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Northpointe Bancshares, Inc. (NPB)
NYSE:NPB
US Market
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Northpointe Bancshares, Inc. (NPB) Earnings Dates, Call Summary & Reports

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Earnings Data

Report Date
Apr 28, 2026
After Close (Confirmed)
Period Ending
2026 (Q1)
Consensus EPS Forecast
Last Year’s EPS
0.49
Same Quarter Last Year
Moderate Buy
Based on 3 Analysts Ratings

Earnings Call Summary

Q3 2025
Earnings Call Date:Oct 21, 2025|
% Change Since:
|
Earnings Call Sentiment|Positive
The earnings call reflects a positive sentiment due to significant growth in key business areas, such as MPP and custodial deposits, despite some challenges with increased net charge-offs and decreased mortgage closings.
Company Guidance
In the third quarter of 2025, Northpointe Bancshares, Inc. reported strong financial performance with several key metrics highlighted. The company achieved earnings of $20.1 million or $0.57 per diluted share, with a return on assets of 1.34% and a return on average tangible common equity of 15.41%. The Mortgage Purchase Program (MPP) saw exceptional growth, reaching $3.4 billion in balances, a $473 million increase from the prior quarter, and $1.7 billion year-over-year. Northpointe funded $9.8 billion in loans through the MPP channel, marking a record high. Additionally, the bank's core deposits were strengthened by a $300 million increase in interest-bearing demand deposits, attributed to a new core custodial deposit relationship. Furthermore, the first-lien home equity loan business grew by $38.8 million, showing a 23% annualized growth rate. The company continues to focus on expanding its non-brokered deposit base and exploring partnership opportunities to manage its balance sheet efficiently. Looking forward, Northpointe is optimistic about continuing its growth trajectory into 2026, with expectations of MPP balances reaching $4.1 billion to $4.3 billion and AIO loans increasing to between $900 million and $1 billion by the end of 2026.
Strong Performance in MPP Business
MPP business ended the quarter at $3.4 billion in balances, a growth of $473 million from the prior quarter and $1.7 billion from the previous year. Loans funded through the channel reached $9.8 billion, the highest quarterly level for Northpointe.
Growth in All-in-One Loan Portfolio
The all-in-one loan portfolio experienced a 23% annualized growth, driven by increased mortgage block and application activity.
Increase in Interest-Bearing Demand Deposits
A new core custodial deposit relationship contributed to a $300 million increase in interest-bearing demand deposits from the prior quarter.
Tangible Book Value Increase
Tangible book value increased by $0.56 per share over the prior quarter, with a 15.8% annualized increase when dividends are added back.
Improved Asset Quality Metrics
Total delinquent loans decreased by $4.6 million from the second quarter, and overall asset quality metrics improved.

Northpointe Bancshares, Inc. (NPB) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

NPB Earnings History

Report Date
Fiscal Quarter
Forecast / EPS
Last Year's EPS
EPS YoY Change
Press Release
Slides
Play Transcript
Apr 28, 2026
2026 (Q1)
- / -
0.49
Oct 21, 2025
2025 (Q3)
0.56 / 0.57
0.66-13.64% (-0.09)
Jul 22, 2025
2025 (Q2)
0.51 / 0.51
Apr 22, 2025
2025 (Q1)
0.46 / 0.49
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed

NPB Earnings-Related Price Changes

Report Date
Price 1 Day Before
Price 1 Day After
Percentage Change
Oct 21, 2025
$16.85$16.65-1.19%
Jul 22, 2025
$14.94$14.96+0.13%
Apr 22, 2025
$12.95$13.61+5.10%
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Northpointe Bancshares, Inc. (NPB) report earnings?
Northpointe Bancshares, Inc. (NPB) is schdueled to report earning on Apr 28, 2026, After Close (Confirmed).
    What is Northpointe Bancshares, Inc. (NPB) earnings time?
    Northpointe Bancshares, Inc. (NPB) earnings time is at Apr 28, 2026, After Close (Confirmed).
      Where can I see when companies are reporting earnings?
      You can see which companies are reporting today on our designated earnings calendar.
        What companies are reporting earnings today?
        You can see a list of the companies which are reporting today on TipRanks earnings calendar.
          What is NPB EPS forecast?
          Currently, no data Available
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