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TCBX Stock Chart & Stats
$42.75
$0.36(0.85%)
At close: 4:00 PM EDT
$42.75
$0.36(0.85%)
Day’s Range― - ―
52-Week Range$35.60 - $44.50
Previous Close$42.75
Volume230.79K
Average Volume (3M)135.22K
Market Cap
$727.40M
Enterprise Value$576.86
Total Cash (Recent Filing)$734.70M
Total Debt (Recent Filing)$157.57M
Price to Earnings (P/E)18.6
Beta0.92
Next Earnings
Oct 28, 2026EPS Estimate
0.99Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)4.58
Shares Outstanding16,592,072
10 Day Avg. Volume126,282
30 Day Avg. Volume135,224
Financial Highlights & Ratios
PEG Ratio0.20
Price to Book (P/B)0.99
Price to Sales (P/S)1.43
P/FCF Ratio10.89
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)4
Revenue Forecast (FY)$256.71M
Bulls Say, Bears Say
Bulls Say
Margin Expansion And Improved Funding MixSustained NIM expansion plus lower deposit costs and strong deposit inflows indicate structural funding advantages. A stickier, low-cost deposit mix supports durable interest spread resilience, reducing reliance on wholesale funding and helping margins through varying rate cycles.
Efficiency Improvement And Operating LeverageMarked efficiency gains and recurring systems savings point to sustainable operating leverage. Lower expense intensity relative to earning assets improves long-term earnings power, enabling higher retained earnings and reinvestment without requiring outsized revenue growth.
Conservative Leverage And Rising Equity BaseA steadily stronger capital base and lower leverage enhance loss-absorbing capacity and regulatory flexibility. Rising equity alongside improving ROE signals disciplined capital generation, supporting organic growth, buybacks, or buffer for credit cycles over the medium term.
Bears Say
Deteriorating Cash Generation / Negative Free Cash FlowA sudden collapse in cash conversion weakens earnings quality and constrains internal funding for loans, dividends, or buybacks. Persistent negative FCF increases reliance on external funding, heightening liquidity and refinancing risk during stress periods over the next several quarters.
Rapid Asset Growth Increases Funding And Credit SensitivityFast balance-sheet expansion can strain funding capacity and underwriting oversight. If growth outpaces deposit stability or risk controls, the bank faces higher liquidity needs and greater exposure to credit-cycle losses, making capital and ALM management more challenging.
Localized Credit Stress: OREO Transfer And SBA Portfolio StrainSpecific problem credits and an OREO transfer reveal pockets of underwriting or collateral shortfalls. SBA and specialized exposures can deteriorate unevenly, producing episodic charge-offs that stress reserves and profitability, requiring ongoing monitoring of portfolio segmentation and reserve adequacy.
Third Coast Bancshares News
TCBX FAQ
What was Third Coast Bancshares Inc’s price range in the past 12 months?
Third Coast Bancshares Inc lowest stock price was $35.60 and its highest was $44.50 in the past 12 months.
What is Third Coast Bancshares Inc’s market cap?
Third Coast Bancshares Inc’s market cap is $727.40M.
When is Third Coast Bancshares Inc’s upcoming earnings report date?
Third Coast Bancshares Inc’s upcoming earnings report date is Oct 28, 2026 which is in 87 days.
How were Third Coast Bancshares Inc’s earnings last quarter?
Third Coast Bancshares Inc released its earnings results on Jul 22, 2026. The company reported $1.08 earnings per share for the quarter, beating the consensus estimate of $0.902 by $0.178.
Is Third Coast Bancshares Inc overvalued?
According to Wall Street analysts Third Coast Bancshares Inc’s price is currently Overvalued.
Does Third Coast Bancshares Inc pay dividends?
Third Coast Bancshares Inc pays a Quarterly dividend of $16.88 which represents an annual dividend yield of N/A. See more information on Third Coast Bancshares Inc dividends here
What is Third Coast Bancshares Inc’s EPS estimate?
Third Coast Bancshares Inc’s EPS estimate is 0.99.
How many shares outstanding does Third Coast Bancshares Inc have?
Third Coast Bancshares Inc has 16,592,072 shares outstanding.
What happened to Third Coast Bancshares Inc’s price movement after its last earnings report?
Third Coast Bancshares Inc reported an EPS of $1.08 in its last earnings report, beating expectations of $0.902. Following the earnings report the stock price went up 5.605%.
Which hedge fund is a major shareholder of Third Coast Bancshares Inc?
Currently, no hedge funds are holding shares in TCBX
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Third Coast Bancshares Stock Smart Score
Underperform
1
2
3
4
5
6
7
8
9
10
Blogger Sentiment
Bullish
TCBX Sentiment 70%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 496.0 Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $100.7K over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Positive
20 days / 200 days
Momentum
15.27%
12-Months-Change
Fundamentals
Return on Equity
―
Trailing 12-Months
Asset Growth
36.24%
Trailing 12-Months
Company Description
Third Coast Bancshares Inc
Third Coast Bancshares, Inc. (TCBX) is a bank holding company for Third Coast Bank, SSB, a Texas-based financial institution that provides commercial banking products and services. The company operates in the financial services sector, focusing primarily on serving businesses, entrepreneurs, and professionals through lending and deposit products, along with related treasury management and banking services.
TCBX Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call emphasized multiple clear operational and financial improvements — record EPS, strong net interest income (+12.4% QoQ), loan and deposit growth, NIM expansion to 3.83%, efficiency gains (56.5% vs 66.1%), successful completion of strategic milestones (TCC sale, securitization activity, Keystone conversion), and stable credit metrics (NPLs down to 0.55%, net recoveries). Challenges noted were manageable: a $17.1M OREO transfer, limited stress in parts of the SBA portfolio, some non-recurring integration and securitization costs (~$0.5M–$1M), and the natural variability in loan growth due to securitizations. Overall, positives materially outweigh the negatives, with management projecting continued disciplined growth and margin support from funding improvements and securitizations.View all TCBX earnings summariesTechnical Analysis
Farmers National Banc Oh
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Financial Institutions
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Washington Bancorp
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California BanCorp
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Capital Bancorp
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Ownership Overview
8.31% Insiders
10.35% Mutual Funds
3.84% Other Institutional Investors
62.60% Public Companies and
Individual Investors