Southern California Bancorp Reports Strong Q2 2025 Earnings

Southern California Bancorp ( (BCAL) ) has provided an announcement.

California BanCorp reported a net income of $14.1 million for the second quarter of 2025, marking a strong financial performance following its merger last year. The company has successfully reduced credit risk by decreasing its Sponsor Finance portfolio and winding down brokered deposits, while focusing on organic growth in loans and deposits. Despite a slight decrease in net interest income and net interest margin, the company maintained a robust capital position and continued to provide high-touch banking services to its clients.

The most recent analyst rating on (BCAL) stock is a Buy with a $20.00 price target. To see the full list of analyst forecasts on Southern California Bancorp stock, see the BCAL Stock Forecast page.

Spark’s Take on BCAL Stock

According to Spark, TipRanks’ AI Analyst, BCAL is a Neutral.

Southern California Bancorp shows robust financial performance and corporate actions that enhance shareholder value. However, technical indicators reflect stability without strong momentum, and the stock appears overvalued with a high P/E ratio and no dividend yield. The strategic share repurchase program is a significant positive factor.

To see Spark’s full report on BCAL stock, click here.

More about Southern California Bancorp

California BanCorp is the holding company for California Bank of Commerce, N.A., operating in the financial services industry. The company focuses on providing relationship-based business banking services primarily to small and medium-sized businesses across California.

Average Trading Volume: 118,025

Technical Sentiment Signal: Strong Buy

Current Market Cap: $519.9M

For detailed information about BCAL stock, go to TipRanks’ Stock Analysis page.