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Nu Holdings (NU)
NYSE:NU
NU Stock Chart & Stats
$14.76
$0.00(0.00%)
At close: 4:00 PM EST
$14.76
$0.00(0.00%)
Day’s Range― - ―
52-Week Range$9.01 - $18.98
Previous CloseN/A
Volume6.89M
Average Volume (3M)56.53M
Market Cap
$71.67B
Enterprise Value$98.31B
Total Cash (Recent Filing)$10.74B
Total Debt (Recent Filing)$37.76B
Price to Earnings (P/E)24.9
Beta1.50
Next Earnings
May 14, 2026EPS Estimate
0.2Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.19
Shares Outstanding3,833,073,000
10 Day Avg. Volume65,827,630
30 Day Avg. Volume56,534,428
Financial Highlights & Ratios
PEG Ratio0.64
Price to Book (P/B)7.17
Price to Sales (P/S)5.10
P/FCF Ratio9.52
Enterprise Value/Market Cap1.37
Enterprise Value/Revenue6.39
Enterprise Value/Gross Profit14.87
Enterprise Value/Ebitda24.96
Forecast
1Y Price Target
$19.68Price Target Upside33.33% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering6
EPS Forecast (FY)0.87
Revenue Forecast (FY)$19.94B
Bulls Say, Bears Say
Bulls Say
International Expansion And Banking LicensesProgress toward obtaining banking licenses across key markets and a measured U.S. expansion create new revenue opportunities without material capital or liquidity strain, supporting growth expectations.
Operating Leverage And Diversified RevenuesStrong operating leverage from the core business, combined with diversified fee, credit, and float revenues, should support earnings growth even if headline efficiency gains are moderate.
Tax Incentives Reducing Effective Tax RateTax incentives tied to technology investment and global expansion are expected to lower the effective tax rate and partially offset higher operating costs, improving net profitability.
Bears Say
Higher Tax Burden From Bank ConversionA bank conversion would subject the company to a higher social contribution tax rate, which could reduce net income compared with the current tax treatment.
Investment-driven Cost PressureLarger planned investments in return-to-office initiatives, artificial intelligence, and international expansion are likely to slow efficiency gains and pressure near-term margins.
Rising Operating Expenses And One-off ProvisionsHigher operating expenses and one-off provisions caused pre-tax earnings to miss estimates, signaling downside risk to short-term profitability forecasts.
Nu Holdings News
NU FAQ
What was Nu Holdings’s price range in the past 12 months?
Nu Holdings lowest stock price was $9.01 and its highest was $18.98 in the past 12 months.
What is Nu Holdings’s market cap?
Nu Holdings’s market cap is $71.67B.
When is Nu Holdings’s upcoming earnings report date?
Nu Holdings’s upcoming earnings report date is May 14, 2026 which is in 71 days.
How were Nu Holdings’s earnings last quarter?
Nu Holdings released its earnings results on Feb 25, 2026. The company reported $0.19 earnings per share for the quarter, missing the consensus estimate of $0.191 by -$0.001.
Is Nu Holdings overvalued?
According to Wall Street analysts Nu Holdings’s price is currently Undervalued.
Does Nu Holdings pay dividends?
Nu Holdings does not currently pay dividends.
What is Nu Holdings’s EPS estimate?
Nu Holdings’s EPS estimate is 0.2.
How many shares outstanding does Nu Holdings have?
Nu Holdings has 3,833,073,000 shares outstanding.
What happened to Nu Holdings’s price movement after its last earnings report?
Nu Holdings reported an EPS of $0.19 in its last earnings report, missing expectations of $0.191. Following the earnings report the stock price went down -9.55%.
Which hedge fund is a major shareholder of Nu Holdings?
Currently, no hedge funds are holding shares in NU
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Nu Holdings Stock Smart Score
Outperform
1
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4
5
6
7
8
9
10
Analyst Consensus
Strong Buy
Average Price Target:
$19.68 (33.33% Upside)
$19.68 (33.33% Upside)
Blogger Sentiment
Bullish
NU Sentiment 93%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 17.3M Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Positive
Last 7 Days ▲ 0.6%
Last 30 Days ▲ 1.0%
Last 30 Days ▲ 1.0%
News Sentiment
Very Bullish
Bullish news 86%
Bearish news 14%
Bearish news 14%
Technicals
SMA
Positive
20 days / 200 days
Momentum
41.30%
12-Months-Change
Fundamentals
Return on Equity
30.30%
Trailing 12-Months
Asset Growth
49.97%
Trailing 12-Months
Company Description
Nu Holdings
Nu Holdings Ltd. operates as a digital financial services platform and technology company primarily in Brazil, Mexico, and Colombia. It offers Nu credit and debit cards; Ultraviolet credit and debit cards; and mobile payment solutions for NuAccount customers to make and receive transfers, pay bills, and make everyday purchases through their mobile phones. The company provides savings solutions, such as Nu Personal Accounts, a digital account solution that supports all personal finance activities, from daily purchases and money transfers to savings; and Nu business accounts designed specifically for entrepreneur customers and their businesses. In addition, it offers NuInvest, an investment product that provides equity, fixed-income, options, and ETF products, as well as multimarket funds with curated asset allocations based on the customer's risk profile and financial position; personal unsecured loans; in-app buy now pay later' solution for Nu card customers to pay credit and debit purchases, and banking payment slips over time in up to twelve installments; and NuInsurance protecting solutions to help its customers secure life insurance and funeral benefits. The company was founded in 2013 and is headquartered in Sao Paulo, Brazil.
NU Company Deck
NU Earnings Call
Q4 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presents a strongly positive operating performance: robust customer growth, significant revenue and profit expansion, improving monetization (ARPAC), large credit and deposit growth, strong capital/liquidity buffers, and tangible AI/product progress. Near‑term headwinds and noise include regulatory changes to FGTS that reduced secured originations, several one‑time charges (Prosofipo, return‑to‑office provisions), and expected short‑term pressure on the efficiency ratio from deliberate investments in AI, global expansion and office reopening. Asset quality trends are broadly stable but subject to normal seasonality and higher provisions driven by growth. Overall, positive fundamentals and strategic positioning outweigh the manageable and largely explicit near‑term challenges.View all NU earnings summariesNU Stock 12 Month Forecast
Average Price Target
$19.68
▲(33.33% Upside)
Technical Analysis
Ownership Overview
Currently, No data available
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