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Peapack-Gladstone Financial Corp. (PGC)
NASDAQ:PGC
US Market
PGC
Peapack-Gladstone Financial
RESEARCH TOOLSreports

Peapack-Gladstone Financial (PGC) Ratios

152 Followers

Peapack-Gladstone Financial Ratios

PGC's free cash flow for Q4 2025 was $0.61. For the 2025 fiscal year, PGC's free cash flow was decreased by $ and operating cash flow was $0.15. See a summary of the company’s cash flow.
Ratios
TTM
Dec 25Dec 24Dec 23Dec 22
Liquidity Ratios
Current Ratio
 0.13 0.13 0.08 0.13 0.14
Quick Ratio
 0.13 0.13 0.08 0.13 0.14
Cash Ratio
 <0.01 <0.01 0.06 0.03 0.03
Solvency Ratio
 <0.01 <0.01 <0.01 <0.01 0.01
Operating Cash Flow Ratio
 <0.01 <0.01 0.01 0.01 0.02
Short-Term Operating Cash Flow Coverage
 0.54 0.59 0.00 0.17 0.31
Net Current Asset Value
$ -6.05B$ -6.05B$ -5.93B$ -5.12B$ -5.05B
Leverage Ratios
Debt-to-Assets Ratio
 0.03 0.03 0.03 0.09 0.08
Debt-to-Equity Ratio
 0.40 0.40 0.29 0.95 1.00
Debt-to-Capital Ratio
 0.28 0.28 0.23 0.49 0.50
Long-Term Debt-to-Capital Ratio
 0.18 0.18 0.18 0.19 0.20
Financial Leverage Ratio
 11.43 11.43 11.57 11.10 11.92
Debt Service Coverage Ratio
 0.21 0.21 0.21 0.10 0.19
Interest Coverage Ratio
 0.32 0.32 0.25 0.45 2.86
Debt to Market Cap
 0.34 0.44 0.24 1.01 0.76
Interest Debt Per Share
 24.02 24.02 20.22 39.29 31.20
Net Debt to EBITDA
 3.97 3.97 -4.29 5.06 3.17
Profitability Margins
Gross Profit Margin
58.05%58.05%53.76%56.65%84.66%
EBIT Margin
11.85%11.85%11.16%18.00%37.25%
EBITDA Margin
14.33%14.33%12.31%19.34%39.09%
Operating Profit Margin
11.85%11.85%11.16%18.00%37.25%
Pretax Profit Margin
11.85%11.85%11.16%18.00%37.25%
Net Profit Margin
8.46%8.46%8.19%13.07%27.03%
Continuous Operations Profit Margin
8.46%8.46%8.19%13.07%27.03%
Net Income Per EBT
71.36%71.36%73.38%72.61%72.55%
EBT Per EBIT
100.00%100.00%100.00%100.00%100.00%
Return on Assets (ROA)
0.50%0.50%0.47%0.75%1.17%
Return on Equity (ROE)
5.85%5.67%5.44%8.37%13.93%
Return on Capital Employed (ROCE)
3.80%3.80%5.73%9.18%14.62%
Return on Invested Capital (ROIC)
-0.73%-0.73%4.21%4.30%6.88%
Return on Tangible Assets
0.50%0.50%0.47%0.76%1.18%
Earnings Yield
5.87%7.63%5.83%9.18%10.98%
Efficiency Ratios
Receivables Turnover
 13.81 13.81 13.48 12.18 10.92
Payables Turnover
 0.00 0.00 10.06 0.00 0.00
Inventory Turnover
 0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
 5.52 5.52 5.74 9.75 6.95
Asset Turnover
 0.06 0.06 0.06 0.06 0.04
Working Capital Turnover Ratio
 -0.08 -0.08 -0.08 -0.08 -0.06
Cash Conversion Cycle
 26.44 26.44 -9.19 29.96 33.42
Days of Sales Outstanding
 26.44 26.44 27.08 29.96 33.42
Days of Inventory Outstanding
 0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
 0.00 0.00 36.27 0.00 0.00
Operating Cycle
 26.44 26.44 27.08 29.96 33.42
Cash Flow Ratios
Operating Cash Flow Per Share
 2.26 2.46 4.03 3.93 6.55
Free Cash Flow Per Share
 0.84 1.63 3.57 3.74 6.35
CapEx Per Share
 1.42 0.83 0.46 0.18 0.19
Free Cash Flow to Operating Cash Flow
 0.37 0.66 0.89 0.95 0.97
Dividend Paid and CapEx Coverage Ratio
 1.39 2.39 6.12 10.25 16.60
Capital Expenditure Coverage Ratio
 1.59 2.96 8.78 21.36 33.81
Operating Cash Flow Coverage Ratio
 0.15 0.17 0.40 0.13 0.22
Operating Cash Flow to Sales Ratio
 0.09 0.10 0.18 0.19 0.43
Free Cash Flow Yield
2.31%5.84%11.13%12.55%17.07%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
 16.82 13.10 17.16 10.90 9.10
Price-to-Sales (P/S) Ratio
 1.42 1.11 1.41 1.42 2.46
Price-to-Book (P/B) Ratio
 0.95 0.74 0.93 0.91 1.27
Price-to-Free Cash Flow (P/FCF) Ratio
 42.77 17.11 8.99 7.97 5.86
Price-to-Operating Cash Flow Ratio
 15.81 11.34 7.96 7.60 5.69
Price-to-Earnings Growth (PEG) Ratio
 2.06 0.98 -0.54 -0.33 0.25
Price-to-Fair Value
 0.95 0.74 0.93 0.91 1.27
Enterprise Value Multiple
 13.90 11.70 7.13 12.42 9.47
Enterprise Value
 887.59M 740.35M 353.27M 898.01M 1.02B
EV to EBITDA
 14.03 11.70 7.13 12.42 9.47
EV to Sales
 2.01 1.68 0.88 2.40 3.70
EV to Free Cash Flow
 60.44 25.91 5.61 13.44 8.81
EV to Operating Cash Flow
 22.36 17.16 4.97 12.81 8.55
Tangible Book Value Per Share
 34.99 34.99 31.75 30.12 26.74
Shareholders’ Equity Per Share
 37.49 37.49 34.30 32.70 29.35
Tax and Other Ratios
Effective Tax Rate
 0.29 0.29 0.27 0.27 0.27
Revenue Per Share
 25.14 25.14 22.81 20.94 15.13
Net Income Per Share
 2.13 2.13 1.87 2.74 4.09
Tax Burden
 0.71 0.71 0.73 0.73 0.73
Interest Burden
 1.00 1.00 1.00 1.00 1.00
Research & Development to Revenue
 0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
 0.30 0.30 0.32 0.28 0.33
Stock-Based Compensation to Revenue
 0.00 0.00 <0.01 <0.01 <0.01
Income Quality
 1.06 1.16 2.16 1.43 1.60
Currency in USD