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BCAL Stock Chart & Stats
$19.78
$0.07(0.45%)
At close: 4:00 PM EST
$19.78
$0.07(0.45%)
Day’s Range― - ―
52-Week Range$14.56 - $22.00
Previous CloseN/A
Volume12.15K
Average Volume (3M)154.65K
Market Cap
$692.19M
Enterprise Value$576.03
Total Cash (Recent Filing)$355.01M
Total Debt (Recent Filing)$53.41M
Price to Earnings (P/E)11.6
Beta0.91
Next Earnings
Nov 03, 2026EPS Estimate
0.42Next Dividend Ex-DateN/A
Dividend Yield1.39%
Share Statistics
EPS (TTM)1.85
Shares Outstanding32,164,825
10 Day Avg. Volume121,382
30 Day Avg. Volume154,649
Financial Highlights & Ratios
PEG Ratio0.01
Price to Book (P/B)1.06
Price to Sales (P/S)2.58
P/FCF Ratio10.74
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$24.50Price Target Upside23.86% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)1.68
Revenue Forecast (FY)$182.96M
Bulls Say, Bears Say
Bulls Say
Profitability & MarginsSustained high margins and a meaningful ROE rebound versus 2024 indicate the franchise now converts revenue to durable earnings. Strong operating profitability supports internal capital generation, cushions credit shocks, and funds dividends/repurchases without relying on outside financing.
Credit Quality & Loan GrowthSharp improvement in nonperforming assets and modest, balanced loan growth point to durable credit remediation and continued commercial origination capability. Lower impaired loans reduce provisioning pressure and support net interest income stability over the medium term.
Conservative Balance Sheet & Cash GenerationLow leverage and nearly full cash conversion of earnings provide strong financial flexibility. This capital and cash generation profile enables continued dividend increases, buybacks, and investments while maintaining buffers for cyclical credit or funding stress.
Bears Say
Top-line MomentumA pause in revenue growth after recent expansion risks pressure on long-term earnings power. Without renewed loan or fee growth, sustaining current margins and ROE will rely more on expense discipline and higher yields, making earnings more sensitive to slower origination trends.
Post-merger Credit/Integration VolatilityMerger-driven expansion produced a quarter of weaker results and elevated NPAs, highlighting integration and credit-execution risks. If similar pockets of problem credits recur, they could elevate provisions and slow capital build, constraining durable return improvement.
Scaling Risk To Maintain ReturnsAs the balance sheet and equity base grow materially, maintaining the same ROE requires proportionally larger incremental profits. Growth at scale can compress yields or increase expense needs, so execution on loan yields, expense efficiency and credit control is essential to avoid ROE dilution.
California BanCorp News
BCAL FAQ
What was California BanCorp’s price range in the past 12 months?
California BanCorp lowest stock price was $14.56 and its highest was $22.00 in the past 12 months.
What is California BanCorp’s market cap?
California BanCorp’s market cap is $692.19M.
When is California BanCorp’s upcoming earnings report date?
California BanCorp’s upcoming earnings report date is Nov 03, 2026 which is in 95 days.
How were California BanCorp’s earnings last quarter?
California BanCorp released its earnings results on Apr 28, 2026. The company reported $0.42 earnings per share for the quarter, beating the consensus estimate of $0.4 by $0.02.
Is California BanCorp overvalued?
According to Wall Street analysts California BanCorp’s price is currently Undervalued.
Does California BanCorp pay dividends?
California BanCorp pays a Notavailable dividend of $0.12 which represents an annual dividend yield of 1.39%. See more information on California BanCorp dividends here
What is California BanCorp’s EPS estimate?
California BanCorp’s EPS estimate is 0.42.
How many shares outstanding does California BanCorp have?
California BanCorp has 32,164,825 shares outstanding.
What happened to California BanCorp’s price movement after its last earnings report?
California BanCorp reported an EPS of $0.42 in its last earnings report, beating expectations of $0.4. Following the earnings report the stock price went up 0.421%.
Which hedge fund is a major shareholder of California BanCorp?
Currently, no hedge funds are holding shares in BCAL
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
California BanCorp Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
$24.50 (23.86% Upside)
$24.50 (23.86% Upside)
Hedge Fund Trend
Increased
By 1.8K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $1.8M over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
7.54%
12-Months-Change
Fundamentals
Return on Equity
1.39%
Trailing 12-Months
Asset Growth
1.81%
Trailing 12-Months
Company Description
California BanCorp
California BanCorp operates as the bank holding company for California Bank of Commerce, N.A. that provides various financial products to individuals, professionals, and small- to medium-sized businesses in California, the United States. The company offers checking, savings, and money market accounts; and certificates of deposit. It also provides business loans, including construction and land development loans, commercial and industrial loans, small business administration loans, and consumer loans, as well as commercial real estate (CRE) loans comprising one- to four-family and multifamily residential loans, owner-occupied CRE loans, and non-owner-occupied CRE loans; lines of credit; home equity lines of credit; and letters of credit. In addition, the company offers treasury management; merchant services; escrow and sub-accounting solutions; cash vault, sweep accounts, and remote deposit capture services; online and mobile banking services; and ACH origination, courier, and lockbox processing services. It serves businesses, business owners and their trusts, limited liability corporations, business partnerships, associations, organizations, and governmental authorities, as well as the manufacturing, wholesale distribution, professional services, commercial real estate, healthcare, hospitality, commercial contractor, and non-profit organization sectors. The company was formerly known as Southern California Bancorp and changed its name to California BanCorp in August 2024. California BanCorp was founded in 2001 and is headquartered in San Diego, California.
BCAL Stock 12 Month Forecast
Average Price Target
$24.50
▲(23.86% Upside)
Technical Analysis
Farmers National Banc Oh
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Financial Institutions
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Shore Bancshares
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Washington Bancorp
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Ownership Overview
9.06% Insiders
9.44% Mutual Funds
1.11% Other Institutional Investors
67.96% Public Companies and
Individual Investors