Third Coast Bancshares (TCBX)
NYSE:TCBX
Total Valuation
Third Coast Bancshares has a market cap or net worth of $613.11M. The enterprise value is $476.53M.
Market Cap$613.11M
Enterprise Value$476.53M
Share Statistics
Third Coast Bancshares has 16,485,783 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding16,485,783
Owned by Insiders8.24%
Owned by Institutions15.76%
Financial Efficiency
Third Coast Bancshares’s return on equity (ROE) is 0.12 and return on invested capital (ROIC) is -1.71%.
Return on Equity (ROE)0.12
Return on Assets (ROA)0.01
Return on Invested Capital (ROIC)-1.71%
Return on Capital Employed (ROCE)0.13
Revenue Per Employee975.92K
Profits Per Employee176.31K
Employee Count376
Asset Turnover0.07
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Third Coast Bancshares is 7.9. Third Coast Bancshares’s PEG ratio is 0.19.
PE Ratio7.9
PS Ratio1.43
PB Ratio0.99
Price to Fair Value0.99
Price to FCF10.89
Price to Operating Cash Flow10.10
PEG Ratio0.19
Income Statement
In the last 12 months, Third Coast Bancshares had revenue of 366.95M and earned 66.29M in profits. Earnings per share was 4.45.
Revenue366.95M
Gross Profit202.79M
Operating Income84.99M
Pretax Income82.75M
Net Income66.29M
EBITDA90.04M
Earnings Per Share (EPS)4.45
Cash Flow
In the last 12 months, operating cash flow was 50.84M and capital expenditures -2.82M, giving a free cash flow of 48.02M billion.
Operating Cash Flow50.84M
Free Cash Flow48.02M
Free Cash Flow per Share2.91
Dividends & Yields
Third Coast Bancshares pays an annual dividend of $16.88, resulting in a dividend yield of ―
Dividend Per Share$16.88
Dividend Yield―
Payout Ratio―
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.91
52-Week Price Change11.45%
50-Day Moving Average39.88
200-Day Moving Average38.12
Relative Strength Index (RSI)39.08
Average Volume (3m)67.55K
Important Dates
Third Coast Bancshares upcoming earnings date is Apr 29, 2026, After Close (Confirmed).
Last Earnings DateJan 21, 2026
Next Earnings DateApr 29, 2026
Ex-Dividend Date―
Financial Position
Third Coast Bancshares as a current ratio of 0.13, with Debt / Equity ratio of 25.79%
Current Ratio0.13
Quick Ratio0.13
Debt to Market Cap0.23
Net Debt to EBITDA-0.42
Interest Coverage Ratio0.54
Taxes
In the past 12 months, Third Coast Bancshares has paid 16.45M in taxes.
Income Tax16.45M
Effective Tax Rate0.20
Enterprise Valuation
Third Coast Bancshares EV to EBITDA ratio is 5.40, with an EV/FCF ratio of 10.10.
EV to Sales1.33
EV to EBITDA5.40
EV to Free Cash Flow10.10
EV to Operating Cash Flow9.57
Balance Sheet
Third Coast Bancshares has $558.39M in cash and marketable securities with $136.97M in debt, giving a net cash position of $421.42M billion.
Cash & Marketable Securities$558.39M
Total Debt$136.97M
Net Cash$421.42M
Net Cash Per Share$25.56
Tangible Book Value Per Share$37.12
Margins
Gross margin is 55.26%, with operating margin of 23.16%, and net profit margin of 18.07%.
Gross Margin55.26%
Operating Margin23.16%
Pretax Margin22.55%
Net Profit Margin18.07%
EBITDA Margin24.54%
EBIT Margin23.16%
Analyst Forecast
The average price target for Third Coast Bancshares is $45.00, which is 11.43% higher than the current price. The consensus rating is Hold
Price Target$45.00
Price Target Upside21.00% Upside
Analyst ConsensusHold
Analyst Count1
Revenue Growth Forecast9.12%
EPS Growth Forecast45.83%