Shore Bancshares Inc (SHBI)
NASDAQ:SHBI
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SHBI Stock Chart & Stats
$19.98
-$0.07(-0.45%)
At close: 4:00 PM EST
$19.98
-$0.07(-0.45%)
Day’s Range― - ―
52-Week Range$14.35 - $22.23
Previous CloseN/A
Volume12.21K
Average Volume (3M)198.53K
Market Cap
$740.38M
Enterprise Value$746.78M
Total Cash (Recent Filing)$44.05M
Total Debt (Recent Filing)$99.64M
Price to Earnings (P/E)11.8
Beta0.88
Next Earnings
Jul 23, 2026EPS Estimate
0.5Next Dividend Ex-DateN/A
Dividend Yield2.66%
Share Statistics
EPS (TTM)1.88
Shares Outstanding33,455,933
10 Day Avg. Volume230,574
30 Day Avg. Volume198,526
Financial Highlights & Ratios
PEG Ratio0.28
Price to Book (P/B)1.00
Price to Sales (P/S)1.72
P/FCF Ratio9.97
Enterprise Value/Market Cap1.01
Enterprise Value/Revenue2.16
Enterprise Value/Gross Profit3.33
Enterprise Value/Ebitda9.44
Forecast
1Y Price Target
$21.00Price Target Upside5.11% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)2.08
Revenue Forecast (FY)$244.02M
Bulls Say, Bears Say
Bulls Say
Improved Profitability And Earnings RecoverySustained return to positive, materially higher net income and improved ROA/ROTE signal restored core earnings power. Durable profitability supports internal capital generation, builds reserves, and provides a stronger platform for credit loss absorption and strategic reinvestment over the next 2–6 months.
Stable Core Deposit FranchiseA dominant local deposit share and noninterest deposit mix provide low‑cost, sticky funding that supports lending and NII stability. This durable funding advantage reduces reliance on volatile wholesale markets and underpins sustainable balance sheet growth and margin resilience.
Manageable Leverage And Improving Capital MetricsConservative leverage and an improving capital base enhance loss‑absorbing capacity and strategic flexibility. Steadier equity growth and recovering ROE support dividend capacity and measured loan growth while keeping regulatory and liquidity risk contained over a medium-term horizon.
Bears Say
Earnings And Margin VolatilityWide historical swings in revenue and margins indicate earnings are cyclical and sensitive to interest rates, credit cycles, and loan mix shifts. That structural volatility complicates forecasting and capital planning, increasing the risk of profit compression in adverse macro conditions.
Regional Concentration And CRE ExposureConcentration in a specific geographic footprint combined with a sizable CRE portfolio raises exposure to localized economic weakness or CRE sector stress. These structural concentration risks could amplify credit losses and slow loan growth if regional commercial markets deteriorate.
Shareholder Dissent On GovernanceVisible votes against directors and broker non‑votes suggest shareholder unease with governance or strategy. Persistent dissension can distract management, complicate oversight, and raise the likelihood of activist pressure or governance changes that affect long‑term strategic consistency.
Shore Bancshares News
SHBI FAQ
What was Shore Bancshares Inc’s price range in the past 12 months?
Shore Bancshares Inc lowest stock price was $14.35 and its highest was $22.23 in the past 12 months.
What is Shore Bancshares Inc’s market cap?
Shore Bancshares Inc’s market cap is $740.38M.
When is Shore Bancshares Inc’s upcoming earnings report date?
Shore Bancshares Inc’s upcoming earnings report date is Jul 23, 2026 which is in 42 days.
How were Shore Bancshares Inc’s earnings last quarter?
Shore Bancshares Inc released its earnings results on Apr 23, 2026. The company reported $0.51 earnings per share for the quarter, beating the consensus estimate of $0.452 by $0.058.
Is Shore Bancshares Inc overvalued?
According to Wall Street analysts Shore Bancshares Inc’s price is currently Undervalued.
Does Shore Bancshares Inc pay dividends?
Shore Bancshares Inc pays a Quarterly dividend of $0.14 which represents an annual dividend yield of 2.66%. See more information on Shore Bancshares Inc dividends here
What is Shore Bancshares Inc’s EPS estimate?
Shore Bancshares Inc’s EPS estimate is 0.5.
How many shares outstanding does Shore Bancshares Inc have?
Shore Bancshares Inc has 33,455,933 shares outstanding.
What happened to Shore Bancshares Inc’s price movement after its last earnings report?
Shore Bancshares Inc reported an EPS of $0.51 in its last earnings report, beating expectations of $0.452. Following the earnings report the stock price went down -0.779%.
Which hedge fund is a major shareholder of Shore Bancshares Inc?
Currently, no hedge funds are holding shares in SHBI
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Shore Bancshares Stock Smart Score
Neutral
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10
Analyst Consensus
Moderate Buy
Average Price Target:
$21.00 (5.11% Upside)
$21.00 (5.11% Upside)
Blogger Sentiment
Bullish
SHBI Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 86.5K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Bought Shares
Worth $3.6K over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Positive
20 days / 200 days
Momentum
17.68%
12-Months-Change
Fundamentals
Return on Equity
10.76%
Trailing 12-Months
Asset Growth
0.48%
Trailing 12-Months
Company Description
Shore Bancshares Inc
Shore Bancshares, Inc. functions as the parent company for Shore United Bank, providing a comprehensive range of financial offerings to individuals, businesses, and various organizational clients. Its deposit products include current accounts, savings accounts, overnight investment sweep options, and money market accounts. The bank also offers both standard and IRA certificates of deposit, participates in CDARS programs, and delivers customized cash management solutions. The institution extends diverse lending opportunities: Commercial loans encompass secured and unsecured financing, working capital lines, revolving credit facilities, term loans, accounts receivable financing, real estate acquisition and development loans, construction funding, and letters of credit. Residential real estate loans cover both new construction projects and traditional mortgages. Consumer loans feature home equity, automobile, installment, home improvement, and personal lines of credit, along with other personal financing products. Beyond traditional banking, Shore Bancshares offers non-deposit investment products such as mutual funds and annuities, complemented by discount brokerage services. Clients can also access trust administration, asset management, and financial planning expertise. The company provides merchant credit card processing and a suite of digital banking services, including telephone, mobile, and internet banking. Additional conveniences include safe deposit boxes, debit and credit cards, direct payroll deposit, and automated teller machine (ATM) access. Shore Bancshares maintains a robust physical network comprising 29 full-service branches, 30 ATMs, and 5 loan production offices. Its operations span several counties in Maryland (Baltimore City, Baltimore County, Howard County, Kent County, Queen Anne's County, Caroline County, Talbot County, Dorchester County, Anne Arundel County, and Worcester County), as well as Kent County in Delaware and Accomack County in Virginia. The company, founded in 1876, is headquartered in Easton, Maryland.
SHBI Stock 12 Month Forecast
Average Price Target
$21.00
▲(5.11% Upside)
Technical Analysis
Ownership Overview
8.83% Insiders
16.85% Mutual Funds
9.18% Other Institutional Investors
48.96% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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