Third Coast Bancshares (TCBX)
NYSE:TCBX
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TCBX Stock Chart & Stats
$41.07
-$0.14(-0.43%)
At close: 4:00 PM EST
$41.07
-$0.14(-0.43%)
Day’s Range― - ―
52-Week Range$26.34 - $43.84
Previous CloseN/A
Volume17.23K
Average Volume (3M)74.12K
Market Cap
$679.87M
Enterprise Value$544.77M
Total Cash (Recent Filing)$558.39M
Total Debt (Recent Filing)$136.97M
Price to Earnings (P/E)7.9
Beta0.91
Next Earnings
Apr 22, 2026EPS Estimate
0.87Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)1.02
Shares Outstanding16,485,783
10 Day Avg. Volume73,272
30 Day Avg. Volume74,121
Financial Highlights & Ratios
PEG Ratio0.19
Price to Book (P/B)0.99
Price to Sales (P/S)1.43
P/FCF Ratio10.89
Enterprise Value/Market Cap0.80
Enterprise Value/Revenue1.48
Enterprise Value/Gross Profit2.69
Enterprise Value/Ebitda6.05
Forecast
1Y Price Target
$45.00Price Target Upside9.57% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)3.98
Revenue Forecast (FY)$258.15M
Bulls Say, Bears Say
Bulls Say
Loan And Deposit GrowthSustained double-digit annual loan growth and quarterly expansion show durable demand and commercial lending traction. A larger loan base supports recurring net interest income, strengthens customer relationships, and provides a repeatable growth runway rather than one-off gains.
Capital And Balance Sheet StrengthMaterial capital build and conservative leverage create a durable buffer for lending and M&A, lowering solvency risk and enabling opportunistic growth. Strong equity cushions support regulatory ratios, absorb loan volatility, and underpin longer-term strategic flexibility.
Noninterest Income & Cash GenerationRapidly rising fee income and an established run rate diversify revenue away from rate-dependent net interest income. Combined with improving operating cash flow, this strengthens recurring earnings quality and reduces sensitivity to short-term rate swings.
Bears Say
Merger Integration & Leadership ChangesThe Keystone integration and board/staff reshuffle are structural and create execution risk: systems migrations, culture fit, retention costs and integration expenses can pressure efficiency and credit discipline for multiple quarters.
NIM Volatility From Lumpy Fees And SecuritizationsReliance on episodic loan fees and securitizations makes reported margins lumpy; loss of fee windfalls or planned loan sales can materially reduce core NIM and NII predictability, complicating medium-term earnings visibility.
Convertible Preferred Impact On Capital RatiosA potential conversion materially changes core capital metrics, complicating capital planning. CET1 compression could restrict growth leeway or force offsetting actions (equity issuance, retained earnings focus), affecting long-term strategy.
Third Coast Bancshares News
TCBX FAQ
What was Third Coast Bancshares’s price range in the past 12 months?
Third Coast Bancshares lowest stock price was $26.34 and its highest was $43.84 in the past 12 months.
What is Third Coast Bancshares’s market cap?
Third Coast Bancshares’s market cap is $679.87M.
When is Third Coast Bancshares’s upcoming earnings report date?
Third Coast Bancshares’s upcoming earnings report date is Apr 22, 2026 which is in 4 days.
How were Third Coast Bancshares’s earnings last quarter?
Third Coast Bancshares released its earnings results on Jan 21, 2026. The company reported $1.02 earnings per share for the quarter, beating the consensus estimate of $0.91 by $0.11.
Is Third Coast Bancshares overvalued?
According to Wall Street analysts Third Coast Bancshares’s price is currently Undervalued.
Does Third Coast Bancshares pay dividends?
Third Coast Bancshares pays a Quarterly dividend of $16.88 which represents an annual dividend yield of N/A. See more information on Third Coast Bancshares dividends here
What is Third Coast Bancshares’s EPS estimate?
Third Coast Bancshares’s EPS estimate is 0.87.
How many shares outstanding does Third Coast Bancshares have?
Third Coast Bancshares has 16,485,783 shares outstanding.
What happened to Third Coast Bancshares’s price movement after its last earnings report?
Third Coast Bancshares reported an EPS of $1.02 in its last earnings report, beating expectations of $0.91. Following the earnings report the stock price went up 5.194%.
Which hedge fund is a major shareholder of Third Coast Bancshares?
Currently, no hedge funds are holding shares in TCBX
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Third Coast Bancshares Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
$45.00 (9.57% Upside)
$45.00 (9.57% Upside)
Blogger Sentiment
Bullish
TCBX Sentiment 100%
Sector Average 67%
Sector Average 67%
Hedge Fund Trend
Decreased
By 1.2K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Bought Shares
Worth $47.5K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Positive
Last 7 Days ▲ 5.3%
Last 30 Days ▲ 2.7%
Last 30 Days ▲ 2.7%
Technicals
SMA
Positive
20 days / 200 days
Momentum
42.75%
12-Months-Change
Fundamentals
Return on Equity
13.12%
Trailing 12-Months
Asset Growth
8.10%
Trailing 12-Months
Company Description
Third Coast Bancshares
Third Coast Bancshares, Inc. operates as a bank holding company for Third Coast Bank, SSB that provides various commercial banking solutions to small and medium-sized businesses, and professionals. The company's deposit products include checking, savings, individual retirement, and money market accounts, as well as certificates of deposit. It also offers commercial and industrial loans, such as equipment loans, working capital, auto finance, and commercial finance. In addition, the company provides treasury management consumer and commercial online banking services, mobile applications, safe deposit boxes, and wire transfer services, as well as debit cards. It operates through eleven branches in Greater Houston, Dallas-Fort Worth, and Austin-San Antonio; and one branch in Detroit, Texas. The company was founded in 2008 and is headquartered in Humble, Texas.
TCBX Earnings Call
Q4 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presented strong operating and financial results: record full-year earnings, double-digit loan growth, expanding assets and deposits, improving fee income, lower funding costs, stronger book value and improving credit metrics. Near-term challenges include one-time and merger-related expenses, lumpy fee-driven margin benefits that may not recur, seasonal deposit inflows and modest allowance ratio compression. Management has a clear M&A pipeline (Keystone) and targets disciplined loan growth and efficiency initiatives. Overall, positive momentum and fundamentals outweigh the flagged short-term expenses and variability risks.View all TCBX earnings summariesTCBX Stock 12 Month Forecast
Average Price Target
$45.00
▲(9.57% Upside)
Technical Analysis
Farmers National Banc Oh
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Capital Bancorp
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Ownership Overview
8.24% Insiders
9.72% Mutual Funds
15.76% Other Institutional Investors
54.71% Public Companies and
Individual Investors