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SHBI Stock Chart & Stats
$19.98
-$0.07(-0.45%)
At close: 4:00 PM EST
$19.98
-$0.07(-0.45%)
Day’s Range― - ―
52-Week Range$14.93 - $23.45
Previous CloseN/A
Volume12.21K
Average Volume (3M)198.53K
Market Cap
$767.81M
Enterprise Value$782.91M
Total Cash (Recent Filing)$44.05M
Total Debt (Recent Filing)$99.64M
Price to Earnings (P/E)12.2
Beta0.86
Next Earnings
Jul 23, 2026EPS Estimate
0.5Next Dividend Ex-DateN/A
Dividend Yield2.66%
Share Statistics
EPS (TTM)1.88
Shares Outstanding33,455,933
10 Day Avg. Volume230,574
30 Day Avg. Volume198,526
Financial Highlights & Ratios
PEG Ratio0.29
Price to Book (P/B)1.00
Price to Sales (P/S)1.72
P/FCF Ratio9.97
Enterprise Value/Market Cap1.02
Enterprise Value/Revenue2.27
Enterprise Value/Gross Profit3.49
Enterprise Value/Ebitda8.00
Forecast
1Y Price Target
$22.00Price Target Upside10.11% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)2.08
Revenue Forecast (FY)$244.02M
Bulls Say, Bears Say
Bulls Say
Profitability ReboundTrailing-twelve-month revenue and margins have materially improved versus the 2023 trough, showing the bank can restore earnings power. A sustained rebound in core net income supports internal capital generation and the ability to fund growth without relying on volatile external financing.
Healthy Cash GenerationConsistent positive operating and free cash flow demonstrates earnings quality and liquidity to support dividends, loan growth and capital buffers. This improves resilience across cycles and reduces dependence on wholesale funding during stress periods.
Strong Local Deposit Franchise & CapitalA dominant local deposit share provides low-cost, sticky funding that underpins net interest margin stability. Combined with a solid common equity Tier 1 ratio and improving ROE, this gives the bank durable capital and funding advantages to support lending and withstand regional shocks.
Bears Say
Earnings Volatility RiskPast swings in revenue, margins and cash flow indicate earnings are sensitive to economic and interest-rate cycles. That cyclicality can make long-term planning and capital allocation harder, increasing the chance of earnings pressure during regional downturns or sustained margin compression.
Regional & CRE ConcentrationA large commercial real estate book and concentration in central/southern Maryland, Delaware and Virginia raise exposure to localized economic stress and CRE cycles. Concentration increases default correlation risk and can amplify asset-quality deterioration in a regional downturn.
Shareholder Governance DissentMaterial shareholder dissent and broker non-votes signal governance or investor-friction issues that can complicate strategic initiatives. Persistent governance tension can undermine management flexibility, increase reputational risk, and distract from execution of long-term plans.
Shore Bancshares News
SHBI FAQ
What was Shore Bancshares Inc’s price range in the past 12 months?
Shore Bancshares Inc lowest stock price was $14.93 and its highest was $23.45 in the past 12 months.
What is Shore Bancshares Inc’s market cap?
Shore Bancshares Inc’s market cap is $767.81M.
When is Shore Bancshares Inc’s upcoming earnings report date?
Shore Bancshares Inc’s upcoming earnings report date is Jul 23, 2026 which is in 22 days.
How were Shore Bancshares Inc’s earnings last quarter?
Shore Bancshares Inc released its earnings results on Apr 23, 2026. The company reported $0.51 earnings per share for the quarter, beating the consensus estimate of $0.452 by $0.058.
Is Shore Bancshares Inc overvalued?
According to Wall Street analysts Shore Bancshares Inc’s price is currently Undervalued.
Does Shore Bancshares Inc pay dividends?
Shore Bancshares Inc pays a Quarterly dividend of $0.14 which represents an annual dividend yield of 2.66%. See more information on Shore Bancshares Inc dividends here
What is Shore Bancshares Inc’s EPS estimate?
Shore Bancshares Inc’s EPS estimate is 0.5.
How many shares outstanding does Shore Bancshares Inc have?
Shore Bancshares Inc has 33,455,933 shares outstanding.
What happened to Shore Bancshares Inc’s price movement after its last earnings report?
Shore Bancshares Inc reported an EPS of $0.51 in its last earnings report, beating expectations of $0.452. Following the earnings report the stock price went down -0.779%.
Which hedge fund is a major shareholder of Shore Bancshares Inc?
Currently, no hedge funds are holding shares in SHBI
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Shore Bancshares Stock Smart Score
Neutral
1
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5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$22.00 (10.11% Upside)
$22.00 (10.11% Upside)
Blogger Sentiment
Bullish
SHBI Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 86.5K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Bought Shares
Worth $3.6K over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
17.68%
12-Months-Change
Fundamentals
Return on Equity
10.76%
Trailing 12-Months
Asset Growth
0.48%
Trailing 12-Months
Company Description
Shore Bancshares Inc
Shore Bancshares, Inc. operates as a bank holding company for Shore United Bank, N.A. that provides various consumer and commercial banking products and services to individuals, businesses, and other organizations in the United States. The company offers checking, savings, overnight investment sweep, and money market accounts; and regular and IRA certificates of deposit, as well as certificate of deposit account registry service programs and cash management services. It also provides commercial loans, such as secured and unsecured loans, working capital loans, lines of credit, term loans, accounts receivable financing, real estate acquisition and development loans, construction loans, and letters of credit; residential real estate construction loans; residential mortgage loans; and loans to consumers, including home equity, automobile, installment, home improvement, and personal lines of credit, as well as other consumer financing products. In addition, the company offers trust, wealth management, and financial planning services; treasury management services, such as merchant card processing, remote deposit capture, and ACH origination, as well as telephone, mobile, and Internet banking services; safe deposit boxes; debit and credit cards; and automatic teller machine services. Shore Bancshares, Inc. was founded in 1876 and is headquartered in Easton, Maryland.
SHBI Stock 12 Month Forecast
Average Price Target
$22.00
▲(10.11% Upside)
Technical Analysis
Ownership Overview
8.83% Insiders
17.28% Mutual Funds
9.18% Other Institutional Investors
47.43% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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