Nu Holdings (NU)
NYSE:NU
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NU Stock Chart & Stats
$15.34
$0.00(0.00%)
At close: 4:00 PM EST
$15.34
$0.00(0.00%)
Day’s Range― - ―
52-Week Range$11.71 - $18.98
Previous CloseN/A
Volume6.89M
Average Volume (3M)49.08M
Market Cap
$68.83B
Enterprise Value$59.06B
Total Cash (Recent Filing)$16.14B
Total Debt (Recent Filing)$5.21B
Price to Earnings (P/E)22.7
Beta1.39
Next Earnings
May 14, 2026EPS Estimate
0.2Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.59
Shares Outstanding3,837,998,500
10 Day Avg. Volume40,425,038
30 Day Avg. Volume49,081,934
Financial Highlights & Ratios
PEG Ratio0.64
Price to Book (P/B)7.17
Price to Sales (P/S)5.10
P/FCF Ratio23.16
Enterprise Value/Market Cap0.86
Enterprise Value/Revenue3.74
Enterprise Value/Gross Profit8.38
Enterprise Value/Ebitda14.88
Forecast
1Y Price Target
$20.13Price Target Upside31.19% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering5
EPS Forecast (FY)0.87
Revenue Forecast (FY)$20.97B
Bulls Say, Bears Say
Bulls Say
AI Strategy And Data AdvantageAnalyst notes AI is positioned as a core strategic pillar and that proprietary customer financial behavior data, combined with world-class AI talent and a culture that redesigns workflows around AI, can enable differentiated credit decisioning and product insights.
Operating Leverage And Diversified RevenueAnalyst points to strong operating leverage and diversified revenue drivers—unsecured loan originations, deposit growth, fee income, and accelerating profitability in Mexico—that support earnings growth even if headline efficiency gains remain moderate.
U.S. Market ExpansionAnalyst highlights a substantial opportunity in the United States banking market and recommends focusing on student loans and credit cards in California, Texas, and Florida to capture large Hispanic and Latino populations likely to favor adoption.
Bears Say
Investment-driven Margin PressureAnalyst indicates larger planned investments in return-to-office, artificial intelligence, and international expansion are expected to slow efficiency improvements and elevate operating expenses, pressuring profitability.
Provision And Earnings RiskAnalyst highlights that one-off provisions and higher loan-loss provisions, combined with rising operating expenses, contributed to a pre-tax earnings shortfall versus estimates and pose downside risk to earnings expectations.
U.S. Profitability RiskAnalyst warns profitability in the United States is likely to be lower than in Brazil because of structural market differences and tougher competition, which could limit margin expansion from the expansion strategy.
Nu Holdings News
NU FAQ
What was Nu Holdings’s price range in the past 12 months?
Nu Holdings lowest stock price was $11.71 and its highest was $18.98 in the past 12 months.
What is Nu Holdings’s market cap?
Nu Holdings’s market cap is $68.83B.
When is Nu Holdings’s upcoming earnings report date?
Nu Holdings’s upcoming earnings report date is May 14, 2026 which is in 7 days.
How were Nu Holdings’s earnings last quarter?
Nu Holdings released its earnings results on Feb 25, 2026. The company reported $0.182 earnings per share for the quarter, missing the consensus estimate of $0.191 by -$0.009.
Is Nu Holdings overvalued?
According to Wall Street analysts Nu Holdings’s price is currently Undervalued.
Does Nu Holdings pay dividends?
Nu Holdings does not currently pay dividends.
What is Nu Holdings’s EPS estimate?
Nu Holdings’s EPS estimate is 0.2.
How many shares outstanding does Nu Holdings have?
Nu Holdings has 3,837,998,500 shares outstanding.
What happened to Nu Holdings’s price movement after its last earnings report?
Nu Holdings reported an EPS of $0.182 in its last earnings report, missing expectations of $0.191. Following the earnings report the stock price went down -9.55%.
Which hedge fund is a major shareholder of Nu Holdings?
Currently, no hedge funds are holding shares in NU
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Nu Holdings Stock Smart Score
Neutral
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Analyst Consensus
Strong Buy
Average Price Target:
$20.13 (31.19% Upside)
$20.13 (31.19% Upside)
Blogger Sentiment
Bullish
NU Sentiment 90%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 17.3M Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $4.4M over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Positive
Last 7 Days ▲ 0.8%
Last 30 Days ▲ 2.1%
Last 30 Days ▲ 2.1%
News Sentiment
Bullish
Bullish news 75%
Bearish news 25%
Bearish news 25%
Technicals
SMA
Negative
20 days / 200 days
Momentum
39.45%
12-Months-Change
Fundamentals
Return on Equity
28.67%
Trailing 12-Months
Asset Growth
49.97%
Trailing 12-Months
Company Description
Nu Holdings
Nu Holdings Ltd. operates as a digital financial services platform and technology company primarily in Brazil, Mexico, and Colombia. It offers Nu credit and debit cards; Ultraviolet credit and debit cards; and mobile payment solutions for NuAccount customers to make and receive transfers, pay bills, and make everyday purchases through their mobile phones. The company provides savings solutions, such as Nu Personal Accounts, a digital account solution that supports all personal finance activities, from daily purchases and money transfers to savings; and Nu business accounts designed specifically for entrepreneur customers and their businesses. In addition, it offers NuInvest, an investment product that provides equity, fixed-income, options, and ETF products, as well as multimarket funds with curated asset allocations based on the customer's risk profile and financial position; personal unsecured loans; in-app buy now pay later' solution for Nu card customers to pay credit and debit purchases, and banking payment slips over time in up to twelve installments; and NuInsurance protecting solutions to help its customers secure life insurance and funeral benefits. The company was founded in 2013 and is headquartered in Sao Paulo, Brazil.
NU Company Deck
NU Earnings Call
Q4 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presents a strongly positive operating performance: robust customer growth, significant revenue and profit expansion, improving monetization (ARPAC), large credit and deposit growth, strong capital/liquidity buffers, and tangible AI/product progress. Near‑term headwinds and noise include regulatory changes to FGTS that reduced secured originations, several one‑time charges (Prosofipo, return‑to‑office provisions), and expected short‑term pressure on the efficiency ratio from deliberate investments in AI, global expansion and office reopening. Asset quality trends are broadly stable but subject to normal seasonality and higher provisions driven by growth. Overall, positive fundamentals and strategic positioning outweigh the manageable and largely explicit near‑term challenges.View all NU earnings summariesNU Stock 12 Month Forecast
Average Price Target
$20.13
▲(31.19% Upside)
Technical Analysis
Ownership Overview
0.79% Insiders
15.41% Mutual Funds
4.28% Other Institutional Investors
69.93% Public Companies and Individual Investors