Nu Holdings Ltd. Class A (NU)
NYSE:NU
NU Stock Chart & Stats
$13.94
$0.00(0.00%)
At close: 4:00 PM EST
$13.94
$0.00(0.00%)
Day’s Range― - ―
52-Week Range$9.01 - $18.98
Previous CloseN/A
Volume6.89M
Average Volume (3M)60.03M
Market Cap
$69.53B
Enterprise Value$96.21B
Total Cash (Recent Filing)$10.74B
Total Debt (Recent Filing)$37.76B
Price to Earnings (P/E)28.2
Beta1.47
Next Earnings
May 14, 2026EPS Estimate
0.2Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.18
Shares Outstanding3,833,073,000
10 Day Avg. Volume54,540,215
30 Day Avg. Volume60,030,672
Financial Highlights & Ratios
PEG Ratio0.64
Price to Book (P/B)7.17
Price to Sales (P/S)5.10
P/FCF Ratio9.52
Enterprise Value/Market Cap1.38
Enterprise Value/Revenue6.25
Enterprise Value/Gross Profit14.55
Enterprise Value/Ebitda24.43
Forecast
1Y Price Target
$19.92Price Target Upside42.90% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering7
EPS Forecast (FY)0.87
Revenue Forecast (FY)$21.08B
Bulls Say, Bears Say
Bulls Say
AI And Data AdvantageAnalyst frames AI as a core strategic pillar and notes proprietary customer financial behavior data plus the ability to attract world-class AI talent can enable differentiated AI-driven credit decisioning and personalized products.
Mexico Profitability AccelerationManagement characterizes the United States expansion as measured and low-risk while profitability in Mexico is accelerating, which supports upside to consolidated earnings and bolsters an analyst's overweight view.
Tax Incentives And Effective Tax RateAnalyst expects tax incentives tied to technology and global expansion to reduce the effective tax rate and partly offset higher operating costs, supporting net income resilience.
Bears Say
Investment-driven Margin PressureManagement plans larger investments in return-to-office, AI, and international expansion, and analysts caution these initiatives will slow efficiency improvements and pressure operating margins.
Provisions And Operating Expense ImpactPre-tax earnings missed analyst estimates due to one-off provisions and higher operating expenses, with increased loan-loss provisions and technology spending creating downside risk to near-term earnings.
U.S. Profitability HeadwindsAnalyst warns profitability in the United States is likely to be lower than in Brazil because of structural differences and tougher competition, which could limit margin gains from international growth.
Nu Holdings News
NU FAQ
What was Nu Holdings Ltd. Class A’s price range in the past 12 months?
Nu Holdings Ltd. Class A lowest stock price was $9.01 and its highest was $18.98 in the past 12 months.
What is Nu Holdings Ltd. Class A’s market cap?
Nu Holdings Ltd. Class A’s market cap is $69.53B.
When is Nu Holdings Ltd. Class A’s upcoming earnings report date?
Nu Holdings Ltd. Class A’s upcoming earnings report date is May 14, 2026 which is in 48 days.
How were Nu Holdings Ltd. Class A’s earnings last quarter?
Nu Holdings Ltd. Class A released its earnings results on Feb 25, 2026. The company reported $0.182 earnings per share for the quarter, missing the consensus estimate of $0.191 by -$0.009.
Is Nu Holdings Ltd. Class A overvalued?
According to Wall Street analysts Nu Holdings Ltd. Class A’s price is currently Undervalued.
Does Nu Holdings Ltd. Class A pay dividends?
Nu Holdings Ltd. Class A does not currently pay dividends.
What is Nu Holdings Ltd. Class A’s EPS estimate?
Nu Holdings Ltd. Class A’s EPS estimate is 0.2.
How many shares outstanding does Nu Holdings Ltd. Class A have?
Nu Holdings Ltd. Class A has 3,833,073,000 shares outstanding.
What happened to Nu Holdings Ltd. Class A’s price movement after its last earnings report?
Nu Holdings Ltd. Class A reported an EPS of $0.182 in its last earnings report, missing expectations of $0.191. Following the earnings report the stock price went down -9.55%.
Which hedge fund is a major shareholder of Nu Holdings Ltd. Class A?
Currently, no hedge funds are holding shares in NU
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Nu Holdings Stock Smart Score
Neutral
1
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10
Analyst Consensus
Strong Buy
Average Price Target:
$19.92 (42.90% Upside)
$19.92 (42.90% Upside)
Blogger Sentiment
Bullish
NU Sentiment 70%
Sector Average 68%
Sector Average 68%
Hedge Fund Trend
Decreased
By 17.3M Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $4.4M over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Positive
Last 7 Days ▼ 0.3%
Last 30 Days ▲ 2.6%
Last 30 Days ▲ 2.6%
News Sentiment
Very Bullish
Bullish news 86%
Bearish news 14%
Bearish news 14%
Technicals
SMA
Negative
20 days / 200 days
Momentum
25.83%
12-Months-Change
Fundamentals
Return on Equity
28.67%
Trailing 12-Months
Asset Growth
49.97%
Trailing 12-Months
Company Description
Nu Holdings Ltd. Class A
Nu Holdings Ltd. operates as a digital financial services platform and technology company primarily in Brazil, Mexico, and Colombia. It offers Nu credit and debit cards; Ultraviolet credit and debit cards; and mobile payment solutions for NuAccount customers to make and receive transfers, pay bills, and make everyday purchases through their mobile phones. The company provides savings solutions, such as Nu Personal Accounts, a digital account solution that supports all personal finance activities, from daily purchases and money transfers to savings; and Nu business accounts designed specifically for entrepreneur customers and their businesses. In addition, it offers NuInvest, an investment product that provides equity, fixed-income, options, and ETF products, as well as multimarket funds with curated asset allocations based on the customer's risk profile and financial position; personal unsecured loans; in-app buy now pay later' solution for Nu card customers to pay credit and debit purchases, and banking payment slips over time in up to twelve installments; and NuInsurance protecting solutions to help its customers secure life insurance and funeral benefits. The company was founded in 2013 and is headquartered in Sao Paulo, Brazil.
NU Company Deck
NU Earnings Call
Q4 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presents a strongly positive operating performance: robust customer growth, significant revenue and profit expansion, improving monetization (ARPAC), large credit and deposit growth, strong capital/liquidity buffers, and tangible AI/product progress. Near‑term headwinds and noise include regulatory changes to FGTS that reduced secured originations, several one‑time charges (Prosofipo, return‑to‑office provisions), and expected short‑term pressure on the efficiency ratio from deliberate investments in AI, global expansion and office reopening. Asset quality trends are broadly stable but subject to normal seasonality and higher provisions driven by growth. Overall, positive fundamentals and strategic positioning outweigh the manageable and largely explicit near‑term challenges.View all NU earnings summariesNU Stock 12 Month Forecast
Average Price Target
$19.92
▲(42.90% Upside)
Technical Analysis
Ownership Overview
Currently, No data available
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