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Nu Holdings (NU)
NYSE:NU
NU Stock Chart & Stats
$16.81
$0.00(0.00%)
At close: 4:00 PM EST
$16.81
$0.00(0.00%)
Day’s Range― - ―
52-Week Range$9.01 - $18.98
Previous CloseN/A
Volume6.89M
Average Volume (3M)38.42M
Market Cap
$81.54B
Enterprise Value$66.86B
Total Cash (Recent Filing)$28.54B
Total Debt (Recent Filing)$3.12B
Price to Earnings (P/E)32.1
Beta1.45
Next Earnings
Feb 25, 2026EPS Estimate
0.19Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.16
Shares Outstanding3,768,057,900
10 Day Avg. Volume55,197,805
30 Day Avg. Volume38,420,310
Financial Highlights & Ratios
PEG Ratio0.29
Price to Book (P/B)6.49
Price to Sales (P/S)4.47
P/FCF Ratio22.32
Enterprise Value/Market Cap0.82
Enterprise Value/Revenue4.93
Enterprise Value/Gross Profit11.46
Enterprise Value/Ebitda18.32
Forecast
1Y Price Target
$19.18Price Target Upside14.10% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering9
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Capital AdequacyA multi-billion dollar capital buffer and sizable excess cash at the holding level strengthens balance-sheet flexibility and lowers the risk of material capital or liquidity strain from regulatory changes.
Regulatory Licensing (Brazil)Intention to obtain a banking license in Brazil aligns with updated regulations and could enable expanded deposit-taking and broader financial services revenue.
Strategy And Product DiversificationAccelerating AI initiatives, smarter deposit pricing, and a push into SME and e-commerce create diversified revenue drivers beyond core credit products.
Bears Say
Asset Quality And Provisioning RiskDeclining reserve coverage and deterioration in 90-day nonperforming loan metrics signal rising credit risk and the potential need for higher provisions.
Net Interest Margin PressureRecent net interest margin contraction despite loan growth indicates scope for compressed net interest income if margin headwinds persist.
Tax Impact Of Bank StatusReclassification as a bank would increase the social contribution tax rate from 15% to 20%, reducing after-tax profitability and returns.
Nu Holdings News
NU FAQ
What was Nu Holdings’s price range in the past 12 months?
Nu Holdings lowest stock price was $9.01 and its highest was $18.98 in the past 12 months.
What is Nu Holdings’s market cap?
Nu Holdings’s market cap is $81.54B.
When is Nu Holdings’s upcoming earnings report date?
Nu Holdings’s upcoming earnings report date is Feb 25, 2026 which is in 19 days.
How were Nu Holdings’s earnings last quarter?
Nu Holdings released its earnings results on Nov 13, 2025. The company reported $0.16 earnings per share for the quarter, the consensus estimate of $0.16 by $0.
Is Nu Holdings overvalued?
According to Wall Street analysts Nu Holdings’s price is currently Undervalued.
Does Nu Holdings pay dividends?
Nu Holdings does not currently pay dividends.
What is Nu Holdings’s EPS estimate?
Nu Holdings’s EPS estimate is 0.19.
How many shares outstanding does Nu Holdings have?
Nu Holdings has 3,768,057,900 shares outstanding.
What happened to Nu Holdings’s price movement after its last earnings report?
Nu Holdings reported an EPS of $0.16 in its last earnings report, expectations of $0.16. Following the earnings report the stock price went up 1.475%.
Which hedge fund is a major shareholder of Nu Holdings?
Currently, no hedge funds are holding shares in NU
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Nu Holdings Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Strong Buy
Average Price Target:
$19.18 (14.10% Upside)
$19.18 (14.10% Upside)
Blogger Sentiment
Bullish
NU Sentiment 93%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 2.5M Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Very Negative
Last 7 Days >0.1%
Last 30 Days ▼ 4.1%
Last 30 Days ▼ 4.1%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
27.96%
12-Months-Change
Fundamentals
Return on Equity
27.80%
Trailing 12-Months
Asset Growth
40.55%
Trailing 12-Months
Company Description
Nu Holdings
Nu Holdings Ltd. operates as a digital financial services platform and technology company primarily in Brazil, Mexico, and Colombia. It offers Nu credit and debit cards; Ultraviolet credit and debit cards; and mobile payment solutions for NuAccount customers to make and receive transfers, pay bills, and make everyday purchases through their mobile phones. The company provides savings solutions, such as Nu Personal Accounts, a digital account solution that supports all personal finance activities, from daily purchases and money transfers to savings; and Nu business accounts designed specifically for entrepreneur customers and their businesses. In addition, it offers NuInvest, an investment product that provides equity, fixed-income, options, and ETF products, as well as multimarket funds with curated asset allocations based on the customer's risk profile and financial position; personal unsecured loans; in-app buy now pay later' solution for Nu card customers to pay credit and debit purchases, and banking payment slips over time in up to twelve installments; and NuInsurance protecting solutions to help its customers secure life insurance and funeral benefits. The company was founded in 2013 and is headquartered in Sao Paulo, Brazil.
NU Company Deck
NU Earnings Call
Q3 2025
0:00 / 0:00
Earnings Call Sentiment|Positive
Nu Holdings reported strong growth and profitability, with significant customer base expansion and credit portfolio growth. AI integration is enhancing operations, and efficiency is improving. However, challenges include higher funding costs in Brazil and potential regulatory impacts in Mexico and Brazil.View all NU earnings summariesNU Stock 12 Month Forecast
Average Price Target
$19.18
▲(14.10% Upside)
Technical Analysis
Ownership Overview
Currently, No data available
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