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NU Stock Chart & Stats
$15.34
$0.00(0.00%)
At close: 4:00 PM EST
$15.34
$0.00(0.00%)
Day’s Range― - ―
52-Week Range$11.20 - $18.98
Previous CloseN/A
Volume6.89M
Average Volume (3M)64.72M
Market Cap
$67.58B
Enterprise Value$100.24K
Total Cash (Recent Filing)$30.32B
Total Debt (Recent Filing)$3.17B
Price to Earnings (P/E)21.4
Beta1.41
Next Earnings
Aug 18, 2026EPS Estimate
0.2Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.65
Shares Outstanding3,807,883,800
10 Day Avg. Volume71,724,038
30 Day Avg. Volume64,717,800
Financial Highlights & Ratios
PEG Ratio0.65
Price to Book (P/B)7.17
Price to Sales (P/S)5.10
P/FCF Ratio23.16
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$16.19Price Target Upside5.54% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering10
EPS Forecast (FY)0.85
Revenue Forecast (FY)$22.15B
Bulls Say, Bears Say
Bulls Say
Large, High‑engagement Customer BaseScale and engagement are durable competitive advantages: 135M customers with ~83% monthly activity drive distribution economics, low marginal acquisition cost for new products (notably SME offerings), and recurring fee/interchange flows. Over 2–6 months this scale underpins cross‑sell, ARPAC gains and resilient revenue even amid cyclical headwinds.
Strong Profitability And Cash GenerationA multi‑year turnaround to consistent profits and nearly one‑for‑one free cash conversion provide durable financial flexibility. Robust margins and recurring operating cash flow support reinvestment in AI, international expansion, and disciplined capital returns, sustaining growth and funding buffers across the 2–6 month horizon.
AI‑driven Productivity And Credit DecisioningProprietary AI adoption improves unit economics and underwriting accuracy, shortening product development cycles and lowering operating costs. Durable productivity gains and model‑driven decisioning can sustainably boost ARPAC, reduce marginal cost-to-serve, and strengthen credit selection over coming quarters, reinforcing competitive moat.
Bears Say
Rising Total Debt And Balance‑sheet RiskHigher reported total debt materially elevates funding and liquidity sensitivity. If market funding tightens or deposit dynamics worsen, leverage could constrain growth or force higher funding costs. Over 2–6 months, elevated debt increases vulnerability to rate and liquidity shocks and limits strategic optionality.
Mix Shift Toward Higher‑loss Credit ProductsGrowth concentrated in higher‑loss unsecured segments raises expected credit costs and provision volatility. Even with attractive unit economics, sustained mix toward cards/unsecured lending can compress risk‑adjusted returns and require larger allowances or capital, affecting earnings durability and capital planning in the medium term.
Deposit Seasonality And Funding Cost PressureSeasonal deposit declines and regional outflows force greater reliance on wholesale funding or higher deposit pricing, which pressurizes NIM and funding stability. Over the next few months, funding mix shifts and higher deposit costs can erode net interest margins and limit low‑cost growth opportunities.
Nu Holdings News
NU FAQ
What was Nu Holdings Ltd. Class A’s price range in the past 12 months?
Nu Holdings Ltd. Class A lowest stock price was $11.20 and its highest was $18.98 in the past 12 months.
What is Nu Holdings Ltd. Class A’s market cap?
Nu Holdings Ltd. Class A’s market cap is $67.58B.
When is Nu Holdings Ltd. Class A’s upcoming earnings report date?
Nu Holdings Ltd. Class A’s upcoming earnings report date is Aug 18, 2026 which is in 32 days.
How were Nu Holdings Ltd. Class A’s earnings last quarter?
Nu Holdings Ltd. Class A released its earnings results on May 14, 2026. The company reported $0.178 earnings per share for the quarter, missing the consensus estimate of $0.197 by -$0.019.
Is Nu Holdings Ltd. Class A overvalued?
According to Wall Street analysts Nu Holdings Ltd. Class A’s price is currently Undervalued.
Does Nu Holdings Ltd. Class A pay dividends?
Nu Holdings Ltd. Class A does not currently pay dividends.
What is Nu Holdings Ltd. Class A’s EPS estimate?
Nu Holdings Ltd. Class A’s EPS estimate is 0.2.
How many shares outstanding does Nu Holdings Ltd. Class A have?
Nu Holdings Ltd. Class A has 3,807,883,800 shares outstanding.
What happened to Nu Holdings Ltd. Class A’s price movement after its last earnings report?
Nu Holdings Ltd. Class A reported an EPS of $0.178 in its last earnings report, missing expectations of $0.197. Following the earnings report the stock price went down -5.723%.
Which hedge fund is a major shareholder of Nu Holdings Ltd. Class A?
Currently, no hedge funds are holding shares in NU
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Nu Holdings Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$16.19 (5.54% Upside)
$16.19 (5.54% Upside)
Blogger Sentiment
Bullish
NU Sentiment 70%
Sector Average 64%
Sector Average 64%
Hedge Fund Trend
Increased
By 14.7M Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $257.0K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Neutral
Last 7 Days ▼ 1.1%
Last 30 Days ▲ 0.7%
Last 30 Days ▲ 0.7%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Negative
20 days / 200 days
Momentum
2.51%
12-Months-Change
Fundamentals
Return on Equity
28.94%
Trailing 12-Months
Asset Growth
42.93%
Trailing 12-Months
Company Description
Nu Holdings Ltd. Class A
Nu Holdings Ltd. provides digital banking platform in Brazil, Mexico, Colombia, the Cayman Islands, and the United States. The company provides spending solutions comprising Nu credit and prepaid card, a digitally enabled card that acts as a credit and a prepaid card; Nubank+ Tier, an evolution of the Nu experience; Ultraviolet credit and prepaid card, a premium metal credit card; mobile payment solutions for NuAccount customers to make and receive transfers, pay bills, and make everyday purchases through their mobile phones; and Nu Shopping, an integrated marketplace that enables customers to purchase goods and services from various ecommerce retailers. It also offers transactional solutions, such as Nu Personal Accounts, a digital account solution for personal financial activities; Nu business accounts for entrepreneur customers and their businesses; and Nu business prepaid and credit card. In addition, it offers savings and investing solutions, including Money Boxes, a solution for goal-based investing; investing solutions, an attractive investment product with customized and conflict-free guidance; and NuCrypto, a solution for buying and selling cryptocurrencies through the Nu app. Further, the company provides borrowing solutions comprising personal unsecured and secured loans; Pix financing that enables credit card and digital account customers to make free and instant peer-to-peer transfers; Boleto financing, which enables credit card and digital account customers to make payments; purchase financing; cash-in financing; and NuPay to make online purchases and pay for services through Nu app. Additionally, it offers protection solutions, such as NuInsurance protection solutions, including life, mobile, auto, home, and financial protection insurance policies; and beyond financial services solutions, including NuTravel, a travel portal; and NuCel, a mobile phone service. Nu Holdings Ltd. was founded in 2013 and is headquartered in São Paulo, Brazil.
NU Stock 12 Month Forecast
Average Price Target
$16.19
▲(5.54% Upside)
Technical Analysis
Ownership Overview
0.80% Insiders
14.83% Mutual Funds
0.80% Other Institutional Investors
73.57% Public Companies and Individual Investors