Third Coast Bancshares Inc (TCBX)
NYSE:TCBX
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TCBX Stock Chart & Stats
$42.12
-$0.14(-0.43%)
At close: 4:00 PM EST
$42.12
-$0.14(-0.43%)
Day’s Range― - ―
52-Week Range$29.66 - $43.84
Previous CloseN/A
Volume17.23K
Average Volume (3M)87.54K
Market Cap
$635.81M
Enterprise Value$271.63M
Total Cash (Recent Filing)$734.70M
Total Debt (Recent Filing)$157.57M
Price to Earnings (P/E)7.6
Beta0.92
Next Earnings
Jul 29, 2026EPS Estimate
0.9Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)4.58
Shares Outstanding16,592,072
10 Day Avg. Volume80,853
30 Day Avg. Volume87,539
Financial Highlights & Ratios
PEG Ratio0.19
Price to Book (P/B)0.99
Price to Sales (P/S)1.43
P/FCF Ratio10.89
Enterprise Value/Market Cap0.43
Enterprise Value/Revenue0.71
Enterprise Value/Gross Profit1.27
Enterprise Value/Ebitda2.95
Forecast
1Y Price Target
$45.00Price Target Upside6.84% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)3.89
Revenue Forecast (FY)$253.71M
Bulls Say, Bears Say
Bulls Say
Improving Capital And ROERising equity and materially higher ROE reflect stronger capital cushions and profitable deployment of capital. A conservatively levered balance sheet with improving returns supports capacity to absorb losses, fund organic loan growth, and pursue acquisitions over the next 2–6 months.
Scale Boost From Keystone MergerThe Keystone acquisition meaningfully expands scale, deposit mix and geographic reach, increasing earning asset base and diversification. Larger franchise and cross-sell opportunities should sustain revenue growth and improve funding stability as integration progresses.
Product Build-out And Fee GrowthInvestments in ABL, senior relationship bankers and public funds/correspondent teams diversify revenue beyond interest income. Durable fee streams and expanded product mix reduce reliance on margins and support higher recurring noninterest income as scale and cross-sell take hold.
Bears Say
Sharp Cash-flow DeteriorationA steep TTM drop in operating and free cash flow signals earnings are not translating into liquidity. Persistent weak cash conversion can strain funding for loan growth, constrain capital deployment and raise refinancing or contingency funding needs over the medium term.
Single Large CRE NonaccrualA concentrated $17.1M CRE nonaccrual and related purchased credit impaired loans highlight asset quality sensitivity. Large single-name losses can materially swing credit costs for a regional bank and increase provisioning uncertainty during economic or CRE-cycle stress.
Margin Pressure And Phased Cost SavesMerger-related expense and lower blended NIM compress core profitability. Efficiency improvements and cost saves are phased into 3Q/4Q and full run-rate by 2027, leaving an earnings profile vulnerable to margin headwinds until synergies and revenue lift materialize.
Third Coast Bancshares News
TCBX FAQ
What was Third Coast Bancshares Inc’s price range in the past 12 months?
Third Coast Bancshares Inc lowest stock price was $29.66 and its highest was $43.84 in the past 12 months.
What is Third Coast Bancshares Inc’s market cap?
Third Coast Bancshares Inc’s market cap is $635.81M.
When is Third Coast Bancshares Inc’s upcoming earnings report date?
Third Coast Bancshares Inc’s upcoming earnings report date is Jul 29, 2026 which is in 59 days.
How were Third Coast Bancshares Inc’s earnings last quarter?
Third Coast Bancshares Inc released its earnings results on Apr 22, 2026. The company reported $0.88 earnings per share for the quarter, beating the consensus estimate of $0.865 by $0.015.
Is Third Coast Bancshares Inc overvalued?
According to Wall Street analysts Third Coast Bancshares Inc’s price is currently Undervalued.
Does Third Coast Bancshares Inc pay dividends?
Third Coast Bancshares Inc pays a Quarterly dividend of $16.88 which represents an annual dividend yield of N/A. See more information on Third Coast Bancshares Inc dividends here
What is Third Coast Bancshares Inc’s EPS estimate?
Third Coast Bancshares Inc’s EPS estimate is 0.9.
How many shares outstanding does Third Coast Bancshares Inc have?
Third Coast Bancshares Inc has 16,592,072 shares outstanding.
What happened to Third Coast Bancshares Inc’s price movement after its last earnings report?
Third Coast Bancshares Inc reported an EPS of $0.88 in its last earnings report, beating expectations of $0.865. Following the earnings report the stock price went down -4.688%.
Which hedge fund is a major shareholder of Third Coast Bancshares Inc?
Currently, no hedge funds are holding shares in TCBX
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Third Coast Bancshares Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
$45.00 (6.84% Upside)
$45.00 (6.84% Upside)
Blogger Sentiment
Bullish
TCBX Sentiment 70%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 496.0 Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Very Negative
Last 7 Days ▼ 1.3%
Last 30 Days ▼ 5.7%
Last 30 Days ▼ 5.7%
Technicals
SMA
Negative
20 days / 200 days
Momentum
23.26%
12-Months-Change
Fundamentals
Return on Equity
12.61%
Trailing 12-Months
Asset Growth
34.41%
Trailing 12-Months
Company Description
Third Coast Bancshares Inc
Third Coast Bancshares, Inc. operates as a bank holding company for Third Coast Bank, SSB that provides various commercial banking solutions to small and medium-sized businesses, and professionals. The company's deposit products include checking, savings, individual retirement, and money market accounts, as well as certificates of deposit. It also offers commercial and industrial loans, such as equipment loans, working capital, auto finance, and commercial finance. In addition, the company provides treasury management consumer and commercial online banking services, mobile applications, safe deposit boxes, and wire transfer services, as well as debit cards. It operates through eleven branches in Greater Houston, Dallas-Fort Worth, and Austin-San Antonio; and one branch in Detroit, Texas. The company was founded in 2008 and is headquartered in Humble, Texas.
TCBX Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call conveyed solid strategic and operational progress driven by the Keystone acquisition — substantial balance sheet expansion, robust loan pipelines, EPS and tangible book value supported when excluding one-time merger costs, and active product/team investments to drive future growth. Near-term headwinds include merger-related nonrecurring expenses, temporary margin compression (partly from an interest reversal), a single large CRE nonaccrual and phased timing of cost saves. Management characterized these negatives as largely one-time or manageable and expressed confidence in sustained organic growth and integration progress.View all TCBX earnings summariesTCBX Stock 12 Month Forecast
Average Price Target
$45.00
▲(6.84% Upside)
Technical Analysis
Farmers National Banc Oh
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Financial Institutions
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Washington Bancorp
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California BanCorp
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Capital Bancorp
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Ownership Overview
8.32% Insiders
10.31% Mutual Funds
18.91% Other Institutional Investors
50.35% Public Companies and
Individual Investors