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TCBX Stock Chart & Stats
$42.75
$0.36(0.85%)
At close: 4:00 PM EDT
$42.75
$0.36(0.85%)
Day’s Range― - ―
52-Week Range$35.73 - $46.36
Previous Close$42.75
Volume230.79K
Average Volume (3M)135.22K
Market Cap
$757.63M
Enterprise Value$576.86
Total Cash (Recent Filing)$1.01B
Total Debt (Recent Filing)$141.44M
Price to Earnings (P/E)9.7
Beta0.85
Next Earnings
Oct 28, 2026EPS Estimate
0.99Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)4.71
Shares Outstanding16,654,970
10 Day Avg. Volume126,282
30 Day Avg. Volume135,224
Financial Highlights & Ratios
PEG Ratio0.20
Price to Book (P/B)0.99
Price to Sales (P/S)1.43
P/FCF Ratio10.89
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$48.00Price Target Upside12.28% Upside
Rating ConsensusHold
Number of Analyst Covering1
EPS Forecast (FY)3.97
Revenue Forecast (FY)$256.71M
Bulls Say, Bears Say
Bulls Say
Improving ProfitabilityMulti-year earnings expansion and stronger net margins indicate that the bank is converting its growing franchise into improved profits. This provides a durable earnings foundation, although sustaining it will depend on credit quality and revenue recovery.
Stronger Funding And Operating EfficiencyImproved funding mix, lower deposit costs and better operating efficiency can support net interest income and margins over several quarters. Planned systems savings and a goal below 55% efficiency add further potential for durable operating leverage.
Commercial Banking Growth And Strategic FocusC&I-led loan growth supports the bank’s core Texas commercial franchise, while the TCC disposition monetizes a historical drag and preserves client access through revenue sharing. A tighter focus may improve capital allocation and execution.
Bears Say
Recent Revenue And Cash-flow PressureThe recent reversal in revenue momentum and weaker cash generation creates uncertainty about the current earnings run-rate. Even with higher reported net income, sustained growth will require renewed loan production and stable spread income.
Emerging Credit-quality RisksThe OREO transfer, new non-accrual relationships and SBA losses indicate pockets of borrower stress that could require additional provisions or reduce returns. Management expects recoveries, but these exposures remain relevant through the credit cycle.
Funding Competition And Uneven Loan GrowthCompetitive deposit pricing can constrain the bank’s funding spread, while securitizations reduce on-balance-sheet loans and make reported growth less consistent. These factors may limit margin expansion and complicate longer-term planning.
Third Coast Bancshares News
TCBX FAQ
What was Third Coast Bancshares Inc’s price range in the past 12 months?
Third Coast Bancshares Inc lowest stock price was $35.73 and its highest was $46.35 in the past 12 months.
What is Third Coast Bancshares Inc’s market cap?
Third Coast Bancshares Inc’s market cap is $757.63M.
When is Third Coast Bancshares Inc’s upcoming earnings report date?
Third Coast Bancshares Inc’s upcoming earnings report date is Oct 28, 2026 which is in 66 days.
How were Third Coast Bancshares Inc’s earnings last quarter?
Third Coast Bancshares Inc released its earnings results on Jul 22, 2026. The company reported $1.08 earnings per share for the quarter, beating the consensus estimate of $0.902 by $0.178.
Is Third Coast Bancshares Inc overvalued?
According to Wall Street analysts Third Coast Bancshares Inc’s price is currently Undervalued.
Does Third Coast Bancshares Inc pay dividends?
Third Coast Bancshares Inc pays a Quarterly dividend of $16.88 which represents an annual dividend yield of N/A. See more information on Third Coast Bancshares Inc dividends here
What is Third Coast Bancshares Inc’s EPS estimate?
Third Coast Bancshares Inc’s EPS estimate is 0.99.
How many shares outstanding does Third Coast Bancshares Inc have?
Third Coast Bancshares Inc has 16,654,970 shares outstanding.
What happened to Third Coast Bancshares Inc’s price movement after its last earnings report?
Third Coast Bancshares Inc reported an EPS of $1.08 in its last earnings report, beating expectations of $0.902. Following the earnings report the stock price went up 5.605%.
Which hedge fund is a major shareholder of Third Coast Bancshares Inc?
Currently, no hedge funds are holding shares in TCBX
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Third Coast Bancshares Stock Smart Score
Neutral
1
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7
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9
10
Analyst Consensus
Hold
Average Price Target:
$48.00 (12.28% Upside)
$48.00 (12.28% Upside)
Blogger Sentiment
Bullish
TCBX Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 288.0 Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $100.7K over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Positive
20 days / 200 days
Momentum
15.27%
12-Months-Change
Fundamentals
Return on Equity
―
Trailing 12-Months
Asset Growth
36.24%
Trailing 12-Months
Company Description
Third Coast Bancshares Inc
Third Coast Bancshares, Inc. serves as the parent company for Third Coast Bank, SSB, a financial institution primarily focused on delivering a broad spectrum of commercial banking solutions to small and medium-sized businesses, as well as individual professionals. The bank's offerings include a comprehensive range of deposit accounts, such as checking, savings, individual retirement accounts (IRAs), money market accounts, and certificates of deposit (CDs). For its lending services, it provides commercial and industrial (C&I) loans, which encompass financing for equipment, working capital, vehicle fleets, and various other commercial needs. Beyond these core services, Third Coast also offers treasury management, both consumer and commercial online banking platforms, mobile applications, secure safe deposit boxes, wire transfer capabilities, and debit cards. Geographically, the bank operates a total of twelve branches: eleven are strategically located across the major Texas metropolitan areas of Greater Houston, Dallas-Fort Worth, and Austin-San Antonio, with an additional branch situated in Detroit, Texas. The company was founded in 2008 and has its principal office in Humble, Texas.
TCBX Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call emphasized multiple clear operational and financial improvements — record EPS, strong net interest income (+12.4% QoQ), loan and deposit growth, NIM expansion to 3.83%, efficiency gains (56.5% vs 66.1%), successful completion of strategic milestones (TCC sale, securitization activity, Keystone conversion), and stable credit metrics (NPLs down to 0.55%, net recoveries). Challenges noted were manageable: a $17.1M OREO transfer, limited stress in parts of the SBA portfolio, some non-recurring integration and securitization costs (~$0.5M–$1M), and the natural variability in loan growth due to securitizations. Overall, positives materially outweigh the negatives, with management projecting continued disciplined growth and margin support from funding improvements and securitizations.View all TCBX earnings summariesTCBX Stock 12 Month Forecast
Average Price Target
$48.00
▲(12.28% Upside)
Technical Analysis
Farmers National Banc Oh
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Financial Institutions
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Washington Bancorp
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California BanCorp
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Capital Bancorp
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Ownership Overview
8.28% Insiders
10.31% Mutual Funds
19.50% Other Institutional Investors
46.96% Public Companies and
Individual Investors