TTM)3.35
Shares Outstanding16,288,055
10 Day Avg. Volume51,458
30 Day Avg. Volume49,530
Financial Highlights & Ratios
PEG Ratio0.13
Price to Book (P/B)1.16
Price to Sales (P/S)1.53
P/FCF Ratio6.90
Enterprise Value/Market Cap1.07
Enterprise Value/Revenue1.94
Enterprise Value/Gross Profit2.64
Enterprise Value/Ebitda9.20
Forecast
1Y Price Target
$34.00Price Target Upside4.17% Upside
Rating ConsensusHold
Number of Analyst Covering1
EPS Forecast (FY)3.4
Revenue Forecast (FY)$263.95M
Bulls Say, Bears Say
Bulls Say
Conservative Balance Sheet & Attractive ROESustained low leverage and ~14% ROE indicate durable capital strength and capital efficiency. This conservative positioning improves resilience to credit cycles, supports continued lending capacity and cushions earnings volatility, enabling steady franchise operations over the medium term.
Strong Cash ConversionNear-one-to-one FCF conversion of reported earnings implies real cash backing for profits, enhancing the bank's ability to fund dividends, repurchases and loan growth without relying on external financing. This elevates capital allocation flexibility and long-term shareholder returns.
Shareholder-friendly Governance & Capital ActionsMoves to remove classified-board protections, combined with an active repurchase program and ongoing dividend, structurally align management with shareholders. Improved governance and explicit capital return programs increase takeover/strategic flexibility and reduce entrenchment over time.
Bears Say
Weakening Revenue MomentumA shift from multi-year revenue expansion to negative TTM growth signals a potential structural slowdown in core banking volumes or fee income. If sustained, this constrains organic earnings growth and raises reliance on margin recovery or noninterest income to sustain profitability.
Recent Margin Compression Vs 2025Compression of operating and net margins relative to the prior year reduces long-term earnings power per dollar of revenue. Persistent margin pressure can limit free cash flow generation, constrain dividend/buyback capacity and necessitate cost or pricing actions to restore returns.
Volatile Free Cash Flow Growth HistoryHistoric swings in FCF reduce visibility for capital planning and make recurring shareholder distributions and growth investments less predictable. This volatility elevates execution risk for strategic initiatives and could force more conservative capital buffers in stress scenarios.
Capital Bancorp News
CBNK FAQ
What was Capital Bancorp Inc’s price range in the past 12 months?
Capital Bancorp Inc lowest stock price was $26.40 and its highest was $36.40 in the past 12 months.
What is Capital Bancorp Inc’s market cap?
Capital Bancorp Inc’s market cap is $541.90M.
When is Capital Bancorp Inc’s upcoming earnings report date?
Capital Bancorp Inc’s upcoming earnings report date is Jul 16, 2026 which is in 26 days.
How were Capital Bancorp Inc’s earnings last quarter?
Capital Bancorp Inc released its earnings results on Apr 16, 2026. The company reported $0.73 earnings per share for the quarter, missing the consensus estimate of $0.775 by -$0.045.
Is Capital Bancorp Inc overvalued?
According to Wall Street analysts Capital Bancorp Inc’s price is currently Undervalued.
Does Capital Bancorp Inc pay dividends?
Capital Bancorp Inc pays a Quarterly dividend of $0.12 which represents an annual dividend yield of 1.53%. See more information on Capital Bancorp Inc dividends here
What is Capital Bancorp Inc’s EPS estimate?
Capital Bancorp Inc’s EPS estimate is 0.83.
How many shares outstanding does Capital Bancorp Inc have?
Capital Bancorp Inc has 16,288,055 shares outstanding.
What happened to Capital Bancorp Inc’s price movement after its last earnings report?
Capital Bancorp Inc reported an EPS of $0.73 in its last earnings report, missing expectations of $0.775. Following the earnings report the stock price went down -0.5%.
Which hedge fund is a major shareholder of Capital Bancorp Inc?
Currently, no hedge funds are holding shares in CBNK
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Capital Bancorp Stock Smart Score
Neutral
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10
Analyst Consensus
Hold
Average Price Target:
$34.00 (4.17% Upside)
$34.00 (4.17% Upside)
Blogger Sentiment
Bullish
CBNK Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 290.0 Shares
Last Quarter.
Last Quarter.
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-0.11%
12-Months-Change
Fundamentals
Return on Equity
13.94%
Trailing 12-Months
Asset Growth
13.69%
Trailing 12-Months
Company Description
Capital Bancorp Inc
As the holding company for Capital Bank, N.A., Capital Bancorp, Inc. delivers a diverse suite of financial and banking services across the United States. Its clientele encompasses businesses, non-profit entities, and entrepreneurs. The company organizes its operations across three primary segments: Commercial Banking, Capital Bank Home Loans, and OpenSky. Clients have access to various deposit options, including checking, savings, time, interest-bearing demand, and money market accounts, alongside certificates of deposit and credit cards. A significant originator of residential mortgages, the firm also extends a wide array of lending solutions. These offerings include financing for residential and commercial real estate, construction projects, and general commercial business needs. Moreover, it provides consumer loans such as term loans, vehicle financing, and marine loans. Its lending services cater specifically to small to mid-sized businesses, professionals, real estate investors, smaller residential developers, and individual customers. Founded in 1974, Capital Bancorp is headquartered in Rockville, Maryland, and operates through four commercial bank branches, four mortgage offices, and one dedicated loan production office.
CBNK Stock 12 Month Forecast
Average Price Target
$34.00
▲(4.17% Upside)
Technical Analysis
Farmers National Banc Oh
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Financial Institutions
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California BanCorp
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Third Coast Bancshares
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Ownership Overview
33.12% Insiders
8.54% Mutual Funds
13.96% Other Institutional Investors
33.63% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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