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Third Coast Bancshares Inc (TCBX)
NYSE:TCBX
US Market
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Third Coast Bancshares (TCBX) Stock Statistics & Valuation Metrics

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Total Valuation

Third Coast Bancshares has a market cap or net worth of $727.40M. The enterprise value is $576.86.
Market Cap$727.40M
Enterprise Value$576.86

Share Statistics

Third Coast Bancshares has 16,592,072 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding16,592,072
Owned by Insiders8.31%
Owned by Institutions3.84%

Financial Efficiency

Third Coast Bancshares’s return on equity (ROE) is 0.12 and return on invested capital (ROIC) is 9.62%.
Return on Equity (ROE)0.12
Return on Assets (ROA)0.01
Return on Invested Capital (ROIC)9.62%
Return on Capital Employed (ROCE)0.13
Revenue Per Employee890.65K
Profits Per Employee160.90K
Employee Count412
Asset Turnover0.07
Inventory Turnover0.00

Valuation Ratios

The current PE Ratio of Third Coast Bancshares is 18.6. Third Coast Bancshares’s PEG ratio is 0.20.
PE Ratio18.6
PS Ratio1.43
PB Ratio0.99
Price to Fair Value0.99
Price to FCF10.89
Price to Operating Cash Flow364.07
PEG Ratio0.20

Income Statement

In the last 12 months, Third Coast Bancshares had revenue of 366.95M and earned 66.29M in profits. Earnings per share was 4.45.
Revenue366.95M
Gross Profit202.79M
Operating Income84.99M
Pretax Income82.75M
Net Income66.29M
EBITDA90.04M
Earnings Per Share (EPS)4.45

Cash Flow

In the last 12 months, operating cash flow was 1.66M and capital expenditures -16.32M, giving a free cash flow of -14.65M billion.
Operating Cash Flow1.66M
Free Cash Flow-14.65M
Free Cash Flow per Share-0.88

Dividends & Yields

Third Coast Bancshares pays an annual dividend of $16.88, resulting in a dividend yield of ―
Dividend Per Share$16.88
Dividend Yield
Payout Ratio
Free Cash Flow Yield
Earnings Yield

Stock Price Statistics

Beta0.92
52-Week Price Change19.36%
50-Day Moving Average40.07
200-Day Moving Average39.22
Relative Strength Index (RSI)64.15
Average Volume (3m)135.22K

Important Dates

Third Coast Bancshares upcoming earnings date is Oct 28, 2026, After Close (Confirmed).
Last Earnings DateJul 22, 2026
Next Earnings DateOct 28, 2026
Ex-Dividend Date

Financial Position

Third Coast Bancshares as a current ratio of 0.09, with Debt / Equity ratio of 21.09%
Current Ratio0.09
Quick Ratio0.09
Debt to Market Cap0.23
Net Debt to EBITDA-0.43
Interest Coverage Ratio0.54

Taxes

In the past 12 months, Third Coast Bancshares has paid 16.45M in taxes.
Income Tax16.45M
Effective Tax Rate0.20

Enterprise Valuation

Third Coast Bancshares EV to EBITDA ratio is 5.40, with an EV/FCF ratio of 10.09.
EV to Sales1.32
EV to EBITDA5.40
EV to Free Cash Flow10.09
EV to Operating Cash Flow9.56

Balance Sheet

Third Coast Bancshares has $734.70M in cash and marketable securities with $157.57M in debt, giving a net cash position of $577.13M billion.
Cash & Marketable Securities$734.70M
Total Debt$157.57M
Net Cash$577.13M
Net Cash Per Share$34.78
Tangible Book Value Per Share$37.12

Margins

Gross margin is 49.83%, with operating margin of 23.16%, and net profit margin of 18.07%.
Gross Margin49.83%
Operating Margin23.16%
Pretax Margin22.55%
Net Profit Margin18.07%
EBITDA Margin24.54%
EBIT Margin23.16%

Analyst Forecast

The average price target for Third Coast Bancshares is ―, which is 11.43% higher than the current price. The consensus rating is ―
Price Target
Price Target Upside
Analyst Consensus
Analyst Count0
Revenue Growth Forecast16.80%
EPS Growth Forecast24.02%

Scores

Smart Score3
AI Score