Want to see SHBI full AI Analyst Report?
SHBI Stock Chart & Stats
$23.61
$0.35(1.48%)
At close: 4:00 PM EDT
$23.61
$0.35(1.48%)
Day’s Range― - ―
52-Week Range$14.93 - $24.76
Previous CloseN/A
Volume87.16K
Average Volume (3M)198.53K
Market Cap
$817.66M
Enterprise Value$814.35
Total Cash (Recent Filing)$44.05M
Total Debt (Recent Filing)$99.64M
Price to Earnings (P/E)12.3
Beta0.91
Next Earnings
Oct 22, 2026EPS Estimate
0.54Next Dividend Ex-DateN/A
Dividend Yield2.04%
Share Statistics
EPS (TTM)1.88
Shares Outstanding33,455,933
10 Day Avg. Volume230,574
30 Day Avg. Volume198,526
Financial Highlights & Ratios
PEG Ratio0.29
Price to Book (P/B)1.00
Price to Sales (P/S)1.72
P/FCF Ratio9.97
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$25.75Price Target Upside9.06% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)2.09
Revenue Forecast (FY)$244.66M
Bulls Say, Bears Say
Bulls Say
Improving Profitability And NIMSustained NIM expansion and record net interest income reflect durable improvement in core spread generation and lower funding costs. Higher recurring NII underpins recurring earnings power, supporting dividend and capital allocation choices and making core profitability less dependent on one-off items.
Stronger Capital And Tangible Book GrowthImproving CET1 and rising tangible book value provide a clearer cushion for credit losses and support continued lending and capital returns. A stronger capital base increases strategic optionality for buybacks/dividends while preserving regulatory resilience and funding stability over the medium term.
Regional Deposit Franchise And Diversified LendingA dominant local deposit share supplies low-cost, sticky funding that supports margin stability and loan growth. Coupled with a diversified lending mix and efforts on expense control and automation, this fosters durable funding advantage and scalable operating leverage in the Mid‑Atlantic footprint.
Bears Say
Historic Volatility In Revenue And Cash FlowsSignificant swings in revenue, margins, and cash flow across recent years reduce predictability of earnings and make forward returns sensitive to macro and local conditions. This cyclicality weakens conviction that current profitability is fully durable absent sustained stability in drivers.
Concentration In Commercial Real EstateA sizable CRE portfolio concentrated in the regional footprint raises vulnerability to localized property or economic stress. CRE concentrations can produce correlated losses in downturns, pressuring reserves and capital if underwriting or collateral valuations deteriorate.
Rapid Asset Growth Requires Quality UpkeepMarked asset growth can strain underwriting discipline and create concentration risks if new production seeks yield over quality. Persisting asset growth without tight credit controls risks eroding margins and increasing loss rates, undermining sustainable ROE and capital generation.
Shore Bancshares News
SHBI FAQ
What was Shore Bancshares Inc’s price range in the past 12 months?
Shore Bancshares Inc lowest stock price was $14.93 and its highest was $24.76 in the past 12 months.
What is Shore Bancshares Inc’s market cap?
Shore Bancshares Inc’s market cap is $817.66M.
When is Shore Bancshares Inc’s upcoming earnings report date?
Shore Bancshares Inc’s upcoming earnings report date is Oct 22, 2026 which is in 84 days.
How were Shore Bancshares Inc’s earnings last quarter?
Shore Bancshares Inc released its earnings results on Jul 23, 2026. The company reported $0.56 earnings per share for the quarter, beating the consensus estimate of $0.501 by $0.059.
Is Shore Bancshares Inc overvalued?
According to Wall Street analysts Shore Bancshares Inc’s price is currently Undervalued.
Does Shore Bancshares Inc pay dividends?
Shore Bancshares Inc pays a Quarterly dividend of $0.14 which represents an annual dividend yield of 2.04%. See more information on Shore Bancshares Inc dividends here
What is Shore Bancshares Inc’s EPS estimate?
Shore Bancshares Inc’s EPS estimate is 0.54.
How many shares outstanding does Shore Bancshares Inc have?
Shore Bancshares Inc has 33,455,933 shares outstanding.
What happened to Shore Bancshares Inc’s price movement after its last earnings report?
Shore Bancshares Inc reported an EPS of $0.56 in its last earnings report, beating expectations of $0.501. Following the earnings report the stock price went up 3.1%.
Which hedge fund is a major shareholder of Shore Bancshares Inc?
Currently, no hedge funds are holding shares in SHBI
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Shore Bancshares Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$25.75 (9.06% Upside)
$25.75 (9.06% Upside)
Blogger Sentiment
Neutral
SHBI Sentiment 67%
Sector Average 58%
Sector Average 58%
Hedge Fund Trend
Decreased
By 86.5K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Bought Shares
Worth $3.6K over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
17.68%
12-Months-Change
Fundamentals
Return on Equity
2.04%
Trailing 12-Months
Asset Growth
1.88%
Trailing 12-Months
Company Description
Shore Bancshares Inc
Shore Bancshares, Inc. operates as a bank holding company for Shore United Bank, N.A. that provides various consumer and commercial banking products and services to individuals, businesses, and other organizations in the United States. The company offers checking, savings, overnight investment sweep, and money market accounts; and regular and IRA certificates of deposit, as well as certificate of deposit account registry service programs and cash management services. It also provides commercial loans, such as secured and unsecured loans, working capital loans, lines of credit, term loans, accounts receivable financing, real estate acquisition and development loans, construction loans, and letters of credit; residential real estate construction loans; residential mortgage loans; and loans to consumers, including home equity, automobile, installment, home improvement, and personal lines of credit, as well as other consumer financing products. In addition, the company offers trust, wealth management, and financial planning services; treasury management services, such as merchant card processing, remote deposit capture, and ACH origination, as well as telephone, mobile, and Internet banking services; safe deposit boxes; debit and credit cards; and automatic teller machine services. Shore Bancshares, Inc. was founded in 1876 and is headquartered in Easton, Maryland.
SHBI Stock 12 Month Forecast
Average Price Target
$25.75
▲(9.06% Upside)
Technical Analysis
Ownership Overview
8.60% Insiders
17.28% Mutual Funds
0.63% Other Institutional Investors
55.85% Public Companies and
Individual Investors