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Nu Holdings (NU)
NYSE:NU
NU Stock Chart & Stats
Day’s Range― - ―
52-Week Range$9.01 - $16.15
Previous CloseN/A
Volume6.89M
Average Volume (3M)63.13M
Market Cap
$50.44B
Enterprise Value$41.59B
Total Cash (Recent Filing)$2.34B
Total Debt (Recent Filing)$384.44M
Price to Earnings (P/E)25.6
Beta1.27
Next Earnings
May 13, 2025EPS Estimate
0.12Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.41
Shares Outstanding3,697,776,100
10 Day Avg. Volume71,604,299
30 Day Avg. Volume63,130,997
Financial Highlights & Ratios
PEG Ratio0.28
Price to Book (P/B)N/A
Price to Sales (P/S)9.22
Price to Cash Flow (P/CF)N/A
P/FCF Ratio0.00
Enterprise Value/Market Cap0.82
Enterprise Value/RevenueN/A
Enterprise Value/Gross Profit7.92
Enterprise Value/Ebitda14.48
Forecast
1Y Price Target
$14.20Price Target Upside33.33% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering6
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Nu Holdings News
PremiumWeekend Updates
Nu, HPE, Merck, BMY, OXY: Trending by Analysts
PremiumCompany Announcements
Nu Holdings Restructures Management to Enhance Global Operations
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Bulls Say, Bears Say
Bulls Say
Client BaseNubank is Latin America’s most successful neobank with over 100 million clients, showing high engagement and operating leverage potential.
Market PositionNubank's low cost-to-serve and superior tech stack continue to support significant cross selling and market share opportunity; high ROE should ensue.
Product InnovationSeveral investors see the new private payroll loan product as an underappreciated growth engine that could expand credit access without significantly pressuring risk-adjusted NIM.
Bears Say
Currency ImpactResults were negatively impacted by a 13% devaluation of the BRL in the quarter, which distorted growth figures.
Market Share SaturationSome believe NU has already maxed out its credit market share, especially in credit cards and unsecured loans, and lacks a clear edge in high-income segments or the increasingly crowded payroll loan space.
PIX Financing ConcernsConcerns persist around the drag from PIX financing and potential cannibalization from lower-yielding private payroll loans.
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Ownership Overview
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Insiders
18.47% Mutual Funds
0.60% Other Institutional Investors
74.87% Public Companies and
Individual Investors
Risk Analysis
Main Risk Category
Legal & RegulatoryLitigation, compliance, new legislation, and taxation risks
Website Traffic
Sorry, No Data AvailableThere is no website visitor data available for this stock.
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NU FAQ
What was Nu Holdings’s price range in the past 12 months?
Nu Holdings lowest stock price was $9.01 and its highest was $16.14 in the past 12 months.
What is Nu Holdings’s market cap?
Nu Holdings’s market cap is $50.44B.
When is Nu Holdings’s upcoming earnings report date?
Nu Holdings’s upcoming earnings report date is May 13, 2025 which is in 27 days.
How were Nu Holdings’s earnings last quarter?
Nu Holdings released its earnings results on Feb 20, 2025. The company reported $0.113 earnings per share for the quarter, missing the consensus estimate of $0.119 by -$0.006.
Is Nu Holdings overvalued?
According to Wall Street analysts Nu Holdings’s price is currently Undervalued.
Does Nu Holdings pay dividends?
Nu Holdings does not currently pay dividends.
What is Nu Holdings’s EPS estimate?
Nu Holdings’s EPS estimate is 0.12.
How many shares outstanding does Nu Holdings have?
Nu Holdings has 3,697,776,100 shares outstanding.
What happened to Nu Holdings’s price movement after its last earnings report?
Nu Holdings reported an EPS of $0.113 in its last earnings report, missing expectations of $0.119. Following the earnings report the stock price went down -18.891%.
Which hedge fund is a major shareholder of Nu Holdings?
Currently, no hedge funds are holding shares in NU
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Nu Holdings Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$14.20 (33.33% Upside)
$14.20 (33.33% Upside)
Blogger Sentiment
Bullish
NU Sentiment 93%
Sector Average 68%
Sector Average 68%
Hedge Fund Trend
Decreased
By 25.0M Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Positive
Last 7 Days ▲ 0.7%
Last 30 Days ▲ 2.9%
Last 30 Days ▲ 2.9%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-5.66%
12-Months-Change
Fundamentals
Return on Equity
28.07%
Trailing 12-Months
Asset Growth
15.19%
Trailing 12-Months
Company Description
Nu Holdings
Nu Holdings Ltd. operates as a digital financial services platform and technology company primarily in Brazil, Mexico, and Colombia. It offers Nu credit and debit cards; Ultraviolet credit and debit cards; and mobile payment solutions for NuAccount customers to make and receive transfers, pay bills, and make everyday purchases through their mobile phones. The company provides savings solutions, such as Nu Personal Accounts, a digital account solution that supports all personal finance activities, from daily purchases and money transfers to savings; and Nu business accounts designed specifically for entrepreneur customers and their businesses. In addition, it offers NuInvest, an investment product that provides equity, fixed-income, options, and ETF products, as well as multimarket funds with curated asset allocations based on the customer's risk profile and financial position; personal unsecured loans; in-app buy now pay later' solution for Nu card customers to pay credit and debit purchases, and banking payment slips over time in up to twelve installments; and NuInsurance protecting solutions to help its customers secure life insurance and funeral benefits. The company was founded in 2013 and is headquartered in Sao Paulo, Brazil.
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NU Company Deck
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NU Earnings Call
Q4 2025
0:00 / 0:00
Earnings Call Sentiment|Positive
Nu Holdings demonstrated strong growth in revenue, customer base, and net income, with significant achievements in Mexico and increased deposits and lending. However, challenges remain with PIX financing, net interest margin contraction, and the need for balance sheet optimization.Read More>---
NU Stock 12 Month Forecast
Average Price Target
$14.20
▲(33.33% Upside)
Technical Analysis
Best Analysts Covering NU
1 Year
1 Year Success Rate
6/10 ratings generated profit
1 Year Average Return
+24.79%
reiterated a buy rating 5 months ago
Copying James Friedman's trades and holding each position for 1 Year would result in 60.00% of your transactions generating a profit, with an average return of +24.79% per trade.
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