Third Coast Bancshares Inc (TCBX)
NYSE:TCBX
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TCBX Stock Chart & Stats
$42.12
-$0.14(-0.43%)
At close: 4:00 PM EST
$42.12
-$0.14(-0.43%)
Day’s Range― - ―
52-Week Range$30.28 - $43.84
Previous CloseN/A
Volume17.23K
Average Volume (3M)93.97K
Market Cap
$646.92M
Enterprise Value$274.59M
Total Cash (Recent Filing)$734.70M
Total Debt (Recent Filing)$157.57M
Price to Earnings (P/E)7.8
Beta0.91
Next Earnings
Jul 29, 2026EPS Estimate
0.9Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)4.58
Shares Outstanding16,592,072
10 Day Avg. Volume126,174
30 Day Avg. Volume93,965
Financial Highlights & Ratios
PEG Ratio0.20
Price to Book (P/B)0.99
Price to Sales (P/S)1.43
P/FCF Ratio10.89
Enterprise Value/Market Cap0.42
Enterprise Value/Revenue0.71
Enterprise Value/Gross Profit1.28
Enterprise Value/Ebitda2.98
Forecast
1Y Price Target
$45.00Price Target Upside6.84% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)3.89
Revenue Forecast (FY)$253.71M
Bulls Say, Bears Say
Bulls Say
Sustained Revenue & Profit GrowthMulti-year top-line expansion and rising margins indicate durable franchise momentum: growing loan and deposit scale drives interest income and fee opportunities, underpinning sustainable earnings power and allowing reinvestment in origination and product capabilities over the next several quarters.
Conservative Balance Sheet & Rising CapitalImproving leverage metrics and a larger equity base strengthen loss-absorbing capacity and regulatory resilience. This defensive capital profile supports continued lending growth and strategic investments while lowering refinancing risk during economic cycles, benefiting long-term credit capacity.
Scale & Strategic Growth From Keystone DealThe Keystone acquisition materially expanded footprint, diversified funding and client relationships, and accelerated scale economies. Combined with new ABL, public funds and correspondent initiatives and projected merger cost saves, the strategic buildout supports durable fee and loan growth over 2–6 months and beyond.
Bears Say
Weak Cash GenerationA sharp TTM deterioration in cash flow creates a structural mismatch vs. reported earnings, constraining liquidity for loan funding, dividends and integration costs. If cash conversion remains depressed it could force higher reliance on borrowings or asset sales to finance growth and capital needs.
Net Interest Margin PressureSustained margin compression reduces core profitability from larger asset bases. If blended yields stay lower due to acquired loan mix, or funding costs rise, margin recovery depends on securitizations, higher loan yields or phased cost saves—each of which may take multiple quarters to fully realize.
Asset Quality & Concentration RisksA material individual CRE nonaccrual and day-one purchased credit impaired additions highlight credit risk from rapid balance-sheet growth and acquisitions. Elevated NPAs and lumpiness in paydowns suggest asset-quality volatility that can pressure provisions and earnings through credit cycles.
Third Coast Bancshares News
TCBX FAQ
What was Third Coast Bancshares Inc’s price range in the past 12 months?
Third Coast Bancshares Inc lowest stock price was $30.28 and its highest was $43.84 in the past 12 months.
What is Third Coast Bancshares Inc’s market cap?
Third Coast Bancshares Inc’s market cap is $646.92M.
When is Third Coast Bancshares Inc’s upcoming earnings report date?
Third Coast Bancshares Inc’s upcoming earnings report date is Jul 29, 2026 which is in 38 days.
How were Third Coast Bancshares Inc’s earnings last quarter?
Third Coast Bancshares Inc released its earnings results on Apr 22, 2026. The company reported $0.88 earnings per share for the quarter, beating the consensus estimate of $0.865 by $0.015.
Is Third Coast Bancshares Inc overvalued?
According to Wall Street analysts Third Coast Bancshares Inc’s price is currently Undervalued.
Does Third Coast Bancshares Inc pay dividends?
Third Coast Bancshares Inc pays a Quarterly dividend of $16.88 which represents an annual dividend yield of N/A. See more information on Third Coast Bancshares Inc dividends here
What is Third Coast Bancshares Inc’s EPS estimate?
Third Coast Bancshares Inc’s EPS estimate is 0.9.
How many shares outstanding does Third Coast Bancshares Inc have?
Third Coast Bancshares Inc has 16,592,072 shares outstanding.
What happened to Third Coast Bancshares Inc’s price movement after its last earnings report?
Third Coast Bancshares Inc reported an EPS of $0.88 in its last earnings report, beating expectations of $0.865. Following the earnings report the stock price went down -4.688%.
Which hedge fund is a major shareholder of Third Coast Bancshares Inc?
Currently, no hedge funds are holding shares in TCBX
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Third Coast Bancshares Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
$45.00 (6.84% Upside)
$45.00 (6.84% Upside)
Blogger Sentiment
Bullish
TCBX Sentiment 70%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 496.0 Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $100.7K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Negative
Last 7 Days ▼ 1.1%
Last 30 Days ▼ 4.0%
Last 30 Days ▼ 4.0%
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Negative
20 days / 200 days
Momentum
29.79%
12-Months-Change
Fundamentals
Return on Equity
12.61%
Trailing 12-Months
Asset Growth
34.41%
Trailing 12-Months
Company Description
Third Coast Bancshares Inc
Third Coast Bancshares, Inc. serves as the parent company for Third Coast Bank, SSB, a financial institution primarily focused on delivering a broad spectrum of commercial banking solutions to small and medium-sized businesses, as well as individual professionals. The bank's offerings include a comprehensive range of deposit accounts, such as checking, savings, individual retirement accounts (IRAs), money market accounts, and certificates of deposit (CDs). For its lending services, it provides commercial and industrial (C&I) loans, which encompass financing for equipment, working capital, vehicle fleets, and various other commercial needs. Beyond these core services, Third Coast also offers treasury management, both consumer and commercial online banking platforms, mobile applications, secure safe deposit boxes, wire transfer capabilities, and debit cards. Geographically, the bank operates a total of twelve branches: eleven are strategically located across the major Texas metropolitan areas of Greater Houston, Dallas-Fort Worth, and Austin-San Antonio, with an additional branch situated in Detroit, Texas. The company was founded in 2008 and has its principal office in Humble, Texas.
TCBX Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call conveyed solid strategic and operational progress driven by the Keystone acquisition — substantial balance sheet expansion, robust loan pipelines, EPS and tangible book value supported when excluding one-time merger costs, and active product/team investments to drive future growth. Near-term headwinds include merger-related nonrecurring expenses, temporary margin compression (partly from an interest reversal), a single large CRE nonaccrual and phased timing of cost saves. Management characterized these negatives as largely one-time or manageable and expressed confidence in sustained organic growth and integration progress.View all TCBX earnings summariesTCBX Stock 12 Month Forecast
Average Price Target
$45.00
▲(6.84% Upside)
Technical Analysis
Farmers National Banc Oh
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Financial Institutions
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Washington Bancorp
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California BanCorp
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Capital Bancorp
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Ownership Overview
8.31% Insiders
10.31% Mutual Funds
18.91% Other Institutional Investors
49.67% Public Companies and
Individual Investors