Peapack-Gladstone Financial Corp. (PGC)
NASDAQ:PGC
Total Valuation
Peapack-Gladstone Financial has a market cap or net worth of $628.15M. The enterprise value is $887.59M.
Market Cap$628.15M
Enterprise Value$887.59M
Share Statistics
Peapack-Gladstone Financial has 17,570,625 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding17,570,625
Owned by Insiders5.66%
Owned by Institutions19.67%
Financial Efficiency
Peapack-Gladstone Financial’s return on equity (ROE) is 0.06 and return on invested capital (ROIC) is -0.73%.
Return on Equity (ROE)0.06
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)-0.73%
Return on Capital Employed (ROCE)0.04
Revenue Per Employee711.88K
Profits Per Employee60.20K
Employee Count620
Asset Turnover0.06
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Peapack-Gladstone Financial is 13.1. Peapack-Gladstone Financial’s PEG ratio is 0.98.
PE Ratio13.1
PS Ratio1.11
PB Ratio0.74
Price to Fair Value0.74
Price to FCF17.11
Price to Operating Cash Flow15.81
PEG Ratio0.98
Income Statement
In the last 12 months, Peapack-Gladstone Financial had revenue of 441.36M and earned 37.33M in profits. Earnings per share was 2.12.
Revenue441.36M
Gross Profit256.23M
Operating Income52.31M
Pretax Income52.31M
Net Income37.33M
EBITDA63.26M
Earnings Per Share (EPS)2.12
Cash Flow
In the last 12 months, operating cash flow was 39.69M and capital expenditures -25.01M, giving a free cash flow of 14.69M billion.
Operating Cash Flow39.69M
Free Cash Flow14.69M
Free Cash Flow per Share0.84
Dividends & Yields
Peapack-Gladstone Financial pays an annual dividend of $0.05, resulting in a dividend yield of 0.7%
Dividend Per Share$0.05
Dividend Yield0.7%
Payout Ratio13.24%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.88
52-Week Price Change36.97%
50-Day Moving Average33.52
200-Day Moving Average29.09
Relative Strength Index (RSI)63.37
Average Volume (3m)123.00K
Important Dates
Peapack-Gladstone Financial upcoming earnings date is Jan 29, 2026, Before Open (Confirmed).
Last Earnings DateOct 22, 2025
Next Earnings DateJan 29, 2026
Ex-Dividend Date―
Financial Position
Peapack-Gladstone Financial as a current ratio of 0.13, with Debt / Equity ratio of 39.51%
Current Ratio0.13
Quick Ratio0.13
Debt to Market Cap0.44
Net Debt to EBITDA3.97
Interest Coverage Ratio0.32
Taxes
In the past 12 months, Peapack-Gladstone Financial has paid 14.98M in taxes.
Income Tax14.98M
Effective Tax Rate0.29
Enterprise Valuation
Peapack-Gladstone Financial EV to EBITDA ratio is 11.70, with an EV/FCF ratio of 25.91.
EV to Sales1.68
EV to EBITDA11.70
EV to Free Cash Flow25.91
EV to Operating Cash Flow17.16
Balance Sheet
Peapack-Gladstone Financial has $782.91M in cash and marketable securities with $260.07M in debt, giving a net cash position of $522.84M billion.
Cash & Marketable Securities$782.91M
Total Debt$260.07M
Net Cash$522.84M
Net Cash Per Share$29.76
Tangible Book Value Per Share$34.99
Margins
Gross margin is 58.05%, with operating margin of 11.85%, and net profit margin of 8.46%.
Gross Margin58.05%
Operating Margin11.85%
Pretax Margin11.85%
Net Profit Margin8.46%
EBITDA Margin14.33%
EBIT Margin11.85%
Analyst Forecast
The average price target for Peapack-Gladstone Financial is $40.50, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$40.50
Price Target Upside13.29% Upside
Analyst ConsensusModerate Buy
Analyst Count2
Revenue Growth Forecast9.16%
EPS Growth Forecast6.95%